What is a super top-up health insurance plan?

A super top-up plan pays hospitalization expenses after the aggregate deductible chosen under the policy is exhausted. It helps increase your overall health insurance coverage at a lower premium.

Does Extra Care Plus cover pre-existing diseases?

Yes. Pre-existing diseases are covered after 12 months of continuous coverage from the inception of the first Extra Care Plus policy, subject to policy terms and conditions.

Are maternity expenses covered under the policy?

Yes. The plan covers maternity expenses, childbirth, complications of maternity, and lawful medical termination of pregnancy after a 12-month waiting period.

Does the plan cover modern treatments?

Yes. The policy covers several modern treatment methods including robotic surgery, oral chemotherapy, immunotherapy, deep brain stimulation, and stem cell therapy for specified conditions.

OneAssure

Health Insurance

Bajaj

Extra Care Plus Super Top-up

Experience India's most trusted health insurance with Bajaj Health Insurance. Get instant cashless treatment at 8000 network hospitals with sum insured up to ₹50 lakhs.

96

Claim Settlement Ratio

8000

Network Hospitals

0

Customer Rating

Policy Brochure

Get a Quote

96

Claim Settlement Ratio

8000

Network Hospitals

0

Customer Rating

Policy Brochure

Our Verdict

Expert Review: Bajaj Health Insurance

Final Verdict

Extra Care Plus Super Top-up is an affordable way to enhance health insurance coverage with modern treatment benefits, maternity coverage, and flexible deductible options for individuals and families.

About

About Bajaj Health Insurance

Extra Care Plus Super Top-up is designed to supplement existing health insurance coverage by providing additional protection against high hospitalization costs. The policy covers inpatient hospitalization, pre- and post-hospitalization expenses, daycare procedures, modern treatment methods, ambulance expenses, organ donor expenses, maternity benefits, and AYUSH treatment. Customers can choose from multiple sum insured and deductible combinations, making it a flexible and cost-effective option for enhanced health protection. Optional Air Ambulance coverage is also available.

Extra Care Plus Super Top-up Ratings

Extra Care Plus Super Top-up

Insurer Rating

5.44

out of 10

Insurance Rating

5.5

out of 10

No Room Rent Limit

Yes

Consumables Covered

No

No Co-payment

Yes

Loyalty Bonus >= 500%

No

No Disease Sublimits

Yes

Unlimited Restoration

No

Additional Benefits (Informational Only — Not part of score)

PED Waiting <= 2 Years

No

Maternity Available

No

Waiting Period Waiver

No

Testimonials

Real People. Real Relief

These are the moments that show what we really do. We don't sell you a policy. We stand by you when it matters most.

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Mumbai, Maharashtra

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Mumbai, Maharashtra

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

Bengaluru, Karnataka

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

Jaipur, Rajasthan

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

West Bengal

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Inclusions and Exclusions

Inclusions and Exclusions of Bajaj Insurance Company Limited

Room Rent

Normal: Covered up to Sum Insured
ICU: Covered up to Sum Insured

Advanced Treatments

Robotic surgeries
Oral chemotherapy
Immunotherapy
Deep brain stimulation
Stereotactic radiosurgery
Stem cell therapy for hematological conditions
Balloon sinuplasty
Uterine artery embolization (UAE)
High-Intensity Focused Ultrasound (HIFU)
Other modern & advanced treatments

Co-payment

No co-payment clause is specified

Cashless Healthcare Providers

Available

Waiting Period

Initial Waiting Period: 30 Days
Pre-existing Disease Waiting Period: 12 Months

Daycare Treatment

Covered

AYUSH Treatment

Covered

Room Rent

Normal: Covered up to Sum Insured
ICU: Covered up to Sum Insured

Advanced Treatments

Robotic surgeries
Oral chemotherapy
Immunotherapy
Deep brain stimulation
Stereotactic radiosurgery
Stem cell therapy for hematological conditions
Balloon sinuplasty
Uterine artery embolization (UAE)
High-Intensity Focused Ultrasound (HIFU)
Other modern & advanced treatments

Co-payment

No co-payment clause is specified

Exclusions

Not available

Insurance Premium Calculator

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About the company

Bajaj Life Insurance Limited (formerly Bajaj Life Insurance Company Limited) is one of India’s leading private life insurance providers, known for its strong legacy, customer-centric approach, and innovation-led growth. The company is part of Bajaj Finserv Limited, one of India’s most diversified financial services groups, and is now transitioning to being a fully Bajaj Group-owned entity following the exit of SE from the joint venture. With over two decades of experience, Bajaj Life Insurance offers a comprehensive range of protection, savings, investment, retirement, and group insurance solutions designed to meet diverse customer needs across life stages. The company serves a...

Bajaj Life Insurance Limited (formerly Bajaj Life Insurance Company Limited) is one of India’s leading private life insurance providers, known for its strong legacy, customer-centric approach, and innovation-led growth. The company is part of Bajaj Finserv Limited, one of India’s most diversified financial services groups, and is now transitioning to being a fully Bajaj Group-owned entity following the exit of SE from the joint venture. With over two decades of experience, Bajaj Life Insurance offers...

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.