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Health Booster Supertopup Individual Adult 1 Year N Vs Health Cardiac Care Silver & Gold Plan

Insurance Plans Comparison

ICICI Lombard Health Booster SuperTopup Individual Adult 1 Year N vs Star Health Cardiac Care Silver & Gold Plan

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Health Booster SuperTopup Individual Adult 1 Year N

Additional health insurance protection for eligible hospitalisation expenses beyond a selected deductible.

What Makes It Special:

Health Booster is a Super Top-up health insurance product intended to provide additional protection against eligible medical expenses once the applicable aggregate deductible is crossed.

Best For:

Individuals comparing top-up options based on deductible, sum insured, waiting periods and covered hospitalisation expenses.
Buyers comfortable with a Super Top-up structure in which eligible expenses are aggregated during the policy year.
Individuals who can manage eligible medical expenses falling within the deductible.
Adults who already have a base health insurance policy and want an additional layer of medical expense protection.
Individuals seeking additional protection against high hospitalisation expenses beyond a chosen deductible.

Health Cardiac Care Silver & Gold Plan

Health Insurance for Individuals with a History of Cardiac Conditions

What Makes It Special:

Cardiac-Focused Health Insurance

Best For:

Customers seeking specified modern treatment and eligible AYUSH coverage.
Individuals seeking outpatient benefits at network hospitals.
Customers comparing Silver and Gold cardiac coverage options.
Customers seeking cover for eligible cardiac and non-cardiac hospitalisation.
Individuals with a qualifying history of cardiac conditions or procedures.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Quick Decision Guide

ICICI Lombard Health Booster SuperTopup Individual Adult 1 Year N

Verify the exact UIN, policy schedule, deductible and included benefits for the “SuperTopup Individual Adult 1 Year N” variant before purchasing.
Confirm that the applicable policy covers the treatments and hospital expenses you expect to claim, including any relevant exclusions or limits.
Review the initial, specific-disease and pre-existing disease waiting periods before relying on the policy for planned treatment.
Compare the selected sum insured with the potential cost of major hospitalisation before choosing the cover amount.
Check whether the deductible is aligned with your existing health insurance cover and the amount you could pay yourself.

Star Health Cardiac Care Silver & Gold Plan

Check the outpatient benefit limit and network hospital requirements.
Review the room rent limit and post-hospitalisation benefit limit.
Check the 10% co-payment applicable from age 61.
Understand the 30-day initial waiting period and other applicable waiting periods.
Review the 90-day cardiac waiting period.
Compare the cardiac coverage offered under Silver and Gold.
Check whether you meet the policy’s cardiac eligibility criteria.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Health Booster SuperTopup Individual Adult 1 Year N

Health Insurance Plan

Brochure

Health Cardiac Care Silver & Gold Plan

Health Insurance Plan

Room Rent
Health Booster SuperTopup Individual Adult 1 Year N Room rent forms part of eligible in-patient hospitalisation expenses; any specific limits for this variant are not verified.	Health Cardiac Care Silver & Gold Plan Room, boarding and nursing expenses covered up to ₹5,000 per day.

ICU Charges
Health Booster SuperTopup Individual Adult 1 Year N Covered as part of eligible in-patient hospitalisation expenses, subject to the deductible and policy terms.	Health Cardiac Care Silver & Gold Plan Covered as part of eligible hospitalisation expenses, subject to policy terms.

Co-payment
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.	Health Cardiac Care Silver & Gold Plan 10% for insured persons aged 61 years and above at policy purchase or renewal.

Disease-wise sublimits
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. Refer to the applicable policy schedule for any benefit-specific limits.	Health Cardiac Care Silver & Gold Plan Sublimits apply to specified treatments, including cataract and modern treatments.

Cashless Healthcare Providers
Health Booster SuperTopup Individual Adult 1 Year N Cashless treatment is available at eligible network hospitals, subject to policy terms and hospital status. The current network count has not been verified.	Health Cardiac Care Silver & Gold Plan Cashless treatment is available at eligible network hospitals, subject to authorisation and policy conditions.

Restoration Benefit
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified.	Health Cardiac Care Silver & Gold Plan Not specified.

Restoration Benefit

Health Booster SuperTopup Individual Adult 1 Year N

The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified.

Health Cardiac Care Silver & Gold Plan

Not specified.

Cumulative Bonus
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster FAQ describes an Additional Sum Insured of 10% of the base sum insured for each claim-free renewal year, up to 50%; a claim can reduce the accrued amount. Applicability to this exact variant is not verified.	Health Cardiac Care Silver & Gold Plan Not specified.

Daycare Treatment
Health Booster SuperTopup Individual Adult 1 Year N Eligible daycare procedures are listed in the insurer's Health Booster key information, subject to policy terms.	Health Cardiac Care Silver & Gold Plan Eligible daycare procedures are covered, subject to policy terms.

Consumable Cover
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.	Health Cardiac Care Silver & Gold Plan Not specified.

