What is the range of sum insured options available under TATA AIG Hеalth Insurancе?You can choose from ₹5 lakhs to ₹3 crores, depending on your healthcare needs and budget.

Does TATA AIG offer global coverage for medical emergencies?

Yes, select plans like the MediCare Plan include Global Emergency Cover, offering protection even while travelling abroad.

Are AYUSH treatments covered under TATA AIG Hеalth Insurancе?

Yes, TATA AIG covers AYUSH (Ayurveda, Yoga, Unani, Siddha, and Homeopathy) treatments as part of its wellness-oriented benefits.

Can I customize my health plan according to my family’s needs?

Absolutely. Family Floater and Super Top-Up plans allow flexibility to include spouses, children, and dependent parents under one policy. TATA AIG Hеalth Insurancе review suggests that it is best suited for families.

Does TATA AIG cover pre-existing diseases?

Yes, pre-existing conditions are covered after a specific waiting period, depending on the plan selected.

How does the 'Cashless Everywhere' feature work?

It allows you to avail cashless treatment even in non-network hospitals by notifying TATA AIG before admission.

What is the average claim settlement time for TATA AIG?

Cashless pre-authorization requests are processed within 1 hour, ensuring minimal treatment delay.

What documents are required for a reimbursement claim?

You need to submit original bills, prescriptions, discharge summaries, and reports along with the filled claim form.

How many hospitals are in TATA AIG’s cashless network?

Over 12,000 hospitals across India offer cashless treatment under TATA AIG Hеalth Insurancе.

What should I do in case of an emergency hospitalization?

Notify TATA AIG or their TPA within 24–48 hours and share the required documents for fast claim authorization.

How can I renew my TATA AIG Hеalth Insurancе policy?

You can renew policies of TATA AIG Hеalth Insurancе online via the official website, mobile app, or through authorized agents.

What happens if I miss my policy renewal date?

TATA AIG offers a grace period, allowing you to renew without losing continuity benefits.

Can I modify my sum insured or members during renewal?

Yes, you can upgrade, add, or remove family members during renewal with a quick review consultation.

Does TATA AIG offer lifetime renewability?

Yes, all health insurance plans come with lifetime renewal options.

Will I get any benefits for not filing a claim?

Yes, no-claim bonuses and discounts on renewal premiums are offered for maintaining a claim-free year.

What wellness benefits does TATA AIG provide?

Annual health check-ups, wellness rewards, and teleconsultation options are included in most plans.

Are consumables like gloves and syringes covered?

Yes, consumable items are covered under select plans like MediCare Premier.

Does TATA AIG offer maternity or newborn coverage?

Yes, maternity and newborn benefits are available under certain plans after the waiting period.

Can I claim tax benefits for paying health insurance premiums?

Yes, you can claim deductions under Section 80D of the Income Tax Act for premiums paid.

What support does TATA AIG provide to senior citizens?

Senior-specific plans offer home treatment, short waiting periods for pre-existing diseases, and lifetime renewability.

OneAssure

Health Insurance

TATA AIG

Health Insurance Plans

TATA AIG Health Insurance Plans

Get a Quote

95.43%

Claim Settlement Ratio

12,000+

Network Hospitals

7

Overall Rating

TATA AIG

Our Vеrdict About TATA AIG Hеalth Insurancе

TATA AIG Health Insurance is a top-tier insurer offering wide coverage, modern features, and the reliability of a trusted brand.

What We Like

Quick claim settlement and 24/7 customer support.

User-friendly digital tools for policy and claim management.

Comprehensive coverage including AYUSH, maternity, and wellness.

“Cashless Everywhere” feature extends beyond network hospitals.

Backed by TATA’s strong brand reputation and global expertise.

Areas of Improvement

OPD and dental coverage options remain limited.

Claim documentation can still be detailed for some cases.

Room rent and specific treatment sub-limits in basic plans.

Some advanced features limited to premium variants.

Premiums for high-sum insured or global plans can be steep.

What We Like

Quick claim settlement and 24/7 customer support.

User-friendly digital tools for policy and claim management.

Comprehensive coverage including AYUSH, maternity, and wellness.

“Cashless Everywhere” feature extends beyond network hospitals.

Backed by TATA’s strong brand reputation and global expertise.

Areas of Improvement

OPD and dental coverage options remain limited.

Claim documentation can still be detailed for some cases.

Room rent and specific treatment sub-limits in basic plans.

Some advanced features limited to premium variants.

Premiums for high-sum insured or global plans can be steep.

Final Verdict

TATA AIG Hеalth Insurancе is a strong option if you want broad covеragе, digital convеniеncе, and a trustеd brand backing your hеalth nееds. Thеir plans span individuals, familiеs, and sеnior citizеns, with bеnеfits likе AYUSH covеragе, cashlеss hospitalisation nationwidе, wеllnеss incеntivеs, and flеxiblе claim options. Thеir “Cashlеss Evеrywhеrе” claim capability...

TATA AIG Hеalth Insurancе is a strong option if you want broad covеragе, digital convеniеncе, and a trustеd brand backing your hеalth nееds. Thеir plans span individuals, familiеs, and sеnior citizеns, with bеnеfits likе AYUSH...

