What is the waiting period for pre-existing diseases?

Pre-existing diseases are covered after 48 months of continuous coverage under the policy. Specific listed illnesses and procedures have a waiting period of 24 months.

What is the Restore Benefit?

The Restore Benefit automatically restores 100% of the sum insured when it gets exhausted. This restored amount can be used for future eligible claims during the policy period.

Does Medicare Protect cover consumables?

Yes. The plan covers specified consumables that are consumed during hospitalization and are directly related to the treatment of illness, disease, or injury.

What happens if I choose a room higher than shared accommodation?

The policy is designed for shared accommodation. If a higher room category is chosen, 10% of the admissible claim amount must be borne by the insured person.

OneAssure

Health Insurance

TATA AIG

Medicare Protect

Experience India's most trusted health insurance with TATA AIG Health Insurance. Get instant cashless treatment at 12000 network hospitals with sum insured up to ₹50 lakhs.

95.43

Claim Settlement Ratio

12000

Network Hospitals

0

Customer Rating

Get a Quote

95.43

Claim Settlement Ratio

12000

Network Hospitals

0

Customer Rating

Our Verdict

Expert Review: TATA AIG Health Insurance

Final Verdict

Medicare Protect is a value-focused health insurance plan that combines hospitalization coverage with consumables benefits, restoration of sum insured, and 540+ daycare procedures.

About

About TATA AIG Health Insurance

Tata AIG Medicare Protect is a simplified comprehensive health insurance plan designed to provide essential hospitalization coverage at an affordable premium. The plan includes inpatient treatment, daycare procedures, organ donor expenses, domiciliary treatment, consumables coverage, and automatic restoration of the sum insured. Additional benefits include AYUSH treatment, health check-ups, cumulative bonus, and optional accidental death rider coverage. It is suitable for individuals and families looking for straightforward health insurance protection.

Inclusions and Exclusions

Inclusions and Exclusions of TATA AIG Insurance Company Limited

Room Rent

Normal: Shared Accommodation

Advanced Treatments

Covered

Co-payment

10% co-payment on admissible claim amount

Waiting Period

Initial Waiting Period: 30 Days (except accidents)
Pre-existing Disease Waiting Period: 48 Months

Cashless Healthcare Providers

Cashless facility available at network hospitals

Daycare Treatment

Covered

AYUSH Treatment

Covered

Room Rent

Normal: Shared Accommodation

Advanced Treatments

Covered

Co-payment

10% co-payment on admissible claim amount

Pageof 3

Exclusions

Not available

Insurance Premium Calculator

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

About the company

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе company also providеs top-up plans and spеcial plans for critical illnеssеs. With morе than 10,000 nеtwork hospitals across India, TATA AIG makеs cashlеss trеatmеnts еasy and quick. Thе insurеr is known for fast claim approvals, 24x7 customеr support, and transparеnt sеrvicе. It also offеrs tax bеnеfits undеr Sеction 80D for...

TATA AIG Hеalth Insurancе is onе of India’s lеading hеalth insurancе providеrs. It is a joint vеnturе bеtwееn thе Tata Group and Amеrican Intеrnational Group (AIG). Thе company focusеs on giving pеoplе financial sеcurity and quality hеalthcarе whеn thеy nееd it most. TATA AIG Hеalth Insurancе offеrs a widе rangе of hеalth plans for individuals, familiеs, and sеnior citizеns. Each plan is dеsignеd to covеr hospital еxpеnsеs, prе- and post-hospitalisation costs, and еmеrgеncy carе. Thе...