Insurance Plans Comparison
Niva Bupa Reassure 3.0 Select vs Care Supreme Enhance
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreReassure 3.0 Select
Niva Bupa ReAssure 3.0 Select Health Insurance Plan with Twin-Sharing Room Cover and Optional Benefits
What Makes It Special:
ReAssure 3.0 Select is a health insurance variant designed for customers seeking hospitalisation cover with a twin-sharing room entitlement and access to optional benefits. It covers eligible hospitalisation expenses, including pre- and post-hospitalisation costs, home care and organ donor expenses, subject to policy conditions. Customers can also explore options such...
Best For:
Buyers who value additional wellness benefits and claim-free-year rewards, subject to eligibility.
Individuals interested in optional OPD and specified non-payable expense coverage.
Buyers who prefer flexible co-payment and deductible options.
Individuals seeking coverage for modern treatments, subject to policy conditions.
Buyers who want broader room eligibility than a general-room or twin-sharing restriction.
VS
Supreme Enhance
High-deductible super top-up health insurance with flexible coverage options, cumulative bonus and unlimited automatic recharge.
What Makes It Special:
Care Supreme Enhance is a super top-up health insurance plan designed to provide additional financial protection against high medical expenses after the selected aggregate deductible is met. It offers flexible sum insured options, coverage for eligible hospitalisation and daycare treatments, a cumulative bonus of up to 100%, and unlimited automatic...
Best For:
Buyers seeking higher coverage with a cumulative bonus that can increase the sum insured over time.
Policyholders looking for unlimited automatic recharge for eligible hospitalisation claims.
Customers comfortable bearing a chosen aggregate deductible before the super top-up benefit applies.
Families looking to supplement their current health insurance with a higher overall coverage limit.
Individuals seeking additional medical expense protection beyond an existing health insurance policy.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Optional benefits: Review the costs, limits and conditions of OPD coverage, non-payable expense protection and other add-ons.
Coverage limits: Confirm the sum insured, treatment-specific limits, ambulance benefits and restoration conditions.
Out-of-pocket costs: Compare co-payment percentages and deductible options before selecting the policy.
Waiting periods: Review initial, pre-existing disease and specific-disease waiting periods, including any available modifications.
Room eligibility: Check the exclusion of Deluxe and Suite rooms and understand the consequences of choosing a room outside the permitted category.
Understand how the aggregate deductible applies across eligible claims during the policy year before purchasing the plan.
Check room eligibility, exclusions and whether optional benefits are worth the additional premium.
Review the 30-day initial waiting period, 24-month specified illness waiting period and 36-month PED waiting period.
Compare the available sum insured options against potential hospitalisation costs and your existing policy limits.
