Insurance Plans Comparison
Star Health Cardiac Care Silver & Gold Plan vs Star Young Star
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreHealth Cardiac Care Silver & Gold Plan
Health Insurance for Individuals with a History of Cardiac Conditions
What Makes It Special:
Cardiac-Focused Health Insurance
Best For:
Customers seeking specified modern treatment and eligible AYUSH coverage.
Individuals seeking outpatient benefits at network hospitals.
Customers comparing Silver and Gold cardiac coverage options.
Customers seeking cover for eligible cardiac and non-cardiac hospitalisation.
Individuals with a qualifying history of cardiac conditions or procedures.
VS
Young Star
Star Young star policy
What Makes It Special:
Young Star Insurance Policy is a health insurance plan designed for adults between 18 and 40 years, with dependent children eligible from 91 days to 25 years on a floater basis. It offers individual and family floater coverage, automatic restoration of Basic Sum Insured, cumulative bonus, health check-up benefits, wellness...
Best For:
Buyers looking for long-term health insurance with lifelong renewability
Customers who want wellness-based premium discounts
Customers looking for automatic restoration of Basic Sum Insured
Young families seeking individual or family floater coverage
Adults between 18 and 40 years looking for health insurance
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Check the outpatient benefit limit and network hospital requirements.
Review the room rent limit and post-hospitalisation benefit limit.
Check the 10% co-payment applicable from age 61.
Understand the 30-day initial waiting period and other applicable waiting periods.
Review the 90-day cardiac waiting period.
Compare the cardiac coverage offered under Silver and Gold.
Check whether you meet the policy’s cardiac eligibility criteria.
The restored Sum Insured cannot be carried forward and does not apply to Modern Treatment.
The maternity benefit is available only under the Gold Plan and has specific eligibility and waiting period conditions.
Room eligibility is based on a Single Private A/C Room, with proportionate deductions for higher room categories.
Specified diseases and procedures have a 12-month waiting period.
The PED waiting period is 12 months.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Health Cardiac Care Silver & Gold Plan Health Insurance Plan VS VS |
![]() Young Star Health Insurance Plan |
| Room Rent |
|---|
Health Cardiac Care Silver & Gold Plan
|
VS VS |
Young Star Single Private A/C Room, with proportionate deductions applicable for higher room categories |
| ICU Charges |
|---|
Health Cardiac Care Silver & Gold Plan Covered as part of eligible hospitalisation expenses, subject to policy terms. |
VS VS |
Young Star Covered as part of hospitalisation expenses |
| Co-payment |
|---|
Health Cardiac Care Silver & Gold Plan 10% for insured persons aged 61 years and above at policy purchase or renewal. |
VS VS |
Young Star No standard co-payment specified in the supplied policy document |
| Disease-wise sublimits |
|---|
Health Cardiac Care Silver & Gold Plan Sublimits apply to specified treatments, including cataract and modern treatments. |
VS VS |
Young Star Applicable limits may apply to specific treatments and benefits |
| Restoration Benefit |
|---|
Health Cardiac Care Silver & Gold Plan Not specified. |
VS VS |
Young Star 100% Automatic Restoration of Basic Sum Insured, subject to policy conditions |
