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Insurance Plans Comparison

Star Cancer Care Platinum vs Liberty Health Connect Elite

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Star

Cancer Care Platinum

For people already diagnosed with cancer, this pays hospital bills for cancer and other illnesses, includes lifetime hospice care up to 20% of the sum insured, and offers an optional lump sum if cancer returns or spreads.

What Makes It Special:

A health insurance plan built for people who have already been diagnosed with cancer (any stage). It pays hospital bills for both cancer and non-cancer illnesses, needs no pre-policy medical tests, and offers an optional lump-sum payout if cancer comes back, spreads, or a new unrelated cancer develops.

Best For:

  • Buyers who prefer no pre-policy medical tests (past medical records are submitted instead)

  • Families planning for possible recurrence or spread of cancer through a lump-sum payout

  • Patients who want help with costs of advanced treatments like oral chemotherapy, immunotherapy and robotic surgery

  • Cancer survivors who want cover for both cancer and everyday hospital needs

  • People already diagnosed with cancer who find it hard to get regular health insurance

VS
Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Star Cancer Care Platinum

  • Things to Consider: 10% co-payment applies if the insured person's entry age is 61 or above; maternity is not covered.

  • Things to Consider: Several treatments have sub-limits (modern treatments, cataract, rehabilitation, hospice care).

  • Things to Consider: Room is limited to a Single Standard A/C room; post-hospitalisation is capped at 2% of SI per hospitalisation.

  • Things to Consider: Sum Insured is limited to Rs.5L, 7.5L or 10L and cannot be increased later, even on renewal.

  • Things to Consider: Pre-existing diseases, including the cancer itself, have a 30-month waiting period.

  • Reasons to Consider: Includes hospice care (up to 20% of SI), rehabilitation and pain management, health check-up and second medical opinion.

  • Reasons to Consider: Optional Section II pays a lump sum (50% of base SI) on recurrence, metastasis or a second unrelated cancer.

  • Reasons to Consider: No pre-policy medical tests, irrespective of age.

  • Reasons to Consider: Covers hospitalisation for both cancer and non-cancer conditions.

  • Reasons to Consider: Designed specifically for people with a cancer diagnosis, aged 5 months to 65 years.

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Cancer Care Platinum
Cancer Care Platinum

Health Insurance Plan

VS
Health Connect Elite
Health Connect Elite

Health Insurance Plan

Room Rent

Cancer Care Platinum

Single Standard AC Room

Covered up to Sum Insured

VS

Health Connect Elite

Subject to selected plan limits

Advanced Treatments

Cancer Care Platinum

Covered

VS

Health Connect Elite

Information Unavailable

ICU Charges

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Covered as per selected plan

Co-payment

Cancer Care Platinum

Applicable for Senior Entry Ages

VS

Health Connect Elite

Applicable as per selected plan

Disease-wise sublimits

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Applicable as per selected plan

Waiting Period

Cancer Care Platinum

Initial Waiting Period: 30 Days

Pre-existing Disease Waiting Period: 30 Months

VS

Health Connect Elite

Information Unavailable

Cashless Healthcare Providers

Cancer Care Platinum

Available

VS

Health Connect Elite

6,100+ network hospitals available

Restoration Benefit

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Reload available from first claim

Daycare Treatment

Cancer Care Platinum

Covered

VS

Health Connect Elite

405 daycare procedures covered

Cumulative Bonus

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Up to 150% of Sum Insured

AYUSH Treatment

Cancer Care Platinum

Covered

VS

Health Connect Elite

Not specified in the brochure

Consumable Cover

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Not specified in the brochure

Initial Waiting Period

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

30 days from policy commencement

Specific Waiting Period

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

2 years or 3 years

PED Waiting Period

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

3 years for pre-existing diseases

Modern Treatment

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Covered as per selected plan

Annual Health Checkup

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Available as per plan conditions

Pre-Hospitalisation

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Up to 30 to 45 days

Post-Hospitalisation

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Up to 45 to 60 days

Outpatient Department Cover (OPD Expense)

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Not covered under the policy

Deductible Option

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Not specified in the brochure

Coverage Options

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

₹2 Lakh to ₹15 Lakh

Claim Settlement Ratio

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Not specified in the brochure

Maternity Cover

Cancer Care Platinum

Information Unavailable

VS

Health Connect Elite

Not covered except ectopic pregnancy

Insurance Plans Comparison

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Why Choose Our Expert Consultation?

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Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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