Insurance Plans Comparison

Compare Reassure 2.0 Titanium+ vs Reassure 2.0 Platinum+

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

What Makes It Special:

Niva Bupa ReAssure 2.0 Titanium+ is a premium health insurance plan offering extensive coverage with features designed for high medical costs. It provides unlimited sum insured restoration, global coverage for planned treatments, maternity benefits, and coverage for modern treatments. The plan includes wellness benefits, annual health check-ups, cashless hospitalization, and...

Best For:

  • Premium all-round health coverage

  • High-sum insured family plan

  • Unlimited restoration medical insurance

  • Global treatment protection policy

VS

What Makes It Special:

Niva Bupa ReAssure 2.0 Platinum is a top-tier health insurance plan offering sum insured options from ₹5 lakh up to ₹1 crore, with no room rent caps or co-payment. It provides unlimited reinstatement of cover from the first claim (ReAssure Forever) and Booster+, which lets unused cover accumulate up to 5–10× base sum insured. The...

Best For:

  • Comprehensive premium health coverage

  • High-limit family floater plan

  • Unlimited restoration insurance policy

  • Advanced treatment global care plan

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

Reassure 2.0 Titanium+

Reassure 2.0 Titanium+

  • You need a very high sum insured with global coverage

  • You prefer unlimited restoration of coverage after every claim

  • You want modern treatment and maternity benefits included

  • You are looking for a premium family floater plan

  • You value wellness programs and annual health check-ups

Reassure 2.0 Platinum+

Reassure 2.0 Platinum+

  • You need very high medical coverage limit up to ₹1 crore

  • You prefer unlimited sum insured restoration after every claim

  • You want no room rent or ICU restrictions

  • You value modern treatment and maternity benefits included

  • You enjoy annual health check-ups and wellness perks from day one

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Titanium+
Reassure 2.0 Titanium+

Health Insurance Plan

VS
Platinum+
Reassure 2.0 Platinum+

Health Insurance Plan

Cumulative Bonus

Reassure 2.0 Titanium+

  • Your sum insured increases by 100% every year, maximum up to 1000%

VS

Reassure 2.0 Platinum+

  • Your sum insured increases by 100% every year, maximum up to 500%

Initial Waiting Period

Reassure 2.0 Titanium+

  • 30 days

VS

Reassure 2.0 Platinum+

  • 30 days

Specific Waiting Period

Reassure 2.0 Titanium+

  • 2 years

VS

Reassure 2.0 Platinum+

  • 2 years

ICU Charges

Reassure 2.0 Titanium+

  • No restriction on ICU room rent

VS

Reassure 2.0 Platinum+

  • No restriction on ICU room rent

Restoration Benefit

Reassure 2.0 Titanium+

  • Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

VS

Reassure 2.0 Platinum+

  • Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

Annual Health Checkup

Reassure 2.0 Titanium+

  • Health check-up is available once every policy year, from day 1 of the policy

VS

Reassure 2.0 Platinum+

  • Health check-up is available once every policy year, from day 1 of the policy

Pre-Hospitalisation

Reassure 2.0 Titanium+

  • You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

VS

Reassure 2.0 Platinum+

  • You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

Outpatient Department Cover (OPD Expense)

Reassure 2.0 Titanium+

  • OPD expense is not included

VS

Reassure 2.0 Platinum+

  • OPD expense is not included

Modern Treatments

Reassure 2.0 Titanium+

  • Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

VS

Reassure 2.0 Platinum+

  • Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

PED Waiting Period

Reassure 2.0 Titanium+

  • 3 years
     

VS

Reassure 2.0 Platinum+

  • 3 years

AYUSH Treatment

Reassure 2.0 Titanium+

  • Covers AYUSH treatment expenses up to your annual sum insured during the policy period

VS

Reassure 2.0 Platinum+

  • Covers AYUSH treatment expenses up to your annual sum insured during the policy period

Cashless Healthcare Providers

Reassure 2.0 Titanium+

  • 10,000+ Healthcare Providers

VS

Reassure 2.0 Platinum+

  • 10,000+ Healthcare Providers

Disease-wise sublimits

Reassure 2.0 Titanium+

  • No

VS

Reassure 2.0 Platinum+

  • No

Consumable Cover

Reassure 2.0 Titanium+

  • No. However, available as an add-on

VS

Reassure 2.0 Platinum+

  • No. However, available as an add-on

Post Hospitalisation

Reassure 2.0 Titanium+

  • You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

VS

Reassure 2.0 Platinum+

  • You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

Deductible Option

Reassure 2.0 Titanium+

  • Available as an option

VS

Reassure 2.0 Platinum+

  • Available as an option

Coverage Options

Reassure 2.0 Titanium+

  • Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

VS

Reassure 2.0 Platinum+

  • Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

Claim settlement ratio

Reassure 2.0 Titanium+

  • 90.1

VS

Reassure 2.0 Platinum+

  • 90.10%

Room Rent

Reassure 2.0 Titanium+

  • All room categories are covered

VS

Reassure 2.0 Platinum+

  • All room categories are covered

Co-payment

Reassure 2.0 Titanium+

  • Not available

VS

Reassure 2.0 Platinum+

  • Not available

Day Care Treatments

Reassure 2.0 Titanium+

  • Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

VS

Reassure 2.0 Platinum+

  • Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

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Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

24/7 Claim Assistance

24/7 Claim Assistance

Round-the-clock guidance and help, wherever and whenever you need it most

What Our Experts Help You With

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Insurance Plans Comparison

Explore Insurance Category

Discover the right insurance plan with our easy category guide

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

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Oneassure

Health Insurance

Compare Health Insurance Plans

Reassure 2.0 Titanium+ Vs Reassure 2.0 Platinum+