| Cashless Healthcare Providers |
|---|
Health Cardiac Care Silver & Gold Plan Cashless treatment is available at eligible network hospitals, subject to authorisation and policy conditions. |
VS VS |
Young Star Cashless hospitalisation available through Star Health network hospitals |
| Daycare Treatment |
|---|
Health Cardiac Care Silver & Gold Plan Eligible daycare procedures are covered, subject to policy terms. |
VS VS |
Young Star All Day Care Procedures Covered |
| Cumulative Bonus |
|---|
Health Cardiac Care Silver & Gold Plan Not specified. |
VS VS |
Young Star 20% of Basic Sum Insured for every claim-free year, up to 100% of Basic Sum Insured |
| AYUSH Treatment |
|---|
Health Cardiac Care Silver & Gold Plan Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered up to the Sum Insured, subject to policy terms. |
VS VS |
Young Star Covered, subject to applicable policy terms |
| Consumable Cover |
|---|
Health Cardiac Care Silver & Gold Plan Not specified. |
VS VS |
Young Star Not specifically mentioned in the supplied policy document |
| Initial Waiting Period |
|---|
Health Cardiac Care Silver & Gold Plan 30 days, except for covered accident-related claims. |
VS VS |
Young Star 30 Days, except for eligible accident-related claims |
| Specific Waiting Period |
|---|
Health Cardiac Care Silver & Gold Plan 24 months for specified diseases and procedures. |
VS VS |
Young Star 12 Months for specified diseases and procedures |
| PED Waiting Period |
|---|
Health Cardiac Care Silver & Gold Plan 36 months for pre-existing diseases. Cardiac ailments covered under Section II have a separate 90-day waiting period. |
VS VS |
Young Star 12 Months for pre-existing diseases and their direct complications |
| Modern Treatment |
|---|
Health Cardiac Care Silver & Gold Plan Specified modern treatments are covered within the applicable treatment limits. |
VS VS |
Young Star Covered subject to applicable limits |
| Annual Health Checkup |
|---|
Health Cardiac Care Silver & Gold Plan Not specified. |
VS VS |
Young Star Available after completion of each policy year, subject to applicable limits and renewal |
| Pre-Hospitalisation |
|---|
Health Cardiac Care Silver & Gold Plan Covered for up to 30 days before hospital admission. |
VS VS |
Young Star Covered for up to 60 Days |
| Post-Hospitalisation |
|---|
Health Cardiac Care Silver & Gold Plan Up to 60 days after discharge, limited to 7% of hospitalisation expenses and a maximum of ₹5,000 per hospitalisation. |
VS VS |
Young Star Covered for up to 90 Days |
| Outpatient Department Cover (OPD Expense) |
|---|
Health Cardiac Care Silver & Gold Plan Up to ₹500 per event, subject to a maximum of ₹1,500 per policy period at network hospitals in India. |
VS VS |
Young Star Not specified as a standard OPD benefit |
| Deductible Option |
|---|
Health Cardiac Care Silver & Gold Plan Not specified. |
VS VS |
Young Star 1-day deductible applies to the Hospital Cash Benefit |
| Coverage Options |
|---|
Health Cardiac Care Silver & Gold Plan Individual coverage with Silver and Gold plan options. |
VS VS |
Young Star ₹3 Lakh to ₹1 Crore, with ₹3 Lakh available only on an individual basis; higher options available on individual and floater basis |
| Claim Settlement Ratio |
|---|
Health Cardiac Care Silver & Gold Plan Insurer-level metric, not a policy benefit. |
VS VS |
Young Star Not specified in the supplied policy document |
| Maternity Cover |
