Insurance Plans Comparison
Star Super Surplus Gold vs TATA AIG Medicare Select
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read more
Super Surplus Gold
Star Health Super Surplus Gold Plan
What Makes It Special:
Star Super Surplus is a floater top-up policy intended to provide additional health protection after eligible hospitalisation expenses cross the selected deductible or defined limit. The Gold Plan offers high Sum Insured choices, single private A/C room eligibility, maternity benefits, organ donor expenses, AYUSH treatment and a recharge benefit.
Best For:
Policyholders wanting additional protection beyond a base health plan
Customers seeking a Gold Plan maternity benefit
Families looking for a floater top-up plan
Customers wanting high Sum Insured with a defined limit
Families seeking additional top-up protection
VS
Medicare Select
Comprehensive Health Insurance with Flexible Coverage Options, Unlimited Restoration and Customisable Benefits
What Makes It Special:
TATA AIG MediCare Select is a customisable health insurance plan offering individual and family floater coverage. It combines core hospitalisation benefits with optional features that allow policyholders to adjust their cover to their needs and budget.
Best For:
Flexible sum insured options
Critical illness and daycare treatments
Pre- and post-hospitalization expenses covered
Comprehensive individual and family coverage
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
The policy offers lifelong renewals.
Gold Plan provides a defined maternity benefit after the waiting period.
Recharge Benefit can provide additional indemnity after exhaustion or excess of Sum Insured.
The policy is available on a family floater basis.
Gold Plan Sum Insured options extend up to ₹1 Crore.
Covers daycare treatments without overnight stay.
Pre- and post-hospitalization expenses included.
Safeguards against critical illness and emergencies.
Comprehensive coverage for hospitalization and treatment.
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Super Surplus Gold Health Insurance Plan VS VS |
Medicare Select Health Insurance Plan |
| Room Rent |
|---|
Super Surplus Gold Single Private A/C Room |
VS VS |
Medicare Select Single private AC room is included as part of base cover. However, you can opt for add-on to downgrade the room category |
| ICU Charges |
|---|
Super Surplus Gold Covered as part of hospitalisation |
VS VS |
Medicare Select No restriction on ICU room rent |
| Co-payment |
|---|
Super Surplus Gold Not specified as a standard co-payment |
VS VS |
Medicare Select Not available |
| Disease-wise sublimits |
|---|
Super Surplus Gold Specific limits and defined limits apply |
VS VS |
Medicare Select No |
| Cashless Healthcare Providers |
|---|
Super Surplus Gold Cashless treatment through network hospitals |
VS VS |
Medicare Select 12,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Super Surplus Gold Recharge Benefit available once for the remaining policy period |
VS VS |
Medicare Select es, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Super Surplus Gold Not specified |
VS VS |
Medicare Select Your sum insured increases by 50% for every claim-free year, upto 100%. If a claim is made during the policy year, the cumulative bonus is reduced by 50% in the next policy year |
| Daycare Treatment |
|---|
Super Surplus Gold All daycare procedures covered |
VS VS |
Medicare Select Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Super Surplus Gold Not specified |
VS VS |
Medicare Select No. However, available as an add-on |
