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Insurance Plans Comparison

Star Cancer Care Platinum vs ICICI Lombard Max Protect Premium

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Cancer Care Platinum

For people already diagnosed with cancer, this pays hospital bills for cancer and other illnesses, includes lifetime hospice care up to 20% of the sum insured, and offers an optional lump sum if cancer returns or spreads.

What Makes It Special:

A health insurance plan built for people who have already been diagnosed with cancer (any stage). It pays hospital bills for both cancer and non-cancer illnesses, needs no pre-policy medical tests, and offers an optional lump-sum payout if cancer comes back, spreads, or a new unrelated cancer develops.

Best For:

  • Buyers who prefer no pre-policy medical tests (past medical records are submitted instead)

  • Families planning for possible recurrence or spread of cancer through a lump-sum payout

  • Patients who want help with costs of advanced treatments like oral chemotherapy, immunotherapy and robotic surgery

  • Cancer survivors who want cover for both cancer and everyday hospital needs

  • People already diagnosed with cancer who find it hard to get regular health insurance

VS
ICICI Lombard

Max Protect Premium

A ₹1 crore family cover with international treatment and any-room access

What Makes It Special:

Max Protect Premium is the higher MaxProtect variant with a ₹1 crore sum insured. It adds international treatment cover, air ambulance access, and a claim protector feature, and allows any room category except suite.

Best For:

  • Buyers who do not need maternity cover or outpatient consultations

  • Frequent travellers who want air ambulance access

  • Buyers who want access to any room category except suite

  • Families who want a ₹1 crore sum insured with restoration

  • Buyers who need international treatment cover

Insurance Plans Comparison

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Quick Decision Guide

Star Cancer Care Platinum

  • Things to Consider: 10% co-payment applies if the insured person's entry age is 61 or above; maternity is not covered.

  • Things to Consider: Several treatments have sub-limits (modern treatments, cataract, rehabilitation, hospice care).

  • Things to Consider: Room is limited to a Single Standard A/C room; post-hospitalisation is capped at 2% of SI per hospitalisation.

  • Things to Consider: Sum Insured is limited to Rs.5L, 7.5L or 10L and cannot be increased later, even on renewal.

  • Things to Consider: Pre-existing diseases, including the cancer itself, have a 30-month waiting period.

  • Reasons to Consider: Includes hospice care (up to 20% of SI), rehabilitation and pain management, health check-up and second medical opinion.

  • Reasons to Consider: Optional Section II pays a lump sum (50% of base SI) on recurrence, metastasis or a second unrelated cancer.

  • Reasons to Consider: No pre-policy medical tests, irrespective of age.

  • Reasons to Consider: Covers hospitalisation for both cancer and non-cancer conditions.

  • Reasons to Consider: Designed specifically for people with a cancer diagnosis, aged 5 months to 65 years.

ICICI Lombard Max Protect Premium

  • Kindly consult the insurer on co-payment and sublimits before buying.

  • Maternity and outpatient consultations are not covered.

  • Confirm the international cover limits, since the policy wording is not yet verified.

  • The PED waiting period is 3 years, so consider the add-on that reduces it to 2 years.

  • Premium costs more than Classic, so compare the added international benefits against your needs.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Cancer Care Platinum
Cancer Care Platinum

Health Insurance Plan

Brochure

Policy Wording

VS
Max Protect Premium
Max Protect Premium

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Cancer Care Platinum

Single Standard AC Room

Covered up to Sum Insured

VS

Max Protect Premium

Any room except suite. Suite room charges are shared with the insurer.

Advanced Treatments

Cancer Care Platinum

Covered

VS

Max Protect Premium

Information Unavailable

ICU Charges

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording

Co-payment

Cancer Care Platinum

Applicable for Senior Entry Ages

VS

Max Protect Premium

Kindly refer to policy wording.

Disease-wise sublimits

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Kindly refer to the policy wording.

Waiting Period

Cancer Care Platinum

Initial Waiting Period: 30 Days

Pre-existing Disease Waiting Period: 30 Months

VS

Max Protect Premium

Information Unavailable

Cashless Healthcare Providers

Cancer Care Platinum

Available

VS

Max Protect Premium

14,000+ cashless network hospitals

Restoration Benefit

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Restores up to 100% of the sum insured, multiple times in a policy year. Kindly consult the conditions.

Daycare Treatment

Cancer Care Platinum

Covered

VS

Max Protect Premium

Kindly refer to the policy wording.

Cumulative Bonus

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Kindly review the policy wording.

AYUSH Treatment

Cancer Care Platinum

Covered

VS

Max Protect Premium

Kindly refer to policy wording.

Consumable Cover

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording.

Initial Waiting Period

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

30 DAYS

Specific Waiting Period

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording.

PED Waiting Period

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

3 years, reducible to 2 years with the add-on

Modern Treatment

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Covered. Kindly consult for limits.

Annual Health Checkup

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Not offered

Pre-Hospitalisation

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

60 days before hospitalisation. Kindly confirm.

Post-Hospitalisation

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

180 days after discharge. Kindly confirm.

Outpatient Department Cover (OPD Expense)

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Not covered. Doctor consultations are not covered.

Deductible Option

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Kindly refer to policy wording.

Coverage Options

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

₹1 crore base cover. Room rent modifier and PED reduction add-ons available.

Claim Settlement Ratio

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

FY 24-25: ~84%

Maternity Cover

Cancer Care Platinum

Information Unavailable

VS

Max Protect Premium

Not offered

Insurance Plans Comparison

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Why Choose Our Expert Consultation?

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Free Expert Consultation

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Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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