Insurance Plans Comparison
ICICI Lombard iHealth Plus vs Care Enhance Super Top-up
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreiHealth Plus
iHealth Plus
What Makes It Special:
iHealth Plus is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.
Best For:
- Not available
VS
Enhance Super Top-up
Additional health insurance protection beyond your deductible for major hospitalisation expenses.
What Makes It Special:
Care Enhance is a super top-up health insurance plan from Care Health Insurance that adds financial protection after eligible medical expenses cross the selected annual deductible. Enhance 1 offers cover up to ₹30 lakh, while Enhance 2 provides specified combinations up to ₹55 lakh. The plan covers eligible inpatient hospitalisation, daycare...
Best For:
Customers wanting flexible coverage levels: Applicants comparing the different sum-insured and deductible combinations available under Enhance 1 and Enhance 2.
People comfortable with a deductible: Customers who have sufficient base insurance or savings to handle expenses up to the selected threshold.
Customers planning for major hospital bills: Individuals concerned about costly inpatient treatment, ICU care and eligible daycare procedures.
Families seeking higher overall protection: Households that want to supplement an existing policy with a larger potential pool of hospitalisation cover.
People with existing health insurance: Customers who want an additional layer of financial protection once eligible annual medical expenses cross a chosen deductible.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Not available
Compare the actual policy version, not just the headline sum insured. Review hospitalisation benefits, pre- and post-hospitalisation periods, exclusions and any benefits you expect to use before choosing the plan.
Check room eligibility and co-payment. Compare the room categories under Enhance 1 and Enhance 2 and assess the financial impact of the 20% co-payment where the entry-age condition applies.
Review waiting periods before buying. The initial waiting period, specified-illness waiting period and pre-existing disease waiting period can affect when coverage becomes available.
Understand how annual expenses are counted. A super top-up generally considers eligible medical expenses accumulated during the policy year, subject to its deductible provisions. Check how multiple claims and expenses are assessed.
Match the deductible to your existing cover. Check whether your base policy's sum insured is sufficient to meet the deductible. If it is lower, you may need to fund the gap yourself.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() iHealth Plus Health Insurance Plan VS VS |
Enhance Super Top-up Health Insurance Plan |
| Room Rent |
|---|
iHealth Plus Normal Room: No capping — covered up to Sum Insured ICU Charges: No capping — covered up to Sum Insured |
VS VS |
Enhance Super Top-up Single private AC room eligibility, with room-category conditions varying by Enhance option. Check the schedule for the selected option before admission to avoid room-related deductions. |
| Advanced Treatments |
|---|
iHealth Plus Day Care Procedures Organ Transplant Related Donor Expenses (Optional Cover) Critical Illness Cover (Optional Cover) AYUSH Hospitalisation |
VS VS |
Enhance Super Top-up Information Unavailable |
| ICU Charges |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up ICU expenses are covered up to the sum insured, with no separate ICU sub-limit listed on the insurer's product page. |
| Co-payment |
|---|
iHealth Plus No Co-pay — 100% of admissible claims covered by the insurer |
VS VS |
Enhance Super Top-up A 20% co-payment applies if the policy is purchased at age 61 or above. The insured member bears 20% of the admissible claim amount, with the balance payable subject to the policy terms. |