| AYUSH Treatment |
|---|
Super Surplus Gold Covered up to Sum Insured |
VS VS |
Medicare Select Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Super Surplus Gold 30 Days, subject to policy terms |
VS VS |
Medicare Select 30 days |
| Specific Waiting Period |
|---|
Super Surplus Gold 12 Months for Gold Plan specified diseases and procedures |
VS VS |
Medicare Select 2 years |
| PED Waiting Period |
|---|
Super Surplus Gold 12 Months for Gold Plan PEDs |
VS VS |
Medicare Select 3 years |
| Modern Treatment |
|---|
Super Surplus Gold Covered subject to applicable limits |
VS VS |
Medicare Select Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Super Surplus Gold Not specified |
VS VS |
Medicare Select Health checkup is not included as part of base cover. However, available as an add-on |
| Pre-Hospitalisation |
|---|
Super Surplus Gold Up to 60 Days |
VS VS |
Medicare Select You get cover for medical tests and doctor visits up to 90 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Super Surplus Gold Up to 90 Days |
VS VS |
Medicare Select You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Super Surplus Gold Not a standard OPD benefit |
VS VS |
Medicare Select OPD expense is not included as part of base cover. However, available as an add-on |
| Deductible Option |
|---|
Super Surplus Gold Defined Limit applies to aggregate eligible hospitalisation expenses |
VS VS |
Medicare Select Available as an option |
| Coverage Options |
|---|
Super Surplus Gold ₹5 Lakh to ₹1 Crore for Gold Plan |
VS VS |
Medicare Select Available coverage options: ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1 Cr, ₹2 Cr, ₹3 Cr |
| Claim Settlement Ratio |
|---|
Super Surplus Gold Not specified |
VS VS |
Medicare Select 95.43% |
| Maternity Cover |
|---|
Super Surplus Gold Delivery expenses up to ₹50,000 per policy period, maximum two deliveries, subject to 12-month wait and conditions |
VS VS |
Medicare Select Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
End-to-End Support
From choosing the right policy to managing claims, every step is handled for you
Zero Spam. Zero Hassle
Pure advice, no unwanted calls, no unnecessary push
Free Expert Consultation
Talk to experienced advisors at no cost, and make confident decisions
24/7 Claim Assistance
Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
Expert-Led Policy Review
We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later
Smart, Tech-Enabled Experience
From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
Insurance Plans Comparison
Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
Explore Our Most Popular Plans
Compare With Other Health Insurance Plans
Super Surplus Gold vs Optima Secure
Super Surplus Gold vs Super Mediclaim
Super Surplus Gold vs Health Recharge
Super Surplus Gold vs Cancer Cover Activ Cancer Secure Plan
Super Surplus Gold vs Optima Secure Plus
Super Surplus Gold vs Women Care
Super Surplus Gold vs Aspire Diamond+
Super Surplus Gold vs Activate Booster Plan A
Super Surplus Gold vs Active Care Premier
Super Surplus Gold vs ProHealth Accumulate
Super Surplus Gold vs Health Super Saver Standard
Super Surplus Gold vs Supreme Shine
Super Surplus Gold vs Optima Secure Global Plus
Super Surplus Gold vs Health Cardiac Care Silver & Gold Plan
Super Surplus Gold vs myHealth Suraksha Gold
Super Surplus Gold vs LifeTime Health Global
Super Surplus Gold vs Active Fit Plus
Super Surplus Gold vs OneHealth Premium
Super Surplus Gold vs Activ Health Platinum Essential
Super Surplus Gold vs Medicare Plus
Super Surplus Gold vs Medicare Senior
