How to port to Niva Bupa Health Insurance?

Approximately 60 days before your current policy renewal date, you have the option to port. If you decide to proceed with porting, our team will discuss all the related information with you. Based on this discussion, they will recommend a suitable plan.After you have made your decision, depending on the chosen plan, you will need to provide us with additional documents that are not listed in your current policy document. These documents may include your height, weight, claim details if any, previous year policy copies, nominee's name, nominee's date of birth, and their relationship with you.The registration process for the new policy will be completed on the insurer's online portal.Once the registration is done, you will receive a payment link via email and phone. After making the payment, your new policy will be promptly issued.

Are Cashless Hospitalization benefits available under Niva Bupa Health Insurance plans?

Yes, cashless hospitalization is available under Niva Bupa health insurance plans.

How to buy Niva Bupa Health Insurance from Oneassure?

Visit www.oneassure.in or call us at +91 6364334343 to connect with our expert advisors.Receive 100% unbiased recommendations tailored to your needs from our team of expert advisors.They will help you select the best option that suits you.You will need to provide us with the necessary KYC documents to proceed with the issuance further.We will generate the payment link on your phone and email.Once you’ve made the payment, your policy will be issued promptly.If you have declared any medical conditions, additional reports must be submitted.

Does Oneassure charge for its services?

No. Consultation and Claim Support services are provided free of cost. OneAssure does not charge any amount from its customers.

What are the Tax Benefits under Niva Bupa Health Insurance?

Under Section 80D of the Income Tax Act, individuals are eligible for a tax deduction of up to ₹25,000 per year on health insurance premiums. For senior citizens, this limit is extended to ₹50,000 per year.Additionally, taxpayers can claim an additional deduction of up to ₹5,000 for expenses incurred on preventive health check-ups.

Home

Health Insurance

Niva Bupa Health Insurance

Niva Bupa Health Insurance

Experience India’s most trusted health insurance with Niva Bupa Health Insurance. Get instant cashless treatment at 10,000+ network hospitals with sum insured up to ₹3 crores

Get a Quote

90.1%

Claim Settlement Ratio

10,675+

Network Hospitals

9.2

Overall Rating

Niva Bupa Health Insurance

Our Review : Niva Bupa Health Insurance

Our insurance experts have conducted an in-depth review of Niva Bupa Health Insurance to deliver you a fair and objective analysis

What We Like

Extensive Coverage Choices – Choose from plans offering sum insured up to ₹3 crores
Fast Cashless Claims – Get cashless claim approvals in as little as 30 minutes
Wide Hospital Network – Enjoy access to 10,000+ empanelled hospitals across India

Areas of Improvement

Waiting Periods for Pre-existing Conditions - Certain plans of Niva Bupa Health Insurance come with a longer waiting period compared to plans in other offerings
Limited Family Coverage in Corporate Plans - Some corporate plans may not cover family members

What We Like

Extensive Coverage Choices – Choose from plans offering sum insured up to ₹3 crores
Fast Cashless Claims – Get cashless claim approvals in as little as 30 minutes
Wide Hospital Network – Enjoy access to 10,000+ empanelled hospitals across India

Areas of Improvement

Waiting Periods for Pre-existing Conditions - Certain plans of Niva Bupa Health Insurance come with a longer waiting period compared to plans in other offerings
Limited Family Coverage in Corporate Plans - Some corporate plans may not cover family members

Final Verdict

Niva Bupa stands out as one of India’s most trusted health insurers, offering comprehensive coverage, innovative products like ReAssure 2.0 and 3.0, and a strong claim settlement record. With a vast hospital network, flexible sum insured options, and customer-centric features like lifetime renewability and cashless claim support, Niva Bupa caters to both individuals and families.

It’s a great choice for those seeking reliable coverage, modern benefits, and transparency, though premiums may feel slightly higher compared to some competitors. Overall, Niva Bupa is a dependable, future-ready health insurance partner for anyone prioritizing long-term healthcare security.

Niva Bupa Health Insurance

Top Niva Bupa Health Insurance Plans

Discover our most popular and comprehensive health insurance plans designed to meet your healthcare needs.

