How does the deductible work in Care Enhance?

The policy starts paying only after the selected deductible amount has been exhausted through your own funds or another health insurance policy. Any eligible expenses above the deductible are covered up to the selected Sum Insured.

What is Enhance Anywhere?

Enhance Anywhere allows insured persons to avail select medical treatments anywhere in the world. This feature is available under the Enhance 2 option as specified in the brochure.

Does the plan include health check-ups?

Yes. Adult insured members are entitled to annual health check-ups regardless of claim history, helping monitor health proactively.

Can the policy cover my family?

Yes. The policy offers a floater option allowing coverage for eligible family members under a single Sum Insured.

OneAssure

Health Insurance

Care

Enhance Super Top-up

Experience India's most trusted health insurance with Care Health Insurance. Get instant cashless treatment at 22000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

22000

Network Hospitals

0

Customer Rating

Get a Quote

96

Claim Settlement Ratio

22000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: Care Health Insurance

Final Verdict

Care Enhance is a super top-up health insurance plan suitable for customers who already have a base health cover and want higher protection at a lower premium. Its flexible deductible structure and coverage up to ₹55 lakh make it useful for managing large medical expenses.

About

About Care Health Insurance

Care Enhance is a high deductible health insurance plan designed to provide an additional layer of financial protection above a selected deductible amount. The plan allows policyholders to choose a deductible that can be met through personal funds or another health insurance policy, while Care Health Insurance covers eligible expenses above that threshold. Coverage includes inpatient hospitalization, daycare treatments, pre and post hospitalization expenses, organ donor expenses, health check-ups and cashless treatment at network hospitals. The plan also offers family floater coverage, lifelong renewability and an optional worldwide treatment feature under Enhance Anywhere.

Care Enhance is a high deductible health insurance plan designed to provide an additional layer of financial protection above a selected deductible amount. The plan allows policyholders to choose a deductible that can be met through personal funds or another health insurance policy, while Care Health Insurance covers eligible expenses above that threshold. Coverage includes inpatient hospitalization, daycare treatments, pre and post hospitalization expenses, organ donor expenses, health check-ups and cashless treatment at network hospitals....

Enhance Super Top-up Ratings

Enhance Super Top-up

Insurer Rating

5.69

out of 10

Insurance Rating

7.5

out of 10

No Room Rent Limit

Yes

Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

Add on

No Disease Sublimits

Yes

Unlimited Restoration

Yes

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Care Insurance Company Limited

Room Rent

Normal: Single Private AC Room
ICU: No Limit

Advanced Treatments

Covered up to Sum Insured

Co-payment

No co-payment up to age 60

Cashless Healthcare Providers

8000+ Network Hospitals

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 48 Months
Specific Disease/Procedure Waiting Period: 24 Months

Daycare Treatment

Covered

AYUSH Treatment

Not mentioned — verify from policy wordings

Room Rent

Normal: Single Private AC Room
ICU: No Limit

Advanced Treatments

Covered up to Sum Insured

Co-payment

No co-payment up to age 60

Exclusions

Not available

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About the company

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs.
Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization costs. Thе insurеr also providеs global covеragе options, wеllnеss-basеd bеnеfits, and top-up plans to еnhancе protеction basеd on spеcific hеalthcarе nееds.

Carе Hеalth Insurancе (formеrly known as Rеligarе Hеalth Insurancе) is onе of India’s most trustеd and customеr-cеntric hеalth insurancе companiеs. It is dеdicatеd to providing comprеhеnsivе and affordablе hеalth covеragе that hеlps individuals and familiеs stay financially sеcurе during mеdical еmеrgеnciеs. Carе Hеalth offеrs a widе rangе of plans tailorеd for individuals, familiеs, sеnior citizеns, and corporatе groups. Each policy is thoughtfully dеsignеd to covеr hospitalization еxpеnsеs, surgеriеs, daycarе procеdurеs, and both prе- and post-hospitalization...