Insurance Plans Comparison
ICICI Lombard Health Booster SuperTopup Individual Adult 1 Year N vs Niva Bupa Reassure 2.0 Platinum+
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreHealth Booster SuperTopup Individual Adult 1 Year N
Additional health insurance protection for eligible hospitalisation expenses beyond a selected deductible.
What Makes It Special:
Health Booster is a Super Top-up health insurance product intended to provide additional protection against eligible medical expenses once the applicable aggregate deductible is crossed.
Best For:
Individuals comparing top-up options based on deductible, sum insured, waiting periods and covered hospitalisation expenses.
Buyers comfortable with a Super Top-up structure in which eligible expenses are aggregated during the policy year.
Individuals who can manage eligible medical expenses falling within the deductible.
Adults who already have a base health insurance policy and want an additional layer of medical expense protection.
Individuals seeking additional protection against high hospitalisation expenses beyond a chosen deductible.
VS
Reassure 2.0 Platinum+
Health insurance with recurring additional claim cover and benefits for eligible hospitalisation expenses.
What Makes It Special:
Niva Bupa ReAssure 2.0 Platinum is a top-tier health insurance plan offering sum insured options from ₹5 lakh up to ₹1 crore, with no room rent caps or co-payment. It provides unlimited reinstatement of cover from the first claim (ReAssure Forever) and Booster+, which lets unused cover accumulate up to 5–10× base sum insured. The...
Best For:
Comprehensive Premium Health Coverage
High-Limit Family Floater Plan
Unlimited Restoration Insurance Policy
Advanced Treatment Global Care Plan
Insurance Plans Comparison
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Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
Verify the exact UIN, policy schedule, deductible and included benefits for the “SuperTopup Individual Adult 1 Year N” variant before purchasing.
Confirm that the applicable policy covers the treatments and hospital expenses you expect to claim, including any relevant exclusions or limits.
Review the initial, specific-disease and pre-existing disease waiting periods before relying on the policy for planned treatment.
Compare the selected sum insured with the potential cost of major hospitalisation before choosing the cover amount.
Check whether the deductible is aligned with your existing health insurance cover and the amount you could pay yourself.
You need very high medical coverage limit up to ₹1 crore
You prefer unlimited sum insured restoration after every claim
You want no room rent or ICU restrictions
You value modern treatment and maternity benefits included
You enjoy annual health check-ups and wellness perks from day one
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
![]() Health Booster SuperTopup Individual Adult 1 Year N Health Insurance Plan VS VS |
Reassure 2.0 Platinum+ Health Insurance Plan |
| Room Rent |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Room rent forms part of eligible in-patient hospitalisation expenses; any specific limits for this variant are not verified. |
VS VS |
Reassure 2.0 Platinum+ All room categories are covered |
| ICU Charges |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Covered as part of eligible in-patient hospitalisation expenses, subject to the deductible and policy terms. |
VS VS |
Reassure 2.0 Platinum+ No restriction on ICU room rent |
| Co-payment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. |
VS VS |
Reassure 2.0 Platinum+ Not available |
| Disease-wise sublimits |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. Refer to the applicable policy schedule for any benefit-specific limits. |
VS VS |
Reassure 2.0 Platinum+ No |
| Cashless Healthcare Providers |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Cashless treatment is available at eligible network hospitals, subject to policy terms and hospital status. The current network count has not been verified. |
VS VS |
Reassure 2.0 Platinum+ 10,000+ Healthcare Providers |
| Restoration Benefit |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster information describes a reset of up to 100% of the sum insured once per policy year for eligible plans with a sum insured/deductible of ₹3 lakh or more. It applies to future eligible claims, does not trigger for the first claim and has restrictions for claims related to the same illness, disease or injury for the same person. Applicability to this exact variant is not verified. |
VS VS |
Reassure 2.0 Platinum+ Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
| Cumulative Bonus |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The insurer's general Health Booster FAQ describes an Additional Sum Insured of 10% of the base sum insured for each claim-free renewal year, up to 50%; a claim can reduce the accrued amount. Applicability to this exact variant is not verified. |
VS VS |
Reassure 2.0 Platinum+ Your sum insured increases by 100% every year, maximum up to 500% |
| Daycare Treatment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Eligible daycare procedures are listed in the insurer's Health Booster key information, subject to policy terms. |
VS VS |
Reassure 2.0 Platinum+ Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. |
VS VS |
Reassure 2.0 Platinum+ No. However, available as an add-on |
| AYUSH Treatment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N In-patient AYUSH hospitalisation is listed in the insurer's published Health Booster key information, subject to policy terms. Applicability to this exact variant is not verified. |
VS VS |
Reassure 2.0 Platinum+ Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N 30 days for illnesses, except hospitalisation due to bodily injury, according to the insurer's general Health Booster information. Applicability to this exact variant should be confirmed. |
VS VS |
Reassure 2.0 Platinum+ 30 days |
| Specific Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N 24 months for specified illnesses and treatments, subject to the policy wording. |
VS VS |
Reassure 2.0 Platinum+ 2 years |
| PED Waiting Period |
|---|
Health Booster SuperTopup Individual Adult 1 Year N 24 months of continuous coverage for pre-existing diseases declared and accepted by the insurer, according to the general Health Booster information. |
VS VS |
Reassure 2.0 Platinum+ 3 years |
| Modern Treatment |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant. |
VS VS |
Reassure 2.0 Platinum+ Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The insurer's published Health Booster information mentions wellness and preventive healthcare, including routine health check-ups. Availability and limits for this exact variant are not verified. |
VS VS |
Reassure 2.0 Platinum+ Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 60 days before hospitalisation, subject to policy terms. |
VS VS |
Reassure 2.0 Platinum+ You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Eligible expenses are covered for up to 90 days after hospitalisation, subject to policy terms. |
VS VS |
Reassure 2.0 Platinum+ You get cover for medical bills up to 180 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Routine OPD coverage is not verified for this exact variant. |
VS VS |
Reassure 2.0 Platinum+ OPD expense is not included |
| Deductible Option |
|---|
Health Booster SuperTopup Individual Adult 1 Year N A deductible applies before eligible base medical claims become payable. For a Super Top-up plan, the deductible is applied to aggregate eligible hospitalisation expenses during the policy year; the amount for this variant is not verified. |
VS VS |
Reassure 2.0 Platinum+ Available as an option |
| Coverage Options |
|---|
Health Booster SuperTopup Individual Adult 1 Year N The selected sum insured, deductible and policy configuration for this variant are not verified. |
VS VS |
Reassure 2.0 Platinum+ Available coverage options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L and ₹1 Cr |
| Claim Settlement Ratio |
|---|
Health Booster SuperTopup Individual Adult 1 Year N FY 24-25: ~84% |
VS VS |
Reassure 2.0 Platinum+ 92.02% |
| Maternity Cover |
|---|
Health Booster SuperTopup Individual Adult 1 Year N Not verified for this exact variant; not listed among the standard benefits in the referenced Health Booster key information. |
VS VS |
Reassure 2.0 Platinum+ Not available |
Insurance Plans Comparison
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Health Booster Supertopup Individual Adult 1 Year N Vs Reassure 2.0 Platinum+
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