Choose a deductible that aligns with your existing health cover and your ability to pay out-of-pocket expenses.Choose a deductible that aligns with your existing health cover and your ability to pay out-of-pocket expenses.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Reassure 3.0 Select Health Insurance Plan VS VS |
Supreme Enhance Health Insurance Plan |
| Room Rent |
|---|
Reassure 3.0 Select Select covers up to Twin Sharing Room; higher rooms attract co-payment. |
VS VS |
Supreme Enhance Eligible room rent is covered up to the most economical single private room category, subject to policy terms. |
| ICU Charges |
|---|
Reassure 3.0 Select Covered under hospitalisation expenses up to applicable SI. |
VS VS |
Supreme Enhance No separate ICU expense limit; eligible charges are covered up to the sum insured after the applicable deductible. |
| Co-payment |
|---|
Reassure 3.0 Select Selectable: 0%, 10%, 20%, 30%, 40%, 50% options. |
VS VS |
Supreme Enhance No standard co-payment percentage is established for this variant in the supplied plan terms. The selected policy schedule governs applicable cost-sharing conditions. |
| Disease-wise sublimits |
|---|
Reassure 3.0 Select ₹1L limit per claim for specified modern treatments |
VS VS |
Supreme Enhance No separate sublimits apply to eligible modern or conventional treatments under the stated plan benefits, subject to policy terms and exclusions. |
| Cashless Healthcare Providers |
|---|
Reassure 3.0 Select Niva Bupa network hospitals subject to authorisation |
VS VS |
Supreme Enhance The insurer lists 22,100+ cashless healthcare providers on its product website. Network availability may change. |
| Restoration Benefit |
|---|
Reassure 3.0 Select ReAssure Forever: Base SI restored after first claim, unlimited times. |
VS VS |
Supreme Enhance Unlimited automatic recharge of the sum insured during a policy year for eligible related or unrelated illnesses, subject to policy terms. |
| Cumulative Bonus |
|---|
Reassure 3.0 Select Booster+ add on: Accumulates up to 10X base SI carried forward annually |
VS VS |
Supreme Enhance Increases the sum insured by 10% annually, up to 100% of the base sum insured. The accrued bonus is not reduced due to claims. |
| Daycare Treatment |
|---|
Reassure 3.0 Select Covered for ≥2 hours hospitalisations per policy terms. |
VS VS |
Supreme Enhance Eligible daycare procedures requiring less than 24 hours of hospitalisation are covered up to the sum insured, subject to policy terms. |
| Consumable Cover |
|---|
Reassure 3.0 Select Claim Safeguard+ available as optional benefit |
VS VS |
Supreme Enhance No separate standard consumables benefit. Non-medical expenses remain subject to applicable policy terms and exclusions. |
| AYUSH Treatment |
|---|
Reassure 3.0 Select Covered for ≥24 hours AYUSH hospitalisation up to SI. |
VS VS |
Supreme Enhance Eligible inpatient AYUSH treatment is covered up to the sum insured, subject to applicable conditions. |
| Initial Waiting Period |
|---|
Reassure 3.0 Select 30 days (except accidents). |
VS VS |
Supreme Enhance 30 days for illnesses; accidental claims are exempt from the initial waiting period. |
| Specific Waiting Period |
|---|
Reassure 3.0 Select 24 months standard; Specific Disease modification to 12 or 16 months. |
VS VS |
Supreme Enhance 24 months for specified illnesses and procedures, subject to the applicable policy terms. |
| PED Waiting Period |
|---|
Reassure 3.0 Select 36 months standard; modifiable to 12 or 24 months. |
