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Insurance Plans Comparison

Liberty Health Connect Elite vs Magma OneHealth Premium

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Liberty

Health Connect Elite

Maximum Coverage at Minimum Premium

What Makes It Special:

Secure Health Connect is a comprehensive health insurance plan offering hospitalisation coverage, cumulative bonus benefits, reload of Sum Insured, cashless treatment and flexible plan options.

Best For:

  • Policyholders looking for lifelong renewal options.

  • Families wanting cashless treatment across network hospitals.

  • Customers looking for cumulative bonus benefits.

  • Individuals seeking flexible Sum Insured options.

  • Families looking for comprehensive health insurance coverage.

VS
Magma

OneHealth Premium

Comprehensive Health Insurance with Hospitalisation, Daycare and Reload Benefits

What Makes It Special:

Health insurance plan with hospitalisation cover, 405 daycare procedures, cumulative bonus, reload of Sum Insured, pre and post-hospitalisation cover, emergency road ambulance and access to 6,100+ cashless network hospitals.

Best For:

  • Customers who prefer access to a large cashless hospital network

  • Customers who want cumulative bonus and reload benefits

  • Customers looking for multiple Sum Insured options

  • Families looking for individual or family floater coverage

  • Individuals looking for hospitalisation-focused health insurance

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Liberty Health Connect Elite

  • Check the plan-specific room rent, co-payment and disease-wise sub-limits before buying.

  • Check the applicable waiting periods for pre-existing diseases and specified treatments.

  • Consider it if you want cumulative bonus benefits for claim-free years.

  • Consider it if you want a reload of Sum Insured from the first claim.

  • Consider the plan if you want flexible 1, 2 or 3-year policy terms.

Magma OneHealth Premium

  • Buyers should consider the waiting periods, sub-limits, co-payment conditions and exclusions before choosing the plan.

  • Includes reload of Sum Insured from the first claim, subject to policy terms

  • Provides cumulative bonus of 10% for every claim-free year, up to 50%

  • Offers Sum Insured options from ₹2 lakh to ₹10 lakh under the Elite plan

  • Covers inpatient hospitalisation, daycare, pre and post-hospitalisation expenses

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Health Connect Elite
Health Connect Elite

Health Insurance Plan

Brochure

Policy Wording

VS
OneHealth Premium
OneHealth Premium

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Health Connect Elite

Subject to selected plan limits

VS

OneHealth Premium

Up to 1% of Sum Insured or ₹5,000 per Day

ICU Charges

Health Connect Elite

Covered as per selected plan

VS

OneHealth Premium

Up to 2% of Sum Insured or ₹6,000 per Day

Co-payment

Health Connect Elite

Applicable as per selected plan

VS

OneHealth Premium

10% in Applicable Circumstances

Disease-wise sublimits

Health Connect Elite

Applicable as per selected plan

VS

OneHealth Premium

Specific Disease-wise Sublimits Apply

Cashless Healthcare Providers

Health Connect Elite

6,100+ network hospitals available

VS

OneHealth Premium

6,100+ Network Hospitals

Restoration Benefit

Health Connect Elite

Reload available from first claim

VS

OneHealth Premium

Reload Available from the First Claim

Cumulative Bonus

Health Connect Elite

Up to 150% of Sum Insured

VS

OneHealth Premium

10% per Claim-Free Year, Up to 50%

Daycare Treatment

Health Connect Elite

405 daycare procedures covered

VS

OneHealth Premium

405 Daycare Procedures Covered

Consumable Cover

Health Connect Elite

Not specified in the brochure

VS

OneHealth Premium

Available Through Optional Cover

AYUSH Treatment

Health Connect Elite

Not specified in the brochure

VS

OneHealth Premium

Not Specifically Mentioned in the Brochure

Initial Waiting Period

Health Connect Elite

30 days from policy commencement

VS

OneHealth Premium

30 Days

Specific Waiting Period

Health Connect Elite

2 years or 3 years

VS

OneHealth Premium

2 Years for Specified Procedures

PED Waiting Period

Health Connect Elite

3 years for pre-existing diseases

VS

OneHealth Premium

3 Years

Modern Treatment

Health Connect Elite

Covered as per selected plan

VS

OneHealth Premium

Not Specifically Mentioned in the Brochure

Annual Health Checkup

Health Connect Elite

Available as per plan conditions

VS

OneHealth Premium

Available After 2 Continuous Claim-Free Renewals

Pre-Hospitalisation

Health Connect Elite

Up to 30 to 45 days

VS

OneHealth Premium

Covered for Up to 30 Days

Post-Hospitalisation

Health Connect Elite

Up to 45 to 60 days

VS

OneHealth Premium

Covered for Up to 45 Days

Outpatient Department Cover (OPD Expense)

Health Connect Elite

Not covered under the policy

VS

OneHealth Premium

Not Covered as a Base Benefit

Deductible Option

Health Connect Elite

Not specified in the brochure

VS

OneHealth Premium

Not Specified in the Brochure

Coverage Options

Health Connect Elite

₹2 Lakh to ₹15 Lakh

VS

OneHealth Premium

Sum Insured Options from ₹2 Lakh to ₹10 Lakh

Claim Settlement Ratio

Health Connect Elite

Not specified in the brochure

VS

OneHealth Premium

Not Specified in the Brochure

Maternity Cover

Health Connect Elite

Not covered except ectopic pregnancy

VS

OneHealth Premium

Not Covered Except Ectopic Pregnancy

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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