AYUSH Treatment
Health Booster SuperTopup Individual Adult 1 Year N In-patient AYUSH hospitalisation is listed in the insurer's published Health Booster key information, subject to policy terms. Applicability to this exact variant is not verified.	Health Cardiac Care Silver & Gold Plan Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered up to the Sum Insured, subject to policy terms.

Initial Waiting Period
Health Booster SuperTopup Individual Adult 1 Year N 30 days for illnesses, except hospitalisation due to bodily injury, according to the insurer's general Health Booster information. Applicability to this exact variant should be confirmed.	Health Cardiac Care Silver & Gold Plan 30 days, except for covered accident-related claims.

Specific Waiting Period
Health Booster SuperTopup Individual Adult 1 Year N 24 months for specified illnesses and treatments, subject to the policy wording.	Health Cardiac Care Silver & Gold Plan 24 months for specified diseases and procedures.

PED Waiting Period
Health Booster SuperTopup Individual Adult 1 Year N 24 months of continuous coverage for pre-existing diseases declared and accepted by the insurer, according to the general Health Booster information.	Health Cardiac Care Silver & Gold Plan 36 months for pre-existing diseases. Cardiac ailments covered under Section II have a separate 90-day waiting period.

Modern Treatment
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.	Health Cardiac Care Silver & Gold Plan Specified modern treatments are covered within the applicable treatment limits.

Annual Health Checkup
Health Booster SuperTopup Individual Adult 1 Year N The insurer's published Health Booster information mentions wellness and preventive healthcare, including routine health check-ups. Availability and limits for this exact variant are not verified.	Health Cardiac Care Silver & Gold Plan Not specified.

Pre-Hospitalisation
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 60 days before hospitalisation, subject to policy terms.	Health Cardiac Care Silver & Gold Plan Covered for up to 30 days before hospital admission.

Post-Hospitalisation
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 90 days after hospitalisation, subject to policy terms.	Health Cardiac Care Silver & Gold Plan Up to 60 days after discharge, limited to 7% of hospitalisation expenses and a maximum of ₹5,000 per hospitalisation.

Outpatient Department Cover (OPD Expense)
Health Booster SuperTopup Individual Adult 1 Year N Routine OPD coverage is not verified for this exact variant.	Health Cardiac Care Silver & Gold Plan Up to ₹500 per event, subject to a maximum of ₹1,500 per policy period at network hospitals in India.

Deductible Option
Health Booster SuperTopup Individual Adult 1 Year N A deductible applies before eligible base medical claims become payable. For a Super Top-up plan, the deductible is applied to aggregate eligible hospitalisation expenses during the policy year; the amount for this variant is not verified.	Health Cardiac Care Silver & Gold Plan Not specified.

Coverage Options
Health Booster SuperTopup Individual Adult 1 Year N The selected sum insured, deductible and policy configuration for this variant are not verified.	Health Cardiac Care Silver & Gold Plan Individual coverage with Silver and Gold plan options.

Claim Settlement Ratio
Health Booster SuperTopup Individual Adult 1 Year N FY 24-25: ~84%	Health Cardiac Care Silver & Gold Plan Insurer-level metric, not a policy benefit.

Maternity Cover
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant; not listed among the standard benefits in the referenced Health Booster key information.	Health Cardiac Care Silver & Gold Plan Not covered, except where the policy provides an applicable accident-related exception.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Health Booster SuperTopup Individual Adult 1 Year N

Health Insurance Plan

Brochure

Health Cardiac Care Silver & Gold Plan

Health Insurance Plan

Room Rent
Health Booster SuperTopup Individual Adult 1 Year N Room rent forms part of eligible in-patient hospitalisation expenses; any specific limits for this variant are not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Room, boarding and nursing expenses covered up to ₹5,000 per day.

ICU Charges
Health Booster SuperTopup Individual Adult 1 Year N Covered as part of eligible in-patient hospitalisation expenses, subject to the deductible and policy terms.
VS VS
Health Cardiac Care Silver & Gold Plan Covered as part of eligible hospitalisation expenses, subject to policy terms.

Co-payment
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.
VS VS
Health Cardiac Care Silver & Gold Plan 10% for insured persons aged 61 years and above at policy purchase or renewal.

Disease-wise sublimits
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. Refer to the applicable policy schedule for any benefit-specific limits.
VS VS
Health Cardiac Care Silver & Gold Plan Sublimits apply to specified treatments, including cataract and modern treatments.

Cashless Healthcare Providers
Health Booster SuperTopup Individual Adult 1 Year N Cashless treatment is available at eligible network hospitals, subject to policy terms and hospital status. The current network count has not been verified.
VS VS
Health Cardiac Care Silver & Gold Plan Cashless treatment is available at eligible network hospitals, subject to authorisation and policy conditions.

Restoration Benefit
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Not specified.

Cumulative Bonus
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster FAQ describes an Additional Sum Insured of 10% of the base sum insured for each claim-free renewal year, up to 50%; a claim can reduce the accrued amount. Applicability to this exact variant is not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Not specified.