|---|
Health Cardiac Care Silver & Gold Plan Not covered, except where the policy provides an applicable accident-related exception. |
VS VS |
Young Star Delivery expenses up to ₹30,000 per delivery under the Gold Plan, subject to a 36-month waiting period and other conditions |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Health Cardiac Care Silver & Gold Plan vs Optima Secure
Health Cardiac Care Silver & Gold Plan vs Super Mediclaim
Health Cardiac Care Silver & Gold Plan vs Health Recharge
Health Cardiac Care Silver & Gold Plan vs Cancer Cover Activ Cancer Secure Plan
Health Cardiac Care Silver & Gold Plan vs Optima Secure Plus
Health Cardiac Care Silver & Gold Plan vs Women Care
Health Cardiac Care Silver & Gold Plan vs Aspire Diamond+
Health Cardiac Care Silver & Gold Plan vs Activate Booster Plan A
Health Cardiac Care Silver & Gold Plan vs Active Care Premier
Health Cardiac Care Silver & Gold Plan vs ProHealth Accumulate
Health Cardiac Care Silver & Gold Plan vs Health Super Saver Standard
Health Cardiac Care Silver & Gold Plan vs Supreme Shine
Health Cardiac Care Silver & Gold Plan vs Optima Secure Global Plus
Health Cardiac Care Silver & Gold Plan vs myHealth Suraksha Gold
Health Cardiac Care Silver & Gold Plan vs LifeTime Health Global
Health Cardiac Care Silver & Gold Plan vs Active Fit Plus
Health Cardiac Care Silver & Gold Plan vs OneHealth Premium
Health Cardiac Care Silver & Gold Plan vs Activ Health Platinum Essential
Health Cardiac Care Silver & Gold Plan vs Medicare Plus
Health Cardiac Care Silver & Gold Plan vs Medicare Senior
Health Cardiac Care Silver & Gold Plan vs Enhance Super Top-up Two
Health Cardiac Care Silver & Gold Plan vs Medicare Protect
Health Cardiac Care Silver & Gold Plan vs Activ One SAVR
Health Cardiac Care Silver & Gold Plan vs Active Assure Diamond
Health Cardiac Care Silver & Gold Plan vs Activ One VIP
Health Cardiac Care Silver & Gold Plan vs Health Pulse Classic
Health Cardiac Care Silver & Gold Plan vs Advantage
Health Cardiac Care Silver & Gold Plan vs Special Care Gold
Health Cardiac Care Silver & Gold Plan vs Activ One Max
Health Cardiac Care Silver & Gold Plan vs Classic
Health Cardiac Care Silver & Gold Plan vs Activ One Vytl
Health Cardiac Care Silver & Gold Plan vs Supreme
Health Cardiac Care Silver & Gold Plan vs Freedom
Health Cardiac Care Silver & Gold Plan vs Sarvah Pratham
Health Cardiac Care Silver & Gold Plan vs Joy Today
Health Cardiac Care Silver & Gold Plan vs Medi Classic
Health Cardiac Care Silver & Gold Plan vs Activate Booster Plan B
Health Cardiac Care Silver & Gold Plan vs Aspire Gold+
Health Cardiac Care Silver & Gold Plan vs Aspire Platinum+
Health Cardiac Care Silver & Gold Plan vs Plus Complete
Health Cardiac Care Silver & Gold Plan vs Reassure 2.0 Platinum+
Health Cardiac Care Silver & Gold Plan vs Elder Care
Health Cardiac Care Silver & Gold Plan vs Reassure 3.0 Elite
Health Cardiac Care Silver & Gold Plan vs EquiCover
Health Cardiac Care Silver & Gold Plan vs Young Star Gold
Health Cardiac Care Silver & Gold Plan vs Enhance Super Top-up One
Health Cardiac Care Silver & Gold Plan vs Joy Tomorrow
Health Cardiac Care Silver & Gold Plan vs Activ One VIP+
Health Cardiac Care Silver & Gold Plan vs Reassure 3.0 Select
Health Cardiac Care Silver & Gold Plan vs Red Carpet Senior Citizens
Health Cardiac Care Silver & Gold Plan vs Medicare Premier
Health Cardiac Care Silver & Gold Plan vs Family Health Optima
