Insurance Plans Comparison
Future Generali Health Super Saver Standard vs Star Health Gain
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Future Generali Health Super Saver Standard offers robust hospitalization coverage while rewarding claim-free years with up to an 80% renewal premium discount. The policy provides extensive protection including inbuilt maternity benefits, home healthcare, AYUSH treatments, extended pre-and post-hospitalization coverage, day care procedures, and access to an extensive nationwide cashless hospital...
Best For:
Buyers seeking flexible sum insured options ranging from ₹3 Lakhs to ₹50 Lakhs.
Patients requiring home healthcare services for ongoing medical treatment or post-surgical care.
Buyers wanting comprehensive coverage for alternative therapies like Ayurveda, Unani, Siddha, and Homeopathy.
Policyholders seeking inbuilt maternity coverage for delivery, pre-natal, and post-natal care.
Families and individuals looking to save up to 80% on renewal premiums by remaining claim-free.
VS
Health Gain
Flexible Health Insurance with Hospitalisation and OPD Benefits
What Makes It Special:
Inpatient Hospitalisation and Outpatient Medical Expenses
Best For:
Customers looking for daycare and eligible AYUSH treatment coverage.
Customers who use outpatient services at networked facilities.
Customers seeking flexible Sum Insured options.
Families looking for Individual or Family Floater coverage.
Individuals seeking inpatient and outpatient health insurance benefits.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Future Generali Health Super Saver Standard
Ensure Future Generali’s 8,400+ cashless network hospitals include convenient facilities in your location.
Keep in mind the 24-month waiting period for pre-existing diseases and specified medical procedures.
Verify room rent and specific procedure sub-limits based on your selected base plan option.
Ideal if you require integrated maternity benefits after a 9-month waiting period.
Choose this plan if you want substantial long-term savings through an 80% discount on claim-free renewal years.
Check the treatment-specific sublimits.
Review the pre- and post-hospitalisation benefit periods.
Check the selected OPD benefit limit.
Understand the waiting periods for pre-existing diseases and specified treatments.
Review the co-payment applicable to entry age 61 and above.
Check the room rent limit.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Health Super Saver Standard Health Insurance Plan VS VS |
![]() Health Gain Health Insurance Plan |
| Room Rent |
|---|
Health Super Saver Standard Room, board, and nursing expenses covered up to single private room eligibility limits. |
VS VS |
Health Gain
|
| ICU Charges |
|---|
Health Super Saver Standard Fully covered as part of medically necessary hospitalisation with no specific daily capping. |
VS VS |
Health Gain Covered as part of eligible hospitalisation expenses. |
| Co-payment |
|---|
Health Super Saver Standard No mandatory co-payment percentage applied across entry age groups under base terms. |
VS VS |
Health Gain 20% for insured persons whose age at entry is 61 years and above. |
| Disease-wise sublimits |
|---|
Health Super Saver Standard Applicable sub-limits for maternity, cataract, mental illness, modern treatments, and optional procedures. |
VS VS |
Health Gain Sublimits apply to specified treatments, including cataract and listed modern treatments. |
| Cashless Healthcare Providers |
|---|
Health Super Saver Standard Cashless facility accessible across Future Generali’s empanelled nationwide network hospital list. |
VS VS |
Health Gain Cashless treatment is available at eligible network hospitals, subject to pre-authorisation. |
| Restoration Benefit |
|---|
Health Super Saver Standard Sum insured restore options are subject to base policy terms and plan variant selection. |
