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Supreme Enhance Vs Health Booster Supertopup Individual Adult 1 Year N

Insurance Plans Comparison

Care Supreme Enhance vs ICICI Lombard Health Booster SuperTopup Individual Adult 1 Year N

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Supreme Enhance

Super top-up health insurance with unlimited automatic recharge, cumulative bonus and flexible coverage options.

What Makes It Special:

Care Supreme Enhance is a super top-up health insurance plan designed to provide additional financial protection against high medical expenses after the selected aggregate deductible is met. It offers flexible sum insured options, coverage for eligible hospitalisation and daycare treatments, a cumulative bonus of up to 100%, and unlimited automatic...

Best For:

Buyers seeking higher coverage with a cumulative bonus that can increase the sum insured over time.
Policyholders looking for unlimited automatic recharge for eligible hospitalisation claims.
Customers comfortable bearing a chosen aggregate deductible before the super top-up benefit applies.
Families looking to supplement their current health insurance with a higher overall coverage limit.
Individuals seeking additional medical expense protection beyond an existing health insurance policy.

Health Booster SuperTopup Individual Adult 1 Year N

Additional health insurance protection for eligible hospitalisation expenses beyond a selected deductible.

What Makes It Special:

Health Booster is a Super Top-up health insurance product intended to provide additional protection against eligible medical expenses once the applicable aggregate deductible is crossed.

Best For:

Individuals comparing top-up options based on deductible, sum insured, waiting periods and covered hospitalisation expenses.
Buyers comfortable with a Super Top-up structure in which eligible expenses are aggregated during the policy year.
Individuals who can manage eligible medical expenses falling within the deductible.
Adults who already have a base health insurance policy and want an additional layer of medical expense protection.
Individuals seeking additional protection against high hospitalisation expenses beyond a chosen deductible.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Quick Decision Guide

Care Supreme Enhance

Understand how the aggregate deductible applies across eligible claims during the policy year before purchasing the plan.
Check room eligibility, exclusions and whether optional benefits are worth the additional premium.
Review the 30-day initial waiting period, 24-month specified illness waiting period and 36-month PED waiting period.
Compare the available sum insured options against potential hospitalisation costs and your existing policy limits.
Choose a deductible that aligns with your existing health cover and your ability to pay out-of-pocket expenses.Choose a deductible that aligns with your existing health cover and your ability to pay out-of-pocket expenses.

ICICI Lombard Health Booster SuperTopup Individual Adult 1 Year N

Verify the exact UIN, policy schedule, deductible and included benefits for the “SuperTopup Individual Adult 1 Year N” variant before purchasing.
Confirm that the applicable policy covers the treatments and hospital expenses you expect to claim, including any relevant exclusions or limits.
Review the initial, specific-disease and pre-existing disease waiting periods before relying on the policy for planned treatment.
Compare the selected sum insured with the potential cost of major hospitalisation before choosing the cover amount.
Check whether the deductible is aligned with your existing health insurance cover and the amount you could pay yourself.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Supreme Enhance

Health Insurance Plan

Brochure

Policy Wording

Health Booster SuperTopup Individual Adult 1 Year N

Health Insurance Plan

Brochure

Room Rent
Supreme Enhance Eligible room rent is covered up to the most economical single private room category, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N Room rent forms part of eligible in-patient hospitalisation expenses; any specific limits for this variant are not verified.

ICU Charges
Supreme Enhance No separate ICU expense limit; eligible charges are covered up to the sum insured after the applicable deductible.	Health Booster SuperTopup Individual Adult 1 Year N Covered as part of eligible in-patient hospitalisation expenses, subject to the deductible and policy terms.

Co-payment
Supreme Enhance No standard co-payment percentage is established for this variant in the supplied plan terms. The selected policy schedule governs applicable cost-sharing conditions.	Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.

Disease-wise sublimits
Supreme Enhance No separate sublimits apply to eligible modern or conventional treatments under the stated plan benefits, subject to policy terms and exclusions.	Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. Refer to the applicable policy schedule for any benefit-specific limits.

Cashless Healthcare Providers
Supreme Enhance The insurer lists 22,100+ cashless healthcare providers on its product website. Network availability may change.	Health Booster SuperTopup Individual Adult 1 Year N Cashless treatment is available at eligible network hospitals, subject to policy terms and hospital status. The current network count has not been verified.

Restoration Benefit
Supreme Enhance Unlimited automatic recharge of the sum insured during a policy year for eligible related or unrelated illnesses, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified.

Restoration Benefit

Supreme Enhance

Unlimited automatic recharge of the sum insured during a policy year for eligible related or unrelated illnesses, subject to policy terms.

