Star Health Assure Insurance Policy

Your sum insured increases by 10% every year, maximum up to 100%

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

30 days.

2 years

3 years

Health check-up is available once every policy year, from day 1 of the policy

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

OPD expenses are not included

82.31%

13000+ Healthcare Providers

Available

No restriction on ICU room rent

No

Yes

Yes

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Available as an option

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr

If your sum insured is up to ₹5 lakh, room rent coverage is capped at 1% of your sum insured. For sum insured between ₹10 lakh and ₹25 lakh, you can choose a single AC or twin-sharing room, excluding suites. If your sum insured is ₹50 lakh or more, you have full freedom to pick any room category.