Insurance Plans Comparison
Star Women Care vs Future Generali Health Super Saver Standard
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Star Women Care is a specialized health plan designed for women and their families. It offers coverage from ₹5 lakh to ₹1 crore with benefits like maternity, newborn care, preventive check-ups, OPD consultations, and wellness rewards. The plan also includes coverage for surrogacy, oocyte donation, modern treatments, AYUSH, and organ...
Best For:
Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
(4-5 word description of the type of plan)
VS
What Makes It Special:
Future Generali Health Super Saver Standard offers robust hospitalization coverage while rewarding claim-free years with up to an 80% renewal premium discount. The policy provides extensive protection including inbuilt maternity benefits, home healthcare, AYUSH treatments, extended pre-and post-hospitalization coverage, day care procedures, and access to an extensive nationwide cashless hospital...
Best For:
Buyers seeking flexible sum insured options ranging from ₹3 Lakhs to ₹50 Lakhs.
Patients requiring home healthcare services for ongoing medical treatment or post-surgical care.
Buyers wanting comprehensive coverage for alternative therapies like Ayurveda, Unani, Siddha, and Homeopathy.
Policyholders seeking inbuilt maternity coverage for delivery, pre-natal, and post-natal care.
Families and individuals looking to save up to 80% on renewal premiums by remaining claim-free.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups
Future Generali Health Super Saver Standard
Ensure Future Generali’s 8,400+ cashless network hospitals include convenient facilities in your location.
Keep in mind the 24-month waiting period for pre-existing diseases and specified medical procedures.
Verify room rent and specific procedure sub-limits based on your selected base plan option.
Ideal if you require integrated maternity benefits after a 9-month waiting period.
Choose this plan if you want substantial long-term savings through an 80% discount on claim-free renewal years.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Women Care Health Insurance Plan VS VS |
![]() Health Super Saver Standard Health Insurance Plan |
| Room Rent |
|---|
Women Care Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L |
VS VS |
Health Super Saver Standard Room, board, and nursing expenses covered up to single private room eligibility limits. |
| ICU Charges |
|---|
Women Care No restriction on ICU room rent |
VS VS |
Health Super Saver Standard Fully covered as part of medically necessary hospitalisation with no specific daily capping. |
| Disease-wise sublimits |
|---|
Women Care No |
VS VS |
Health Super Saver Standard Applicable sub-limits for maternity, cataract, mental illness, modern treatments, and optional procedures. |
| Co-payment |
|---|
Women Care Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above) |
VS VS |
Health Super Saver Standard No mandatory co-payment percentage applied across entry age groups under base terms. |
| Cashless Healthcare Providers |
|---|
Women Care 13000+ Healthcare Providers |
VS VS |
Health Super Saver Standard Cashless facility accessible across Future Generali’s empanelled nationwide network hospital list. |
| Restoration Benefit |
|---|
Women Care 100% once after full/partial utilization in a year |
VS VS |
Health Super Saver Standard Sum insured restore options are subject to base policy terms and plan variant selection. |
| Daycare Treatment |
|---|
Women Care Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Health Super Saver Standard Over 400 specified medical and surgical procedures requiring less than 24 hours hospitalisation covered.dis |
| Cumulative Bonus |
|---|
Women Care 20% each year, up to 100% |
VS VS |
Health Super Saver Standard Replaced by Super Saver Discount offering an 80% renewal premium discount for claim-free tenures. |
| AYUSH Treatment |
|---|
Women Care Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Health Super Saver Standard Inpatient hospitalisation covered under Ayurveda, Unani, Siddha, or Homeopathy in recognized government institutes. |
| Consumable Cover |
|---|
Women Care Yes |
VS VS |
Health Super Saver Standard Non-medical consumable items specified in policy exclusions are not covered under base policy. |
| Initial Waiting Period |
|---|
Women Care 30 days. |
VS VS |
Health Super Saver Standard 30 days initial waiting period applies for all illnesses except accidental injuries. |
| Specific Waiting Period |
|---|
Women Care 2 years |
VS VS |
Health Super Saver Standard 24 months for specified conditions; 48 months for joint replacements due to degenerative conditions. |
| PED Waiting Period |
|---|
Women Care 3 years |
VS VS |
Health Super Saver Standard 24 months waiting period for pre-existing diseases and their direct medical complications. |
| Modern Treatment |
|---|
Women Care Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Health Super Saver Standard Restricted to 50% of the Sum Insured per policy period for listed modern procedures. |
| Annual Health Checkup |
|---|
Women Care Health check-up is available once every policy year, from day 1 of the policy |
VS VS |
Health Super Saver Standard Available annually for insured members as per eligible benefit structure and plan options. |
| Pre-Hospitalisation |
|---|
Women Care You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
VS VS |
Health Super Saver Standard Medical expenses covered up to 60 days immediately prior to hospital admission. |
| Post-Hospitalisation |
|---|
Women Care You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Health Super Saver Standard Medical expenses covered up to 90 days immediately following hospital discharge date. |
| Outpatient Department Cover (OPD Expense) |
|---|
Women Care OPD is available |
VS VS |
Health Super Saver Standard Outpatient medical and diagnostic procedures are excluded under standard inpatient base coverage. |
| Deductible Option |
|---|
Women Care Not Available |
VS VS |
Health Super Saver Standard Voluntary deductible options are not part of the standard policy base structure. |
| Coverage Options |
|---|
Women Care Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr |
VS VS |
Health Super Saver Standard Available under both Individual and Family Floater sum insured policy options. |
| Claim Settlement Ratio |
|---|
Women Care 82.31% |
VS VS |
Health Super Saver Standard Supported by Future Generali India Insurance's established claim processing performance track record. |
| Maternity Cover |
|---|
Women Care Available |
VS VS |
Health Super Saver Standard Covered after a 9-month waiting period, subject to sub-limits based on plan options. |
Insurance Plans Comparison
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Insurance Plans Comparison
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