Health Booster SuperTopup Individual Adult 1 Year N

The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified.

Cumulative Bonus
Supreme Enhance Increases the sum insured by 10% annually, up to 100% of the base sum insured. The accrued bonus is not reduced due to claims.	Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster FAQ describes an Additional Sum Insured of 10% of the base sum insured for each claim-free renewal year, up to 50%; a claim can reduce the accrued amount. Applicability to this exact variant is not verified.

Daycare Treatment
Supreme Enhance Eligible daycare procedures requiring less than 24 hours of hospitalisation are covered up to the sum insured, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N Eligible daycare procedures are listed in the insurer's Health Booster key information, subject to policy terms.

Consumable Cover
Supreme Enhance No separate standard consumables benefit. Non-medical expenses remain subject to applicable policy terms and exclusions.	Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.

AYUSH Treatment
Supreme Enhance Eligible inpatient AYUSH treatment is covered up to the sum insured, subject to applicable conditions.	Health Booster SuperTopup Individual Adult 1 Year N In-patient AYUSH hospitalisation is listed in the insurer's published Health Booster key information, subject to policy terms. Applicability to this exact variant is not verified.

Initial Waiting Period
Supreme Enhance 30 days for illnesses; accidental claims are exempt from the initial waiting period.	Health Booster SuperTopup Individual Adult 1 Year N 30 days for illnesses, except hospitalisation due to bodily injury, according to the insurer's general Health Booster information. Applicability to this exact variant should be confirmed.

Specific Waiting Period
Supreme Enhance 24 months for specified illnesses and procedures, subject to the applicable policy terms.	Health Booster SuperTopup Individual Adult 1 Year N 24 months for specified illnesses and treatments, subject to the policy wording.

PED Waiting Period
Supreme Enhance 36 months for pre-existing diseases, subject to applicable policy terms.	Health Booster SuperTopup Individual Adult 1 Year N 24 months of continuous coverage for pre-existing diseases declared and accepted by the insurer, according to the general Health Booster information.

Modern Treatment
Supreme Enhance Eligible advanced technology treatments are covered up to the sum insured, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.

Annual Health Checkup
Supreme Enhance No separate standard annual health check-up benefit is established,	Health Booster SuperTopup Individual Adult 1 Year N The insurer's published Health Booster information mentions wellness and preventive healthcare, including routine health check-ups. Availability and limits for this exact variant are not verified.

Pre-Hospitalisation
Supreme Enhance Eligible medical expenses are covered for up to 60 days before hospitalisation, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 60 days before hospitalisation, subject to policy terms.

Post-Hospitalisation
Supreme Enhance Eligible medical expenses are covered for up to 90 days after hospitalisation, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 90 days after hospitalisation, subject to policy terms.

Outpatient Department Cover (OPD Expense)
Supreme Enhance Routine OPD expenses are not a standard hospitalisation benefit. E-consultations and healthcare service discounts may be available separately.	Health Booster SuperTopup Individual Adult 1 Year N Routine OPD coverage is not verified for this exact variant.

Deductible Option
Supreme Enhance Offers an aggregate deductible selected with the sum insured. Eligible expenses above the deductible are covered, subject to policy terms.	Health Booster SuperTopup Individual Adult 1 Year N A deductible applies before eligible base medical claims become payable. For a Super Top-up plan, the deductible is applied to aggregate eligible hospitalisation expenses during the policy year; the amount for this variant is not verified.

Coverage Options
Supreme Enhance Individual and family floater options are available for eligible family members.	Health Booster SuperTopup Individual Adult 1 Year N The selected sum insured, deductible and policy configuration for this variant are not verified.

Claim Settlement Ratio
Supreme Enhance Care Health Insurance reported a 96.74% insurer-level claim settlement ratio for FY 2024–25. This is an insurer-level metric, not a product-specific ratio.	Health Booster SuperTopup Individual Adult 1 Year N FY 24-25: ~84%

Maternity Cover
Supreme Enhance Maternity and childbirth expenses are not covered as a standard benefit. Healthcare service discounts, where available, are not insurance coverage.	Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant; not listed among the standard benefits in the referenced Health Booster key information.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Supreme Enhance

Health Insurance Plan

Brochure

Policy Wording

Health Booster SuperTopup Individual Adult 1 Year N

Health Insurance Plan

Brochure

Room Rent
Supreme Enhance Eligible room rent is covered up to the most economical single private room category, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Room rent forms part of eligible in-patient hospitalisation expenses; any specific limits for this variant are not verified.

