What is the waiting period for maternity benefits?

Maternity benefits are available after a 24-month waiting period. The same waiting period also applies to attached newborn baby cover benefits.

What makes Family Plus different from regular family floater plans?

Family Plus offers a unique combination of individual sum insured for each member along with a common floater sum insured that can be used by all covered members. This creates multiple layers of protection within a single policy.

Does the policy cover newborn babies?

Yes. The plan includes newborn baby cover and vaccination expenses for the newborn during the first year, subject to policy conditions and maternity benefit eligibility.

How does the Reload Benefit work?

The policy provides a reload benefit up to the base sum insured once during the policy year after both the base sum insured and floater sum insured have been exhausted. The reloaded amount can be used jointly or individually by covered members.

OneAssure

Health Insurance

Royal Sundaram

Family Plus

Experience India's most trusted health insurance with Royal Sundaram Health Insurance. Get instant cashless treatment at 10000 network hospitals with sum insured up to ₹50 lakhs.

95.9

Claim Settlement Ratio

10000

Network Hospitals

0

Customer Rating

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95.9

Claim Settlement Ratio

10000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Royal Sundaram Health Insurance

Final Verdict

Family Plus stands out because it combines individual and floater sum insured in the same policy while offering maternity benefits, newborn coverage, and protection for extended family members.

About

About Royal Sundaram Health Insurance

Family Plus is a comprehensive family health insurance plan from Royal Sundaram that is designed to protect both immediate and extended family members under a single policy. A unique feature of the plan is its combination of individual sum insured and common floater sum insured, allowing multiple layers of protection. The policy includes maternity coverage, newborn baby cover, vaccination benefits, no room rent capping, reload benefits, no-claim bonus, domiciliary hospitalization, and wellness benefits. It is particularly suitable for families looking for long-term healthcare protection across generations.

Family Plus is a comprehensive family health insurance plan from Royal Sundaram that is designed to protect both immediate and extended family members under a single policy. A unique feature of the plan is its combination of individual sum insured and common floater sum insured, allowing multiple layers of protection. The policy includes maternity coverage, newborn baby cover, vaccination benefits, no room rent capping, reload benefits, no-claim bonus, domiciliary hospitalization, and wellness benefits. It is...

Inclusions and Exclusions

Inclusions and Exclusions of Royal Sundaram Insurance Company Limited

Room Rent

Normal: No Room Rent Capping
ICU: Covered up to Sum Insured

Advanced Treatments

Not mentioned

Co-payment

Not mentioned

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months
Specific Disease/Procedure Waiting Period: 24 Months (16 specified diseases/conditions)
Maternity Waiting Period: 24 Months

Cashless Healthcare Providers

7,000+ Network Hospitals

Daycare Treatment

Covered up to Sum Insured

AYUSH Treatment

Covered

Room Rent

Normal: No Room Rent Capping
ICU: Covered up to Sum Insured

Advanced Treatments

Not mentioned

Co-payment

Not mentioned

Pageof 3

Exclusions

Not available

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About the company

Ovеrviеw of Royal Sundaram Hеalth Insurancе Royal Sundaram Hеalth Insurancе, a division of Royal Sundaram Gеnеral Insurancе Co. Limitеd, is among India’s most dеpеndablе and customеr-friеndly hеalth insurеrs. Thе company focusеs on providing affordablе and flеxiblе hеalth solutions that catеr to individuals, familiеs, and sеnior citizеns with varying health care needs.
With a widе nеtwork of ovеr 10,000 hospitals across thе country, Royal Sundaram еnsurеs quick and hasslе-frее cashlеss trеatmеnts for its policyholdеrs. Thе insurеr is known for its transparеnt claim procеss, innovativе plan options, and long-standing commitmеnt to customеr satisfaction. Its approach combinеs rеliability, simplicity, and valuе, making health care protection accеssiblе and strеss-frее for еvеry housеhold.

Ovеrviеw of Royal Sundaram Hеalth Insurancе Royal Sundaram Hеalth Insurancе, a division of Royal Sundaram Gеnеral Insurancе Co. Limitеd, is among India’s most dеpеndablе and customеr-friеndly hеalth insurеrs. Thе company focusеs on providing affordablе and flеxiblе hеalth solutions that catеr to individuals, familiеs, and sеnior citizеns with varying health care needs. With a widе nеtwork of ovеr 10,000 hospitals across thе country, Royal Sundaram еnsurеs quick and hasslе-frее cashlеss trеatmеnts for its policyholdеrs. Thе insurеr...