Niva Bupa

Niva Bupa ReAssure 2.0 Titanium

Niva Bupa

6.8/10

OneAssure Rating

85.18%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Unlimited Room Rent

Unlimited Room Rent

No cap on room rent for both normal and ICU stays, allowing policyholders to choose hospital rooms freely without financial concerns.

Advanced Treatment Access

Advanced Treatment Access

We cover robotic surgeries, immunotherapy, deep brain stimulation, and more, ensuring cutting-edge medical care without additional financial burden.

 

Brochure

Policy wording

Our Verdict

ReAssure 2.0 Titanium+ is ideal for those seeking extensive coverage with no co-payment or sub-limits. Unlimited restoration and sum carry-forward provide strong financial security, though higher premiums may apply for these benefits.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent

  1. All room categories are covered

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02

ICU Charges

  1. No restriction on ICU room rent

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03

Disease-wise sublimits

  1. No

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04

Co-Payment

  1. Not available

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05

Restoration Benefit

  1. Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses

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06

Cumulative Bonus

  1. Your sum insured increases by 100% every year, maximum up to 1000%

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07

Consumable Cover

  1. No. However, available as an add-on

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08

Initial Waiting Period

  1. 30 days

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09

Specific Waiting Period

  1. 2 years

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010

PED Waiting Period

  1. 3 years
     

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11

Modern Treatments

  1. Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period

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12

Annual Health Checkup

  1. Health check-up is available once every policy year, from day 1 of the policy

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13

Daycare Treatment

  1. Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured

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14

AYUSH Treatment

  1. Covers AYUSH treatment expenses up to your annual sum insured during the policy period

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15

Pre-Hospitalisation

  1. You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved

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16

Post Hospitalisation

  1. You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it

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17

Outpatient Department Cover (OPD Expense)

  1. OPD expense is not included

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18

Deductible Option

  1. Available as an option

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19

Cashless Healthcare Providers

  1. 10,000+ Healthcare Providers

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20

Coverage Options

  1. Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr

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21

Claim settlement ratio

  1. 90.1

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22

Maternity Cover

  1. Not available

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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