Aditya Birla Health Insurance Plans
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96%
Claim Settlement Ratio
8,000+
Network Hospitals
7.1
Overall Rating
Aditya Birla
Our Verdict About Aditya Birla Health Insurance
Aditya Birla Health Insurance is a trusted insurer offering comprehensive coverage and wellness benefits.
What We Like
Good customer support and flexible wellness-based benefits.
Wide plan range with options for individuals, families, and senior citizens.
High claim settlement ratio (around 94%+), showing strong reliability.
Areas of Improvement
Some key features available only in higher-tier plans.
Occasional claim delays or rejections for pre-existing conditions.
Premiums may increase on renewal in some plans.
Final Verdict
Aditya Birla Health Insurance is an excellent choice if you seek comprehensive, transparent, and customer-centric healthcare coverage. It offers a variety of health insurance plans catering to individuals, families, and senior citizens with multiple value-added benefits such as wellness rewards, easy claim settlement, and preventive healthcare options.
Aditya Birla Health Insurance is an excellent choice if you seek comprehensive, transparent, and customer-centric healthcare coverage. It offers a variety of health insurance plans catering to individuals, families, and senior citizens with multiple value-added...
Aditya Birla Health Insurance Plans
Aditya Birla Health Insurance Plans
Key Features
Top Product Highlights
Compare the features of the top health insurance products to find the perfect plan for your needs.
Compare the features of the top health insurance products to find the perfect plan for your needs.
Product Name | Room Rent | Coverage Options | Restoration Benefit |
|---|---|---|---|
Activ One Max | All room categories are covered | Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr | Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
Activ One VIP | All room categories are covered | Available coverage options: ₹50 Lacs, ₹75 Lacs, ₹1 Cr, ₹2 Cr, ₹3 Cr, ₹4 Cr, ₹5 Cr, ₹6 Cr | Not available |
Activ One Vytl | All room categories are covered | Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr | Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
Activ One Max | All room categories are covered | Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr | Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
Activ One VIP | All room categories are covered | Available coverage options: ₹50 Lacs, ₹75 Lacs, ₹1 Cr, ₹2 Cr, ₹3 Cr, ₹4 Cr, ₹5 Cr, ₹6 Cr | Not available |
Activ One Vytl | All room categories are covered | Available coverage options: ₹5L, ₹7L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr and ₹2 Cr | Yes, your sum insured restores to 100% unlimited times after your second claim, for both related and unrelated illnesses |
Aditya Birla
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Why Choose Aditya Birla Health Insurance?
Documents Required
Aditya Birla
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
Aditya Birla
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
Aditya Birla Network Hospitals
8,000+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
Aditya Birla
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Aditya Birla
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.










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