Insurance Plans Comparison
TATA AIG Medicare Senior vs Care Ultimate
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreMedicare Senior
Cover hospitalisation from age 61 for you and your spouse, with 30 days before admission and 60 days after discharge, 140 listed day-care procedures, and ambulance charges up to ₹2,000 a stay.
What Makes It Special:
Comprehensive health insurance coverage with hospitalization, day care, pre and post-hospitalization, AYUSH, restoration and additional health benefits.
Best For:
Customers looking for additional protection through benefits such as global cover, consumables and second medical opinion
Individuals seeking additional benefits such as restoration, Cumulative Bonus and preventive health check-ups
Customers looking for AYUSH treatment and domiciliary hospitalization coverage
Individuals seeking inpatient and Day Care Treatment coverage
Senior citizens looking for comprehensive health insurance coverage
VS
Ultimate
Health insurance with unlimited restoration, moneyback rewards and long-term loyalty benefits.
What Makes It Special:
Comprehensive Health Insurance
Best For:
Health-conscious customers seeking wellness rewards and renewal discounts.
Individuals interested in unlimited restoration of their sum insured.
Customers who value rewards for remaining claim-free.
People looking for coverage options up to ₹1 crore.
Individuals and families seeking comprehensive hospitalisation coverage.
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Consider Before Buying: Choosing a room category higher than the eligible category mentioned in the policy schedule results in the policyholder bearing 10% of the admissible claim amount.
Consider Before Buying: A 36-month waiting period applies to pre-existing diseases and a 24-month waiting period applies to specified diseases and procedures, subject to the policy terms.
Reasons to Consider: A 50% Cumulative Bonus is added after every claim-free policy year, up to a maximum of 100% of the Sum Insured.
Reasons to Consider: The policy provides automatic restoration of the Basic Sum Insured once during the policy period, subject to applicable conditions.
Reasons to Consider: The policy covers inpatient treatment, Day Care Treatment, pre and post-hospitalization expenses, AYUSH treatment and domiciliary hospitalization.
Review waiting periods: The standard waiting periods are 30 days for initial illnesses, 24 months for named ailments and 36 months for pre-existing diseases.
Evaluate wellness rewards: The optional Wellness Benefit offers renewal discounts based on qualifying healthy days and applicable conditions.
Look at Infinity Bonus: This optional benefit provides an additional 100% of base sum insured per year, irrespective of claims, with continuous renewal.
Consider the moneyback benefit: The optional Premium Payback benefit refunds the first policy year's base premium after five consecutive claim-free policy years, subject to renewal conditions.
Choose for comprehensive coverage: The brochure lists inpatient care, day-care procedures, advanced technology treatments, AYUSH and other hospitalisation benefits, subject to policy terms.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Medicare Senior Health Insurance Plan VS VS |
Ultimate Health Insurance Plan |
| Room Rent |
|---|
Medicare Senior Covered according to the room category specified in the Policy Schedule. |
VS VS |
