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Care Supreme Enhance Option 1

Care Supreme Enhance Option 1

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

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96

Claim Settlement Ratio

19000

Network Hospitals

8.6

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Care Supreme Enhance Super Top-up offers ₹45-95 lakh coverage with no co-payment, unlimited restoration, and a 10% annual bonus. Ideal for high-income earners or those in metros, it suits individuals seeking extensive coverage. However, room rent limits apply without an add-on, and pre-existing diseases have a 3-year waiting period. 

About

About Care Health Insurance

The Care Supreme Enhance – Option 1 is a super top-up health plan offering a ₹45 lakh sum insured with a ₹5 lakh deductible. It covers medical expenses exceeding ₹5 lakh, includes unlimited automatic recharge, and increases the sum insured by 10% annually (up to 100%). The plan also provides coverage for advanced treatments and tax benefits under Section 80D. This policy ensures enhanced financial security against high medical costs, making it an excellent supplement...

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Disease-wise sublimits

  • No

ICU Charges

  • No restriction on ICU room rent

Outpatient Department Cover (OPD Expense)

  • OPD expense is not included

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Exclusions

  • Expenses for pre-existing conditions during the first 36 months of coverage.

  • Waiting period of 24 months for specific treatments like hernia, cataracts, and joint replacement.

  • Costs for obesity treatments unless medically necessary.

  • Cosmetic and plastic surgeries unless due to accidents or medical necessity.

  • Treatment for substance abuse, self-inflicted injuries, or illnesses due to illegal activities.

  • Non-medically necessary procedures like fertility treatments and gender reassignment surgery.

  • Experimental and unproven treatments lacking clinical validation.

  • Treatment for chronic lifestyle conditions unless specifically covered.

Add ons

Add-Ons

Air Ambulance

Unlimited Care

Room Rent Modification

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About the company

About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...

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