Insurance Plans Comparison
HDFC ERGO Optima Secure Global vs TATA AIG Medicare Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Optima Secure Global
Optima Secure Global
What Makes It Special:
Optima Secure is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Medicare Select
Comprehensive Health Insurance with Flexible Coverage Options, Unlimited Restoration and Customisable Benefits
What Makes It Special:
TATA AIG MediCare Select is a customisable health insurance plan offering individual and family floater coverage. It combines core hospitalisation benefits with optional features that allow policyholders to adjust their cover to their needs and budget.
Best For:
Flexible sum insured options
Critical illness and daycare treatments
Pre- and post-hospitalization expenses covered
Comprehensive individual and family coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
Covers daycare treatments without overnight stay.
Pre- and post-hospitalization expenses included.
Safeguards against critical illness and emergencies.
Comprehensive coverage for hospitalization and treatment.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Optima Secure Global Health Insurance Plan VS VS |
Medicare Select Health Insurance Plan |
| Room Rent |
|---|
Optima Secure Global Covered at Actuals |
VS VS |
Medicare Select Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category |
| Advanced Treatments |
|---|
Optima Secure Global Global Health Cover Available |
VS VS |
Medicare Select Information Unavailable |
| ICU Charges |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select No restriction on ICU room rent |
| Co-payment |
|---|
Optima Secure Global No Geography-Based Co-payment |
VS VS |
Medicare Select Not available |
| Disease-wise sublimits |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select No |
| Waiting Period |
|---|
Optima Secure Global 30 Days 24 Months 36 Months |
VS VS |
Medicare Select Information Unavailable |
| Cashless Healthcare Providers |
|---|
Optima Secure Global 16,000+ Network Hospitals & Healthcare Providers |
VS VS |
Medicare Select 12,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses |
| Daycare Treatment |
|---|
Optima Secure Global Covered |
VS VS |
Medicare Select Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Cumulative Bonus |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year |
| AYUSH Treatment |
|---|
Optima Secure Global Covered up till sun assured |
VS VS |
Medicare Select Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Consumable Cover |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select No. However, available as an add-on |
| Initial Waiting Period |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select 30 days |
| Specific Waiting Period |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select 2 years |
| PED Waiting Period |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select 3 years |
| Modern Treatment |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select Health checkup is not included as part of base cover. However, available as an add-on |
| Pre-Hospitalisation |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select OPD expense is not included as part of base cover. However, available as an add-on |
| Deductible Option |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select Available as an option |
| Coverage Options |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr |
| Claim Settlement Ratio |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select 95.43% |
| Maternity Cover |
|---|
Optima Secure Global Information Unavailable |
VS VS |
Medicare Select Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Optima Secure Global vs Optima Secure