| Disease-wise sublimits |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up The plan is presented as having no disease-wise sub-limits for covered hospitalisation benefits. Claims remain subject to the deductible, sum insured, exclusions, admissibility rules and other policy conditions. |
| Waiting Period |
|---|
iHealth Plus Initial Waiting Period: 30 days Pre-existing Disease Waiting Period:
|
VS VS |
Enhance Super Top-up Information Unavailable |
| Cashless Healthcare Providers |
|---|
iHealth Plus Cashless treatment available at 6500+ network hospitals |
VS VS |
Enhance Super Top-up Cashless treatment is available at the insurer's network hospitals, subject to pre-authorisation and policy terms. The insurer currently advertises a network of over 22,100 cashless healthcare providers; availability can change. |
| Restoration Benefit |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Unlimited automatic recharge is listed on the insurer's current product page. The sum insured can be recharged by an amount equal to the selected sum insured, multiple times in a policy year, subject to policy conditions. |
| Daycare Treatment |
|---|
iHealth Plus Covered |
VS VS |
Enhance Super Top-up Covers eligible daycare procedures that do not require a 24-hour hospital stay, subject to the policy terms and applicable procedure conditions. |
| Cumulative Bonus |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up The sum insured increases by 50% of the base sum insured for each policy year, up to a maximum increase of 100%. Accrued bonus is not reduced on renewal because of a claim, subject to policy terms. |
| AYUSH Treatment |
|---|
iHealth Plus Covered |
VS VS |
Enhance Super Top-up Inpatient AYUSH treatment is covered up to the sum insured when hospitalisation takes place in an AYUSH-certified clinic, subject to policy terms. |
| Consumable Cover |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Routine non-medical consumables are not listed as a separate standard benefit. Check the policy's admissible-expense rules before assuming consumables such as gloves, masks or other non-medical items will be reimbursed. |
| Initial Waiting Period |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up 30 days for illnesses from the policy start date, except injuries, subject to the policy terms. |
| Specific Waiting Period |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up 24 months for specified illnesses and procedures, subject to the applicable list and policy conditions. |
| PED Waiting Period |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up 36 months of continuous coverage for pre-existing diseases, subject to policy terms and underwriting. |
| Modern Treatment |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Covers eligible advanced technology treatments, subject to the policy's specified treatment list, medical necessity and applicable terms. Covered expenses are payable up to the sum insured. |
| Annual Health Checkup |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Annual health check-ups are available for covered adult members regardless of previous claim history, subject to the policy terms. |
| Pre-Hospitalisation |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Eligible medical expenses incurred up to 60 days before hospitalisation are covered, subject to policy conditions and the relationship of the expenses to the hospitalisation. |
| Post-Hospitalisation |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Eligible medical expenses for up to 180 days after discharge are covered under the insurer's current product listing, subject to policy conditions. |
| Outpatient Department Cover (OPD Expense) |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Routine OPD treatment is not a core hospitalisation benefit. The plan lists unlimited general-physician e-consultations and discounts on selected healthcare services. |
| Deductible Option |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up A deductible applies before the super top-up pays eligible expenses. Options vary by plan variant; the deductible must be considered alongside the base health insurance and the amount the customer can pay personally. |
