Insurance Plans Comparison
Star Assure vs TATA AIG Health SuperCharge
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreAssure
Star Health Assure Insurance Policy
What Makes It Special:
Star Health Assure is a flexible, high-limit health insurance plan designed for individuals and families, with coverage options from ₹5 lakh up to ₹2 crore. The plan offers cashless hospitalization across a wide network, daily hospital cash benefits, and no room rent restrictions on standard rooms. It features lifetime renewability,...
Best For:
Unlimited restoration option plan
Premium floater family health plan
Flexible high-sum insured protection
Flexible options for payment of premium
VS
Health SuperCharge
Health SuperCharge
What Makes It Special:
Tata AIG Health Supercharge is a family floater health insurance plan that combines hospitalisation coverage with long-term coverage growth, wellness rewards and restoration benefits. It offers the 5X Supercharge Bonus, which increases the Base Sum Insured by 50% at every renewal, irrespective of claims, up to a maximum of 500%...
Best For:
Customers looking for family floater health insurance with flexible coverage options
Families seeking restoration benefits and optional enhanced coverage
People looking for wellness rewards that can be used for eligible healthcare expenses
Customers who want to increase their coverage through the 5X Supercharge Bonus
Families looking for health insurance coverage with long-term bonus accumulation benefits
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You want maternity and newborn coverage included
You want no room rent capping for standard rooms
You value unlimited restoration of sum insured
You want coverage up to ₹2 crore for family
Review optional covers such as Restore Infinity, Advanced Cover and Consumables Benefit to understand which additional benefits are available for your chosen plan.
Check the waiting periods and co-payment conditions, as these can vary based on the selected plan, age, treatment zone and hospital network.
This plan may suit you if you want wellness rewards for eligible OPD consultations, diagnostics, medicines and other specified healthcare expenses.
Consider this plan if you want a Restore Benefit that reinstates 100% of the Sum Insured once during the policy year, subject to policy terms.
Consider this plan if you want a 5X Supercharge Bonus that can grow up to 500% of the Base Sum Insured.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Assure Health Insurance Plan VS VS |
![]() Health SuperCharge Health Insurance Plan |
| Room Rent |
|---|
Assure Capped at up to 1% of Sum Insured per day for a ₹5 Lakh cover. For ₹10 Lakh to ₹25 Lakh cover: Any room allowed except suites. For ₹50 Lakh to ₹2 Crore cover: Any room category with zero restrictions (Suites included). Proportionate deduction applies if an higher room tier is chosen. |
VS VS |
Health SuperCharge Room eligibility varies by plan. Value Plan and Geo Plan have different room and network conditions. |
| ICU Charges |
|---|
Assure No restriction on ICU room rent |
VS VS |
Health SuperCharge ICU expenses are covered, subject to the Sum Insured and applicable policy terms. |
| Disease-wise sublimits |
|---|
Assure No |
VS VS |
Health SuperCharge Certain treatments may have specific limits. Refer to the policy wording and selected plan for applicable sublimits. |
| Co-payment |
|---|
Assure 0% for entries up to age 60. A mandatory 10% co-payment applies to each and every claim if the insured person's age at entry is 61 years or older. |
VS VS |
Health SuperCharge Co-payment may apply depending on entry age, selected plan, treatment zone and network usage. |
| Restoration Benefit |
|---|
Assure Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
VS VS |
Health SuperCharge The standard Restore Benefit reinstates 100% of the Sum Insured once during the policy year when available coverage becomes insufficient. Optional Restore Infinity provides further restoration, subject to its terms. |