Daycare Treatment
Health Booster SuperTopup Individual Adult 1 Year N Eligible daycare procedures are listed in the insurer's Health Booster key information, subject to policy terms.
VS VS
Health Cardiac Care Silver & Gold Plan Eligible daycare procedures are covered, subject to policy terms.

Consumable Cover
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.
VS VS
Health Cardiac Care Silver & Gold Plan Not specified.

AYUSH Treatment
Health Booster SuperTopup Individual Adult 1 Year N In-patient AYUSH hospitalisation is listed in the insurer's published Health Booster key information, subject to policy terms. Applicability to this exact variant is not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Eligible inpatient Ayurveda, Unani, Siddha and Homeopathy treatment is covered up to the Sum Insured, subject to policy terms.

Initial Waiting Period
Health Booster SuperTopup Individual Adult 1 Year N 30 days for illnesses, except hospitalisation due to bodily injury, according to the insurer's general Health Booster information. Applicability to this exact variant should be confirmed.
VS VS
Health Cardiac Care Silver & Gold Plan 30 days, except for covered accident-related claims.

Specific Waiting Period
Health Booster SuperTopup Individual Adult 1 Year N 24 months for specified illnesses and treatments, subject to the policy wording.
VS VS
Health Cardiac Care Silver & Gold Plan 24 months for specified diseases and procedures.

PED Waiting Period
Health Booster SuperTopup Individual Adult 1 Year N 24 months of continuous coverage for pre-existing diseases declared and accepted by the insurer, according to the general Health Booster information.
VS VS
Health Cardiac Care Silver & Gold Plan 36 months for pre-existing diseases. Cardiac ailments covered under Section II have a separate 90-day waiting period.

Modern Treatment
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant.
VS VS
Health Cardiac Care Silver & Gold Plan Specified modern treatments are covered within the applicable treatment limits.

Annual Health Checkup
Health Booster SuperTopup Individual Adult 1 Year N The insurer's published Health Booster information mentions wellness and preventive healthcare, including routine health check-ups. Availability and limits for this exact variant are not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Not specified.

Pre-Hospitalisation
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 60 days before hospitalisation, subject to policy terms.
VS VS
Health Cardiac Care Silver & Gold Plan Covered for up to 30 days before hospital admission.

Post-Hospitalisation
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 90 days after hospitalisation, subject to policy terms.
VS VS
Health Cardiac Care Silver & Gold Plan Up to 60 days after discharge, limited to 7% of hospitalisation expenses and a maximum of ₹5,000 per hospitalisation.

Outpatient Department Cover (OPD Expense)
Health Booster SuperTopup Individual Adult 1 Year N Routine OPD coverage is not verified for this exact variant.
VS VS
Health Cardiac Care Silver & Gold Plan Up to ₹500 per event, subject to a maximum of ₹1,500 per policy period at network hospitals in India.

Deductible Option
Health Booster SuperTopup Individual Adult 1 Year N A deductible applies before eligible base medical claims become payable. For a Super Top-up plan, the deductible is applied to aggregate eligible hospitalisation expenses during the policy year; the amount for this variant is not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Not specified.

Coverage Options
Health Booster SuperTopup Individual Adult 1 Year N The selected sum insured, deductible and policy configuration for this variant are not verified.
VS VS
Health Cardiac Care Silver & Gold Plan Individual coverage with Silver and Gold plan options.

Claim Settlement Ratio
Health Booster SuperTopup Individual Adult 1 Year N FY 24-25: ~84%
VS VS
Health Cardiac Care Silver & Gold Plan Insurer-level metric, not a policy benefit.

Maternity Cover
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant; not listed among the standard benefits in the referenced Health Booster key information.
VS VS
Health Cardiac Care Silver & Gold Plan Not covered, except where the policy provides an applicable accident-related exception.

Insurance Plans Comparison

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Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

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Health Booster SuperTopup Individual Adult 1 Year N vs Heart

Health Booster SuperTopup Individual Adult 1 Year N vs Reassure 2.0 Titanium+

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Health Booster SuperTopup Individual Adult 1 Year N vs Reassure 2.0 Bronze+

Health Booster SuperTopup Individual Adult 1 Year N vs Young Star Silver

Health Booster SuperTopup Individual Adult 1 Year N vs Enhance Super Top-up

Health Booster SuperTopup Individual Adult 1 Year N vs Joy

Health Booster SuperTopup Individual Adult 1 Year N vs Health Elite

Health Booster SuperTopup Individual Adult 1 Year N vs Supreme Senior Health AdvantEdge

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Health Booster SuperTopup Individual Adult 1 Year N vs Energy Silver Without Copay

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Health Cardiac Care Silver & Gold Plan vs Ultimate

Health Cardiac Care Silver & Gold Plan vs EquiCover

Health Cardiac Care Silver & Gold Plan vs Optima Secure Global Plus

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