| Coverage Options |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Available on an individual and family floater basis. The plan offers Enhance 1 and Enhance 2 options with different sum insured and deductible combinations. The maximum sum insured is ₹55 lakh. |
| Claim Settlement Ratio |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Care Health Insurance's insurer-level claim settlement ratio should be displayed using the verified financial year and published methodology adopted by OneAssure. It is not a separate benefit or guarantee of an individual claim. |
| Maternity Cover |
|---|
iHealth Plus Information Unavailable |
VS VS |
Enhance Super Top-up Maternity expenses, including childbirth-related expenses, are generally excluded. The plan's healthcare-service discount programme may offer discounts on maternity services, but this is not the same as insurance coverage for maternity expenses. |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
iHealth Plus vs Optima Secure
iHealth Plus vs Super Mediclaim
iHealth Plus vs Health Recharge
iHealth Plus vs Cancer Cover Activ Cancer Secure Plan
iHealth Plus vs Optima Secure Plus
iHealth Plus vs Women Care
iHealth Plus vs Aspire Diamond+
iHealth Plus vs Activate Booster Plan A
iHealth Plus vs Active Care Premier
iHealth Plus vs ProHealth Accumulate
iHealth Plus vs Health Super Saver Standard
iHealth Plus vs Supreme Shine
iHealth Plus vs Optima Secure Global Plus
iHealth Plus vs Health Cardiac Care Silver & Gold Plan
iHealth Plus vs myHealth Suraksha Gold
iHealth Plus vs LifeTime Health Global
iHealth Plus vs Active Fit Plus
iHealth Plus vs OneHealth Premium
iHealth Plus vs Activ Health Platinum Essential
iHealth Plus vs Medicare Plus
iHealth Plus vs Medicare Senior
iHealth Plus vs Enhance Super Top-up Two
iHealth Plus vs Medicare Protect
iHealth Plus vs Activ One SAVR
iHealth Plus vs Active Assure Diamond
iHealth Plus vs Activ One VIP
iHealth Plus vs Health Pulse Classic
iHealth Plus vs Advantage
iHealth Plus vs Special Care Gold
iHealth Plus vs Activ One Max
iHealth Plus vs Classic
iHealth Plus vs Activ One Vytl
iHealth Plus vs Supreme
iHealth Plus vs Freedom
iHealth Plus vs Sarvah Pratham
iHealth Plus vs Joy Today
iHealth Plus vs Medi Classic
iHealth Plus vs Activate Booster Plan B
iHealth Plus vs Aspire Gold+
iHealth Plus vs Aspire Platinum+
iHealth Plus vs Plus Complete
iHealth Plus vs Reassure 2.0 Platinum+
iHealth Plus vs Elder Care
iHealth Plus vs Reassure 3.0 Elite
iHealth Plus vs EquiCover
iHealth Plus vs Young Star Gold
iHealth Plus vs Enhance Super Top-up One
iHealth Plus vs Joy Tomorrow
iHealth Plus vs Activ One VIP+
iHealth Plus vs Reassure 3.0 Select
iHealth Plus vs Red Carpet Senior Citizens
iHealth Plus vs Medicare Premier
iHealth Plus vs Family Health Optima
iHealth Plus vs Health Companion Variant 2022
iHealth Plus vs Health Companion Variant 3
iHealth Plus vs Plus Youth
iHealth Plus vs Assure
iHealth Plus vs Health Premia Gold
iHealth Plus vs Health Premia Platinum
iHealth Plus vs Cancer Care Platinum
iHealth Plus vs Optima Lite
iHealth Plus vs ProHealth Prime Protect
iHealth Plus vs Comprehensive
iHealth Plus vs HeartBeat Enhanced
iHealth Plus vs Reassure
iHealth Plus vs Supreme Senior Premium
iHealth Plus vs Health Recharge Super Top Up Plan
iHealth Plus vs Reassure 3.0
iHealth Plus vs myHealth Suraksha Platinum
iHealth Plus vs Supreme Value for Money
iHealth Plus vs Supreme Senior Super
iHealth Plus vs Supreme Enhance
iHealth Plus vs Reassure 2.0 Gold
iHealth Plus vs Medicare
iHealth Plus vs Ultimate (Direct)
iHealth Plus vs Young Star
iHealth Plus vs Sarvah Param
iHealth Plus vs Optima Insurance
iHealth Plus vs Smart Super Health Assure
iHealth Plus vs Reassure 3.0 Black
iHealth Plus vs Health Guard Platinum
iHealth Plus vs Health Guard Gold
iHealth Plus vs Elevate (Direct)
iHealth Plus vs Extra Care Plus Super Top-up