| Cashless Healthcare Providers |
|---|
Assure 14000+ Healthcare Providers |
VS VS |
Health SuperCharge Value Plan uses Valued Provider Pan India hospitals; Geo Plan uses Network Providers. Cashless treatment is subject to pre-authorisation and policy terms. |
| Cumulative Bonus |
|---|
Assure 25% of the Sum Insured for each claim-free year, up to a maximum of 100%. |
VS VS |
Health SuperCharge 5X Supercharge Bonus adds 50% of the Base Sum Insured at every renewal, irrespective of claims, up to 500% of the Base Sum Insured. |
| Daycare Treatment |
|---|
Assure Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Health SuperCharge Eligible daycare procedures are covered, subject to policy terms. |
| AYUSH Treatment |
|---|
Assure Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Health SuperCharge Eligible AYUSH treatment is covered, subject to the applicable policy terms and limits. |
| Consumable Cover |
|---|
Assure Yes |
VS VS |
Health SuperCharge Available through the optional Consumables Benefit, subject to the policy terms. |
| Initial Waiting Period |
|---|
Assure 30 days. |
VS VS |
Health SuperCharge 30 days for illnesses, subject to policy terms and applicable exceptions. |
| Specific Waiting Period |
|---|
Assure 2 years |
VS VS |
Health SuperCharge 24 months for specified diseases and procedures, subject to policy terms. |
| PED Waiting Period |
|---|
Assure 36 months (3 years) for 1 and 2-year policy terms; reduced to 30 months if a 3-year policy term is chosen up front. |
VS VS |
Health SuperCharge 36 months under the base plan. The optional Advanced Cover can reduce the waiting period to 30 days for Diabetes, Hypertension, Hyperlipidemia and Asthma. |
| Modern Treatment |
|---|
Assure Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Health SuperCharge Eligible modern treatments are covered, subject to the selected plan and applicable policy limits. |
| Annual Health Checkup |
|---|
Assure Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Health SuperCharge Available through the optional Preventive Annual Health Check-Up cover, subject to its terms. |
| Pre-Hospitalisation |
|---|
Assure You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Health SuperCharge Covered subject to the applicable policy terms and limits. Confirm the exact coverage period from the product wording. |
| Post-Hospitalisation |
|---|
Assure You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Health SuperCharge Covered, subject to the applicable policy limits and terms. Confirm the exact coverage period from the product wording |
| Outpatient Department Cover (OPD Expense) |
|---|
Assure Not included for general consultations or regular pharmacies. Outpatient benefits are available exclusively for Chronic Severe Refractory Asthma up to specified policy sub-limits. |
VS VS |
Health SuperCharge Wellness rewards can be redeemed for eligible OPD consultations, diagnostics, medicines and other specified expenses, subject to programme terms. |
| Deductible Option |
|---|
Assure Available as an option |
VS VS |
Health SuperCharge Optional deductible available, subject to the selected option and Policy Schedule. |
| Coverage Options |
|---|
Assure Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr |
VS VS |
Health SuperCharge Sum Insured and coverage options vary by plan and selected configuration. Refer to the applicable policy schedule. |
| Claim Settlement Ratio |
|---|
Assure 82.31% |
VS VS |
Health SuperCharge Not mentioned in the available Health Supercharge reference. |
| Maternity Cover |
|---|
Assure Covered up to 10% of the Sum Insured after a continuous 24-month waiting period. Requires both spouses to be covered under the same policy. |
VS VS |
Health SuperCharge Maternity coverage is not identified as a standard base benefit in the available Health Supercharge reference. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Assure vs Optima Secure
