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Insurance Plans Comparison

Star Star Women Care Policy vs Royal Sundaram Family Plus

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Star Women Care Policy

Cover delivery expenses up to the policy limit, pay bariatric surgery bills up to ₹2,50,000 or ₹5,00,000 including pre and post hospitalisation, and restore the sum insured once by 100% for a later hospital stay.

What Makes It Special:

Star Women Care Insurance Policy is designed around the healthcare needs of women and their families. The product provides regular hospitalisation coverage along with maternity-related benefits, pregnancy entry subject to conditions, newborn support, family floater options and additional benefits such as bariatric surgery and restoration.

Best For:

  • Pregnant women who meet the product's entry conditions

  • Wellness-linked, preventive care insurance

  • Automatic sum insured restoration

  • Premium maternity and newborn care

  • Comprehensive women’s family health protection

VS
Royal Sundaram

Family Plus

Give each member an individual sum insured plus a shared floater, with no room rent cap, a one-time reload for a different illness after both are used up, and maternity cover of up to ₹50,000 a delivery.

What Makes It Special:

Family Plus focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Star Star Women Care Policy

  • You prefer no medical check-up before purchase

  • You enjoy earning wellness points and premium discounts

  • You need surrogacy and oocyte donor coverage

  • You want automatic sum insured restoration after a claim

  • You value OPD consultations and yearly health check-ups

Royal Sundaram Family Plus

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Star Women Care Policy
Star Women Care Policy

Health Insurance Plan

Brochure

Policy Wording

VS
Family Plus
Family Plus

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Star Women Care Policy

Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L

VS

Family Plus

Normal: No Room Rent Capping

ICU: Covered up to Sum Insured

ICU Charges

Star Women Care Policy

No restriction on ICU room rent

VS

Family Plus

Information Unavailable

Advanced Treatments

Star Women Care Policy

Information Unavailable

VS

Family Plus

Not mentioned

Disease-wise sublimits

Star Women Care Policy

No

VS

Family Plus

Information Unavailable

Co-payment

Star Women Care Policy

Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above)

VS

Family Plus

Not mentioned

Waiting Period

Star Women Care Policy

Information Unavailable

VS

Family Plus

Initial Waiting Period: 30 Days

Pre-existing Disease Waiting Period: 36 Months

Specific Disease/Procedure Waiting Period: 24 Months (16 specified diseases/conditions)

Maternity Waiting Period: 24 Months

Restoration Benefit

Star Women Care Policy

100% once after full/partial utilization in a year

VS

Family Plus

Information Unavailable

Cashless Healthcare Providers

Star Women Care Policy

13000+ Healthcare Providers

VS

Family Plus

7,000+ Network Hospitals

Cumulative Bonus

Star Women Care Policy

20% each year, up to 100%

VS

Family Plus

Information Unavailable

Daycare Treatment

Star Women Care Policy

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Family Plus

Covered up to Sum Insured

Consumable Cover

Star Women Care Policy

Yes

VS

Family Plus

Information Unavailable

AYUSH Treatment

Star Women Care Policy

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Family Plus

Covered

Initial Waiting Period

Star Women Care Policy

30 days.

VS

Family Plus

Information Unavailable

Specific Waiting Period

Star Women Care Policy

2 years

VS

Family Plus

Information Unavailable

PED Waiting Period

Star Women Care Policy

3 years

VS

Family Plus

Information Unavailable

Modern Treatment

Star Women Care Policy

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Family Plus

Information Unavailable

Annual Health Checkup

Star Women Care Policy

Health check-up is available once every policy year, from day 1 of the policy

VS

Family Plus

Information Unavailable

Pre-Hospitalisation

Star Women Care Policy

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Family Plus

Information Unavailable

Post-Hospitalisation

Star Women Care Policy

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

VS

Family Plus

Information Unavailable

Outpatient Department Cover (OPD Expense)

Star Women Care Policy

OPD is available

VS

Family Plus

Information Unavailable

Deductible Option

Star Women Care Policy

Not Available

VS

Family Plus

Information Unavailable

Coverage Options

Star Women Care Policy

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr

VS

Family Plus

Information Unavailable

Claim Settlement Ratio

Star Women Care Policy

82.31%

VS

Family Plus

Information Unavailable

Maternity Cover

Star Women Care Policy

Available

VS

Family Plus

Information Unavailable

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

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Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

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Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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