How does the deductible work in Care Enhance?

The policy starts paying only after the selected deductible amount has been exhausted through your own funds or another health insurance policy. Any eligible expenses above the deductible are covered up to the selected Sum Insured.

What is Enhance Anywhere?

Enhance Anywhere allows insured persons to avail select medical treatments anywhere in the world. This feature is available under the Enhance 2 option as specified in the brochure.

Does the plan include health check-ups?

Yes. Adult insured members are entitled to annual health check-ups regardless of claim history, helping monitor health proactively.

Can the policy cover my family?

Yes. The policy offers a floater option allowing coverage for eligible family members under a single Sum Insured.

OneAssure

Health Insurance

Care

Enhance Super Top-up

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 19000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Get a Quote

96

Claim Settlement Ratio

19000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Care Enhance is a super top-up health insurance plan suitable for customers who already have a base health cover and want higher protection at a lower premium. Its flexible deductible structure and coverage up to ₹55 lakh make it useful for managing large medical expenses.

About

About Care Health Insurance

Care Enhance is a high deductible health insurance plan designed to provide an additional layer of financial protection above a selected deductible amount. The plan allows policyholders to choose a deductible that can be met through personal funds or another health insurance policy, while Care Health Insurance covers eligible expenses above that threshold. Coverage includes inpatient hospitalization, daycare treatments, pre and post hospitalization expenses, organ donor expenses, health check-ups and cashless treatment at network hospitals. The plan also offers family floater coverage, lifelong renewability and an optional worldwide treatment feature under Enhance Anywhere.

Care Enhance is a high deductible health insurance plan designed to provide an additional layer of financial protection above a selected deductible amount. The plan allows policyholders to choose a deductible that can be met through personal funds or another health insurance policy, while Care Health Insurance covers eligible expenses above that threshold. Coverage includes inpatient hospitalization, daycare treatments, pre and post hospitalization expenses, organ donor expenses, health check-ups and cashless treatment at network hospitals....

Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: Single Private AC Room
ICU: No Limit

Advanced Treatments

Covered up to Sum Insured

Co-payment

No co-payment up to age 60

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 48 Months
Specific Disease/Procedure Waiting Period: 24 Months

Cashless Healthcare Providers

8000+ Network Hospitals

Daycare Treatment

Covered

AYUSH Treatment

Not mentioned — verify from policy wordings

Room Rent

Normal: Single Private AC Room
ICU: No Limit

Advanced Treatments

Covered up to Sum Insured

Co-payment

No co-payment up to age 60

Pageof 3

Exclusions

Not available

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...