VS VS |
Supreme Enhance 36 months for pre-existing diseases, subject to applicable policy terms. |
| Modern Treatment |
|---|
Reassure 3.0 Select Modern treatments covered up to ₹1L per complete claim amount. |
VS VS |
Supreme Enhance Eligible advanced technology treatments are covered up to the sum insured, subject to policy terms. |
| Annual Health Checkup |
|---|
Reassure 3.0 Select Available from Day 1 on cashless basis per defined packages. |
VS VS |
Supreme Enhance No separate standard annual health check-up benefit is established, |
| Pre-Hospitalisation |
|---|
Reassure 3.0 Select Up to 60 days before hospitalisation when related to approved claim. |
VS VS |
Supreme Enhance Eligible medical expenses are covered for up to 60 days before hospitalisation, subject to policy terms. |
| Post-Hospitalisation |
|---|
Reassure 3.0 Select Covered for 180 days after discharge for eligible expenses. |
VS VS |
Supreme Enhance Eligible medical expenses are covered for up to 90 days after hospitalisation, subject to policy terms. |
| Outpatient Department Cover (OPD Expense) |
|---|
Reassure 3.0 Select Not in base; Wellconsult+ add on provides OPD and wellness benefits. |
VS VS |
Supreme Enhance Routine OPD expenses are not a standard hospitalisation benefit. E-consultations and healthcare service discounts may be available separately. |
| Deductible Option |
|---|
Reassure 3.0 Select Annual Aggregate Deductible: ₹10K to ₹5L range. |
VS VS |
Supreme Enhance Offers an aggregate deductible selected with the sum insured. Eligible expenses above the deductible are covered, subject to policy terms. |
| Coverage Options |
|---|
Reassure 3.0 Select Unlimited Sum Insured option available. |
VS VS |
Supreme Enhance Individual and family floater options are available for eligible family members. |
| Claim Settlement Ratio |
|---|
Reassure 3.0 Select 80% |
VS VS |
Supreme Enhance Care Health Insurance reported a 96.74% insurer-level claim settlement ratio for FY 2024–25. This is an insurer-level metric, not a product-specific ratio. |
| Maternity Cover |
|---|
Reassure 3.0 Select Not in standard, Select variant base benefits. |
VS VS |
Supreme Enhance Maternity and childbirth expenses are not covered as a standard benefit. Healthcare service discounts, where available, are not insurance coverage. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Reassure 3.0 Select vs Optima Secure
Reassure 3.0 Select vs Super Mediclaim
Reassure 3.0 Select vs Health Recharge
Reassure 3.0 Select vs Cancer Cover Activ Cancer Secure Plan
Reassure 3.0 Select vs Optima Secure Plus
Reassure 3.0 Select vs Women Care
Reassure 3.0 Select vs Aspire Diamond+
Reassure 3.0 Select vs Activate Booster Plan A
Reassure 3.0 Select vs Active Care Premier
Reassure 3.0 Select vs ProHealth Accumulate
Reassure 3.0 Select vs Health Super Saver Standard
Reassure 3.0 Select vs Supreme Shine
Reassure 3.0 Select vs Optima Secure Global Plus
Reassure 3.0 Select vs Health Cardiac Care Silver & Gold Plan
Reassure 3.0 Select vs myHealth Suraksha Gold
Reassure 3.0 Select vs LifeTime Health Global
Reassure 3.0 Select vs Active Fit Plus
Reassure 3.0 Select vs OneHealth Premium
Reassure 3.0 Select vs Activ Health Platinum Essential
Reassure 3.0 Select vs Medicare Plus
Reassure 3.0 Select vs Medicare Senior
Reassure 3.0 Select vs Enhance Super Top-up Two