Ultimate All room categories are covered |
| ICU Charges |
|---|
Medicare Senior Covered as part of eligible inpatient hospitalisation expenses, subject to the Sum Insured and policy terms. |
VS VS |
Ultimate No restriction on ICU room rent |
| Co-payment |
|---|
Medicare Senior 10% of the admissible claim amount applies when the insured chooses a room category higher than the eligible room category. |
VS VS |
Ultimate Not available |
| Disease-wise sublimits |
|---|
Medicare Senior Applicable limits may apply to specific benefits and treatments as specified in the policy. |
VS VS |
Ultimate No |
| Cashless Healthcare Providers |
|---|
Medicare Senior Cashless treatment available at network providers, subject to pre-authorisation and applicable policy conditions. |
VS VS |
Ultimate 21700+ Healthcare Providers |
| Restoration Benefit |
|---|
Medicare Senior Basic Sum Insured is automatically restored once during the policy period after exhaustion of the Sum Insured and accrued Cumulative Bonus, subject to applicable conditions. |
VS VS |
Ultimate Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Medicare Senior 50% of Sum Insured for every claim-free year, up to a maximum of 100% of Sum Insured. |
VS VS |
Ultimate Your sum insured increases by 50% every year maximum upto 100%. However, you can pay an additional premium to increase sum insured up to 100%, every year. |
| Daycare Treatment |
|---|
Medicare Senior Listed Day Care Procedures are covered as specified under the policy. |
VS VS |
Ultimate Covers medical expenses for treatments not requiring 24-hour hospitalization, up to annual sum insured |
| Consumable Cover |
|---|
Medicare Senior Covered for specified consumables as per the policy terms. |
VS VS |
Ultimate No. However, available as an add-on |
| AYUSH Treatment |
|---|
Medicare Senior Covered for eligible inpatient treatment in an AYUSH Hospital. |
VS VS |
Ultimate Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Medicare Senior 30 days, except for claims arising from accidents |
VS VS |
Ultimate 30 days |
| Specific Waiting Period |
|---|
Medicare Senior 24 months for specified diseases and procedures, subject to applicable policy terms. |
VS VS |
Ultimate 2 years |
| PED Waiting Period |
|---|
Medicare Senior 36 months of continuous coverage. |
VS VS |
Ultimate 3 years |
| Modern Treatment |
|---|
Medicare Senior Covered as per applicable policy terms and conditions. |
VS VS |
Ultimate Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Medicare Senior Available once after every two continuous claim-free policy years, subject to the applicable limit and policy conditions. |
VS VS |
Ultimate Health checkup is not included as part of base cover. However, available as an add-on |
| Pre-Hospitalisation |
|---|
Medicare Senior Covered for up to 60 days before hospitalisation. |
VS VS |
Ultimate You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Medicare Senior Covered for up to 90 days after discharge. |
VS VS |
Ultimate You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Medicare Senior Not covered as a general base OPD benefit. |
VS VS |
Ultimate OPD expense is not included as part of base cover. However, available as an add-on |
| Deductible Option |
|---|
Medicare Senior Not specified as a standard deductible option. |
VS VS |
Ultimate Not available |
| Coverage Options |
|---|
Medicare Senior Individual and Family Floater options, subject to the Sum Insured options available under the policy. |
