Niva Bupa Senior First Platinum

Single private AC room is covered

No restriction on ICU room rent

No

Yes

Yes, your sum insured restores to 100% unlimited times after your first claim, for both related and unrelated illnesses

Your sum insured increases by 10% for every claim-free year, upto 100%

Not Available

30 days.

2 years

2 years

Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

Health Checkup is covered upto INR5000 per individual per policy year.

Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Covers AYUSH treatment expenses up to your annual sum insured during the policy period

You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

OPD expense is not included

Available

92.02%

10000+ Healthcare Providers

Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L

Not Available