Reassure 3.0 Select vs Medicare Protect
Reassure 3.0 Select vs Activ One SAVR
Reassure 3.0 Select vs Active Assure Diamond
Reassure 3.0 Select vs Activ One VIP
Reassure 3.0 Select vs Health Pulse Classic
Reassure 3.0 Select vs Advantage
Reassure 3.0 Select vs Special Care Gold
Reassure 3.0 Select vs Activ One Max
Reassure 3.0 Select vs Classic
Reassure 3.0 Select vs Activ One Vytl
Reassure 3.0 Select vs Supreme
Reassure 3.0 Select vs Freedom
Reassure 3.0 Select vs Sarvah Pratham
Reassure 3.0 Select vs Joy Today
Reassure 3.0 Select vs Medi Classic
Reassure 3.0 Select vs Activate Booster Plan B
Reassure 3.0 Select vs Aspire Gold+
Reassure 3.0 Select vs Aspire Platinum+
Reassure 3.0 Select vs Plus Complete
Reassure 3.0 Select vs Reassure 2.0 Platinum+
Reassure 3.0 Select vs Elder Care
Reassure 3.0 Select vs Reassure 3.0 Elite
Reassure 3.0 Select vs EquiCover
Reassure 3.0 Select vs Young Star Gold
Reassure 3.0 Select vs Enhance Super Top-up One
Reassure 3.0 Select vs Joy Tomorrow
Reassure 3.0 Select vs Activ One VIP+
Reassure 3.0 Select vs Red Carpet Senior Citizens
Reassure 3.0 Select vs Medicare Premier
Reassure 3.0 Select vs Family Health Optima
Reassure 3.0 Select vs Health Companion Variant 2022
Reassure 3.0 Select vs Health Companion Variant 3
Reassure 3.0 Select vs Plus Youth
Reassure 3.0 Select vs Assure
Reassure 3.0 Select vs Health Premia Gold
Reassure 3.0 Select vs Health Premia Platinum
Reassure 3.0 Select vs Cancer Care Platinum
Reassure 3.0 Select vs Optima Lite
Reassure 3.0 Select vs ProHealth Prime Protect
Reassure 3.0 Select vs Comprehensive
Reassure 3.0 Select vs HeartBeat Enhanced
Reassure 3.0 Select vs Reassure
Reassure 3.0 Select vs Supreme Senior Premium
Reassure 3.0 Select vs Health Recharge Super Top Up Plan
Reassure 3.0 Select vs Reassure 3.0
Reassure 3.0 Select vs myHealth Suraksha Platinum
Reassure 3.0 Select vs Supreme Value for Money
Reassure 3.0 Select vs Supreme Senior Super
Reassure 3.0 Select vs Supreme Enhance
Reassure 3.0 Select vs Reassure 2.0 Gold
Reassure 3.0 Select vs Medicare
Reassure 3.0 Select vs Ultimate (Direct)
Reassure 3.0 Select vs Young Star
Reassure 3.0 Select vs Sarvah Param
Reassure 3.0 Select vs Optima Insurance
Reassure 3.0 Select vs Smart Super Health Assure
Reassure 3.0 Select vs Reassure 3.0 Black
Reassure 3.0 Select vs Health Guard Platinum
Reassure 3.0 Select vs Health Guard Gold
Reassure 3.0 Select vs Elevate (Direct)
Reassure 3.0 Select vs Extra Care Plus Super Top-up
Reassure 3.0 Select vs Health Care Supreme Smart
Reassure 3.0 Select vs Smart Health Pro
Reassure 3.0 Select vs Medi Classic Gold
Reassure 3.0 Select vs Optima Super Secure
Reassure 3.0 Select vs Special Care
Reassure 3.0 Select vs Medicare LITE
Reassure 3.0 Select vs Health Shield 360
Reassure 3.0 Select vs SecureHealth
Reassure 3.0 Select vs Supreme (Direct)
Reassure 3.0 Select vs Plus
Reassure 3.0 Select vs Mediclaim Insurance Policy
Reassure 3.0 Select vs Medicare Select
Reassure 3.0 Select vs Health Gain
Reassure 3.0 Select vs myHealth Koti Suraksha
Reassure 3.0 Select vs Senior
Reassure 3.0 Select vs myHealth Suraksha Silver
Reassure 3.0 Select vs Cardiac Care Platinum
Reassure 3.0 Select vs Royal Sundaram Lifeline Elite
Reassure 3.0 Select vs Super Surplus Gold
Reassure 3.0 Select vs Supreme Enhance One
Reassure 3.0 Select vs Supreme Enhance Two
Reassure 3.0 Select vs HeartBeat Platinum
