Care Supreme Enhance Option 1
Get a Quote
Get a Quote
Our Verdict
Expert Review: Care Health Insurance
Use our free BMI calculator for men and women to quickly check your Body Mass Index. Discover whether you're underweight, normal, overweight, or obese based on your height and weight - only at Oneassure.
Final Verdict
About
About Care Health Insurance
Inclusions and Exclusions
Inclusions and Exclusions of Care Insurance Company Limited
Disease-wise sublimits
No
ICU Charges
No restriction on ICU room rent
Outpatient Department Cover (OPD Expense)
OPD expense is not included
Maternity Cover
Not available
Deductible Option
Available
Coverage Options
Available coverage options: 20L to 1cr
Restoration Benefit
Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses
Claim Settlement Ratio
96%
Cumulative Bonus
Your sum insured increases by 10% every year, maximum up to 100%
Consumable Cover
Yes
Initial Waiting Period
30 days
Specific Waiting Period
2 years
PED Waiting Period
3 years
Modern Treatment
Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period
Annual Health Checkup
Health check-up is available once every policy year, from day 1 of the policy
Pre-Hospitalisation
You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved
Post-Hospitalisation
You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it
Room Rent
Normal: No limit on room rent.ICU: No limit on ICU charges.
Advanced Treatments
Robotic surgeryStem cell therapyDeep brain stimulationImmunotherapyMonoclonal antibody injectionsOral chemotherapyIntra-vitreal injectionsBalloon Sinuplasty.
Co-payment
No mandatory co-payment for policyholders below 61 years. Policyholders above 61 years have a mandatory 20% co-payment.
Waiting Period
.
Cashless Healthcare Providers
Access to 24,800+ network hospitals for cashless treatment.
Daycare Treatment
.
AYUSH Treatment
.
Disease-wise sublimits
No
ICU Charges
No restriction on ICU room rent
Outpatient Department Cover (OPD Expense)
OPD expense is not included
Exclusions
Expenses for pre-existing conditions during the first 36 months of coverage.
Waiting period of 24 months for specific treatments like hernia, cataracts, and joint replacement.
Costs for obesity treatments unless medically necessary.
Cosmetic and plastic surgeries unless due to accidents or medical necessity.
Treatment for substance abuse, self-inflicted injuries, or illnesses due to illegal activities.
Non-medically necessary procedures like fertility treatments and gender reassignment surgery.
Experimental and unproven treatments lacking clinical validation.
Treatment for chronic lifestyle conditions unless specifically covered.
Add ons
Add-Ons
Air Ambulance
Unlimited Care
Room Rent Modification
Insurance Premium Calculator
Insurance Premium Calculator
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
About the company
About the company
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.
.png)