iHealth Plus vs Health Care Supreme Smart
iHealth Plus vs Smart Health Pro
iHealth Plus vs Medi Classic Gold
iHealth Plus vs Optima Super Secure
iHealth Plus vs Special Care
iHealth Plus vs Medicare LITE
iHealth Plus vs Health Shield 360
iHealth Plus vs SecureHealth
iHealth Plus vs Supreme (Direct)
iHealth Plus vs Plus
iHealth Plus vs Mediclaim Insurance Policy
iHealth Plus vs Medicare Select
iHealth Plus vs Health Gain
iHealth Plus vs myHealth Koti Suraksha
iHealth Plus vs Senior
iHealth Plus vs myHealth Suraksha Silver
iHealth Plus vs Cardiac Care Platinum
iHealth Plus vs Royal Sundaram Lifeline Elite
iHealth Plus vs Super Surplus Gold
iHealth Plus vs Supreme Enhance One
iHealth Plus vs Supreme Enhance Two
iHealth Plus vs HeartBeat Platinum
iHealth Plus vs HeartBeat Gold
iHealth Plus vs Health SuperCharge
iHealth Plus vs Aspire Titanium+
iHealth Plus vs ProHealth Prime Advantage
iHealth Plus vs Active Fit Preferred
iHealth Plus vs Reassure 3.0 Classic
iHealth Plus vs Senior Health Advantage
iHealth Plus vs Health Wallet
iHealth Plus vs Elevate
iHealth Plus vs Heart
iHealth Plus vs LifeTime Health
iHealth Plus vs Reassure 2.0 Titanium+
iHealth Plus vs ProHealth Prime Active
iHealth Plus vs ProHealth Prime Senior Elite
iHealth Plus vs Advanced Top Up
iHealth Plus vs Multiplier Health
iHealth Plus vs Diabetes Safe Plan A
iHealth Plus vs Reassure 2.0 Bronze+
iHealth Plus vs Enhance Super Top-up
iHealth Plus vs Young Star Silver
iHealth Plus vs Star Women Care Policy
iHealth Plus vs Joy
iHealth Plus vs Supreme Senior Health AdvantEdge
iHealth Plus vs Family Plus
iHealth Plus vs Criti Shield Plus
iHealth Plus vs Health Care Supreme Ultimo
iHealth Plus vs Health Shield 360 Retail
iHealth Plus vs Super Star
iHealth Plus vs Supreme Super Saver
iHealth Plus vs Senior First Platinum
iHealth Plus vs Optima Secure Global
iHealth Plus vs NextGen
iHealth Plus vs Health Insurance Platinum
iHealth Plus vs Energy Silver With Copay
Enhance Super Top-up vs Optima Secure
Enhance Super Top-up vs Super Mediclaim
Enhance Super Top-up vs Health Recharge
Enhance Super Top-up vs Cancer Cover Activ Cancer Secure Plan
Enhance Super Top-up vs Optima Secure Plus
Enhance Super Top-up vs Women Care
Enhance Super Top-up vs Aspire Diamond+
Enhance Super Top-up vs Activate Booster Plan A
Enhance Super Top-up vs Active Care Premier
Enhance Super Top-up vs ProHealth Accumulate
Enhance Super Top-up vs Health Super Saver Standard
Enhance Super Top-up vs Supreme Shine
Enhance Super Top-up vs Optima Secure Global Plus
Enhance Super Top-up vs Health Cardiac Care Silver & Gold Plan
Enhance Super Top-up vs myHealth Suraksha Gold
Enhance Super Top-up vs LifeTime Health Global
Enhance Super Top-up vs Active Fit Plus
Enhance Super Top-up vs OneHealth Premium
Enhance Super Top-up vs Activ Health Platinum Essential
Enhance Super Top-up vs Medicare Plus
Enhance Super Top-up vs Medicare Senior
Enhance Super Top-up vs Enhance Super Top-up Two
Enhance Super Top-up vs Medicare Protect
Enhance Super Top-up vs Activ One SAVR
Enhance Super Top-up vs Active Assure Diamond
Enhance Super Top-up vs Activ One VIP
Enhance Super Top-up vs Health Pulse Classic
Enhance Super Top-up vs Advantage
Enhance Super Top-up vs Special Care Gold
Enhance Super Top-up vs Activ One Max
Enhance Super Top-up vs Classic
Enhance Super Top-up vs Activ One Vytl
Enhance Super Top-up vs Supreme
Enhance Super Top-up vs Freedom
Enhance Super Top-up vs Sarvah Pratham
Enhance Super Top-up vs Joy Today
Enhance Super Top-up vs Medi Classic
Enhance Super Top-up vs Activate Booster Plan B
Enhance Super Top-up vs Aspire Gold+
Enhance Super Top-up vs Aspire Platinum+
Enhance Super Top-up vs Plus Complete
Enhance Super Top-up vs Reassure 2.0 Platinum+
Enhance Super Top-up vs Elder Care
Enhance Super Top-up vs Reassure 3.0 Elite
Enhance Super Top-up vs EquiCover
Enhance Super Top-up vs Young Star Gold
Enhance Super Top-up vs Enhance Super Top-up One
Enhance Super Top-up vs Joy Tomorrow
Enhance Super Top-up vs Activ One VIP+