Health Cardiac Care Silver & Gold Plan vs Health Companion Variant 2022
Health Cardiac Care Silver & Gold Plan vs Health Companion Variant 3
Health Cardiac Care Silver & Gold Plan vs Plus Youth
Health Cardiac Care Silver & Gold Plan vs Assure
Health Cardiac Care Silver & Gold Plan vs Health Premia Gold
Health Cardiac Care Silver & Gold Plan vs Health Premia Platinum
Health Cardiac Care Silver & Gold Plan vs Cancer Care Platinum
Health Cardiac Care Silver & Gold Plan vs Optima Lite
Health Cardiac Care Silver & Gold Plan vs ProHealth Prime Protect
Health Cardiac Care Silver & Gold Plan vs Comprehensive
Health Cardiac Care Silver & Gold Plan vs HeartBeat Enhanced
Health Cardiac Care Silver & Gold Plan vs Reassure
Health Cardiac Care Silver & Gold Plan vs Supreme Senior Premium
Health Cardiac Care Silver & Gold Plan vs Health Recharge Super Top Up Plan
Health Cardiac Care Silver & Gold Plan vs Reassure 3.0
Health Cardiac Care Silver & Gold Plan vs myHealth Suraksha Platinum
Health Cardiac Care Silver & Gold Plan vs Supreme Value for Money
Health Cardiac Care Silver & Gold Plan vs Supreme Senior Super
Health Cardiac Care Silver & Gold Plan vs Supreme Enhance
Health Cardiac Care Silver & Gold Plan vs Reassure 2.0 Gold
Health Cardiac Care Silver & Gold Plan vs Medicare
Health Cardiac Care Silver & Gold Plan vs Ultimate (Direct)
Health Cardiac Care Silver & Gold Plan vs Young Star
Health Cardiac Care Silver & Gold Plan vs Sarvah Param
Health Cardiac Care Silver & Gold Plan vs Optima Insurance
Health Cardiac Care Silver & Gold Plan vs Smart Super Health Assure
Health Cardiac Care Silver & Gold Plan vs Reassure 3.0 Black
Health Cardiac Care Silver & Gold Plan vs Health Guard Platinum
Health Cardiac Care Silver & Gold Plan vs Health Guard Gold
Health Cardiac Care Silver & Gold Plan vs Elevate (Direct)
Health Cardiac Care Silver & Gold Plan vs Extra Care Plus Super Top-up
Health Cardiac Care Silver & Gold Plan vs Health Care Supreme Smart
Health Cardiac Care Silver & Gold Plan vs Smart Health Pro
Health Cardiac Care Silver & Gold Plan vs Medi Classic Gold
Health Cardiac Care Silver & Gold Plan vs Optima Super Secure
Health Cardiac Care Silver & Gold Plan vs Special Care
Health Cardiac Care Silver & Gold Plan vs Medicare LITE
Health Cardiac Care Silver & Gold Plan vs Health Shield 360
Health Cardiac Care Silver & Gold Plan vs SecureHealth
Health Cardiac Care Silver & Gold Plan vs Supreme (Direct)
Health Cardiac Care Silver & Gold Plan vs Plus
Health Cardiac Care Silver & Gold Plan vs Mediclaim Insurance Policy
Health Cardiac Care Silver & Gold Plan vs Medicare Select
Health Cardiac Care Silver & Gold Plan vs Health Gain
Health Cardiac Care Silver & Gold Plan vs myHealth Koti Suraksha
Health Cardiac Care Silver & Gold Plan vs Senior
Health Cardiac Care Silver & Gold Plan vs myHealth Suraksha Silver
Health Cardiac Care Silver & Gold Plan vs Cardiac Care Platinum
Health Cardiac Care Silver & Gold Plan vs Royal Sundaram Lifeline Elite
Health Cardiac Care Silver & Gold Plan vs Super Surplus Gold
Health Cardiac Care Silver & Gold Plan vs Supreme Enhance One
Health Cardiac Care Silver & Gold Plan vs Supreme Enhance Two
Health Cardiac Care Silver & Gold Plan vs HeartBeat Platinum
Health Cardiac Care Silver & Gold Plan vs HeartBeat Gold
Health Cardiac Care Silver & Gold Plan vs Health SuperCharge
Health Cardiac Care Silver & Gold Plan vs Aspire Titanium+
Health Cardiac Care Silver & Gold Plan vs iHealth Plus
