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Insurance Plans Comparison

Niva Bupa Reassure 2.0 Bronze+ vs Niva Bupa Senior First Platinum

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

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Niva Bupa

What Makes It Special:

Niva Bupa ReAssure 2.0 Bronze is an affordable yet comprehensive health insurance plan offering ₹5 lakh to ₹1 crore coverage for individuals and families. It includes full hospitalisation, ICU charges, pre-/post‑hospitalisation (60/180 days), day‑care, AYUSH, domiciliary care, and modern treatments like robotic surgeries and oral chemotherapy up to sum insured. Key features include...

Best For:

  • Affordable Comprehensive Health Coverage

  • Entry-level Family Floater Plan

  • Restoration-enabled Medical Insurance

  • Balanced Protection with Essential Benefits

VS
Niva Bupa

Senior First Platinum

Niva Bupa Senior First Platinum

What Makes It Special:

Niva Bupa Senior First Platinum is made for seniors to help them feel secure about health costs, giving full coverage for hospital stays, yearly check-ups, and quick claims. It’s simple to use and takes care of most medical needs without complicated rules.It covers expenses for in-patient hospitalization in a single...

Best For:

  • No-Compromise Treatment

  • Unlimited Coverage Restoration

  • Higher Financial Protection

  • Seniors Seeking Comprehensive Care

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Niva Bupa Reassure 2.0 Bronze+

  • You want affordable coverage with comprehensive benefits

  • You need restoration of the unused sum insured

  • You’re looking for essential coverage without extra frills

  • You expect no co-payment or sub-limits on care

  • You prefer day-one health check-ups and e-consults

Niva Bupa Senior First Platinum

  • Prefer hassle-free entry without mandatory medical tests

  • Want coverage for home care and modern procedures

  • Prefer low or flexible co-payment options

  • Appreciate annual health check-ups from day one

  • Need unlimited claim refills for sum insured

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Reassure 2.0 Bronze+
Reassure 2.0 Bronze+

Health Insurance Plan

Brochure

Policy Wording

VS
Senior First Platinum
Senior First Platinum

Health Insurance Plan

Brochure

Room Rent

Reassure 2.0 Bronze+

All room categories are covered

VS

Senior First Platinum

Single private AC room is covered

ICU Charges

Reassure 2.0 Bronze+

No restriction on ICU room rent

VS

Senior First Platinum

No restriction on ICU room rent

Co-payment

Reassure 2.0 Bronze+

Not available

VS

Senior First Platinum

Yes

Disease-wise sublimits

Reassure 2.0 Bronze+

No

VS

Senior First Platinum

No

Cashless Healthcare Providers

Reassure 2.0 Bronze+

10,000+ Healthcare Providers

VS

Senior First Platinum

10000+ Healthcare Providers

Restoration Benefit

Reassure 2.0 Bronze+

Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

VS

Senior First Platinum

Yes, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses

Daycare Treatment

Reassure 2.0 Bronze+

Daycare Treatment covers medical procedures that require less than 24 hours of hospitalisation due to advanced technology

VS

Senior First Platinum

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Cumulative Bonus

Reassure 2.0 Bronze+

Your sum insured increases by 100% every year, maximum up to 300%

VS

Senior First Platinum

Your sum insured increases by 10% for every claim-free year, upto 100%

AYUSH Treatment

Reassure 2.0 Bronze+

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Senior First Platinum

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Consumable Cover

Reassure 2.0 Bronze+

No. However, available as an add-on

VS

Senior First Platinum

Not Available

Initial Waiting Period

Reassure 2.0 Bronze+

30 days

VS

Senior First Platinum

30 days.

Specific Waiting Period

Reassure 2.0 Bronze+

2 years

VS

Senior First Platinum

2 years

PED Waiting Period

Reassure 2.0 Bronze+

3 years

VS

Senior First Platinum

2 years

Modern Treatment

Reassure 2.0 Bronze+

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Senior First Platinum

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Annual Health Checkup

Reassure 2.0 Bronze+

Health check-up is available once every policy year, from day 1 of the policy

VS

Senior First Platinum

Health Checkup is covered upto INR5000 per individual per policy year.

Pre-Hospitalisation

Reassure 2.0 Bronze+

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Senior First Platinum

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Post-Hospitalisation

Reassure 2.0 Bronze+

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

VS

Senior First Platinum

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Outpatient Department Cover (OPD Expense)

Reassure 2.0 Bronze+

OPD expense is not included

VS

Senior First Platinum

OPD expense is not included

Deductible Option

Reassure 2.0 Bronze+

Available as an option

VS

Senior First Platinum

Available

Coverage Options

Reassure 2.0 Bronze+

Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

VS

Senior First Platinum

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L

Claim Settlement Ratio

Reassure 2.0 Bronze+

92.02%

VS

Senior First Platinum

92.02%

Maternity Cover

Reassure 2.0 Bronze+

Not available

VS

Senior First Platinum

Not Available

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

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