VS VS |
Health Gain Not specified. |
| Cumulative Bonus |
|---|
Health Super Saver Standard Replaced by Super Saver Discount offering an 80% renewal premium discount for claim-free tenures. |
VS VS |
Health Gain Not specified. |
| Daycare Treatment |
|---|
Health Super Saver Standard Over 400 specified medical and surgical procedures requiring less than 24 hours hospitalisation covered.dis |
VS VS |
Health Gain Eligible daycare procedures are covered, subject to policy terms. |
| Consumable Cover |
|---|
Health Super Saver Standard Non-medical consumable items specified in policy exclusions are not covered under base policy. |
VS VS |
Health Gain Not specified. |
| AYUSH Treatment |
|---|
Health Super Saver Standard Inpatient hospitalisation covered under Ayurveda, Unani, Siddha, or Homeopathy in recognized government institutes. |
VS VS |
Health Gain Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered, subject to policy terms. |
| Initial Waiting Period |
|---|
Health Super Saver Standard 30 days initial waiting period applies for all illnesses except accidental injuries. |
VS VS |
Health Gain 30 days, except for covered accident-related claims. |
| Specific Waiting Period |
|---|
Health Super Saver Standard 24 months for specified conditions; 48 months for joint replacements due to degenerative conditions. |
VS VS |
Health Gain 24 months for specified diseases and procedures. |
| PED Waiting Period |
|---|
Health Super Saver Standard 24 months waiting period for pre-existing diseases and their direct medical complications. |
VS VS |
Health Gain 36 months for pre-existing diseases. |
| Modern Treatment |
|---|
Health Super Saver Standard Restricted to 50% of the Sum Insured per policy period for listed modern procedures. |
VS VS |
Health Gain Specified modern treatments are covered, subject to policy limits. |
| Annual Health Checkup |
|---|
Health Super Saver Standard Available annually for insured members as per eligible benefit structure and plan options. |
VS VS |
Health Gain Not specified. |
| Pre-Hospitalisation |
|---|
Health Super Saver Standard Medical expenses covered up to 60 days immediately prior to hospital admission. |
VS VS |
Health Gain Covered for up to 30 days before hospital admission. |
| Post-Hospitalisation |
|---|
Health Super Saver Standard Medical expenses covered up to 90 days immediately following hospital discharge date. |
VS VS |
Health Gain Covered for up to 60 days after discharge. |
| Outpatient Department Cover (OPD Expense) |
|---|
Health Super Saver Standard Outpatient medical and diagnostic procedures are excluded under standard inpatient base coverage. |
VS VS |
Health Gain Available at networked facilities in India, up to the selected benefit limit. |
| Deductible Option |
|---|
Health Super Saver Standard Voluntary deductible options are not part of the standard policy base structure. |
VS VS |
Health Gain Not specified. |
| Coverage Options |
|---|
Health Super Saver Standard Available under both Individual and Family Floater sum insured policy options. |
VS VS |
Health Gain Individual and Family Floater. |
| Claim Settlement Ratio |
|---|
Health Super Saver Standard Supported by Future Generali India Insurance's established claim processing performance track record. |
VS VS |
Health Gain Insurer-level metric, not a policy benefit. |
| Maternity Cover |
|---|
Health Super Saver Standard Covered after a 9-month waiting period, subject to sub-limits based on plan options. |
VS VS |
Health Gain Maternity expenses are excluded, except for the specified ectopic pregnancy exception. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Health Super Saver Standard vs Optima Secure
Health Super Saver Standard vs Super Mediclaim
Health Super Saver Standard vs Health Recharge