Super Surplus Gold vs Enhance Super Top-up Two
Super Surplus Gold vs Medicare Protect
Super Surplus Gold vs Activ One SAVR
Super Surplus Gold vs Active Assure Diamond
Super Surplus Gold vs Activ One VIP
Super Surplus Gold vs Health Pulse Classic
Super Surplus Gold vs Advantage
Super Surplus Gold vs Special Care Gold
Super Surplus Gold vs Activ One Max
Super Surplus Gold vs Classic
Super Surplus Gold vs Activ One Vytl
Super Surplus Gold vs Supreme
Super Surplus Gold vs Freedom
Super Surplus Gold vs Sarvah Pratham
Super Surplus Gold vs Joy Today
Super Surplus Gold vs Medi Classic
Super Surplus Gold vs Activate Booster Plan B
Super Surplus Gold vs Aspire Gold+
Super Surplus Gold vs Aspire Platinum+
Super Surplus Gold vs Plus Complete
Super Surplus Gold vs Reassure 2.0 Platinum+
Super Surplus Gold vs Elder Care
Super Surplus Gold vs Reassure 3.0 Elite
Super Surplus Gold vs EquiCover
Super Surplus Gold vs Young Star Gold
Super Surplus Gold vs Enhance Super Top-up One
Super Surplus Gold vs Joy Tomorrow
Super Surplus Gold vs Activ One VIP+
Super Surplus Gold vs Reassure 3.0 Select
Super Surplus Gold vs Red Carpet Senior Citizens
Super Surplus Gold vs Medicare Premier
Super Surplus Gold vs Family Health Optima
Super Surplus Gold vs Health Companion Variant 2022
Super Surplus Gold vs Health Companion Variant 3
Super Surplus Gold vs Plus Youth
Super Surplus Gold vs Assure
Super Surplus Gold vs Health Premia Gold
Super Surplus Gold vs Health Premia Platinum
Super Surplus Gold vs Cancer Care Platinum
Super Surplus Gold vs Optima Lite
Super Surplus Gold vs ProHealth Prime Protect
Super Surplus Gold vs Comprehensive
Super Surplus Gold vs HeartBeat Enhanced
Super Surplus Gold vs Reassure
Super Surplus Gold vs Supreme Senior Premium
Super Surplus Gold vs Health Recharge Super Top Up Plan
Super Surplus Gold vs Reassure 3.0
Super Surplus Gold vs myHealth Suraksha Platinum
Super Surplus Gold vs Supreme Value for Money
Super Surplus Gold vs Supreme Senior Super
Super Surplus Gold vs Supreme Enhance
Super Surplus Gold vs Reassure 2.0 Gold
Super Surplus Gold vs Medicare
Super Surplus Gold vs Ultimate (Direct)
Super Surplus Gold vs Young Star
Super Surplus Gold vs Sarvah Param
Super Surplus Gold vs Optima Insurance
Super Surplus Gold vs Smart Super Health Assure
Super Surplus Gold vs Reassure 3.0 Black
Super Surplus Gold vs Health Guard Platinum
Super Surplus Gold vs Health Guard Gold
Super Surplus Gold vs Elevate (Direct)
Super Surplus Gold vs Extra Care Plus Super Top-up
Super Surplus Gold vs Health Care Supreme Smart
Super Surplus Gold vs Smart Health Pro
Super Surplus Gold vs Medi Classic Gold
Super Surplus Gold vs Optima Super Secure
Super Surplus Gold vs Special Care
Super Surplus Gold vs Medicare LITE
Super Surplus Gold vs Health Shield 360
Super Surplus Gold vs SecureHealth
Super Surplus Gold vs Supreme (Direct)
Super Surplus Gold vs Plus
Super Surplus Gold vs Mediclaim Insurance Policy
Super Surplus Gold vs Medicare Select
Super Surplus Gold vs Health Gain
Super Surplus Gold vs myHealth Koti Suraksha
Super Surplus Gold vs Senior
Super Surplus Gold vs myHealth Suraksha Silver
Super Surplus Gold vs Cardiac Care Platinum
Super Surplus Gold vs Royal Sundaram Lifeline Elite
Super Surplus Gold vs Supreme Enhance One
Super Surplus Gold vs Supreme Enhance Two
Super Surplus Gold vs HeartBeat Platinum
Super Surplus Gold vs HeartBeat Gold
Super Surplus Gold vs Health SuperCharge
Super Surplus Gold vs Aspire Titanium+
Super Surplus Gold vs iHealth Plus
Super Surplus Gold vs ProHealth Prime Advantage
Super Surplus Gold vs Active Fit Preferred