VS VS |
Ultimate Available coverage options: ₹5L, 7L, 10L, 15L, 20L, 25L, 50L, 1 Cr |
| Claim Settlement Ratio |
|---|
Medicare Senior Not specified in the supplied policy document. |
VS VS |
Ultimate 96% |
| Maternity Cover |
|---|
Medicare Senior Not covered under the base policy. |
VS VS |
Ultimate Not available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Medicare Senior vs Supreme Senior Premium
Medicare Senior vs Ultimate
Medicare Senior vs Optima Secure
Medicare Senior vs Super Mediclaim
Medicare Senior vs Critical Illness Platinum Plan
Medicare Senior vs Health Recharge
Medicare Senior vs Optima Secure Plus
Medicare Senior vs Cancer Cover Activ Cancer Secure Plan
Medicare Senior vs Optima Secure Global Plus
Medicare Senior vs LifeTime Health Global
Medicare Senior vs Women Care
Medicare Senior vs Aspire Diamond+
Medicare Senior vs Activate Booster Plan A
Medicare Senior vs Health Super Saver Standard
Medicare Senior vs Active Care Premier
Medicare Senior vs ProHealth Accumulate
Medicare Senior vs Supreme Shine
Medicare Senior vs Health Cardiac Care Silver & Gold Plan
Medicare Senior vs myHealth Suraksha Gold
Medicare Senior vs Elder Care
Medicare Senior vs Young Star Gold
Medicare Senior vs Assure
Medicare Senior vs Active Fit Plus
Medicare Senior vs Cancer Care Platinum
Medicare Senior vs OneHealth Premium
Medicare Senior vs Optima Lite
Medicare Senior vs ProHealth Prime Protect
Medicare Senior vs Medicare Plus
Medicare Senior vs Activ Health Platinum Essential
Medicare Senior vs Enhance Super Top-up Two
Medicare Senior vs Reassure 3.0
Medicare Senior vs Medicare Protect
Medicare Senior vs Activ One SAVR
Medicare Senior vs Active Assure Diamond
Medicare Senior vs Activ One VIP
Medicare Senior vs Health Pulse Classic
Medicare Senior vs Advantage
Medicare Senior vs Mediclaim Insurance Policy
Medicare Senior vs Special Care Gold
Medicare Senior vs Activ One Max
Medicare Senior vs Classic
Medicare Senior vs Activ One Vytl
Medicare Senior vs Supreme
Medicare Senior vs Freedom
Medicare Senior vs Sarvah Pratham
Medicare Senior vs Joy Today
Medicare Senior vs Medi Classic
Medicare Senior vs Activate Booster Plan B
Medicare Senior vs Aspire Gold+
Medicare Senior vs Health Gain
Medicare Senior vs Aspire Platinum+
Medicare Senior vs Plus Complete
Medicare Senior vs Reassure 2.0 Platinum+
Medicare Senior vs Reassure 3.0 Elite
Medicare Senior vs EquiCover
Medicare Senior vs Enhance Super Top-up One
Medicare Senior vs Joy Tomorrow
Medicare Senior vs Reassure 3.0 Select
Medicare Senior vs Activ One VIP+
Medicare Senior vs Red Carpet Senior Citizens
Medicare Senior vs Super Surplus Gold
Medicare Senior vs Health SuperCharge
Medicare Senior vs Medicare Premier
Medicare Senior vs Family Health Optima
Medicare Senior vs Health Companion Variant 2022
Medicare Senior vs Health Companion Variant 3
Medicare Senior vs Plus Youth
Medicare Senior vs ProHealth Prime Advantage
Medicare Senior vs Critical Illness Silver Plan
Medicare Senior vs Health Premia Gold
Medicare Senior vs Health Premia Platinum
Medicare Senior vs Comprehensive
Medicare Senior vs HeartBeat Enhanced
Medicare Senior vs Reassure
Medicare Senior vs Health Recharge Super Top Up Plan
Medicare Senior vs myHealth Suraksha Platinum
Medicare Senior vs Supreme Value for Money
Medicare Senior vs Supreme Enhance Two
Medicare Senior vs Supreme Senior Super
