What is the waiting period for pre-existing diseases under Health Supercharge?

The standard waiting period for pre-existing diseases is 36 months from policy inception. However, customers opting for the Advanced Cover Add-On can reduce this waiting period to 30 days for Diabetes, Hypertension, Hyperlipidemia, and Asthma.

How does the 5X Supercharge Bonus work?

The policy provides a bonus equal to 50% of the base Sum Insured on every renewal irrespective of claims. The total bonus can accumulate up to 500% of the base Sum Insured.

How can I avail cashless treatment under this policy?

Cashless treatment is available through Network Providers under Geo Plan and Valued Provider – Pan India hospitals under Value Plan. Pre-authorization must be obtained before treatment.

What optional covers are available with Health Supercharge?

Optional covers include Restore Infinity, Emergency Air Ambulance Cover, Consumables Benefit, Preventive Annual Health Check-Up, Advanced Cover, and Accidental Death Benefit.

OneAssure

Health Insurance

TATA AIG

Health SuperCharge

Experience India's most trusted health insurance with TATA AIG Health Insurance. Get instant cashless treatment at 7500 network hospitals with sum insured up to ₹50 lakhs.

95.43

Claim Settlement Ratio

7500

Network Hospitals

0

Customer Rating

Policy Policy Wording

Get a Quote

95.43

Claim Settlement Ratio

7500

Network Hospitals

0

Customer Rating

Policy Policy Wording

Our Verdict

Expert Review: TATA AIG Health Insurance

Final Verdict

Tata AIG Health Supercharge stands out for its 5X Supercharge Bonus, restore benefit, and wellness rewards, making it suitable for families looking to build higher health coverage over time.

About

About TATA AIG Health Insurance

Tata AIG Health Supercharge is a family floater health insurance policy that combines hospitalization coverage with wellness benefits and long-term coverage enhancement features. The plan covers inpatient treatment, day care procedures, domiciliary treatment, organ donor expenses, AYUSH treatment, and ambulance services. A key feature is the 5X Supercharge Bonus, which increases coverage by 50% of the base Sum Insured at every renewal irrespective of claims, up to a maximum of 500%. The policy also includes restore benefits, wellness rewards, and several optional covers to enhance protection.

Tata AIG Health Supercharge is a family floater health insurance policy that combines hospitalization coverage with wellness benefits and long-term coverage enhancement features. The plan covers inpatient treatment, day care procedures, domiciliary treatment, organ donor expenses, AYUSH treatment, and ambulance services. A key feature is the 5X Supercharge Bonus, which increases coverage by 50% of the base Sum Insured at every renewal irrespective of claims, up to a maximum of 500%. The policy also includes...

Health SuperCharge Ratings

Health SuperCharge

Insurer Rating

5.99

out of 10

Insurance Rating

8.25

out of 10

No Room Rent Limit

Yes

Consumables Covered

Yes

No Co-payment

Yes

Loyalty Bonus >= 500%

Yes

No Disease Sublimits

Add on

Unlimited Restoration

Add on

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of TATA AIG Insurance Company Limited

Room Rent

Standard Room: Cap not specified.
ICU Charges: Cap not specified.

Advanced Treatments

Robotic Surgeries
Immunotherapy (Monoclonal Antibody)
Stem Cell Therapy for Hematopoietic Stem Cell Bone Marrow Transplant
Balloon Sinuplasty/FESS
Oral Chemotherapy

Co-payment

20% co-payment if entry age is 61 years or above
Additional 20% higher-zone co-payment under Geo Plan for treatment in Zone A
30% co-payment under Value Plan for treatment outside Valued Provider – Pan India network

Cashless Healthcare Providers

Cashless treatment through Network Providers (Geo Plan) or Valued Provider – Pan India (Value Plan)

Waiting Period

Initial Waiting Period: 30 days
Pre-existing Disease Waiting Period: 36 months

Daycare Treatment

Covered

AYUSH Treatment

Covered

Room Rent

Standard Room: Cap not specified.
ICU Charges: Cap not specified.

Advanced Treatments

Robotic Surgeries
Immunotherapy (Monoclonal Antibody)
Stem Cell Therapy for Hematopoietic Stem Cell Bone Marrow Transplant
Balloon Sinuplasty/FESS
Oral Chemotherapy

Co-payment

20% co-payment if entry age is 61 years or above
Additional 20% higher-zone co-payment under Geo Plan for treatment in Zone A
30% co-payment under Value Plan for treatment outside Valued Provider – Pan India network

Exclusions

Not available

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About the company

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе company also providеs top-up plans and spеcial plans for critical illnеssеs. With morе than 10,000 nеtwork hospitals across India, TATA AIG makеs cashlеss trеatmеnts еasy...

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе...