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Insurance Plans Comparison

Care Plus Complete vs ICICI Lombard Max Protect Premium

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Care

Plus Complete

Restore your sum insured unlimited times for the same person and the same illness, and raise cover by 50% each claim-free year up to 200%, without losing that bonus if a claim stays under 25% of the sum insured.

What Makes It Special:

Plus is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
ICICI Lombard

Max Protect Premium

A ₹1 crore family cover with international treatment and any-room access

What Makes It Special:

Max Protect Premium is the higher MaxProtect variant with a ₹1 crore sum insured. It adds international treatment cover, air ambulance access, and a claim protector feature, and allows any room category except suite.

Best For:

  • Buyers who do not need maternity cover or outpatient consultations

  • Frequent travellers who want air ambulance access

  • Buyers who want access to any room category except suite

  • Families who want a ₹1 crore sum insured with restoration

  • Buyers who need international treatment cover

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Care Plus Complete

Not available

ICICI Lombard Max Protect Premium

  • Kindly consult the insurer on co-payment and sublimits before buying.

  • Maternity and outpatient consultations are not covered.

  • Confirm the international cover limits, since the policy wording is not yet verified.

  • The PED waiting period is 3 years, so consider the add-on that reduces it to 2 years.

  • Premium costs more than Classic, so compare the added international benefits against your needs.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Plus Complete
Plus Complete

Health Insurance Plan

Brochure

Policy Wording

VS
Max Protect Premium
Max Protect Premium

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Plus Complete

1% of Sum Insured per day (SI below ₹5 lakh); Single Private AC Room (SI ₹5 lakh and above)

2% of Sum Insured per day (SI below ₹5 lakh); No Limit (SI ₹5 lakh and above)

VS

Max Protect Premium

Any room except suite. Suite room charges are shared with the insurer.

Advanced Treatments

Plus Complete

Advanced Technology Methods Covered

VS

Max Protect Premium

Information Unavailable

ICU Charges

Plus Complete

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording

Co-payment

Plus Complete

No mandatory co-payment mentioned

VS

Max Protect Premium

Kindly refer to policy wording.

Disease-wise sublimits

Plus Complete

Information Unavailable

VS

Max Protect Premium

Kindly refer to the policy wording.

Waiting Period

Plus Complete

Initial Waiting Period: 30 Days

Pre-existing Disease Waiting Period: 36 Months

VS

Max Protect Premium

Information Unavailable

Cashless Healthcare Providers

Plus Complete

Available through network hospitals

VS

Max Protect Premium

14,000+ cashless network hospitals

Restoration Benefit

Plus Complete

Information Unavailable

VS

Max Protect Premium

Restores up to 100% of the sum insured, multiple times in a policy year. Kindly consult the conditions.

Daycare Treatment

Plus Complete

All Day Care Procedures Covered

VS

Max Protect Premium

Kindly refer to the policy wording.

Cumulative Bonus

Plus Complete

Information Unavailable

VS

Max Protect Premium

Kindly review the policy wording.

AYUSH Treatment

Plus Complete

Covered

VS

Max Protect Premium

Kindly refer to policy wording.

Consumable Cover

Plus Complete

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording.

Initial Waiting Period

Plus Complete

Information Unavailable

VS

Max Protect Premium

30 DAYS

Specific Waiting Period

Plus Complete

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording.

PED Waiting Period

Plus Complete

Information Unavailable

VS

Max Protect Premium

3 years, reducible to 2 years with the add-on

Modern Treatment

Plus Complete

Information Unavailable

VS

Max Protect Premium

Covered. Kindly consult for limits.

Annual Health Checkup

Plus Complete

Information Unavailable

VS

Max Protect Premium

Not offered

Pre-Hospitalisation

Plus Complete

Information Unavailable

VS

Max Protect Premium

60 days before hospitalisation. Kindly confirm.

Post-Hospitalisation

Plus Complete

Information Unavailable

VS

Max Protect Premium

180 days after discharge. Kindly confirm.

Outpatient Department Cover (OPD Expense)

Plus Complete

Information Unavailable

VS

Max Protect Premium

Not covered. Doctor consultations are not covered.

Deductible Option

Plus Complete

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording.

Coverage Options

Plus Complete

Information Unavailable

VS

Max Protect Premium

₹1 crore base cover. Room rent modifier and PED reduction add-ons available.

Claim Settlement Ratio

Plus Complete

Information Unavailable

VS

Max Protect Premium

FY 24-25: ~84%

Maternity Cover

Plus Complete

Information Unavailable

VS

Max Protect Premium

Not offered

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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