Super Surplus Gold vs Reassure 3.0 Classic
Super Surplus Gold vs Senior Health Advantage
Super Surplus Gold vs Health Wallet
Super Surplus Gold vs Elevate
Super Surplus Gold vs Heart
Super Surplus Gold vs LifeTime Health
Super Surplus Gold vs Reassure 2.0 Titanium+
Super Surplus Gold vs ProHealth Prime Active
Super Surplus Gold vs ProHealth Prime Senior Elite
Super Surplus Gold vs Advanced Top Up
Super Surplus Gold vs Multiplier Health
Super Surplus Gold vs Diabetes Safe Plan A
Super Surplus Gold vs Reassure 2.0 Bronze+
Super Surplus Gold vs Enhance Super Top-up
Super Surplus Gold vs Young Star Silver
Super Surplus Gold vs Star Women Care Policy
Super Surplus Gold vs Joy
Super Surplus Gold vs Supreme Senior Health AdvantEdge
Super Surplus Gold vs Family Plus
Super Surplus Gold vs Criti Shield Plus
Super Surplus Gold vs Health Care Supreme Ultimo
Super Surplus Gold vs Health Shield 360 Retail
Super Surplus Gold vs Super Star
Super Surplus Gold vs Supreme Super Saver
Super Surplus Gold vs Senior First Platinum
Super Surplus Gold vs Optima Secure Global
Super Surplus Gold vs NextGen
Super Surplus Gold vs Health Insurance Platinum
Super Surplus Gold vs Energy Silver With Copay
Medicare Select vs Optima Secure
Medicare Select vs Super Mediclaim
Medicare Select vs Health Recharge
Medicare Select vs Cancer Cover Activ Cancer Secure Plan
Medicare Select vs Optima Secure Plus
Medicare Select vs Women Care
Medicare Select vs Aspire Diamond+
Medicare Select vs Activate Booster Plan A
Medicare Select vs Active Care Premier
Medicare Select vs ProHealth Accumulate
Medicare Select vs Health Super Saver Standard
Medicare Select vs Supreme Shine
Medicare Select vs Optima Secure Global Plus
Medicare Select vs Health Cardiac Care Silver & Gold Plan
Medicare Select vs myHealth Suraksha Gold
Medicare Select vs LifeTime Health Global
Medicare Select vs Active Fit Plus
Medicare Select vs OneHealth Premium
Medicare Select vs Activ Health Platinum Essential
Medicare Select vs Medicare Plus
Medicare Select vs Medicare Senior
Medicare Select vs Enhance Super Top-up Two
Medicare Select vs Medicare Protect
Medicare Select vs Activ One SAVR
Medicare Select vs Active Assure Diamond
Medicare Select vs Activ One VIP
Medicare Select vs Health Pulse Classic
Medicare Select vs Advantage
Medicare Select vs Special Care Gold
Medicare Select vs Activ One Max
Medicare Select vs Classic
Medicare Select vs Activ One Vytl
Medicare Select vs Supreme
Medicare Select vs Freedom
Medicare Select vs Sarvah Pratham
Medicare Select vs Joy Today
Medicare Select vs Medi Classic
Medicare Select vs Activate Booster Plan B
Medicare Select vs Aspire Gold+
Medicare Select vs Aspire Platinum+
Medicare Select vs Plus Complete
Medicare Select vs Reassure 2.0 Platinum+
Medicare Select vs Elder Care
Medicare Select vs Reassure 3.0 Elite
Medicare Select vs EquiCover
Medicare Select vs Young Star Gold
Medicare Select vs Enhance Super Top-up One
Medicare Select vs Joy Tomorrow
Medicare Select vs Activ One VIP+
Medicare Select vs Reassure 3.0 Select
Medicare Select vs Red Carpet Senior Citizens
Medicare Select vs Medicare Premier
Medicare Select vs Family Health Optima
Medicare Select vs Health Companion Variant 2022
Medicare Select vs Health Companion Variant 3
Medicare Select vs Plus Youth
Medicare Select vs Assure
Medicare Select vs Health Premia Gold
Medicare Select vs Health Premia Platinum
Medicare Select vs Cancer Care Platinum
Medicare Select vs Optima Lite
Medicare Select vs ProHealth Prime Protect
Medicare Select vs Comprehensive
Medicare Select vs HeartBeat Enhanced