Assure vs Optima Secure Plus
Assure vs Cancer Cover Activ Cancer Secure Plan
Assure vs Health Recharge
Assure vs Women Care
Assure vs Aspire Diamond+
Assure vs Activate Booster Plan A
Assure vs Active Care Premier
Assure vs ProHealth Accumulate
Assure vs Supreme Shine
Assure vs Optima Secure Global Plus
Assure vs myHealth Suraksha Gold
Assure vs LifeTime Health Global
Assure vs Active Fit Plus
Assure vs Activ Health Platinum Essential
Assure vs Medicare Plus
Assure vs Medicare Senior
Assure vs Medicare Protect
Assure vs Activ One SAVR
Assure vs Active Assure Diamond
Assure vs Activ One VIP
Assure vs Advantage
Assure vs Activ One Max
Assure vs Classic
Assure vs Activ One Vytl
Assure vs Supreme
Assure vs Freedom
Assure vs Joy Today
Assure vs Medi Classic
Assure vs Activate Booster Plan B
Assure vs Aspire Gold+
Assure vs Health Recharge Super Top Up Plan
Assure vs Aspire Platinum+
Assure vs Plus Complete
Assure vs Reassure 2.0 Platinum+
Assure vs Elder Care
Assure vs Reassure 3.0 Elite
Assure vs EquiCover
Assure vs Activ One VIP+
Assure vs Reassure 3.0 Select
Assure vs Medicare Premier
Assure vs Plus Youth
Assure vs Optima Lite
Assure vs ProHealth Prime Protect
Assure vs Supreme Senior Premium
Assure vs myHealth Suraksha Platinum
Assure vs Supreme Senior Super
Assure vs Medicare
Assure vs Ultimate (Direct)
Assure vs Sarvah Param
Assure vs Optima Insurance
Assure vs Smart Super Health Assure
Assure vs Reassure 3.0 Black
Assure vs Health Guard Platinum
Assure vs Health Guard Gold
Assure vs Elevate (Direct)
Assure vs Extra Care Plus Super Top-up
Assure vs Health Care Supreme Smart
Assure vs Medi Classic Gold
Assure vs Smart Health Pro
Assure vs Optima Super Secure
Assure vs Special Care
Assure vs Medicare LITE
Assure vs Health Shield 360
Assure vs SecureHealth
Assure vs Supreme (Direct)
Assure vs Mediclaim Insurance Policy
Assure vs Medicare Select
Assure vs Young Star Gold
Assure vs Senior
Assure vs myHealth Koti Suraksha
Assure vs myHealth Suraksha Silver
Assure vs Cancer Care Platinum
Assure vs Royal Sundaram Lifeline Elite
Assure vs Supreme Enhance One
Assure vs Supreme Enhance Two
Assure vs Health Companion Variant 2022
Assure vs HeartBeat Gold
Assure vs Health SuperCharge
Assure vs Aspire Titanium+
Assure vs iHealth Plus
Assure vs HeartBeat Enhanced
Assure vs ProHealth Prime Advantage
Assure vs Active Fit Preferred
Assure vs Reassure 3.0 Classic
Assure vs Senior Health Advantage
Assure vs Health Wallet
Assure vs Heart
Assure vs Elevate
Assure vs Reassure 2.0 Titanium+
Assure vs LifeTime Health
Assure vs ProHealth Prime Active
Assure vs ProHealth Prime Senior Elite
Assure vs Advanced Top Up
Assure vs Multiplier Health
Assure vs Joy Tomorrow
Assure vs Reassure 2.0 Bronze+
Assure vs Star Women Care Policy
Assure vs Young Star Silver
Assure vs Reassure 3.0
Assure vs Joy
Assure vs Supreme Senior Health AdvantEdge
Assure vs Family Plus
Assure vs Criti Shield Plus
Assure vs Health Care Supreme Ultimo
Assure vs Health Shield 360 Retail
Assure vs Supreme Super Saver
Assure vs Super Star
Assure vs Senior First Platinum
Assure vs Optima Secure Global
Assure vs NextGen
Assure vs Health Insurance Platinum
Assure vs Energy Silver With Copay
Health SuperCharge vs Optima Secure
Health SuperCharge vs Optima Secure Plus
Health SuperCharge vs Cancer Cover Activ Cancer Secure Plan
Health SuperCharge vs Health Recharge
Health SuperCharge vs Women Care
Health SuperCharge vs Aspire Diamond+
Health SuperCharge vs Activate Booster Plan A
Health SuperCharge vs Active Care Premier
Health SuperCharge vs ProHealth Accumulate
Health SuperCharge vs Supreme Shine
Health SuperCharge vs Optima Secure Global Plus
Health SuperCharge vs myHealth Suraksha Gold
Health SuperCharge vs LifeTime Health Global
Health SuperCharge vs Active Fit Plus
Health SuperCharge vs Activ Health Platinum Essential