Optima Secure Global vs Super Mediclaim
Optima Secure Global vs Health Recharge
Optima Secure Global vs Cancer Cover Activ Cancer Secure Plan
Optima Secure Global vs Optima Secure Plus
Optima Secure Global vs Women Care
Optima Secure Global vs Aspire Diamond+
Optima Secure Global vs Activate Booster Plan A
Optima Secure Global vs Active Care Premier
Optima Secure Global vs ProHealth Accumulate
Optima Secure Global vs Health Super Saver Standard
Optima Secure Global vs Supreme Shine
Optima Secure Global vs Optima Secure Global Plus
Optima Secure Global vs Health Cardiac Care Silver & Gold Plan
Optima Secure Global vs myHealth Suraksha Gold
Optima Secure Global vs LifeTime Health Global
Optima Secure Global vs Active Fit Plus
Optima Secure Global vs OneHealth Premium
Optima Secure Global vs Activ Health Platinum Essential
Optima Secure Global vs Medicare Plus
Optima Secure Global vs Medicare Senior
Optima Secure Global vs Enhance Super Top-up Two
Optima Secure Global vs Medicare Protect
Optima Secure Global vs Activ One SAVR
Optima Secure Global vs Active Assure Diamond
Optima Secure Global vs Activ One VIP
Optima Secure Global vs Health Pulse Classic
Optima Secure Global vs Advantage
Optima Secure Global vs Special Care Gold
Optima Secure Global vs Activ One Max
Optima Secure Global vs Classic
Optima Secure Global vs Activ One Vytl
Optima Secure Global vs Supreme
Optima Secure Global vs Freedom
Optima Secure Global vs Sarvah Pratham
Optima Secure Global vs Joy Today
Optima Secure Global vs Medi Classic
Optima Secure Global vs Activate Booster Plan B
Optima Secure Global vs Aspire Gold+
Optima Secure Global vs Aspire Platinum+
Optima Secure Global vs Plus Complete
Optima Secure Global vs Reassure 2.0 Platinum+
Optima Secure Global vs Elder Care
Optima Secure Global vs Reassure 3.0 Elite
Optima Secure Global vs EquiCover
Optima Secure Global vs Young Star Gold
Optima Secure Global vs Enhance Super Top-up One
Optima Secure Global vs Joy Tomorrow
Optima Secure Global vs Activ One VIP+
Optima Secure Global vs Reassure 3.0 Select
Optima Secure Global vs Red Carpet Senior Citizens
Optima Secure Global vs Medicare Premier
Optima Secure Global vs Family Health Optima
Optima Secure Global vs Health Companion Variant 2022
Optima Secure Global vs Health Companion Variant 3
Optima Secure Global vs Plus Youth
Optima Secure Global vs Assure
Optima Secure Global vs Health Premia Gold
Optima Secure Global vs Health Premia Platinum
Optima Secure Global vs Cancer Care Platinum
Optima Secure Global vs Optima Lite
Optima Secure Global vs ProHealth Prime Protect
Optima Secure Global vs Comprehensive
Optima Secure Global vs HeartBeat Enhanced
Optima Secure Global vs Reassure
Optima Secure Global vs Supreme Senior Premium
Optima Secure Global vs Health Recharge Super Top Up Plan
Optima Secure Global vs Reassure 3.0
Optima Secure Global vs myHealth Suraksha Platinum
Optima Secure Global vs Supreme Value for Money
Optima Secure Global vs Supreme Senior Super
Optima Secure Global vs Supreme Enhance
Optima Secure Global vs Reassure 2.0 Gold
Optima Secure Global vs Medicare
Optima Secure Global vs Ultimate (Direct)
Optima Secure Global vs Young Star
Optima Secure Global vs Sarvah Param
Optima Secure Global vs Optima Insurance
Optima Secure Global vs Smart Super Health Assure
Optima Secure Global vs Reassure 3.0 Black
Optima Secure Global vs Health Guard Platinum
Optima Secure Global vs Health Guard Gold
Optima Secure Global vs Elevate (Direct)
Optima Secure Global vs Extra Care Plus Super Top-up
Optima Secure Global vs Health Care Supreme Smart
Optima Secure Global vs Smart Health Pro
Optima Secure Global vs Medi Classic Gold
Optima Secure Global vs Optima Super Secure
Optima Secure Global vs Special Care