Health Super Saver Standard vs Cancer Cover Activ Cancer Secure Plan
Health Super Saver Standard vs Optima Secure Plus
Health Super Saver Standard vs Women Care
Health Super Saver Standard vs Aspire Diamond+
Health Super Saver Standard vs Activate Booster Plan A
Health Super Saver Standard vs Active Care Premier
Health Super Saver Standard vs ProHealth Accumulate
Health Super Saver Standard vs Supreme Shine
Health Super Saver Standard vs Optima Secure Global Plus
Health Super Saver Standard vs Health Cardiac Care Silver & Gold Plan
Health Super Saver Standard vs myHealth Suraksha Gold
Health Super Saver Standard vs LifeTime Health Global
Health Super Saver Standard vs Active Fit Plus
Health Super Saver Standard vs OneHealth Premium
Health Super Saver Standard vs Activ Health Platinum Essential
Health Super Saver Standard vs Medicare Plus
Health Super Saver Standard vs Medicare Senior
Health Super Saver Standard vs Enhance Super Top-up Two
Health Super Saver Standard vs Medicare Protect
Health Super Saver Standard vs Activ One SAVR
Health Super Saver Standard vs Active Assure Diamond
Health Super Saver Standard vs Activ One VIP
Health Super Saver Standard vs Health Pulse Classic
Health Super Saver Standard vs Advantage
Health Super Saver Standard vs Special Care Gold
Health Super Saver Standard vs Activ One Max
Health Super Saver Standard vs Classic
Health Super Saver Standard vs Activ One Vytl
Health Super Saver Standard vs Supreme
Health Super Saver Standard vs Freedom
Health Super Saver Standard vs Sarvah Pratham
Health Super Saver Standard vs Joy Today
Health Super Saver Standard vs Medi Classic
Health Super Saver Standard vs Activate Booster Plan B
Health Super Saver Standard vs Aspire Gold+
Health Super Saver Standard vs Aspire Platinum+
Health Super Saver Standard vs Plus Complete
Health Super Saver Standard vs Reassure 2.0 Platinum+
Health Super Saver Standard vs Elder Care
Health Super Saver Standard vs Reassure 3.0 Elite
Health Super Saver Standard vs EquiCover
Health Super Saver Standard vs Young Star Gold
Health Super Saver Standard vs Enhance Super Top-up One
Health Super Saver Standard vs Joy Tomorrow
Health Super Saver Standard vs Activ One VIP+
Health Super Saver Standard vs Reassure 3.0 Select
Health Super Saver Standard vs Red Carpet Senior Citizens
Health Super Saver Standard vs Medicare Premier
Health Super Saver Standard vs Family Health Optima
Health Super Saver Standard vs Health Companion Variant 2022
Health Super Saver Standard vs Health Companion Variant 3
Health Super Saver Standard vs Plus Youth
Health Super Saver Standard vs Assure
Health Super Saver Standard vs Health Premia Gold
Health Super Saver Standard vs Health Premia Platinum
Health Super Saver Standard vs Cancer Care Platinum
Health Super Saver Standard vs Optima Lite
Health Super Saver Standard vs ProHealth Prime Protect
Health Super Saver Standard vs Comprehensive
Health Super Saver Standard vs HeartBeat Enhanced
Health Super Saver Standard vs Reassure
Health Super Saver Standard vs Supreme Senior Premium
Health Super Saver Standard vs Health Recharge Super Top Up Plan
Health Super Saver Standard vs Reassure 3.0
Health Super Saver Standard vs myHealth Suraksha Platinum
Health Super Saver Standard vs Supreme Value for Money
Health Super Saver Standard vs Supreme Senior Super
Health Super Saver Standard vs Supreme Enhance
Health Super Saver Standard vs Reassure 2.0 Gold
Health Super Saver Standard vs Medicare
Health Super Saver Standard vs Ultimate (Direct)
Health Super Saver Standard vs Young Star
Health Super Saver Standard vs Sarvah Param
Health Super Saver Standard vs Optima Insurance
Health Super Saver Standard vs Smart Super Health Assure
Health Super Saver Standard vs Reassure 3.0 Black
Health Super Saver Standard vs Health Guard Platinum
Health Super Saver Standard vs Health Guard Gold
