Medicare Senior

Covered as per applicable policy terms and conditions.

Covered as part of eligible inpatient hospitalisation expenses, subject to the Sum Insured and policy terms.

50% of Sum Insured for every claim-free year, up to a maximum of 100% of Sum Insured.

Covered for specified consumables as per the policy terms.

30 days, except for claims arising from accidents

24 months for specified diseases and procedures, subject to applicable policy terms.

36 months of continuous coverage.

Available once after every two continuous claim-free policy years, subject to the applicable limit and policy conditions.

Covered for up to 90 days after discharge.

Not covered as a general base OPD benefit.

Not specified as a standard deductible option.

Individual and Family Floater options, subject to the Sum Insured options available under the policy.

Not covered under the base policy.

Covered for eligible inpatient treatment in an AYUSH Hospital.

10% of the admissible claim amount applies when the insured chooses a room category higher than the eligible room category.

Covered for up to 60 days before hospitalisation.

Not specified in the supplied policy document.

Covered according to the room category specified in the Policy Schedule.

Cashless treatment available at network providers, subject to pre-authorisation and applicable policy conditions.

Listed Day Care Procedures are covered as specified under the policy.

Applicable limits may apply to specific benefits and treatments as specified in the policy.

Basic Sum Insured is automatically restored once during the policy period after exhaustion of the Sum Insured and accrued Cumulative Bonus, subject to applicable conditions.