Optima Secure Global vs Medicare LITE
Optima Secure Global vs Health Shield 360
Optima Secure Global vs SecureHealth
Optima Secure Global vs Supreme (Direct)
Optima Secure Global vs Plus
Optima Secure Global vs Mediclaim Insurance Policy
Optima Secure Global vs Medicare Select
Optima Secure Global vs Health Gain
Optima Secure Global vs myHealth Koti Suraksha
Optima Secure Global vs Senior
Optima Secure Global vs myHealth Suraksha Silver
Optima Secure Global vs Cardiac Care Platinum
Optima Secure Global vs Royal Sundaram Lifeline Elite
Optima Secure Global vs Super Surplus Gold
Optima Secure Global vs Supreme Enhance One
Optima Secure Global vs Supreme Enhance Two
Optima Secure Global vs HeartBeat Platinum
Optima Secure Global vs HeartBeat Gold
Optima Secure Global vs Health SuperCharge
Optima Secure Global vs Aspire Titanium+
Optima Secure Global vs iHealth Plus
Optima Secure Global vs ProHealth Prime Advantage
Optima Secure Global vs Active Fit Preferred
Optima Secure Global vs Reassure 3.0 Classic
Optima Secure Global vs Senior Health Advantage
Optima Secure Global vs Health Wallet
Optima Secure Global vs Elevate
Optima Secure Global vs Heart
Optima Secure Global vs LifeTime Health
Optima Secure Global vs Reassure 2.0 Titanium+
Optima Secure Global vs ProHealth Prime Active
Optima Secure Global vs ProHealth Prime Senior Elite
Optima Secure Global vs Advanced Top Up
Optima Secure Global vs Multiplier Health
Optima Secure Global vs Diabetes Safe Plan A
Optima Secure Global vs Reassure 2.0 Bronze+
Optima Secure Global vs Enhance Super Top-up
Optima Secure Global vs Young Star Silver
Optima Secure Global vs Star Women Care Policy
Optima Secure Global vs Joy
Optima Secure Global vs Supreme Senior Health AdvantEdge
Optima Secure Global vs Family Plus
Optima Secure Global vs Criti Shield Plus
Optima Secure Global vs Health Care Supreme Ultimo
Optima Secure Global vs Health Shield 360 Retail
Optima Secure Global vs Super Star
Optima Secure Global vs Supreme Super Saver
Optima Secure Global vs Senior First Platinum
Optima Secure Global vs NextGen
Optima Secure Global vs Health Insurance Platinum
Optima Secure Global vs Energy Silver With Copay
Medicare Select vs Optima Secure
Medicare Select vs Super Mediclaim
Medicare Select vs Health Recharge
Medicare Select vs Cancer Cover Activ Cancer Secure Plan
Medicare Select vs Optima Secure Plus
Medicare Select vs Women Care
Medicare Select vs Aspire Diamond+
Medicare Select vs Activate Booster Plan A
Medicare Select vs Active Care Premier
Medicare Select vs ProHealth Accumulate
Medicare Select vs Health Super Saver Standard
Medicare Select vs Supreme Shine
Medicare Select vs Optima Secure Global Plus
Medicare Select vs Health Cardiac Care Silver & Gold Plan
Medicare Select vs myHealth Suraksha Gold
Medicare Select vs LifeTime Health Global
Medicare Select vs Active Fit Plus
Medicare Select vs OneHealth Premium
Medicare Select vs Activ Health Platinum Essential
Medicare Select vs Medicare Plus
Medicare Select vs Medicare Senior
Medicare Select vs Enhance Super Top-up Two
Medicare Select vs Medicare Protect
Medicare Select vs Activ One SAVR
Medicare Select vs Active Assure Diamond
Medicare Select vs Activ One VIP
Medicare Select vs Health Pulse Classic
Medicare Select vs Advantage
Medicare Select vs Special Care Gold
Medicare Select vs Activ One Max
Medicare Select vs Classic
Medicare Select vs Activ One Vytl
Medicare Select vs Supreme
Medicare Select vs Freedom
Medicare Select vs Sarvah Pratham
Medicare Select vs Joy Today
Medicare Select vs Medi Classic
Medicare Select vs Activate Booster Plan B
Medicare Select vs Aspire Gold+
Medicare Select vs Aspire Platinum+
Medicare Select vs Plus Complete
Medicare Select vs Reassure 2.0 Platinum+