Health Super Saver Standard vs Elevate (Direct)
Health Super Saver Standard vs Extra Care Plus Super Top-up
Health Super Saver Standard vs Health Care Supreme Smart
Health Super Saver Standard vs Smart Health Pro
Health Super Saver Standard vs Medi Classic Gold
Health Super Saver Standard vs Optima Super Secure
Health Super Saver Standard vs Special Care
Health Super Saver Standard vs Medicare LITE
Health Super Saver Standard vs Health Shield 360
Health Super Saver Standard vs SecureHealth
Health Super Saver Standard vs Supreme (Direct)
Health Super Saver Standard vs Plus
Health Super Saver Standard vs Mediclaim Insurance Policy
Health Super Saver Standard vs Medicare Select
Health Super Saver Standard vs Health Gain
Health Super Saver Standard vs myHealth Koti Suraksha
Health Super Saver Standard vs Senior
Health Super Saver Standard vs myHealth Suraksha Silver
Health Super Saver Standard vs Cardiac Care Platinum
Health Super Saver Standard vs Royal Sundaram Lifeline Elite
Health Super Saver Standard vs Super Surplus Gold
Health Super Saver Standard vs Supreme Enhance One
Health Super Saver Standard vs Supreme Enhance Two
Health Super Saver Standard vs HeartBeat Platinum
Health Super Saver Standard vs HeartBeat Gold
Health Super Saver Standard vs Health SuperCharge
Health Super Saver Standard vs Aspire Titanium+
Health Super Saver Standard vs iHealth Plus
Health Super Saver Standard vs ProHealth Prime Advantage
Health Super Saver Standard vs Active Fit Preferred
Health Super Saver Standard vs Reassure 3.0 Classic
Health Super Saver Standard vs Senior Health Advantage
Health Super Saver Standard vs Health Wallet
Health Super Saver Standard vs Elevate
Health Super Saver Standard vs Heart
Health Super Saver Standard vs LifeTime Health
Health Super Saver Standard vs Reassure 2.0 Titanium+
Health Super Saver Standard vs ProHealth Prime Active
Health Super Saver Standard vs ProHealth Prime Senior Elite
Health Super Saver Standard vs Advanced Top Up
Health Super Saver Standard vs Multiplier Health
Health Super Saver Standard vs Diabetes Safe Plan A
Health Super Saver Standard vs Reassure 2.0 Bronze+
Health Super Saver Standard vs Enhance Super Top-up
Health Super Saver Standard vs Young Star Silver
Health Super Saver Standard vs Star Women Care Policy
Health Super Saver Standard vs Joy
Health Super Saver Standard vs Supreme Senior Health AdvantEdge
Health Super Saver Standard vs Family Plus
Health Super Saver Standard vs Criti Shield Plus
Health Super Saver Standard vs Health Care Supreme Ultimo
Health Super Saver Standard vs Health Shield 360 Retail
Health Super Saver Standard vs Super Star
Health Super Saver Standard vs Supreme Super Saver
Health Super Saver Standard vs Senior First Platinum
Health Super Saver Standard vs Optima Secure Global
Health Super Saver Standard vs NextGen
Health Super Saver Standard vs Health Insurance Platinum
Health Super Saver Standard vs Energy Silver With Copay
Health Gain vs Optima Secure
Health Gain vs Super Mediclaim
Health Gain vs Health Recharge
Health Gain vs Cancer Cover Activ Cancer Secure Plan
Health Gain vs Optima Secure Plus
Health Gain vs Women Care
Health Gain vs Aspire Diamond+
Health Gain vs Activate Booster Plan A
Health Gain vs Active Care Premier
Health Gain vs ProHealth Accumulate
Health Gain vs Health Super Saver Standard
Health Gain vs Supreme Shine
Health Gain vs Optima Secure Global Plus
Health Gain vs Health Cardiac Care Silver & Gold Plan
Health Gain vs myHealth Suraksha Gold
Health Gain vs LifeTime Health Global
Health Gain vs Active Fit Plus
Health Gain vs OneHealth Premium
Health Gain vs Activ Health Platinum Essential
Health Gain vs Medicare Plus
Health Gain vs Medicare Senior
Health Gain vs Enhance Super Top-up Two
Health Gain vs Medicare Protect
Health Gain vs Activ One SAVR
Health Gain vs Active Assure Diamond