Niva Bupa Health Recharge

AYUSH treatment covered
No room-rent cap

Most Popular

Aspire Platinum Plus

Global emergency cover included
No room‑rent cap, including ICU

ReAssure 2.0 Platinum

Covers advanced treatments
Unlimited room‑rent & ICU

Niva Bupa Health Recharge

AYUSH treatment covered
No room-rent cap

Most Popular

Aspire Platinum Plus

Global emergency cover included
No room‑rent cap, including ICU

ReAssure 2.0 Platinum

Covers advanced treatments
Unlimited room‑rent & ICU

Niva Bupa Health Insurance

Other Niva Bupa Health Insurance Plans

Explore additional health insurance options including super top-up and specialized coverage plans.

ReAssure 2.0 Titanium

Unlimited reinstatement & Booster+ carry‑forward
No disease‑wise sub‑limits

ReAssure 2.0 Bronze

Sum carry‑forward via Booster+
High coverage ₹5 L–₹1 Cr

Niva Bupa Aspire Gold Plus

Pre‑ and post‑hospital coverage
No room-rent cap

ReAssure 2.0 Titanium

Unlimited reinstatement & Booster+ carry‑forward
No disease‑wise sub‑limits

ReAssure 2.0 Bronze

Sum carry‑forward via Booster+
High coverage ₹5 L–₹1 Cr

Niva Bupa Aspire Gold Plus

Pre‑ and post‑hospital coverage
No room-rent cap

Niva Bupa Health Insurance

About Niva Bupa Health Insurance

Niva Bupa Health Insurance

Niva Bupa Health Insurance Rating

Overall Rating

9.2

out of 10

Solvency

4/4

ICR

2.2/3

Growth

3/3

Performance Index

Gross Direct Premium

Niva Bupa Health Insurance

5607.57Cr

Industry Average

6623.86Cr

ICR%

Niva Bupa Health Insurance

59.02%

Industry Average

83.49%

Niva Bupa Health Insurance

Industry Average

Overall Rating

9.2

out of 10

Solvency

4/4

ICR

2.2/3

Growth

3/3

Performance Index

Gross Direct Premium

Niva Bupa Health Insurance

5607.57Cr

Industry Average

6623.86Cr

Niva Bupa Health Insurance

Industry Average

Performance Index

ICR%

Niva Bupa Health Insurance

59.02%

Industry Average

83.49%

Niva Bupa Health Insurance

Industry Average

Niva Bupa Health Insurance

Customer Testimonials

Real experiences from our valued customers who have chosen our insurance coverage.

I sincerely thank the OneAssure team for making my claim process seamless. From the first interaction, they showed professionalism, clarity, and expertise. With timely updates, guidance, and consistent follow-ups, they eased all my stress. Special thanks to Ruchir and Sundaraj for their dedication and prompt support—highly recommend their service.

Anju Renjith

I’m deeply thankful for the support I received in settling my insurance claim. The team’s professionalism, clarity, and efficiency made the process seamless. Their quick responses, expertise, and regular follow-ups ensured everything went smoothly. Truly appreciate their invaluable assistance—an experience I’d highly recommend to anyone.

Yogesh Meena

I was hospitalized for typhoid under my ICICI Lombard Health Insurance, but my cashless claim was rejected. After discharge, I filed for reimbursement, and with constant guidance and follow-ups from Sunadraj at OneAssure, I successfully navigated the difficult claim process thanks to their invaluable support.

Dileep Kumar Dalisi

I sincerely thank the OneAssure team for making my claim process seamless. From the first interaction, they showed professionalism, clarity, and expertise. With timely updates, guidance, and consistent follow-ups, they eased all my stress. Special thanks to Ruchir and Sundaraj for their dedication and prompt support—highly recommend their service.

Anju Renjith

I’m deeply thankful for the support I received in settling my insurance claim. The team’s professionalism, clarity, and efficiency made the process seamless. Their quick responses, expertise, and regular follow-ups ensured everything went smoothly. Truly appreciate their invaluable assistance—an experience I’d highly recommend to anyone.

Yogesh Meena

I was hospitalized for typhoid under my ICICI Lombard Health Insurance, but my cashless claim was rejected. After discharge, I filed for reimbursement, and with constant guidance and follow-ups from Sunadraj at OneAssure, I successfully navigated the difficult claim process thanks to their invaluable support.

