Care Heart Health Insurance

Not available

21700+ Healthcare Providers

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

96%

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Up to ₹3 L sum insured – 2% of Sum Insured per day

Above ₹3 L sum insured – No Limit

Yes

Provides 1 restoration of the base cover upon exhaustion, applicable for unrelated illnesses only

No. However, available as an add-on

30 days

Up to ₹3 L sum insured – 1% of Sum Insured per day

Above ₹3 L sum insured – Single Private Room

In-built co-payment: 20% if entry age ≤ 70 years, 30% if entry age > 70 years.

2 years

2 years

Health check-up is available from the first policy year

You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved

Not available

Available coverage options: ₹3L, ₹5L, ₹7L and ₹10L

Your sum insured increases by 10% each policy year as a No-Claim Bonus, up to 50% of the sum insured. The bonus reduces by 10% for every claim paid

You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it

OPD expense is not included