company

Niva Aspire Platinum

Overview

With a vision to become Indias most admired Health Insurance Company, Max Bupa Health Insurance Company Ltd came into being in 2010. It is a joint venture between True North, a leading Indian private equity firm, and the UK’s 70-year-old healthcare services expert, Bupa. While on the one hand, Bupa brings its vast and varied experience, on the other hand, True North adds the insights and understanding of the Indian healthcare market and its capability of transforming business. Together, they strive to make Niva Bupa one of the best medical insurance companies in the country

Claim setllement:

96%

Highlights

Booster +

Entry Age 18-35: up to 10X Entry Age 36-45: up to 5X Entry Age 46+: up to 3X

ReAssure Forever

Triggers after the 1st claim. It is Unlimited. Each claim will be up to the Base sum insured.

Lock the Clock

Yes

Lock the Clock+

Not Available

Miracle

Covered up to M-iracle sum insured. Carry forward unutilised M-iracle sum insured maximum up to Booster+ limits.

Hospital Cash

Up to INR 5 Lakh Base sum insured: INR 1,000/day Between INR 7.5 Lakh to INR 15 Lakh Base sum insured: INR 2,000/day Above 15 Lakh Base sum insured: INR 4,000/day

Personal Accident

Equal to 5 times of Base sum insured. Maximum up to INR 1 Crore.

Fast Forward

Combine multi tenure sum insured to be used anytime. Applicable for Base and M-iracle sum insured.

Future Ready

Guaranteed issuance & continuity on waiting periods served by you for your future spouse.

Safeguard+

•Claim Safeguard+: All non-payable items will be covered (as per list I, II, III, IV) •Booster+ Safeguard+: No impact on Booster+ if claim in a policy year is less than INR 1,00,000 • Sum insured Safeguard+: Inflation linked increase in Base sum insured

Annual Aggregate Deductible

Choose a small deductible. INR 20,000 / INR 30,000 / INR 50,000 / INR 1,00,000

Product Details

SUB_LIMITS

FEATURES

No Claim Bonus

% of the sum insured that rises every claim free year.

Convalescence benefit

A specific fixed amount of money paid as a recovery benefit for extended hospitalisation.

Organ Donor

The costs for a surgical procedure of removal or damaged organ from the patient's body which could otherwise be fatal.

Health Management/ Wellness

Benefits provided for staying fit and managing health

About Us

OneAssure is a full-stack digital insurance platform.

Reach Us

Prost Insurance Brokers Pvt. Ltd.(OneAssure), 3rd floor, 91springboard, MG Road, Gopala Krishna Complex 45/3, Residency Road, Mahatma Gandhi Rd, Bengaluru, Karnataka 560025.

Phone: ​+91 6364334343

Mail:​ support@oneassure.in

​Prost Insurance Brokers Pvt. Ltd.(OneAssure), 3rd floor, 91springboard, MG Road, Gopala Krishna Complex 45/3, Residency Road, Mahatma Gandhi Rd, Bengaluru, Karnataka 560025.License No. 756, Direct Broker (Life & General), Valid from: 22/07/2021 to 21/07/2024