What is the waiting period for pre-existing diseases under Health Supercharge?

The standard waiting period for pre-existing diseases is 36 months from policy inception. However, customers opting for the Advanced Cover Add-On can reduce this waiting period to 30 days for Diabetes, Hypertension, Hyperlipidemia, and Asthma.

How does the 5X Supercharge Bonus work?

The policy provides a bonus equal to 50% of the base Sum Insured on every renewal irrespective of claims. The total bonus can accumulate up to 500% of the base Sum Insured.

How can I avail cashless treatment under this policy?

Cashless treatment is available through Network Providers under Geo Plan and Valued Provider – Pan India hospitals under Value Plan. Pre-authorization must be obtained before treatment.

What optional covers are available with Health Supercharge?

Optional covers include Restore Infinity, Emergency Air Ambulance Cover, Consumables Benefit, Preventive Annual Health Check-Up, Advanced Cover, and Accidental Death Benefit.

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Health Insurance

TATA AIG

Health SuperCharge

Experience India's most trusted health insurance with TATA AIG Health Insurance. Get instant cashless treatment at 12000 network hospitals with sum insured up to ₹50 lakhs.

95.43

Claim Settlement Ratio

12000

Network Hospitals

0

Customer Rating

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95.43

Claim Settlement Ratio

12000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: TATA AIG Health Insurance

Final Verdict

Tata AIG Health Supercharge stands out for its 5X Supercharge Bonus, restore benefit, and wellness rewards, making it suitable for families looking to build higher health coverage over time.

About

About TATA AIG Health Insurance

Tata AIG Health Supercharge is a family floater health insurance policy that combines hospitalization coverage with wellness benefits and long-term coverage enhancement features. The plan covers inpatient treatment, day care procedures, domiciliary treatment, organ donor expenses, AYUSH treatment, and ambulance services. A key feature is the 5X Supercharge Bonus, which increases coverage by 50% of the base Sum Insured at every renewal irrespective of claims, up to a maximum of 500%. The policy also includes restore benefits, wellness rewards, and several optional covers to enhance protection.

Tata AIG Health Supercharge is a family floater health insurance policy that combines hospitalization coverage with wellness benefits and long-term coverage enhancement features. The plan covers inpatient treatment, day care procedures, domiciliary treatment, organ donor expenses, AYUSH treatment, and ambulance services. A key feature is the 5X Supercharge Bonus, which increases coverage by 50% of the base Sum Insured at every renewal irrespective of claims, up to a maximum of 500%. The policy also includes...

Inclusions and Exclusions

Inclusions and Exclusions of TATA AIG Insurance Company Limited

Room Rent

Standard Room: Cap not specified.
ICU Charges: Cap not specified.

Advanced Treatments

Robotic Surgeries
Immunotherapy (Monoclonal Antibody)
Stem Cell Therapy for Hematopoietic Stem Cell Bone Marrow Transplant
Balloon Sinuplasty/FESS
Oral Chemotherapy

Co-payment

20% co-payment if entry age is 61 years or above
Additional 20% higher-zone co-payment under Geo Plan for treatment in Zone A
30% co-payment under Value Plan for treatment outside Valued Provider – Pan India network

Waiting Period

Initial Waiting Period: 30 days
Pre-existing Disease Waiting Period: 36 months

Cashless Healthcare Providers

Cashless treatment through Network Providers (Geo Plan) or Valued Provider – Pan India (Value Plan)

Daycare Treatment

Covered

AYUSH Treatment

Covered

Room Rent

Standard Room: Cap not specified.
ICU Charges: Cap not specified.

Advanced Treatments

Robotic Surgeries
Immunotherapy (Monoclonal Antibody)
Stem Cell Therapy for Hematopoietic Stem Cell Bone Marrow Transplant
Balloon Sinuplasty/FESS
Oral Chemotherapy

Co-payment

20% co-payment if entry age is 61 years or above
Additional 20% higher-zone co-payment under Geo Plan for treatment in Zone A
30% co-payment under Value Plan for treatment outside Valued Provider – Pan India network

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Exclusions

Not available

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About the company

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе company also providеs top-up plans and spеcial plans for critical illnеssеs. With morе than 10,000 nеtwork hospitals across India, TATA AIG makеs cashlеss trеatmеnts еasy and quick. Thе insurеr is known for fast claim approvals, 24x7 customеr support, and transparеnt sеrvicе. It also offеrs tax bеnеfits undеr Sеction 80D for...

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе...