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Niva Bupa Health Insurance

Network Hospital

10,000+

Claim settlement

100%

Overview

Niva Bupa Health Insurance, a collaboration between ‘True North’ private equity firm in India and Bupa, stands as a trusted and renowned name in India's health insurance sector. With a vast network of over 34,000 agents and an extensive array of network hospitals offering cashless treatment, Niva Bupa ensures quick and efficient service. The company prides itself on settling 9 out of 10 cashless claims within just 30 minutes, showcasing its commitment to providing prompt and reliable assistance to its customers. Drawing upon a wealth of knowledge and expertise in healthcare and insurance, Niva Bupa strives to offer comprehensive coverage and peace of mind to individuals and families across the country.

Why Choose Niva Bupa Health Insurance?

In today's fast-paced lifestyle, with health concerns on the rise and also adding to the leading healthcare costs, Niva Bupa Health Insurance Company offers a range of health insurance plans tailored to individual needs and budgets. Whether it's for individuals, families, or fixed benefit plans, Niva Bupa ensures comprehensive coverage to safeguard against unexpected medical expenses. With cashless hospitalization facilities at over 4,500 network hospitals nationwide and sum assured options up to Rs. 1 Crore, Niva Bupa provides peace of mind in times of medical emergencies. Additionally, the company offers benefits such as maternity coverage, international cashless treatment for critical illnesses, and convenient online policy renewal. With features like lifelong renewability, minimal co-payment requirements, and direct claim settlement without the involvement of third-party administrators, Niva Bupa is set apart from its other competitors. Furthermore, policyholders can enjoy tax deductions under Section 80D for premiums paid, making Niva Bupa Health Insurance a wise and worthy choice for individuals seeking reliable healthcare coverage.

Cashless Claim Settlement Procedure

Step 1. If you're planning hospitalization, let us know in advance, and we'll inform your insurer. In case of emergencies, inform us or the Third Party Administrator (TPA) within 24 hours. Ensure your treatment is at a network hospital.

Step 2. Prepare your documents, including KYC, Claim Form, and Doctor's Prescription. If you haven't submitted all documents, provide them to us for processing. Additional documents may be needed as requested.

Step 3. We'll seek approval from the insurer for the submitted documents.

Step 4. Present the insured's ID card provided by the insurer during hospitalization for identification.

Step 5. Once the insurer approves the submitted documents, we'll proceed with the claim.

Step 6. Upon completion of formalities, the insurer will settle the bills with the hospital according to the policy terms.

Reimbursement Claim Settlement Procedure

Step 1. Inform us about your forthcoming claim in advance for planned hospitalization, or within 24 hours in emergencies. If opting for a hospital outside the network, you'll be making a reimbursement claim.

Step 2. Gather necessary documents, including KYC, Claim Form, and Doctor's Prescription. Submit them to us for processing. Additional documents may be required as per the insurer's request.

Step 3. We'll seek approval from the insurer for the submitted documents.

Step 4. During hospitalization, present the insured's ID card provided by the insurer for identification.

Step 5. Once formalities are completed, the insurer will settle the bills as per the policy terms. Expenses not covered by the policy will not be reimbursed.

Documents Required

Claim form

Doctor's prescription

Hospital discharge certificate

Final hospital bill

Medical investigation reports

Medicine bills

Payment receipt

Cancelled cheque

Medico Legal Certificate/FIR

KYC Documents

Portability

Yes

About Us

OneAssure is a full-stack digital insurance platform.

Reach Us

Prost Insurance Brokers Pvt. Ltd.(OneAssure), 3rd floor, 91springboard, MG Road, Gopala Krishna Complex 45/3, Residency Road, Mahatma Gandhi Rd, Bengaluru, Karnataka 560025.

Phone: ​+91 6364334343

Mail:​ support@oneassure.in

​Prost Insurance Brokers Pvt. Ltd.(OneAssure), 3rd floor, 91springboard, MG Road, Gopala Krishna Complex 45/3, Residency Road, Mahatma Gandhi Rd, Bengaluru, Karnataka 560025.License No. 756, Direct Broker (Life & General), Valid from: 22/07/2021 to 21/07/2024