Health SuperCharge vs Medicare Plus
Health SuperCharge vs Medicare Senior
Health SuperCharge vs Medicare Protect
Health SuperCharge vs Activ One SAVR
Health SuperCharge vs Active Assure Diamond
Health SuperCharge vs Activ One VIP
Health SuperCharge vs Advantage
Health SuperCharge vs Assure
Health SuperCharge vs Activ One Max
Health SuperCharge vs Classic
Health SuperCharge vs Activ One Vytl
Health SuperCharge vs Supreme
Health SuperCharge vs Freedom
Health SuperCharge vs Joy Today
Health SuperCharge vs Medi Classic
Health SuperCharge vs Activate Booster Plan B
Health SuperCharge vs Aspire Gold+
Health SuperCharge vs Health Recharge Super Top Up Plan
Health SuperCharge vs Aspire Platinum+
Health SuperCharge vs Plus Complete
Health SuperCharge vs Reassure 2.0 Platinum+
Health SuperCharge vs Elder Care
Health SuperCharge vs Reassure 3.0 Elite
Health SuperCharge vs EquiCover
Health SuperCharge vs Activ One VIP+
Health SuperCharge vs Reassure 3.0 Select
Health SuperCharge vs Medicare Premier
Health SuperCharge vs Plus Youth
Health SuperCharge vs Optima Lite
Health SuperCharge vs ProHealth Prime Protect
Health SuperCharge vs Supreme Senior Premium
Health SuperCharge vs myHealth Suraksha Platinum
Health SuperCharge vs Supreme Senior Super
Health SuperCharge vs Medicare
Health SuperCharge vs Ultimate (Direct)
Health SuperCharge vs Sarvah Param
Health SuperCharge vs Optima Insurance
Health SuperCharge vs Smart Super Health Assure
Health SuperCharge vs Reassure 3.0 Black
Health SuperCharge vs Health Guard Platinum
Health SuperCharge vs Health Guard Gold
Health SuperCharge vs Elevate (Direct)
Health SuperCharge vs Extra Care Plus Super Top-up
Health SuperCharge vs Health Care Supreme Smart
Health SuperCharge vs Medi Classic Gold
Health SuperCharge vs Smart Health Pro
Health SuperCharge vs Optima Super Secure
Health SuperCharge vs Special Care
Health SuperCharge vs Medicare LITE
Health SuperCharge vs Health Shield 360
Health SuperCharge vs SecureHealth
Health SuperCharge vs Supreme (Direct)
Health SuperCharge vs Mediclaim Insurance Policy
Health SuperCharge vs Medicare Select
Health SuperCharge vs Young Star Gold
Health SuperCharge vs Senior
Health SuperCharge vs myHealth Koti Suraksha
Health SuperCharge vs myHealth Suraksha Silver
Health SuperCharge vs Cancer Care Platinum
Health SuperCharge vs Royal Sundaram Lifeline Elite
Health SuperCharge vs Supreme Enhance One
Health SuperCharge vs Supreme Enhance Two
Health SuperCharge vs Health Companion Variant 2022
Health SuperCharge vs HeartBeat Gold
Health SuperCharge vs Aspire Titanium+
Health SuperCharge vs iHealth Plus
Health SuperCharge vs HeartBeat Enhanced
Health SuperCharge vs ProHealth Prime Advantage
Health SuperCharge vs Active Fit Preferred
Health SuperCharge vs Reassure 3.0 Classic
Health SuperCharge vs Senior Health Advantage
Health SuperCharge vs Health Wallet
Health SuperCharge vs Heart
Health SuperCharge vs Elevate
Health SuperCharge vs Reassure 2.0 Titanium+
Health SuperCharge vs LifeTime Health
Health SuperCharge vs ProHealth Prime Active
Health SuperCharge vs ProHealth Prime Senior Elite
Health SuperCharge vs Advanced Top Up
Health SuperCharge vs Multiplier Health
Health SuperCharge vs Joy Tomorrow
Health SuperCharge vs Reassure 2.0 Bronze+
Health SuperCharge vs Star Women Care Policy
Health SuperCharge vs Young Star Silver
Health SuperCharge vs Reassure 3.0
Health SuperCharge vs Joy
Health SuperCharge vs Supreme Senior Health AdvantEdge
Health SuperCharge vs Family Plus
Health SuperCharge vs Criti Shield Plus
Health SuperCharge vs Health Care Supreme Ultimo
Health SuperCharge vs Health Shield 360 Retail
Health SuperCharge vs Supreme Super Saver
Health SuperCharge vs Super Star
Health SuperCharge vs Senior First Platinum
Health SuperCharge vs Optima Secure Global
Health SuperCharge vs NextGen
Health SuperCharge vs Health Insurance Platinum
Health SuperCharge vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