Medicare Select vs Reassure
Medicare Select vs Supreme Senior Premium
Medicare Select vs Health Recharge Super Top Up Plan
Medicare Select vs Reassure 3.0
Medicare Select vs myHealth Suraksha Platinum
Medicare Select vs Supreme Value for Money
Medicare Select vs Supreme Senior Super
Medicare Select vs Supreme Enhance
Medicare Select vs Reassure 2.0 Gold
Medicare Select vs Medicare
Medicare Select vs Ultimate (Direct)
Medicare Select vs Young Star
Medicare Select vs Sarvah Param
Medicare Select vs Optima Insurance
Medicare Select vs Smart Super Health Assure
Medicare Select vs Reassure 3.0 Black
Medicare Select vs Health Guard Platinum
Medicare Select vs Health Guard Gold
Medicare Select vs Elevate (Direct)
Medicare Select vs Extra Care Plus Super Top-up
Medicare Select vs Health Care Supreme Smart
Medicare Select vs Smart Health Pro
Medicare Select vs Medi Classic Gold
Medicare Select vs Optima Super Secure
Medicare Select vs Special Care
Medicare Select vs Medicare LITE
Medicare Select vs Health Shield 360
Medicare Select vs SecureHealth
Medicare Select vs Supreme (Direct)
Medicare Select vs Plus
Medicare Select vs Mediclaim Insurance Policy
Medicare Select vs Health Gain
Medicare Select vs myHealth Koti Suraksha
Medicare Select vs Senior
Medicare Select vs myHealth Suraksha Silver
Medicare Select vs Cardiac Care Platinum
Medicare Select vs Royal Sundaram Lifeline Elite
Medicare Select vs Super Surplus Gold
Medicare Select vs Supreme Enhance One
Medicare Select vs Supreme Enhance Two
Medicare Select vs HeartBeat Platinum
Medicare Select vs HeartBeat Gold
Medicare Select vs Health SuperCharge
Medicare Select vs Aspire Titanium+
Medicare Select vs iHealth Plus
Medicare Select vs ProHealth Prime Advantage
Medicare Select vs Active Fit Preferred
Medicare Select vs Reassure 3.0 Classic
Medicare Select vs Senior Health Advantage
Medicare Select vs Health Wallet
Medicare Select vs Elevate
Medicare Select vs Heart
Medicare Select vs LifeTime Health
Medicare Select vs Reassure 2.0 Titanium+
Medicare Select vs ProHealth Prime Active
Medicare Select vs ProHealth Prime Senior Elite
Medicare Select vs Advanced Top Up
Medicare Select vs Multiplier Health
Medicare Select vs Diabetes Safe Plan A
Medicare Select vs Reassure 2.0 Bronze+
Medicare Select vs Enhance Super Top-up
Medicare Select vs Young Star Silver
Medicare Select vs Star Women Care Policy
Medicare Select vs Joy
Medicare Select vs Supreme Senior Health AdvantEdge
Medicare Select vs Family Plus
Medicare Select vs Criti Shield Plus
Medicare Select vs Health Care Supreme Ultimo
Medicare Select vs Health Shield 360 Retail
Medicare Select vs Super Star
Medicare Select vs Supreme Super Saver
Medicare Select vs Senior First Platinum
Medicare Select vs Optima Secure Global
Medicare Select vs NextGen
Medicare Select vs Health Insurance Platinum
Medicare Select vs Energy Silver With Copay
Related Blogs
Making Health Insurance Affordable: Is EMI Really the Best Way?
February 4, 2026 | OneAssure Team
Read MoreInsurance in 2026: Great for Your Wallet, But What’s Still Missing?
February 1, 2026 | OneAssure Team
Read MoreHow India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.
February 1, 2026 | OneAssure Team
Read More.png)
Pre-Existing Disease in Health Insurance: All You Need to Know Before Buying
November 17, 2025 | Mahak Chauhan
Read More
ICICI Elevate vs Care Supreme: Which Health Plan Offers Better Coverage in 2025?
September 25, 2025 | OneAssure Team
Read More
Chat with PolicyPal
Get a free policy review
No pressure. No product push. Just honest advice.