When are pre-existing diseases covered under Plus Complete?

Pre-existing diseases are covered after a waiting period of 36 months from policy inception. Coverage becomes available once the waiting period is completed and policy terms are satisfied.

How does the Unlimited Automatic Recharge benefit work?

The policy automatically restores the sum insured and allows the same insured person to utilize the restored coverage for the same illness, subject to policy conditions.

What is the Inflation Shield feature?

Inflation Shield increases the base sum insured at renewal based on inflation rates published through official indices, helping coverage keep pace with rising healthcare costs.

Does Plus Complete offer maternity coverage?

Yes. Maternity & New Born Cover is available as an optional benefit. A waiting period of 24 months applies before maternity-related claims become eligible.

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Health Insurance

Care

Plus Complete

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

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96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Plus Complete combines comprehensive hospitalization coverage with unlimited recharge, wellness rewards, inflation-linked sum insured enhancement, and personal accident protection for long-term family healthcare needs.

About

About Care Health Insurance

Plus Complete is a family health insurance plan from Care Health Insurance that provides hospitalization coverage along with a range of wellness and lifestyle-oriented benefits. The policy covers inpatient treatment, daycare procedures, advanced technology methods, domiciliary hospitalization, organ donor expenses, AYUSH treatment, and unlimited automatic recharge. It also includes unique benefits such as Inflation Shield, Personal Accident Cover, Earn & Burn wellness rewards, and No Claim Bonus growth of up to 200% of the base sum insured. Optional maternity coverage and international second opinion services further enhance its suitability for families seeking comprehensive protection.

Plus Complete is a family health insurance plan from Care Health Insurance that provides hospitalization coverage along with a range of wellness and lifestyle-oriented benefits. The policy covers inpatient treatment, daycare procedures, advanced technology methods, domiciliary hospitalization, organ donor expenses, AYUSH treatment, and unlimited automatic recharge. It also includes unique benefits such as Inflation Shield, Personal Accident Cover, Earn & Burn wellness rewards, and No Claim Bonus growth of up to 200% of the base...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: 1% of Sum Insured per day (SI below ₹5 lakh); Single Private AC Room (SI ₹5 lakh and above)
ICU: 2% of Sum Insured per day (SI below ₹5 lakh); No Limit (SI ₹5 lakh and above)

Advanced Treatments

Advanced Technology Methods Covered

Co-payment

No mandatory co-payment mentioned

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 36 Months

Cashless Healthcare Providers

Available through network hospitals

Daycare Treatment

All Day Care Procedures Covered

AYUSH Treatment

Covered

Room Rent

Normal: 1% of Sum Insured per day (SI below ₹5 lakh); Single Private AC Room (SI ₹5 lakh and above)
ICU: 2% of Sum Insured per day (SI below ₹5 lakh); No Limit (SI ₹5 lakh and above)

Advanced Treatments

Advanced Technology Methods Covered

Co-payment

No mandatory co-payment mentioned

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Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...