Medicare Senior vs Supreme Enhance
Medicare Senior vs Reassure 2.0 Gold
Medicare Senior vs Active Fit Preferred
Medicare Senior vs LifeTime Health
Medicare Senior vs Medicare
Medicare Senior vs ProHealth Prime Active
Medicare Senior vs ProHealth Prime Senior Elite
Medicare Senior vs Advanced Top Up
Medicare Senior vs Multiplier Health
Medicare Senior vs Ultimate (Direct)
Medicare Senior vs Young Star
Medicare Senior vs Star Women Care Policy
Medicare Senior vs Family Plus
Medicare Senior vs Sarvah Param
Medicare Senior vs Optima Insurance
Medicare Senior vs Smart Super Health Assure
Medicare Senior vs Criti Shield Plus
Medicare Senior vs Health Care Supreme Ultimo
Medicare Senior vs Health Shield 360 Retail
Medicare Senior vs Super Star
Medicare Senior vs Reassure 3.0 Black
Medicare Senior vs Health Guard Platinum
Medicare Senior vs Health Guard Gold
Medicare Senior vs Elevate (Direct)
Medicare Senior vs Senior First Platinum
Medicare Senior vs Extra Care Plus Super Top-up
Medicare Senior vs Health Care Supreme Smart
Medicare Senior vs Medi Classic Gold
Medicare Senior vs Smart Health Pro
Medicare Senior vs Optima Super Secure
Medicare Senior vs Special Care
Medicare Senior vs Optima Secure Global
Medicare Senior vs Medicare LITE
Medicare Senior vs Health Shield 360
Medicare Senior vs NextGen
Medicare Senior vs SecureHealth
Medicare Senior vs Energy Silver With Copay
Medicare Senior vs Supreme (Direct)
Medicare Senior vs Plus
Medicare Senior vs Medicare Select
Medicare Senior vs myHealth Koti Suraksha
Medicare Senior vs Senior
Medicare Senior vs myHealth Suraksha Silver
Medicare Senior vs Cardiac Care Platinum
Medicare Senior vs Royal Sundaram Lifeline Elite
Medicare Senior vs HeartBeat Platinum
Medicare Senior vs Supreme Enhance One
Medicare Senior vs HeartBeat Gold
Medicare Senior vs Aspire Titanium+
Medicare Senior vs iHealth Plus
Medicare Senior vs Reassure 3.0 Classic
Medicare Senior vs Senior Health Advantage
Medicare Senior vs Health Wallet
Medicare Senior vs Elevate
Medicare Senior vs Heart
Medicare Senior vs Reassure 2.0 Titanium+
Medicare Senior vs Diabetes Safe Plan A
Medicare Senior vs Reassure 2.0 Bronze+
Medicare Senior vs Young Star Silver
Medicare Senior vs Enhance Super Top-up
Medicare Senior vs Joy
Medicare Senior vs Supreme Senior Health AdvantEdge
Medicare Senior vs Supreme Super Saver
Medicare Senior vs Health Insurance Platinum
Ultimate vs Supreme Senior Premium
Ultimate vs Optima Secure
Ultimate vs Super Mediclaim
Ultimate vs Critical Illness Platinum Plan
Ultimate vs Health Recharge
Ultimate vs Optima Secure Plus
Ultimate vs Cancer Cover Activ Cancer Secure Plan
Ultimate vs Optima Secure Global Plus
Ultimate vs LifeTime Health Global
Ultimate vs Women Care
Ultimate vs Aspire Diamond+
Ultimate vs Activate Booster Plan A
Ultimate vs Health Super Saver Standard
Ultimate vs Active Care Premier
Ultimate vs ProHealth Accumulate
Ultimate vs Supreme Shine
Ultimate vs Health Cardiac Care Silver & Gold Plan
Ultimate vs myHealth Suraksha Gold
Ultimate vs Elder Care
Ultimate vs Young Star Gold
Ultimate vs Assure
Ultimate vs Active Fit Plus
Ultimate vs Cancer Care Platinum
Ultimate vs OneHealth Premium
Ultimate vs Optima Lite
Ultimate vs ProHealth Prime Protect
Ultimate vs Medicare Plus
Ultimate vs Activ Health Platinum Essential
Ultimate vs Medicare Senior
Ultimate vs Enhance Super Top-up Two
Ultimate vs Reassure 3.0
Ultimate vs Medicare Protect