Health Gain vs Activ One VIP
Health Gain vs Health Pulse Classic
Health Gain vs Advantage
Health Gain vs Special Care Gold
Health Gain vs Activ One Max
Health Gain vs Classic
Health Gain vs Activ One Vytl
Health Gain vs Supreme
Health Gain vs Freedom
Health Gain vs Sarvah Pratham
Health Gain vs Joy Today
Health Gain vs Medi Classic
Health Gain vs Activate Booster Plan B
Health Gain vs Aspire Gold+
Health Gain vs Aspire Platinum+
Health Gain vs Plus Complete
Health Gain vs Reassure 2.0 Platinum+
Health Gain vs Elder Care
Health Gain vs Reassure 3.0 Elite
Health Gain vs EquiCover
Health Gain vs Young Star Gold
Health Gain vs Enhance Super Top-up One
Health Gain vs Joy Tomorrow
Health Gain vs Activ One VIP+
Health Gain vs Reassure 3.0 Select
Health Gain vs Red Carpet Senior Citizens
Health Gain vs Medicare Premier
Health Gain vs Family Health Optima
Health Gain vs Health Companion Variant 2022
Health Gain vs Health Companion Variant 3
Health Gain vs Plus Youth
Health Gain vs Assure
Health Gain vs Health Premia Gold
Health Gain vs Health Premia Platinum
Health Gain vs Cancer Care Platinum
Health Gain vs Optima Lite
Health Gain vs ProHealth Prime Protect
Health Gain vs Comprehensive
Health Gain vs HeartBeat Enhanced
Health Gain vs Reassure
Health Gain vs Supreme Senior Premium
Health Gain vs Health Recharge Super Top Up Plan
Health Gain vs Reassure 3.0
Health Gain vs myHealth Suraksha Platinum
Health Gain vs Supreme Value for Money
Health Gain vs Supreme Senior Super
Health Gain vs Supreme Enhance
Health Gain vs Reassure 2.0 Gold
Health Gain vs Medicare
Health Gain vs Ultimate (Direct)
Health Gain vs Young Star
Health Gain vs Sarvah Param
Health Gain vs Optima Insurance
Health Gain vs Smart Super Health Assure
Health Gain vs Reassure 3.0 Black
Health Gain vs Health Guard Platinum
Health Gain vs Health Guard Gold
Health Gain vs Elevate (Direct)
Health Gain vs Extra Care Plus Super Top-up
Health Gain vs Health Care Supreme Smart
Health Gain vs Smart Health Pro
Health Gain vs Medi Classic Gold
Health Gain vs Optima Super Secure
Health Gain vs Special Care
Health Gain vs Medicare LITE
Health Gain vs Health Shield 360
Health Gain vs SecureHealth
Health Gain vs Supreme (Direct)
Health Gain vs Plus
Health Gain vs Mediclaim Insurance Policy
Health Gain vs Medicare Select
Health Gain vs myHealth Koti Suraksha
Health Gain vs Senior
Health Gain vs myHealth Suraksha Silver
Health Gain vs Cardiac Care Platinum
Health Gain vs Royal Sundaram Lifeline Elite
Health Gain vs Super Surplus Gold
Health Gain vs Supreme Enhance One
Health Gain vs Supreme Enhance Two
Health Gain vs HeartBeat Platinum
Health Gain vs HeartBeat Gold
Health Gain vs Health SuperCharge
Health Gain vs Aspire Titanium+
Health Gain vs iHealth Plus
Health Gain vs ProHealth Prime Advantage
Health Gain vs Active Fit Preferred
Health Gain vs Reassure 3.0 Classic
Health Gain vs Senior Health Advantage
Health Gain vs Health Wallet
Health Gain vs Elevate
Health Gain vs Heart
Health Gain vs LifeTime Health
Health Gain vs Reassure 2.0 Titanium+
Health Gain vs ProHealth Prime Active
Health Gain vs ProHealth Prime Senior Elite
Health Gain vs Advanced Top Up
Health Gain vs Multiplier Health
Health Gain vs Diabetes Safe Plan A
Health Gain vs Reassure 2.0 Bronze+
Health Gain vs Enhance Super Top-up
Health Gain vs Young Star Silver
Health Gain vs Star Women Care Policy
Health Gain vs Joy
Health Gain vs Supreme Senior Health AdvantEdge
Health Gain vs Family Plus
Health Gain vs Criti Shield Plus
Health Gain vs Health Care Supreme Ultimo
Health Gain vs Health Shield 360 Retail
Health Gain vs Super Star
Health Gain vs Supreme Super Saver
Health Gain vs Senior First Platinum
Health Gain vs Optima Secure Global
Health Gain vs NextGen
Health Gain vs Health Insurance Platinum
Health Gain vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.







.png)

