Insurance Plans Comparison
ManipalCigna ProHealth Prime Advantage vs Star Health Cardiac Care Silver & Gold Plan
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
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ProHealth Prime Advantage
ProHealth Prime Advantage
What Makes It Special:
ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Health Cardiac Care Silver & Gold Plan
Health Insurance for Individuals with a History of Cardiac Conditions
What Makes It Special:
Cardiac-Focused Health Insurance
Best For:
Customers seeking specified modern treatment and eligible AYUSH coverage.
Individuals seeking outpatient benefits at network hospitals.
Customers comparing Silver and Gold cardiac coverage options.
Customers seeking cover for eligible cardiac and non-cardiac hospitalisation.
Individuals with a qualifying history of cardiac conditions or procedures.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
Check the outpatient benefit limit and network hospital requirements.
Review the room rent limit and post-hospitalisation benefit limit.
Check the 10% co-payment applicable from age 61.
Understand the 30-day initial waiting period and other applicable waiting periods.
Review the 90-day cardiac waiting period.
Compare the cardiac coverage offered under Silver and Gold.
Check whether you meet the policy’s cardiac eligibility criteria.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
ProHealth Prime Advantage Health Insurance Plan VS VS |
Health Cardiac Care Silver & Gold Plan Health Insurance Plan |
| Room Rent |
|---|
ProHealth Prime Advantage Normal: Single Private AC Room ICU: Covered up to Sum Insured |
VS VS |
Health Cardiac Care Silver & Gold Plan
|
| Advanced Treatments |
|---|
ProHealth Prime Advantage Modern and advanced treatments covered up to Sum Insured |
VS VS |
Health Cardiac Care Silver & Gold Plan Information Unavailable |
| ICU Charges |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Covered as part of eligible hospitalisation expenses, subject to policy terms. |
| Co-payment |
|---|
ProHealth Prime Advantage Not mentioned |
VS VS |
Health Cardiac Care Silver & Gold Plan 10% for insured persons aged 61 years and above at policy purchase or renewal. |
| Disease-wise sublimits |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Sublimits apply to specified treatments, including cataract and modern treatments. |
| Waiting Period |
|---|
ProHealth Prime Advantage Initial Waiting Period: 30 Days Pre-existing Disease Waiting Period:
Specific Disease/Procedure Waiting Period: 24 Months |
VS VS |
Health Cardiac Care Silver & Gold Plan Information Unavailable |
| Cashless Healthcare Providers |
|---|
ProHealth Prime Advantage Cashless hospitalization available at network hospitals |
VS VS |
Health Cardiac Care Silver & Gold Plan Cashless treatment is available at eligible network hospitals, subject to authorisation and policy conditions. |
| Restoration Benefit |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Not specified. |
| Daycare Treatment |
|---|
ProHealth Prime Advantage Covered up to Sum Insured |
VS VS |
Health Cardiac Care Silver & Gold Plan Eligible daycare procedures are covered, subject to policy terms. |
| Cumulative Bonus |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Not specified. |
| AYUSH Treatment |
|---|
ProHealth Prime Advantage Covered up to Sum Insured |
VS VS |
Health Cardiac Care Silver & Gold Plan Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered up to the Sum Insured, subject to policy terms. |
| Consumable Cover |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Not specified. |
| Initial Waiting Period |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan 30 days, except for covered accident-related claims. |
| Specific Waiting Period |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan 24 months for specified diseases and procedures. |
| PED Waiting Period |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan 36 months for pre-existing diseases. Cardiac ailments covered under Section II have a separate 90-day waiting period. |
| Modern Treatment |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Specified modern treatments are covered within the applicable treatment limits. |
| Annual Health Checkup |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Not specified. |
| Pre-Hospitalisation |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Covered for up to 30 days before hospital admission. |
| Post-Hospitalisation |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Up to 60 days after discharge, limited to 7% of hospitalisation expenses and a maximum of ₹5,000 per hospitalisation. |
| Outpatient Department Cover (OPD Expense) |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Up to ₹500 per event, subject to a maximum of ₹1,500 per policy period at network hospitals in India. |
| Deductible Option |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Not specified. |
| Coverage Options |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Individual coverage with Silver and Gold plan options. |
| Claim Settlement Ratio |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Insurer-level metric, not a policy benefit. |
| Maternity Cover |
|---|
ProHealth Prime Advantage Information Unavailable |
VS VS |
Health Cardiac Care Silver & Gold Plan Not covered, except where the policy provides an applicable accident-related exception. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
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Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
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Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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