Insurance Plans Comparison
ManipalCigna ProHealth Prime Advantage vs Star Assure
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreProHealth Prime Advantage
ProHealth Prime Advantage
What Makes It Special:
ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Assure
Star Health Assure Insurance Policy
What Makes It Special:
Star Health Assure is a flexible, high-limit health insurance plan designed for individuals and families, with coverage options from ₹5 lakh up to ₹2 crore. The plan offers cashless hospitalization across a wide network, daily hospital cash benefits, and no room rent restrictions on standard rooms. It features lifetime renewability,...
Best For:
Unlimited restoration option plan
Premium floater family health plan
Flexible high-sum insured protection
Flexible options for payment of premium
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
You want maternity and newborn coverage included
You want no room rent capping for standard rooms
You value unlimited restoration of sum insured
You want coverage up to ₹2 crore for family
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() ProHealth Prime Advantage Health Insurance Plan VS VS |
![]() Assure Health Insurance Plan |
| Room Rent |
|---|
ProHealth Prime Advantage Normal: Single Private AC Room ICU: Covered up to Sum Insured |
VS VS |
Assure Capped at up to 1% of Sum Insured per day for a ₹5 Lakh cover. For ₹10 Lakh to ₹25 Lakh cover: Any room allowed except suites. For ₹50 Lakh to ₹2 Crore cover: Any room category with zero restrictions (Suites included). Proportionate deduction applies if an higher room tier is chosen. |
| Advanced Treatments |
|---|
ProHealth Prime Advantage Modern and advanced treatments covered up to Sum Insured |
VS VS |
Assure Not Available |
| ICU Charges |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure No restriction on ICU room rent |
| Co-payment |
|---|
ProHealth Prime Advantage Not mentioned |
VS VS |
Assure 0% for entries up to age 60. A mandatory 10% co-payment applies to each and every claim if the insured person's age at entry is 61 years or older. |
| Disease-wise sublimits |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure No |
| Waiting Period |
|---|
ProHealth Prime Advantage Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period:
Specific Disease/Procedure Waiting Period: 24 Months |
VS VS |
Assure Not Available |
| Cashless Healthcare Providers |
|---|
ProHealth Prime Advantage Cashless hospitalization available at network hospitals |
VS VS |
Assure 14000+ Healthcare Providers |
| Restoration Benefit |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Daycare Treatment |
|---|
ProHealth Prime Advantage Covered up to Sum Insured |
VS VS |
Assure Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Cumulative Bonus |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure 25% of the Sum Insured for each claim-free year, up to a maximum of 100%. |
| AYUSH Treatment |
|---|
ProHealth Prime Advantage Covered up to Sum Insured |
VS VS |
Assure Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Consumable Cover |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Yes |
| Initial Waiting Period |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure 30 days. |
| Specific Waiting Period |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure 2 years |
| PED Waiting Period |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure 36 months (3 years) for 1 and 2-year policy terms; reduced to 30 months if a 3-year policy term is chosen up front. |
| Modern Treatment |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Not included for general consultations or regular pharmacies. Outpatient benefits are available exclusively for Chronic Severe Refractory Asthma up to specified policy sub-limits. |
| Deductible Option |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Available as an option |
| Coverage Options |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr |
| Claim Settlement Ratio |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure 82.31% |
| Maternity Cover |
|---|
ProHealth Prime Advantage Not Available |
VS VS |
Assure Covered up to 10% of the Sum Insured after a continuous 24-month waiting period. Requires both spouses to be covered under the same policy. |
Insurance Plans Comparison
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Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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