Insurance Plans Comparison
Aditya Birla Activ One Vytl vs Future Generali Health Super Saver Standard
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreActiv One Vytl
Health Insurance with Day 1 Chronic Disease Cover and Chronic Management Program
What Makes It Special:
Aditya Birla Activ One VYTL is a tailored health insurance plan designed for Vitality customers seeking all-round protection and wellness rewards. It offers extensive hospitalization cover, day care treatments, health returns, and chronic management benefits. With features like wellness coaching, annual health check-ups, and optional covers such as maternity and...
Best For:
Wellness-Focused Health Insurance
Chronic Care Management Plan
Rewards for Healthy Lifestyle
Customizable with Optional Covers
VS
What Makes It Special:
Future Generali Health Super Saver Standard offers robust hospitalization coverage while rewarding claim-free years with up to an 80% renewal premium discount. The policy provides extensive protection including inbuilt maternity benefits, home healthcare, AYUSH treatments, extended pre-and post-hospitalization coverage, day care procedures, and access to an extensive nationwide cashless hospital...
Best For:
Buyers seeking flexible sum insured options ranging from ₹3 Lakhs to ₹50 Lakhs.
Patients requiring home healthcare services for ongoing medical treatment or post-surgical care.
Buyers wanting comprehensive coverage for alternative therapies like Ayurveda, Unani, Siddha, and Homeopathy.
Policyholders seeking inbuilt maternity coverage for delivery, pre-natal, and post-natal care.
Families and individuals looking to save up to 80% on renewal premiums by remaining claim-free.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Seeking health cover with wellness rewards
Want chronic illness management support
Prefer personalized health coaching benefits
Looking to earn HealthReturns regularly
Need flexibility with optional add-ons
Future Generali Health Super Saver Standard
Ensure Future Generali’s 8,400+ cashless network hospitals include convenient facilities in your location.
Keep in mind the 24-month waiting period for pre-existing diseases and specified medical procedures.
Verify room rent and specific procedure sub-limits based on your selected base plan option.
Ideal if you require integrated maternity benefits after a 9-month waiting period.
Choose this plan if you want substantial long-term savings through an 80% discount on claim-free renewal years.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Activ One Vytl Health Insurance Plan VS VS |
![]() Health Super Saver Standard Health Insurance Plan |
| Room Rent |
|---|
Activ One Vytl All room categories are covered |
VS VS |
Health Super Saver Standard Room, board, and nursing expenses covered up to single private room eligibility limits. |
| ICU Charges |
|---|
Activ One Vytl No restriction on ICU room rent |
VS VS |
Health Super Saver Standard Fully covered as part of medically necessary hospitalisation with no specific daily capping. |
| Disease-wise sublimits |
|---|
Activ One Vytl No |
VS VS |
Health Super Saver Standard Applicable sub-limits for maternity, cataract, mental illness, modern treatments, and optional procedures. |
| Co-payment |
|---|
Activ One Vytl Available as an option |
VS VS |
Health Super Saver Standard No mandatory co-payment percentage applied across entry age groups under base terms. |
| Restoration Benefit |
|---|
Activ One Vytl Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
VS VS |
Health Super Saver Standard Sum insured restore options are subject to base policy terms and plan variant selection. |
| Cashless Healthcare Providers |
|---|
Activ One Vytl 11000+ Healthcare Providers |
VS VS |
Health Super Saver Standard Cashless facility accessible across Future Generali’s empanelled nationwide network hospital list. |
| Daycare Treatment |
|---|
Activ One Vytl Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Health Super Saver Standard Over 400 specified medical and surgical procedures requiring less than 24 hours hospitalisation covered.dis |
| Cumulative Bonus |
|---|
Activ One Vytl Your sum insured increases by 50% every year up to 100%, maximum 3cr |
VS VS |
Health Super Saver Standard Replaced by Super Saver Discount offering an 80% renewal premium discount for claim-free tenures. |
| Consumable Cover |
|---|
Activ One Vytl Yes |
VS VS |
Health Super Saver Standard Non-medical consumable items specified in policy exclusions are not covered under base policy. |
| AYUSH Treatment |
|---|
Activ One Vytl Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Health Super Saver Standard Inpatient hospitalisation covered under Ayurveda, Unani, Siddha, or Homeopathy in recognized government institutes. |
| Initial Waiting Period |
|---|
Activ One Vytl 30 days |
VS VS |
Health Super Saver Standard 30 days initial waiting period applies for all illnesses except accidental injuries. |
| Specific Waiting Period |
|---|
Activ One Vytl 2 years |
VS VS |
Health Super Saver Standard 24 months for specified conditions; 48 months for joint replacements due to degenerative conditions. |
| PED Waiting Period |
|---|
Activ One Vytl 3 years |
VS VS |
Health Super Saver Standard 24 months waiting period for pre-existing diseases and their direct medical complications. |
| Modern Treatment |
|---|
Activ One Vytl Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
VS VS |
Health Super Saver Standard Restricted to 50% of the Sum Insured per policy period for listed modern procedures. |
| Annual Health Checkup |
|---|
Activ One Vytl Health check-up is available from the first policy year |
VS VS |
Health Super Saver Standard Available annually for insured members as per eligible benefit structure and plan options. |
| Pre-Hospitalisation |
|---|
Activ One Vytl You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
VS VS |
Health Super Saver Standard Medical expenses covered up to 60 days immediately prior to hospital admission. |
| Post-Hospitalisation |
|---|
Activ One Vytl You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Health Super Saver Standard Medical expenses covered up to 90 days immediately following hospital discharge date. |
| Outpatient Department Cover (OPD Expense) |
|---|
Activ One Vytl OPD expense is not included |
VS VS |
Health Super Saver Standard Outpatient medical and diagnostic procedures are excluded under standard inpatient base coverage. |
| Deductible Option |
|---|
Activ One Vytl Available as an option |
VS VS |
Health Super Saver Standard Voluntary deductible options are not part of the standard policy base structure. |
| Coverage Options |
|---|
Activ One Vytl Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr |
VS VS |
Health Super Saver Standard Available under both Individual and Family Floater sum insured policy options. |
| Claim Settlement Ratio |
|---|
Activ One Vytl 96% |
VS VS |
Health Super Saver Standard Supported by Future Generali India Insurance's established claim processing performance track record. |
| Maternity Cover |
|---|
Activ One Vytl Not available |
VS VS |
Health Super Saver Standard Covered after a 9-month waiting period, subject to sub-limits based on plan options. |
Insurance Plans Comparison
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Insurance Plans Comparison
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