Niva Bupa ReAssure Plan
Niva Bupa
7.6/10
OneAssure Rating
7.6/10
OneAssure Rating
Highlighted Features
Unlimited Room Rent
No cap on room rent for normal and ICU hospitalization, ensuring maximum flexibility, comfort, and financial security for policyholders without any restrictions on hospital room expenses.
Cutting-Edge Advanced Treatments Coverage
Covers robotic surgeries, immunotherapy, stereotactic radio surgeries, stem cell therapy, and more, ensuring access to the latest medical advancements for critical illnesses.
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Our Verdict
Niva Bupa ReAssure is ideal for individuals and families seeking high coverage with unlimited reinstatement and carry-forward benefits. While premiums may be high, its inflation protection and add-ons ensure long-term security.
About the Plan
The Niva Bupa ReAssure Health Insurance Plan offers comprehensive coverage for individuals and families, including in-patient care with no room rent cap, pre/post-hospitalization, daycare, domiciliary, organ transplants, AYUSH treatments, and ambulance services. Key benefits include ReAssure+ (unlimited sum reinstatement), Booster+ (coverage carry-forward up to 10x), and Live Healthy (30% renewal discount). Optional add-ons cover disease management and inflation protection. The policy offers ₹3 lakh to ₹1 crore sum insured, available for 1-3 years, covering up to six family members.
About the Plan
Product Stats
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Features of the Product
Advanced Treatments
- Robotic Surgeries
- Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
- Balloon Sinuplasty
- Deep Brain stimulation
- Oral chemotherapy
- Immunotherapy- Monoclonal Antibody to be given as injection
- Intra vitreal injections
- Stereotactic radio surgeries
- BronchicalThermoplasty
Waiting Period
- Initial Waiting Periods- 30 Days
- Specific Treatments -24 Months
- Pre-Existing Diseases- 36 Months
AYUSH Treatment
Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems.
Daycare Treatment
The Day Care Treatment would be covered if the Insured Person is admitted for more than 2 hours and would also cover treatment taken for Angiography, Dialysis, Radiotherapy or Chemotherapy for cancer.
Room Rent
- Normal: No Limit
- ICU: No Limit
Cashless Healthcare Providers
10,000+ Healthcare Providers
Exclusions
Expenses related to weight management or obesity treatments.
Procedures associated with gender transition.
Surgeries aimed at enhancing appearance without medical necessity.
Injuries resulting from participation in dangerous sports or activities.
Medical expenses arising from substance misuse or addiction.
Treatment of conditions present from birth, unless specified otherwise.
Routine dental procedures unless necessitated by an accident.
Expenses related to assisted reproduction or fertility treatments.
Costs associated with childbirth and related complications, unless covered under a specific benefit.
Injuries or illnesses due to war, riots, or nuclear hazards.
Exclusions
Related Variants
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We help you maximize your coverage over time for stronger protection.
About the Company
Niva Bupa Health Insurance Company Ltd. (formerly Max Bupa) is a standalone health insurer in India, formed through a joint venture between the UK-based Bupa Group and Indian private equity firm True North. Established in 2008, the company offers a comprehensive range of health insurance products for individuals, families, and senior citizens, designed to make quality healthcare more accessible and affordable.
The company operates with a nationwide network of over 10,000 hospitals and provides coverage across hospitalization, surgeries, consultations, and post-hospital care. Under the leadership of Managing Director and CEO Krishnan Ramachandran, Niva Bupa has expanded its presence and strengthened its digital and service capabilities to enhance the customer experience. Listed on both the BSE and NSE after its November 2024 IPO, Niva Bupa reflects strong financial performance and market confidence.
About the Company
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