ICU Charges
Supreme Enhance No separate ICU expense limit; eligible charges are covered up to the sum insured after the applicable deductible.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Covered as part of eligible in-patient hospitalisation expenses, subject to the deductible and policy terms.

Co-payment
Supreme Enhance No standard co-payment percentage is established for this variant in the supplied plan terms. The selected policy schedule governs applicable cost-sharing conditions.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.

Disease-wise sublimits
Supreme Enhance No separate sublimits apply to eligible modern or conventional treatments under the stated plan benefits, subject to policy terms and exclusions.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. Refer to the applicable policy schedule for any benefit-specific limits.

Cashless Healthcare Providers
Supreme Enhance The insurer lists 22,100+ cashless healthcare providers on its product website. Network availability may change.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Cashless treatment is available at eligible network hospitals, subject to policy terms and hospital status. The current network count has not been verified.

Restoration Benefit
Supreme Enhance Unlimited automatic recharge of the sum insured during a policy year for eligible related or unrelated illnesses, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified.

Cumulative Bonus
Supreme Enhance Increases the sum insured by 10% annually, up to 100% of the base sum insured. The accrued bonus is not reduced due to claims.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster FAQ describes an Additional Sum Insured of 10% of the base sum insured for each claim-free renewal year, up to 50%; a claim can reduce the accrued amount. Applicability to this exact variant is not verified.

Daycare Treatment
Supreme Enhance Eligible daycare procedures requiring less than 24 hours of hospitalisation are covered up to the sum insured, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Eligible daycare procedures are listed in the insurer's Health Booster key information, subject to policy terms.

Consumable Cover
Supreme Enhance No separate standard consumables benefit. Non-medical expenses remain subject to applicable policy terms and exclusions.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.

AYUSH Treatment
Supreme Enhance Eligible inpatient AYUSH treatment is covered up to the sum insured, subject to applicable conditions.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N In-patient AYUSH hospitalisation is listed in the insurer's published Health Booster key information, subject to policy terms. Applicability to this exact variant is not verified.

Initial Waiting Period
Supreme Enhance 30 days for illnesses; accidental claims are exempt from the initial waiting period.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N 30 days for illnesses, except hospitalisation due to bodily injury, according to the insurer's general Health Booster information. Applicability to this exact variant should be confirmed.

Specific Waiting Period
Supreme Enhance 24 months for specified illnesses and procedures, subject to the applicable policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N 24 months for specified illnesses and treatments, subject to the policy wording.

PED Waiting Period
Supreme Enhance 36 months for pre-existing diseases, subject to applicable policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N 24 months of continuous coverage for pre-existing diseases declared and accepted by the insurer, according to the general Health Booster information.

Modern Treatment
Supreme Enhance Eligible advanced technology treatments are covered up to the sum insured, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.

Annual Health Checkup
Supreme Enhance No separate standard annual health check-up benefit is established,
VS VS
Health Booster SuperTopup Individual Adult 1 Year N The insurer's published Health Booster information mentions wellness and preventive healthcare, including routine health check-ups. Availability and limits for this exact variant are not verified.

Pre-Hospitalisation
Supreme Enhance Eligible medical expenses are covered for up to 60 days before hospitalisation, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 60 days before hospitalisation, subject to policy terms.

Post-Hospitalisation
Supreme Enhance Eligible medical expenses are covered for up to 90 days after hospitalisation, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 90 days after hospitalisation, subject to policy terms.

Outpatient Department Cover (OPD Expense)
Supreme Enhance Routine OPD expenses are not a standard hospitalisation benefit. E-consultations and healthcare service discounts may be available separately.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Routine OPD coverage is not verified for this exact variant.

Deductible Option
Supreme Enhance Offers an aggregate deductible selected with the sum insured. Eligible expenses above the deductible are covered, subject to policy terms.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N A deductible applies before eligible base medical claims become payable. For a Super Top-up plan, the deductible is applied to aggregate eligible hospitalisation expenses during the policy year; the amount for this variant is not verified.

Coverage Options
Supreme Enhance Individual and family floater options are available for eligible family members.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N The selected sum insured, deductible and policy configuration for this variant are not verified.

Claim Settlement Ratio
Supreme Enhance Care Health Insurance reported a 96.74% insurer-level claim settlement ratio for FY 2024–25. This is an insurer-level metric, not a product-specific ratio.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N FY 24-25: ~84%

Maternity Cover
Supreme Enhance Maternity and childbirth expenses are not covered as a standard benefit. Healthcare service discounts, where available, are not insurance coverage.
VS VS
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant; not listed among the standard benefits in the referenced Health Booster key information.

Insurance Plans Comparison

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Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

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Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

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