Dileep Kumar Dalisi

I faced multiple claim issues with my insurer, but the OneAssure team, led by Ishika, handled everything smoothly. They managed the backend work, simplified the entire process, and even went the extra mile to maximize my reimbursements. Truly grateful for their proactive support and dedicated efforts.

Sahith Kurapati

I struggled to get health insurance due to Ulcerative Colitis until OneAssure helped me find the best plan. After an accident in March 2025, my cashless claim was rejected, but with Mr. Sunad Raj’s exceptional support, I finally secured reimbursement despite repeated insurer rejections.

VLV Satyanarayana

We’ve been relying on the OneAssure team for years to buy insurance and have filed two claims so far. Both were handled seamlessly, with Sundraj and Ruchir guiding us through every step. I’m truly thankful for their consistent support and smooth claim experience.

Kulsum Shahiwala

During my mother’s accident, we had to pay upfront as cashless wasn’t available. The OneAssure team guided us through reimbursement, filed the claim, and followed up until settlement. Their prompt support with post-hospitalization claims and professional, clear assistance made a tough time much easier. Truly grateful.

Jatin Gala

Niva Bupa Health Insurance

Pros and Cons

Pros

Access to over 10,000 network hospitals across India.
Promises cashless claim approval within 30 minutes.
Offers plans with sum insured up to ₹3 crores.

Cons

Some corporate plans may not cover family members.
Certain plans come with a longer waiting period compared to plans in other offerings

Pros

Access to over 10,000 network hospitals across India.
Promises cashless claim approval within 30 minutes.
Offers plans with sum insured up to ₹3 crores.

Cons

Some corporate plans may not cover family members.
Certain plans come with a longer waiting period compared to plans in other offerings

Niva Bupa Health Insurance

Need help finding the right health plan?

Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage

Niva Bupa Health Insurance Types

Family Health Plan

One policy covers the entire family

High sum insured with cashless care

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses

Reduces financial stress of childbirth costs

Women-Centric Health Plan

Covers maternity, fertility, and women-specific illnesses

Protects against rising healthcare costs for women

Individual Health Plan

Full protection for personal medical needs

Lower premiums and tax-saving benefits

Senior Citizen Health Plan

Secure against age-related medical costs

Tailored for seniors’ healthcare needs

NRI Health Plan

Stay protected during India visits

Hassle-free claims for visiting NRIs

Family Health Plan

One policy covers the entire family

High sum insured with cashless care

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses

Reduces financial stress of childbirth costs

Women-Centric Health Plan

Covers maternity, fertility, and women-specific illnesses

Protects against rising healthcare costs for women

Individual Health Plan

Full protection for personal medical needs

Lower premiums and tax-saving benefits

Senior Citizen Health Plan

Secure against age-related medical costs

Tailored for seniors’ healthcare needs

NRI Health Plan

Stay protected during India visits

Hassle-free claims for visiting NRIs

Documents Required

Proof of Identity

Aadhaar Card, Passport, Voter ID Card, PAN Card, Driving License

Proof of Residence

Voter ID, Aadhaar Card, Passport, Driving License

Proof of Age

Birth Certificate, Aadhaar Card, Driving License, Passport, PAN Card, 10th or 12th Marksheets

Proof of Income

Recent Salary Slips, Filed Income Tax Returns (ITRs), Form 16, or Bank Statements

Niva Bupa Health Insurance

Claim Settlement Process

Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences

1-5 of 6 Process

Niva Bupa Health Insurance

Renewal Process

Easily renew your policy online or offline to enjoy uninterrupted health coverage

Niva Bupa Health Insurance Network Hospitals

10675+

Network hospitals across the country for cashless treatment

114+

Cities covered nationwide for easy access to quality healthcare

22 states, 4 UTs

States and union territories ensuring comprehensive coverage

10675+

Network hospitals across the country for cashless treatment

114+

Cities covered nationwide for easy access to quality healthcare

22 states, 4 UTs

States and union territories ensuring comprehensive coverage

Niva Bupa Health Insurance

Features Comparison

Compare the features of the top health insurance policies to find the perfect plan for your needs.

Compare the features of the top health insurance policies to find the perfect plan for...

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Most Popular

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Most Popular

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Niva Bupa Health Insurance

How to Buy Niva Bupa Health Insurance?

Follow these simple steps to purchase your Niva Bupa Health Insurance health insurance policy and secure comprehensive coverage for you and your family.