Health Cardiac Care Silver & Gold Plan vs ProHealth Prime Advantage
Health Cardiac Care Silver & Gold Plan vs Active Fit Preferred
Health Cardiac Care Silver & Gold Plan vs Reassure 3.0 Classic
Health Cardiac Care Silver & Gold Plan vs Senior Health Advantage
Health Cardiac Care Silver & Gold Plan vs Health Wallet
Health Cardiac Care Silver & Gold Plan vs Elevate
Health Cardiac Care Silver & Gold Plan vs Heart
Health Cardiac Care Silver & Gold Plan vs LifeTime Health
Health Cardiac Care Silver & Gold Plan vs Reassure 2.0 Titanium+
Health Cardiac Care Silver & Gold Plan vs ProHealth Prime Active
Health Cardiac Care Silver & Gold Plan vs ProHealth Prime Senior Elite
Health Cardiac Care Silver & Gold Plan vs Advanced Top Up
Health Cardiac Care Silver & Gold Plan vs Multiplier Health
Health Cardiac Care Silver & Gold Plan vs Diabetes Safe Plan A
Health Cardiac Care Silver & Gold Plan vs Reassure 2.0 Bronze+
Health Cardiac Care Silver & Gold Plan vs Enhance Super Top-up
Health Cardiac Care Silver & Gold Plan vs Young Star Silver
Health Cardiac Care Silver & Gold Plan vs Star Women Care Policy
Health Cardiac Care Silver & Gold Plan vs Joy
Health Cardiac Care Silver & Gold Plan vs Supreme Senior Health AdvantEdge
Health Cardiac Care Silver & Gold Plan vs Family Plus
Health Cardiac Care Silver & Gold Plan vs Criti Shield Plus
Health Cardiac Care Silver & Gold Plan vs Health Care Supreme Ultimo
Health Cardiac Care Silver & Gold Plan vs Health Shield 360 Retail
Health Cardiac Care Silver & Gold Plan vs Super Star
Health Cardiac Care Silver & Gold Plan vs Supreme Super Saver
Health Cardiac Care Silver & Gold Plan vs Senior First Platinum
Health Cardiac Care Silver & Gold Plan vs Optima Secure Global
Health Cardiac Care Silver & Gold Plan vs NextGen
Health Cardiac Care Silver & Gold Plan vs Health Insurance Platinum
Health Cardiac Care Silver & Gold Plan vs Energy Silver With Copay
Health Cardiac Care Silver & Gold Plan vs Optima Secure
Health Cardiac Care Silver & Gold Plan vs Super Mediclaim
Health Cardiac Care Silver & Gold Plan vs Health Recharge
Health Cardiac Care Silver & Gold Plan vs Cancer Cover Activ Cancer Secure Plan
Health Cardiac Care Silver & Gold Plan vs Optima Secure Plus
Young Star vs Optima Secure
Young Star vs Super Mediclaim
Young Star vs Health Recharge
Young Star vs Cancer Cover Activ Cancer Secure Plan
Young Star vs Optima Secure Plus
Young Star vs Women Care
Young Star vs Aspire Diamond+
Young Star vs Activate Booster Plan A
Young Star vs Active Care Premier
Young Star vs ProHealth Accumulate
Young Star vs Health Super Saver Standard
Young Star vs Supreme Shine
Young Star vs Optima Secure Global Plus
Young Star vs Health Cardiac Care Silver & Gold Plan
Young Star vs myHealth Suraksha Gold
Young Star vs LifeTime Health Global
Young Star vs Active Fit Plus
Young Star vs OneHealth Premium
Young Star vs Activ Health Platinum Essential
Young Star vs Medicare Plus
Young Star vs Medicare Senior
Young Star vs Enhance Super Top-up Two
Young Star vs Medicare Protect
Young Star vs Activ One SAVR
Young Star vs Active Assure Diamond
Young Star vs Activ One VIP
Young Star vs Health Pulse Classic
Young Star vs Advantage
Young Star vs Special Care Gold
Young Star vs Activ One Max
Young Star vs Classic
Young Star vs Activ One Vytl
Young Star vs Supreme
Young Star vs Freedom
Young Star vs Sarvah Pratham
Young Star vs Joy Today
Young Star vs Medi Classic
Young Star vs Activate Booster Plan B
Young Star vs Aspire Gold+
