Care Supreme Enhance One vs Care Heart

1. Normal:  No limit on room rent.
2. ICU: No limit on ICU charges.

Up to ₹3 L sum insured – 1% of Sum Insured per day

No restriction on ICU room rent

Up to ₹3 L sum insured – 2% of Sum Insured per day

1. Robotic surgery
2. Stem cell therapy
3. Deep brain stimulation
4. Immunotherapy
5. Monoclonal antibody injections
6. Oral chemotherapy
7. Intra-vitreal injections
8. Balloon Sinuplasty.

No

Yes

No mandatory co-payment for policyholders below 61 years. Policyholders above 61 years have a mandatory 20% co-payment.

In-built co-payment: 20% if entry age ≤ 70 years, 30% if entry age > 70 years.

.

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Provides 1 restoration of the base cover upon exhaustion, applicable for unrelated illnesses only

Access to 24,800+ network hospitals for cashless treatment.

21700+ Healthcare Providers

Your sum insured increases by 10% every year, maximum up to 100%

Your sum insured increases by 10% each policy year as a No-Claim Bonus, up to 50% of the sum insured. The bonus reduces by 10% for every claim paid

.

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Yes

No. However, available as an add-on

.

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

30 days

30 days

2 years

2 years

3 years

2 years

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Health check-up is available once every policy year, from day 1 of the policy

Health check-up is available from the first policy year

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

OPD expense is not included

OPD expense is not included

Available

Not available

Available coverage options: 20L to 1cr

Available coverage options: ₹3L, ₹5L, ₹7L and ₹10L

96%

96%

Not available

Not available