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Insurance Plans Comparison

Bajaj Extra Care Plus Super Top-up vs Star Special Care

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Bajaj

Extra Care Plus Super Top-up

After the year's aggregate deductible is met, this super top-up pays hospitalisation and maternity above it, including 60 days before admission and 90 days after discharge.

What Makes It Special:

Extra Care Plus Super Top-up is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
Star

Special Care

For children and young adults aged 3 to 25 with autism, it covers hospital treatment with a 20% co-pay, pays up to ₹30,000 for seizure hospitalisation in a policy period, and includes outpatient behavioural, physiotherapy, occupational and speech therapy.

What Makes It Special:

Star Special Care is a specialised health insurance policy for children and young adults aged 3 to 25 years who are diagnosed with Autism Spectrum Disorder. It combines hospitalisation and daycare coverage with specified therapy benefits, including behavioural therapy, physiotherapy, occupational therapy and speech therapy

Best For:

  • Individuals requiring specified developmental support therapies

  • Parents looking for therapy-related coverage

  • Families seeking specialised health insurance

  • Young adults with Autism Spectrum Disorder up to age 25

  • Children diagnosed with Autism Spectrum Disorder

Insurance Plans Comparison

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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Bajaj Extra Care Plus Super Top-up

Not available

Star Special Care

  • The policy can be renewed until the insured reaches 25 years of age.

  • No pre-acceptance medical check-up is required.

  • Specified therapy benefits are available, including outpatient therapy.

  • Hospitalisation and daycare treatments are covered.

  • The product is specifically designed for eligible persons with Autism Spectrum Disorder.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Extra Care Plus Super Top-up
Extra Care Plus Super Top-up

Health Insurance Plan

Brochure

VS
Special Care
Special Care

Health Insurance Plan

Brochure

Policy Wording

Room Rent

Extra Care Plus Super Top-up

Covered up to Sum Insured

Covered up to Sum Insured

VS

Special Care

Up to ₹5,000 per day


Advanced Treatments

Extra Care Plus Super Top-up

Robotic surgeries

Oral chemotherapy

Immunotherapy

Deep brain stimulation

Stereotactic radiosurgery

Stem cell therapy for hematological conditions

Balloon sinuplasty

Uterine artery embolization (UAE)

High-Intensity Focused Ultrasound (HIFU)

Other modern & advanced treatments

VS

Special Care

Information Unavailable

ICU Charges

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Covered as part of hospitalisation expenses

Co-payment

Extra Care Plus Super Top-up

No co-payment clause is specified

VS

Special Care

20% on every claim

Waiting Period

Extra Care Plus Super Top-up

Initial Waiting Period: 30 Days

Pre-existing Disease Waiting Period: 12 Months

VS

Special Care

Information Unavailable

Cashless Healthcare Providers

Extra Care Plus Super Top-up

Available

VS

Special Care

Cashless treatment available at network hospitals

Restoration Benefit

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not specified

Daycare Treatment

Extra Care Plus Super Top-up

Covered

VS

Special Care

All daycare treatments covered

Cumulative Bonus

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not specified

AYUSH Treatment

Extra Care Plus Super Top-up

Covered

VS

Special Care

Covered up to Sum Insured for eligible inpatient treatment

Consumable Cover

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not specified

Initial Waiting Period

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

30 Days

Specific Waiting Period

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

24 Months

PED Waiting Period

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

36 Months

Modern Treatment

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Covered subject to applicable limits

Annual Health Checkup

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not Specified

Pre-Hospitalisation

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not specified as a separate benefit

Post-Hospitalisation

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Up to 60 Days, based on 7% of hospitalisation expenses or actuals


Outpatient Department Cover (OPD Expense)

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Specified outpatient therapies are covered

Deductible Option

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not specified


Coverage Options

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

₹3 Lakh

Claim Settlement Ratio

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not specified

Maternity Cover

Extra Care Plus Super Top-up

Information Unavailable

VS

Special Care

Not applicable

Insurance Plans Comparison

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Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

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Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

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Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

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