Young Star vs Aspire Platinum+
Young Star vs Plus Complete
Young Star vs Reassure 2.0 Platinum+
Young Star vs Elder Care
Young Star vs Reassure 3.0 Elite
Young Star vs EquiCover
Young Star vs Young Star Gold
Young Star vs Enhance Super Top-up One
Young Star vs Joy Tomorrow
Young Star vs Activ One VIP+
Young Star vs Reassure 3.0 Select
Young Star vs Red Carpet Senior Citizens
Young Star vs Medicare Premier
Young Star vs Family Health Optima
Young Star vs Health Companion Variant 2022
Young Star vs Health Companion Variant 3
Young Star vs Plus Youth
Young Star vs Assure
Young Star vs Health Premia Gold
Young Star vs Health Premia Platinum
Young Star vs Cancer Care Platinum
Young Star vs Optima Lite
Young Star vs ProHealth Prime Protect
Young Star vs Comprehensive
Young Star vs HeartBeat Enhanced
Young Star vs Reassure
Young Star vs Supreme Senior Premium
Young Star vs Health Recharge Super Top Up Plan
Young Star vs Reassure 3.0
Young Star vs myHealth Suraksha Platinum
Young Star vs Supreme Value for Money
Young Star vs Supreme Senior Super
Young Star vs Supreme Enhance
Young Star vs Reassure 2.0 Gold
Young Star vs Medicare
Young Star vs Ultimate (Direct)
Young Star vs Sarvah Param
Young Star vs Optima Insurance
Young Star vs Smart Super Health Assure
Young Star vs Reassure 3.0 Black
Young Star vs Health Guard Platinum
Young Star vs Health Guard Gold
Young Star vs Elevate (Direct)
Young Star vs Extra Care Plus Super Top-up
Young Star vs Health Care Supreme Smart
Young Star vs Smart Health Pro
Young Star vs Medi Classic Gold
Young Star vs Optima Super Secure
Young Star vs Special Care
Young Star vs Medicare LITE
Young Star vs Health Shield 360
Young Star vs SecureHealth
Young Star vs Supreme (Direct)
Young Star vs Plus
Young Star vs Mediclaim Insurance Policy
Young Star vs Medicare Select
Young Star vs Health Gain
Young Star vs myHealth Koti Suraksha
Young Star vs Senior
Young Star vs myHealth Suraksha Silver
Young Star vs Cardiac Care Platinum
Young Star vs Royal Sundaram Lifeline Elite
Young Star vs Super Surplus Gold
Young Star vs Supreme Enhance One
Young Star vs Supreme Enhance Two
Young Star vs HeartBeat Platinum
Young Star vs HeartBeat Gold
Young Star vs Health SuperCharge
Young Star vs Aspire Titanium+
Young Star vs iHealth Plus
Young Star vs ProHealth Prime Advantage
Young Star vs Active Fit Preferred
Young Star vs Reassure 3.0 Classic
Young Star vs Senior Health Advantage
Young Star vs Health Wallet
Young Star vs Elevate
Young Star vs Heart
Young Star vs LifeTime Health
Young Star vs Reassure 2.0 Titanium+
Young Star vs ProHealth Prime Active
Young Star vs ProHealth Prime Senior Elite
Young Star vs Advanced Top Up
Young Star vs Multiplier Health
Young Star vs Diabetes Safe Plan A
Young Star vs Reassure 2.0 Bronze+
Young Star vs Enhance Super Top-up
Young Star vs Young Star Silver
Young Star vs Star Women Care Policy
Young Star vs Joy
Young Star vs Supreme Senior Health AdvantEdge
Young Star vs Family Plus
Young Star vs Criti Shield Plus
Young Star vs Health Care Supreme Ultimo
Young Star vs Health Shield 360 Retail
Young Star vs Super Star
Young Star vs Supreme Super Saver
Young Star vs Senior First Platinum
Young Star vs Optima Secure Global
Young Star vs NextGen
Young Star vs Health Insurance Platinum
Young Star vs Energy Silver With Copay
Oneassure
Health Insurance
Compare Health Insurance Plans
Health Cardiac Care Silver & Gold Plan Vs Young Star
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