Reassure 3.0 Select vs HeartBeat Gold
Reassure 3.0 Select vs Health SuperCharge
Reassure 3.0 Select vs Aspire Titanium+
Reassure 3.0 Select vs iHealth Plus
Reassure 3.0 Select vs ProHealth Prime Advantage
Reassure 3.0 Select vs Active Fit Preferred
Reassure 3.0 Select vs Reassure 3.0 Classic
Reassure 3.0 Select vs Senior Health Advantage
Reassure 3.0 Select vs Health Wallet
Reassure 3.0 Select vs Elevate
Reassure 3.0 Select vs Heart
Reassure 3.0 Select vs LifeTime Health
Reassure 3.0 Select vs Reassure 2.0 Titanium+
Reassure 3.0 Select vs ProHealth Prime Active
Reassure 3.0 Select vs ProHealth Prime Senior Elite
Reassure 3.0 Select vs Advanced Top Up
Reassure 3.0 Select vs Multiplier Health
Reassure 3.0 Select vs Diabetes Safe Plan A
Reassure 3.0 Select vs Reassure 2.0 Bronze+
Reassure 3.0 Select vs Enhance Super Top-up
Reassure 3.0 Select vs Young Star Silver
Reassure 3.0 Select vs Star Women Care Policy
Reassure 3.0 Select vs Joy
Reassure 3.0 Select vs Supreme Senior Health AdvantEdge
Reassure 3.0 Select vs Family Plus
Reassure 3.0 Select vs Criti Shield Plus
Reassure 3.0 Select vs Health Care Supreme Ultimo
Reassure 3.0 Select vs Health Shield 360 Retail
Reassure 3.0 Select vs Super Star
Reassure 3.0 Select vs Supreme Super Saver
Reassure 3.0 Select vs Senior First Platinum
Reassure 3.0 Select vs Optima Secure Global
Reassure 3.0 Select vs NextGen
Reassure 3.0 Select vs Health Insurance Platinum
Reassure 3.0 Select vs Energy Silver With Copay
Supreme Enhance vs Optima Secure
Supreme Enhance vs Super Mediclaim
Supreme Enhance vs Health Recharge
Supreme Enhance vs Cancer Cover Activ Cancer Secure Plan
Supreme Enhance vs Optima Secure Plus
Supreme Enhance vs Women Care
Supreme Enhance vs Aspire Diamond+
Supreme Enhance vs Activate Booster Plan A
Supreme Enhance vs Active Care Premier
Supreme Enhance vs ProHealth Accumulate
Supreme Enhance vs Health Super Saver Standard
Supreme Enhance vs Supreme Shine
Supreme Enhance vs Optima Secure Global Plus
Supreme Enhance vs Health Cardiac Care Silver & Gold Plan
Supreme Enhance vs myHealth Suraksha Gold
Supreme Enhance vs LifeTime Health Global
Supreme Enhance vs Active Fit Plus
Supreme Enhance vs OneHealth Premium
Supreme Enhance vs Activ Health Platinum Essential
Supreme Enhance vs Medicare Plus
Supreme Enhance vs Medicare Senior
Supreme Enhance vs Enhance Super Top-up Two
Supreme Enhance vs Medicare Protect
Supreme Enhance vs Activ One SAVR
Supreme Enhance vs Active Assure Diamond
Supreme Enhance vs Activ One VIP
Supreme Enhance vs Health Pulse Classic
Supreme Enhance vs Advantage
Supreme Enhance vs Special Care Gold
Supreme Enhance vs Activ One Max
Supreme Enhance vs Classic
Supreme Enhance vs Activ One Vytl
Supreme Enhance vs Supreme
Supreme Enhance vs Freedom
Supreme Enhance vs Sarvah Pratham
Supreme Enhance vs Joy Today
Supreme Enhance vs Medi Classic
Supreme Enhance vs Activate Booster Plan B
Supreme Enhance vs Aspire Gold+
Supreme Enhance vs Aspire Platinum+
Supreme Enhance vs Plus Complete
Supreme Enhance vs Reassure 2.0 Platinum+
Supreme Enhance vs Elder Care
Supreme Enhance vs Reassure 3.0 Elite
Supreme Enhance vs EquiCover
Supreme Enhance vs Young Star Gold
Supreme Enhance vs Enhance Super Top-up One
Supreme Enhance vs Joy Tomorrow
Supreme Enhance vs Activ One VIP+
Supreme Enhance vs Reassure 3.0 Select
Supreme Enhance vs Red Carpet Senior Citizens
Supreme Enhance vs Medicare Premier
