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Niva Bupa ReAssure 2.0 Platinum

Niva Bupa ReAssure 2.0 Platinum

Experience India's most trusted health insurance with Niva Bupa Health Insurance. Get instant cashless treatment at 10000 network hospitals with sum insured up to ₹50 lakhs.

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92.02

Claim Settlement Ratio

10000

Network Hospitals

7

Customer Rating

Our Verdict

Expert Review: Niva Bupa Health Insurance

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Final Verdict

ReAssure 2.0 Platinum+ suits those seeking high, unrestricted coverage with unlimited restoration and sum carry-forward. No co-payment or sub-limits ensures comprehensive care, though premiums may be higher for extensive benefits.

About

About Niva Bupa Health Insurance

The ReAssure 2.0 Platinum+ Plan by Niva Bupa offers ₹5 lakh to ₹1 crore coverage with no co-payment and no disease-wise sub-limits. It features Unlimited Restoration, Booster+ Benefit (carrying forward unused sum insured), and No Room Rent Restrictions. Covers domiciliary hospitalization, pre/post-hospitalization, AYUSH treatments, and includes annual health check-ups from day one, second medical opinion, and unlimited e-consultations. Optional add-ons like Hospital Cash and Personal Accident Cover enhance financial protection, ensuring comprehensive healthcare security.

Inclusions and Exclusions

Inclusions and Exclusions of Niva Bupa Insurance Company Limited

Claim Settlement Ratio

  • 92.02%

Cashless Healthcare Providers

  • 10,000+ Healthcare Providers

AYUSH Treatment

  • Covers AYUSH treatment expenses up to your annual sum insured during the policy period

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Exclusions

  • Injuries or illnesses resulting from terrorism, nuclear or radiological emissions, war-like situations, or rebellion.

  • Expenses related to screening, counseling, or treatment of external birth defects.

  • Use of a ventilator for patients in a vegetative state without prospects of recovery.

  • Diagnostic tests not leading to treatment.

  • Rest cures, rehabilitation, and respite care.

  • Obesity or weight control treatments.

  • Procedures for gender transformation.

  • Cosmetic or plastic surgeries.

Add ons

Add-Ons

Disease Management Option

Hospital Cash

Acute Care Option

Personal Accident Option

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About the company

About the company

Niva Bupa Health Insurance Company Ltd. (formerly Max Bupa) is a standalone health insurer in India, formed through a joint venture between the UK-based Bupa Group and Indian private equity firm True North. Established in 2008, the company offers a comprehensive range of health insurance products for individuals, families, and senior citizens, designed to make quality healthcare more accessible and affordable. The company operates with a nationwide network of over 10,000 hospitals and provides coverage...

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