Ultimate vs Activ One SAVR
Ultimate vs Active Assure Diamond
Ultimate vs Activ One VIP
Ultimate vs Health Pulse Classic
Ultimate vs Advantage
Ultimate vs Mediclaim Insurance Policy
Ultimate vs Special Care Gold
Ultimate vs Activ One Max
Ultimate vs Classic
Ultimate vs Activ One Vytl
Ultimate vs Supreme
Ultimate vs Freedom
Ultimate vs Sarvah Pratham
Ultimate vs Joy Today
Ultimate vs Medi Classic
Ultimate vs Activate Booster Plan B
Ultimate vs Aspire Gold+
Ultimate vs Health Gain
Ultimate vs Aspire Platinum+
Ultimate vs Plus Complete
Ultimate vs Reassure 2.0 Platinum+
Ultimate vs Reassure 3.0 Elite
Ultimate vs EquiCover
Ultimate vs Enhance Super Top-up One
Ultimate vs Joy Tomorrow
Ultimate vs Reassure 3.0 Select
Ultimate vs Activ One VIP+
Ultimate vs Red Carpet Senior Citizens
Ultimate vs Super Surplus Gold
Ultimate vs Health SuperCharge
Ultimate vs Medicare Premier
Ultimate vs Family Health Optima
Ultimate vs Health Companion Variant 2022
Ultimate vs Health Companion Variant 3
Ultimate vs Plus Youth
Ultimate vs ProHealth Prime Advantage
Ultimate vs Critical Illness Silver Plan
Ultimate vs Health Premia Gold
Ultimate vs Health Premia Platinum
Ultimate vs Comprehensive
Ultimate vs HeartBeat Enhanced
Ultimate vs Reassure
Ultimate vs Health Recharge Super Top Up Plan
Ultimate vs myHealth Suraksha Platinum
Ultimate vs Supreme Value for Money
Ultimate vs Supreme Enhance Two
Ultimate vs Supreme Senior Super
Ultimate vs Supreme Enhance
Ultimate vs Reassure 2.0 Gold
Ultimate vs Active Fit Preferred
Ultimate vs LifeTime Health
Ultimate vs Medicare
Ultimate vs ProHealth Prime Active
Ultimate vs ProHealth Prime Senior Elite
Ultimate vs Advanced Top Up
Ultimate vs Multiplier Health
Ultimate vs Ultimate (Direct)
Ultimate vs Young Star
Ultimate vs Star Women Care Policy
Ultimate vs Family Plus
Ultimate vs Sarvah Param
Ultimate vs Optima Insurance
Ultimate vs Smart Super Health Assure
Ultimate vs Criti Shield Plus
Ultimate vs Health Care Supreme Ultimo
Ultimate vs Health Shield 360 Retail
Ultimate vs Super Star
Ultimate vs Reassure 3.0 Black
Ultimate vs Health Guard Platinum
Ultimate vs Health Guard Gold
Ultimate vs Elevate (Direct)
Ultimate vs Senior First Platinum
Ultimate vs Extra Care Plus Super Top-up
Ultimate vs Health Care Supreme Smart
Ultimate vs Medi Classic Gold
Ultimate vs Smart Health Pro
Ultimate vs Optima Super Secure
Ultimate vs Special Care
Ultimate vs Optima Secure Global
Ultimate vs Medicare LITE
Ultimate vs Health Shield 360
Ultimate vs NextGen
Ultimate vs SecureHealth
Ultimate vs Energy Silver With Copay
Ultimate vs Supreme (Direct)
Ultimate vs Plus
Ultimate vs Medicare Select
Ultimate vs myHealth Koti Suraksha
Ultimate vs Senior
Ultimate vs myHealth Suraksha Silver
Ultimate vs Cardiac Care Platinum
Ultimate vs Royal Sundaram Lifeline Elite
Ultimate vs HeartBeat Platinum
Ultimate vs Supreme Enhance One
Ultimate vs HeartBeat Gold
Ultimate vs Aspire Titanium+
Ultimate vs iHealth Plus
Ultimate vs Reassure 3.0 Classic
Ultimate vs Senior Health Advantage
Ultimate vs Health Wallet
Ultimate vs Elevate
Ultimate vs Heart
Ultimate vs Reassure 2.0 Titanium+
Ultimate vs Diabetes Safe Plan A
Ultimate vs Reassure 2.0 Bronze+
Ultimate vs Young Star Silver
Ultimate vs Enhance Super Top-up
Ultimate vs Joy
Ultimate vs Supreme Senior Health AdvantEdge
Ultimate vs Supreme Super Saver
Ultimate vs Health Insurance Platinum
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.






.png)