TATA AIG Health Insurance Plans

Medicare	Medicare Select	Medicare Plus
Medicare Premier

Medicare

Medicare Select

Medicare Plus

Medicare Premier

Key Features

Top Product Highlights

Compare the features of the top health insurance products to find the perfect plan for your needs.

Product Name	Room Rent	Coverage Options	Restoration Benefit
Medicare Select	Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category	Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr	es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses
Medicare Plus	No capping on room rent or ICU charges.	Available coverage options: ₹3L, ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr	Not available
Medicare Premier	All room categories are covered	Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr	Yes, your sum insured restores to 100% each time you make a claim, restoration occurs 45 days after the previous claim, for both related and unrelated illnesses
Medicare Select	Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category	Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr	es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses
Medicare Plus	No capping on room rent or ICU charges.	Available coverage options: ₹3L, ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr	Not available
Medicare Premier	All room categories are covered	Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr	Yes, your sum insured restores to 100% each time you make a claim, restoration occurs 45 days after the previous claim, for both related and unrelated illnesses

TATA AIG

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family……always been available to assist with any insurance/claim queries.

Nakul N

I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.

Prashant Pandey

Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.

Jatin Gala

My heartfelt thanks to the OneAssure team for making my insurance claim process effortless. Right from the very first interaction, they demonstrated professionalism, clear communication, and an impressive command of the procedures involved. Their swift updates, timely guidance, and persistent follow-through removed all the stress from what could have been a complicated experience.

Anju Renjith

I am truly grateful for the support and guidance I received in settling my insurance claim. The entire process was handled with great professionalism, clarity, and efficiency. Their prompt response, deep knowledge of the procedures, and consistent follow-ups ensured a smooth and hassle-free experience.Thank you once again for your invaluable help, highly recommended!

Yogesh Meena

I recently had the pleasure of purchasing health insurance for my parents through this company, and my experience has been exceptional...The team was incredibly patient and took the time to explain every detail to me. No matter how many times I asked questions, they were always calm and thorough in their explanations. Their professionalism and dedication made a significant difference in helping me make an informed decision.

Akash Kumar

OneAssure helped me understand my needs and choose a product that was right for me. There was no pressure tactics or mis-selling. This experience was respectful, informed, and completely stress-free.

Shreya Goyal

Had a great experience with OneAssure during my insurance claim process. A special shoutout to Sunad Raj for his exceptional support, he was professional, responsive, and guided me every step of the way. Thanks to his consistent follow-ups and clear guidance, the entire claim settlement was smooth and hassle-free. Highly recommend OneAssure for their service and transparency!

Sanjay Dakalia

The team is very professional and prompt. I would have all my health and life insurance needs met through them.

Harish Jindal

Very professional service from Ruchir & Aman. They were recommended by a friend who had a positive experience with them. I have taken both health and life policies through them and they have advised me well throughout the process and found the best options available in the market. I had a medical condition due to which it was difficult to find a suitable health policy in the market, however this team was able to find one for me. I would recommend their services to anyone looking to buy health or life insurance.

Siddhartha Saha

Wonderful experience with Prost. Right from suggesting the insurance products to claim process the entire experience hai been seamless. They do not mis-sell and are very transparent. Sundar Raj from the team has been wonderful and ensured prompt guidance. All the best Ruchir and keep up the good work!

Adarsh Ravindranathan

Why Choose TATA AIG Health Insurance Plans?

Wide Coverage & Features

Hospitalisation, ICU, day-care, AYUSH, preventive check-ups, and global treatment options.

Large Network & Cashless Hospitals

Access to 12,000+ hospitals across India with easy cashless claims.

Affordable Premiums & Discounts

Entry plans from ₹15/day* and family floater discounts up to 32%.

Trusted Brand & Tax Benefits

Tata group reliability, 24×7 support, and premiums eligible for Section 80D deduction.

Wide Coverage & Features

Hospitalisation, ICU, day-care, AYUSH, preventive check-ups, and global treatment options.

Large Network & Cashless Hospitals

Access to 12,000+ hospitals across India with easy cashless claims.

Affordable Premiums & Discounts

Entry plans from ₹15/day* and family floater discounts up to 32%.

Trusted Brand & Tax Benefits

Tata group reliability, 24×7 support, and premiums eligible for Section 80D deduction.

Documents Required

ID Proof (Aadhar Card, PAN Card, Passport)

Helps verify the applicant’s identity and establish policy ownership.

Address Proof (Utility Bill, Voter ID)

Confirms the applicant’s current residential address for communication and verification.

Age Proof (Birth Certificate, Driving License)

Recent Passport-Size Photographs

Income Proof (for high cover plans, if required)

ID Proof (Aadhar Card, PAN Card, Passport)

Helps verify the applicant’s identity and establish policy ownership.

Address Proof (Utility Bill, Voter ID)

Confirms the applicant’s current residential address for communication and verification.

Age Proof (Birth Certificate, Driving License)

Recent Passport-Size Photographs

Income Proof (for high cover plans, if required)

TATA AIG

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

TATA AIG

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

TATA AIG Network Hospitals

12,000+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

12,000+

Network hospitals across the country for cashless treatment

700+

Cities covered nationwide for easy access to quality healthcare

700+

States and union territories ensuring comprehensive coverage

TATA AIG

Features Comparison

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

TATA AIG

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

FAQs

Frequently Asked Questions

Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.