Medicare Select vs Elder Care
Medicare Select vs Reassure 3.0 Elite
Medicare Select vs EquiCover
Medicare Select vs Young Star Gold
Medicare Select vs Enhance Super Top-up One
Medicare Select vs Joy Tomorrow
Medicare Select vs Activ One VIP+
Medicare Select vs Reassure 3.0 Select
Medicare Select vs Red Carpet Senior Citizens
Medicare Select vs Medicare Premier
Medicare Select vs Family Health Optima
Medicare Select vs Health Companion Variant 2022
Medicare Select vs Health Companion Variant 3
Medicare Select vs Plus Youth
Medicare Select vs Assure
Medicare Select vs Health Premia Gold
Medicare Select vs Health Premia Platinum
Medicare Select vs Cancer Care Platinum
Medicare Select vs Optima Lite
Medicare Select vs ProHealth Prime Protect
Medicare Select vs Comprehensive
Medicare Select vs HeartBeat Enhanced
Medicare Select vs Reassure
Medicare Select vs Supreme Senior Premium
Medicare Select vs Health Recharge Super Top Up Plan
Medicare Select vs Reassure 3.0
Medicare Select vs myHealth Suraksha Platinum
Medicare Select vs Supreme Value for Money
Medicare Select vs Supreme Senior Super
Medicare Select vs Supreme Enhance
Medicare Select vs Reassure 2.0 Gold
Medicare Select vs Medicare
Medicare Select vs Ultimate (Direct)
Medicare Select vs Young Star
Medicare Select vs Sarvah Param
Medicare Select vs Optima Insurance
Medicare Select vs Smart Super Health Assure
Medicare Select vs Reassure 3.0 Black
Medicare Select vs Health Guard Platinum
Medicare Select vs Health Guard Gold
Medicare Select vs Elevate (Direct)
Medicare Select vs Extra Care Plus Super Top-up
Medicare Select vs Health Care Supreme Smart
Medicare Select vs Smart Health Pro
Medicare Select vs Medi Classic Gold
Medicare Select vs Optima Super Secure
Medicare Select vs Special Care
Medicare Select vs Medicare LITE
Medicare Select vs Health Shield 360
Medicare Select vs SecureHealth
Medicare Select vs Supreme (Direct)
Medicare Select vs Plus
Medicare Select vs Mediclaim Insurance Policy
Medicare Select vs Health Gain
Medicare Select vs myHealth Koti Suraksha
Medicare Select vs Senior
Medicare Select vs myHealth Suraksha Silver
Medicare Select vs Cardiac Care Platinum
Medicare Select vs Royal Sundaram Lifeline Elite
Medicare Select vs Super Surplus Gold
Medicare Select vs Supreme Enhance One
Medicare Select vs Supreme Enhance Two
Medicare Select vs HeartBeat Platinum
Medicare Select vs HeartBeat Gold
Medicare Select vs Health SuperCharge
Medicare Select vs Aspire Titanium+
Medicare Select vs iHealth Plus
Medicare Select vs ProHealth Prime Advantage
Medicare Select vs Active Fit Preferred
Medicare Select vs Reassure 3.0 Classic
Medicare Select vs Senior Health Advantage
Medicare Select vs Health Wallet
Medicare Select vs Elevate
Medicare Select vs Heart
Medicare Select vs LifeTime Health
Medicare Select vs Reassure 2.0 Titanium+
Medicare Select vs ProHealth Prime Active
Medicare Select vs ProHealth Prime Senior Elite
Medicare Select vs Advanced Top Up
Medicare Select vs Multiplier Health
Medicare Select vs Diabetes Safe Plan A
Medicare Select vs Reassure 2.0 Bronze+
Medicare Select vs Enhance Super Top-up
Medicare Select vs Young Star Silver
Medicare Select vs Star Women Care Policy
Medicare Select vs Joy
Medicare Select vs Supreme Senior Health AdvantEdge
Medicare Select vs Family Plus
Medicare Select vs Criti Shield Plus
Medicare Select vs Health Care Supreme Ultimo
Medicare Select vs Health Shield 360 Retail
Medicare Select vs Super Star
Medicare Select vs Supreme Super Saver
Medicare Select vs Senior First Platinum
Medicare Select vs Optima Secure Global
Medicare Select vs NextGen
Medicare Select vs Health Insurance Platinum
Medicare Select vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.