Supreme Enhance vs Family Health Optima
Supreme Enhance vs Health Companion Variant 2022
Supreme Enhance vs Health Companion Variant 3
Supreme Enhance vs Plus Youth
Supreme Enhance vs Assure
Supreme Enhance vs Health Premia Gold
Supreme Enhance vs Health Premia Platinum
Supreme Enhance vs Cancer Care Platinum
Supreme Enhance vs Optima Lite
Supreme Enhance vs ProHealth Prime Protect
Supreme Enhance vs Comprehensive
Supreme Enhance vs HeartBeat Enhanced
Supreme Enhance vs Reassure
Supreme Enhance vs Supreme Senior Premium
Supreme Enhance vs Health Recharge Super Top Up Plan
Supreme Enhance vs Reassure 3.0
Supreme Enhance vs myHealth Suraksha Platinum
Supreme Enhance vs Supreme Value for Money
Supreme Enhance vs Supreme Senior Super
Supreme Enhance vs Reassure 2.0 Gold
Supreme Enhance vs Medicare
Supreme Enhance vs Ultimate (Direct)
Supreme Enhance vs Young Star
Supreme Enhance vs Sarvah Param
Supreme Enhance vs Optima Insurance
Supreme Enhance vs Smart Super Health Assure
Supreme Enhance vs Reassure 3.0 Black
Supreme Enhance vs Health Guard Platinum
Supreme Enhance vs Health Guard Gold
Supreme Enhance vs Elevate (Direct)
Supreme Enhance vs Extra Care Plus Super Top-up
Supreme Enhance vs Health Care Supreme Smart
Supreme Enhance vs Smart Health Pro
Supreme Enhance vs Medi Classic Gold
Supreme Enhance vs Optima Super Secure
Supreme Enhance vs Special Care
Supreme Enhance vs Medicare LITE
Supreme Enhance vs Health Shield 360
Supreme Enhance vs SecureHealth
Supreme Enhance vs Supreme (Direct)
Supreme Enhance vs Plus
Supreme Enhance vs Mediclaim Insurance Policy
Supreme Enhance vs Medicare Select
Supreme Enhance vs Health Gain
Supreme Enhance vs myHealth Koti Suraksha
Supreme Enhance vs Senior
Supreme Enhance vs myHealth Suraksha Silver
Supreme Enhance vs Cardiac Care Platinum
Supreme Enhance vs Royal Sundaram Lifeline Elite
Supreme Enhance vs Super Surplus Gold
Supreme Enhance vs Supreme Enhance One
Supreme Enhance vs Supreme Enhance Two
Supreme Enhance vs HeartBeat Platinum
Supreme Enhance vs HeartBeat Gold
Supreme Enhance vs Health SuperCharge
Supreme Enhance vs Aspire Titanium+
Supreme Enhance vs iHealth Plus
Supreme Enhance vs ProHealth Prime Advantage
Supreme Enhance vs Active Fit Preferred
Supreme Enhance vs Reassure 3.0 Classic
Supreme Enhance vs Senior Health Advantage
Supreme Enhance vs Health Wallet
Supreme Enhance vs Elevate
Supreme Enhance vs Heart
Supreme Enhance vs LifeTime Health
Supreme Enhance vs Reassure 2.0 Titanium+
Supreme Enhance vs ProHealth Prime Active
Supreme Enhance vs ProHealth Prime Senior Elite
Supreme Enhance vs Advanced Top Up
Supreme Enhance vs Multiplier Health
Supreme Enhance vs Diabetes Safe Plan A
Supreme Enhance vs Reassure 2.0 Bronze+
Supreme Enhance vs Enhance Super Top-up
Supreme Enhance vs Young Star Silver
Supreme Enhance vs Star Women Care Policy
Supreme Enhance vs Joy
Supreme Enhance vs Supreme Senior Health AdvantEdge
Supreme Enhance vs Family Plus
Supreme Enhance vs Criti Shield Plus
Supreme Enhance vs Health Care Supreme Ultimo
Supreme Enhance vs Health Shield 360 Retail
Supreme Enhance vs Super Star
Supreme Enhance vs Supreme Super Saver
Supreme Enhance vs Senior First Platinum
Supreme Enhance vs Optima Secure Global
Supreme Enhance vs NextGen
Supreme Enhance vs Health Insurance Platinum
Supreme Enhance vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