Enhance Super Top-up vs Reassure 3.0 Select
Enhance Super Top-up vs Red Carpet Senior Citizens
Enhance Super Top-up vs Medicare Premier
Enhance Super Top-up vs Family Health Optima
Enhance Super Top-up vs Health Companion Variant 2022
Enhance Super Top-up vs Health Companion Variant 3
Enhance Super Top-up vs Plus Youth
Enhance Super Top-up vs Assure
Enhance Super Top-up vs Health Premia Gold
Enhance Super Top-up vs Health Premia Platinum
Enhance Super Top-up vs Cancer Care Platinum
Enhance Super Top-up vs Optima Lite
Enhance Super Top-up vs ProHealth Prime Protect
Enhance Super Top-up vs Comprehensive
Enhance Super Top-up vs HeartBeat Enhanced
Enhance Super Top-up vs Reassure
Enhance Super Top-up vs Supreme Senior Premium
Enhance Super Top-up vs Health Recharge Super Top Up Plan
Enhance Super Top-up vs Reassure 3.0
Enhance Super Top-up vs myHealth Suraksha Platinum
Enhance Super Top-up vs Supreme Value for Money
Enhance Super Top-up vs Supreme Senior Super
Enhance Super Top-up vs Supreme Enhance
Enhance Super Top-up vs Reassure 2.0 Gold
Enhance Super Top-up vs Medicare
Enhance Super Top-up vs Ultimate (Direct)
Enhance Super Top-up vs Young Star
Enhance Super Top-up vs Sarvah Param
Enhance Super Top-up vs Optima Insurance
Enhance Super Top-up vs Smart Super Health Assure
Enhance Super Top-up vs Reassure 3.0 Black
Enhance Super Top-up vs Health Guard Platinum
Enhance Super Top-up vs Health Guard Gold
Enhance Super Top-up vs Elevate (Direct)
Enhance Super Top-up vs Extra Care Plus Super Top-up
Enhance Super Top-up vs Health Care Supreme Smart
Enhance Super Top-up vs Smart Health Pro
Enhance Super Top-up vs Medi Classic Gold
Enhance Super Top-up vs Optima Super Secure
Enhance Super Top-up vs Special Care
Enhance Super Top-up vs Medicare LITE
Enhance Super Top-up vs Health Shield 360
Enhance Super Top-up vs SecureHealth
Enhance Super Top-up vs Supreme (Direct)
Enhance Super Top-up vs Plus
Enhance Super Top-up vs Mediclaim Insurance Policy
Enhance Super Top-up vs Medicare Select
Enhance Super Top-up vs Health Gain
Enhance Super Top-up vs myHealth Koti Suraksha
Enhance Super Top-up vs Senior
Enhance Super Top-up vs myHealth Suraksha Silver
Enhance Super Top-up vs Cardiac Care Platinum
Enhance Super Top-up vs Royal Sundaram Lifeline Elite
Enhance Super Top-up vs Super Surplus Gold
Enhance Super Top-up vs Supreme Enhance One
Enhance Super Top-up vs Supreme Enhance Two
Enhance Super Top-up vs HeartBeat Platinum
Enhance Super Top-up vs HeartBeat Gold
Enhance Super Top-up vs Health SuperCharge
Enhance Super Top-up vs Aspire Titanium+
Enhance Super Top-up vs iHealth Plus
Enhance Super Top-up vs ProHealth Prime Advantage
Enhance Super Top-up vs Active Fit Preferred
Enhance Super Top-up vs Reassure 3.0 Classic
Enhance Super Top-up vs Senior Health Advantage
Enhance Super Top-up vs Health Wallet
Enhance Super Top-up vs Elevate
Enhance Super Top-up vs Heart
Enhance Super Top-up vs LifeTime Health
Enhance Super Top-up vs Reassure 2.0 Titanium+
Enhance Super Top-up vs ProHealth Prime Active
Enhance Super Top-up vs ProHealth Prime Senior Elite
Enhance Super Top-up vs Advanced Top Up
Enhance Super Top-up vs Multiplier Health
Enhance Super Top-up vs Diabetes Safe Plan A
Enhance Super Top-up vs Reassure 2.0 Bronze+
Enhance Super Top-up vs Young Star Silver
Enhance Super Top-up vs Star Women Care Policy
Enhance Super Top-up vs Joy
Enhance Super Top-up vs Supreme Senior Health AdvantEdge
Enhance Super Top-up vs Family Plus
Enhance Super Top-up vs Criti Shield Plus
Enhance Super Top-up vs Health Care Supreme Ultimo
Enhance Super Top-up vs Health Shield 360 Retail
Enhance Super Top-up vs Super Star
Enhance Super Top-up vs Supreme Super Saver
Enhance Super Top-up vs Senior First Platinum
Enhance Super Top-up vs Optima Secure Global
Enhance Super Top-up vs NextGen
Enhance Super Top-up vs Health Insurance Platinum
Enhance Super Top-up vs Energy Silver With Copay
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.







.png)

