Insurance Plans Comparison
ICICI Lombard Health Booster SuperTopup Individual Adult 1 Year N vs Care Supreme Enhance One
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreHealth Booster SuperTopup Individual Adult 1 Year N
Additional health insurance protection for eligible hospitalisation expenses beyond a selected deductible.
What Makes It Special:
Health Booster is a Super Top-up health insurance product intended to provide additional protection against eligible medical expenses once the applicable aggregate deductible is crossed.
Best For:
Individuals comparing top-up options based on deductible, sum insured, waiting periods and covered hospitalisation expenses.
Buyers comfortable with a Super Top-up structure in which eligible expenses are aggregated during the policy year.
Individuals who can manage eligible medical expenses falling within the deductible.
Adults who already have a base health insurance policy and want an additional layer of medical expense protection.
Individuals seeking additional protection against high hospitalisation expenses beyond a chosen deductible.
VS
Supreme Enhance One
High-deductible super top-up health insurance with flexible coverage options, cumulative bonus and unlimited automatic recharge.
What Makes It Special:
Care Supreme Enhance is a super top-up health insurance plan designed to provide additional financial protection against high medical expenses after the selected aggregate deductible is met. It offers flexible sum insured options, coverage for eligible hospitalisation and daycare treatments, a cumulative bonus of up to 100%, and unlimited automatic...
Best For:
Family-friendly coverage with wellness benefits
Extra add-ons for enhanced protection
Cashless treatment at a wide hospital network
Complete hospitalization & daycare coverage
High sum insured with affordable premiums
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Verify the exact UIN, policy schedule, deductible and included benefits for the “SuperTopup Individual Adult 1 Year N” variant before purchasing.
Confirm that the applicable policy covers the treatments and hospital expenses you expect to claim, including any relevant exclusions or limits.
Review the initial, specific-disease and pre-existing disease waiting periods before relying on the policy for planned treatment.
Compare the selected sum insured with the potential cost of major hospitalisation before choosing the cover amount.
Check whether the deductible is aligned with your existing health insurance cover and the amount you could pay yourself.
You want flexible add-ons for enhanced family protection
You want wellness benefits and rewards built into your plan
You want daycare, pre- and post-hospitalization expenses covered
You want cashless hospitalization across a wide network
You want high medical coverage at affordable premiums
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Health Booster SuperTopup Individual Adult 1 Year N Health Insurance Plan VS VS |
Supreme Enhance One Health Insurance Plan |
| Room Rent |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Room rent forms part of eligible in-patient hospitalisation expenses; any specific limits for this variant are not verified. |
VS VS |
Supreme Enhance One
|
| ICU Charges |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Covered as part of eligible in-patient hospitalisation expenses, subject to the deductible and policy terms. |
VS VS |
Supreme Enhance One No restriction on ICU room rent |
| Advanced Treatments |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Information Unavailable |
VS VS |
Supreme Enhance One
|
| Co-payment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. |
VS VS |
Supreme Enhance One No mandatory co-payment for policyholders below 61 years. Policyholders above 61 years have a mandatory 20% co-payment. |
| Disease-wise sublimits |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. Refer to the applicable policy schedule for any benefit-specific limits. |
VS VS |
Supreme Enhance One No |
| Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Information Unavailable |
VS VS |
Supreme Enhance One . |
| Cashless Healthcare Providers |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Cashless treatment is available at eligible network hospitals, subject to policy terms and hospital status. The current network count has not been verified. |
VS VS |
Supreme Enhance One Access to 24,800+ network hospitals for cashless treatment. |
| Restoration Benefit |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified. |
VS VS |
Supreme Enhance One Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster FAQ describes an Additional Sum Insured of 10% of the base sum insured for each claim-free renewal year, up to 50%; a claim can reduce the accrued amount. Applicability to this exact variant is not verified. |
VS VS |
Supreme Enhance One Your sum insured increases by 10% every year, maximum up to 100% |
| Daycare Treatment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Eligible daycare procedures are listed in the insurer's Health Booster key information, subject to policy terms. |
VS VS |
Supreme Enhance One . |
| Consumable Cover |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. |
VS VS |
Supreme Enhance One Yes |
| AYUSH Treatment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N In-patient AYUSH hospitalisation is listed in the insurer's published Health Booster key information, subject to policy terms. Applicability to this exact variant is not verified. |
VS VS |
Supreme Enhance One . |
| Initial Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N 30 days for illnesses, except hospitalisation due to bodily injury, according to the insurer's general Health Booster information. Applicability to this exact variant should be confirmed. |
VS VS |
Supreme Enhance One 30 days |
| Specific Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N 24 months for specified illnesses and treatments, subject to the policy wording. |
VS VS |
Supreme Enhance One 2 years |
| PED Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N 24 months of continuous coverage for pre-existing diseases declared and accepted by the insurer, according to the general Health Booster information. |
VS VS |
Supreme Enhance One 3 years |
| Modern Treatment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. |
VS VS |
Supreme Enhance One Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The insurer's published Health Booster information mentions wellness and preventive healthcare, including routine health check-ups. Availability and limits for this exact variant are not verified. |
VS VS |
Supreme Enhance One Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 60 days before hospitalisation, subject to policy terms. |
VS VS |
Supreme Enhance One You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 90 days after hospitalisation, subject to policy terms. |
VS VS |
Supreme Enhance One You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Routine OPD coverage is not verified for this exact variant. |
VS VS |
Supreme Enhance One OPD expense is not included |
| Deductible Option |
|---|
Health Booster SuperTopup Individual Adult 1 Year N A deductible applies before eligible base medical claims become payable. For a Super Top-up plan, the deductible is applied to aggregate eligible hospitalisation expenses during the policy year; the amount for this variant is not verified. |
VS VS |
Supreme Enhance One Available |
| Coverage Options |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The selected sum insured, deductible and policy configuration for this variant are not verified. |
VS VS |
Supreme Enhance One Available coverage options: 20L to 1cr |
| Claim Settlement Ratio |
|---|
Health Booster SuperTopup Individual Adult 1 Year N FY 24-25: ~84% |
VS VS |
Supreme Enhance One 96% |
| Maternity Cover |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant; not listed among the standard benefits in the referenced Health Booster key information. |
VS VS |
Supreme Enhance One Not available |
Insurance Plans Comparison
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