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Activ One VIP Plan

Activ One VIP Plan

Experience India's most trusted health insurance with Aditya Birla Health Insurance. Get instant cashless treatment at 8000 network hospitals with sum insured up to ₹50 lakhs.

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96

Claim Settlement Ratio

8000

Network Hospitals

9

Customer Rating

Our Verdict

Expert Review: Aditya Birla Health Insurance

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Final Verdict

The Activ One VIP+ Plan offers extensive global coverage, maternity benefits, and wellness incentives. Ideal for individuals 18+ and families seeking comprehensive health protection with no co-payment and flexible sum insured options.

About

About Aditya Birla Health Insurance

The Activ One VIP+ Plan by Aditya Birla Health Insurance offers comprehensive coverage, including in-patient hospitalization, 586 daycare treatments, 90-day pre-hospitalization, and 180-day post-hospitalization. It provides international coverage for planned and emergency treatments, including in the USA and Canada. The plan includes maternity benefits (after 2 years), a personal health coach, and HealthReturns to reward healthy living. With no co-payment, the insurer covers all treatment costs. Eligible for individuals 18+ years and 91-day-old dependents, with...

Inclusions and Exclusions

Inclusions and Exclusions of Aditya Birla Insurance Company Limited

Claim Settlement Ratio

  • 96%

Consumable Cover

  • Yes

Initial Waiting Period

  • 30 days

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Exclusions

  • Treatment for self-inflicted injuries or suicide attempts.

  • Cosmetic or plastic surgery unless due to accident or illness.

  • Treatment related to drug abuse or alcohol consumption.

  • Injuries or illnesses arising from hazardous activities or adventure sports.

  • Treatment outside India unless explicitly covered.

  • Any condition related to infertility, pregnancy, or childbirth.

  • Experimental or unproven medical treatments.

  • Non-prescribed vitamins, supplements, or health tonics.

Add ons

Add-Ons

Pre Existing Diseases

Critical Illness Cover

Air Ambulance

Unlimited Care

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About the company

About the company

Aditya Birla Health Insurance, part of the Aditya Birla Capital Group, is among India’s most reliable and customer-centric health insurers. The company aims to go beyond basic protection by focusing on preventive healthcare, wellness programs, and rewards for maintaining a healthy lifestyle. It provides a wide range of health plans for individuals, families, and senior citizens, offering flexible sum insured options and comprehensive benefits. With a strong network of over 8,000 hospitals across India, Aditya...

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