Oneassure

Partner with us

Insurance Plans Comparison

ManipalCigna ProHealth Prime Active vs Niva Bupa Senior First Platinum

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Read more
ManipalCigna

ProHealth Prime Active

ProHealth Prime Active

What Makes It Special:

ProHealth is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

  • Not available
VS
Niva Bupa

Senior First Platinum

Niva Bupa Senior First Platinum

What Makes It Special:

Niva Bupa Senior First Platinum is made for seniors to help them feel secure about health costs, giving full coverage for hospital stays, yearly check-ups, and quick claims. It’s simple to use and takes care of most medical needs without complicated rules.It covers expenses for in-patient hospitalization in a single...

Best For:

  • Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Quick Decision Guide

ManipalCigna ProHealth Prime Active

Not available

Niva Bupa Senior First Platinum

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

ProHealth Prime Active
ProHealth Prime Active

Health Insurance Plan

Policy Wording

VS
Senior First Platinum
Senior First Platinum

Health Insurance Plan

Brochure

Room Rent

ProHealth Prime Active

For Sum Insured ₹3 Lakh & ₹5 Lakh: 1% of Sum Insured per day; For Sum Insured ≥ ₹7.5 Lakh: Single Private AC Room

Up to Sum Insured

VS

Senior First Platinum

Single Private Room

Covered up to Sum Insured

Advanced Treatments

ProHealth Prime Active

Modern & Advanced Treatments covered

VS

Senior First Platinum

Modern treatments covered up to Sum Insured

Co-payment

ProHealth Prime Active

10% co-payment per claim

VS

Senior First Platinum

50% co-payment.

Waiting Period

ProHealth Prime Active

30 days

90 days for Diabetes, Hypertension, Asthma, Dyslipidaemia and Obesity; 24 months for all other pre-existing conditions

24 months

VS

Senior First Platinum

Not mentioned — verify from policy wordings.

Not mentioned — verify from policy wordings.

Not mentioned — verify from policy wordings.

Cashless Healthcare Providers

ProHealth Prime Active

Not mentioned — verify from policy wordings

VS

Senior First Platinum

Not mentioned — verify from policy wordings

Daycare Treatment

ProHealth Prime Active

Covered up to Sum Insured

VS

Senior First Platinum

Covered up to Sum Insured

AYUSH Treatment

ProHealth Prime Active

Covered up to Sum Insured

VS

Senior First Platinum

Covered up to Sum Insured.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Why Choose Our Expert Consultation?

End-to-End Support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

  • Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

  • We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

  • From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Senior Citizen Health Plan

  • Secure against age-related medical costs

  • Tailored for seniors healthcare needs

Most Popular

Family Health Plan

Family Health Plan

  • One policy covers the entire family

  • High sum insured with cashless care

  • Multiple coverage options based on your family needs

Maternity Health Plan

Maternity Health Plan

  • Covers delivery, newborn care, and maternity expenses

  • Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Compare With Other Health Insurance Plans

ProHealth Prime Active vs Supreme (Direct)

ProHealth Prime Active vs Senior First Gold Plan

ProHealth Prime Active vs Activ One VIP

ProHealth Prime Active vs Optima Secure Global Plus

ProHealth Prime Active vs Health Recharge Super Top Up Plan

Senior First Platinum vs Supreme (Direct)

Senior First Platinum vs Senior First Gold Plan

Senior First Platinum vs Activ One VIP

Senior First Platinum vs Optima Secure Global Plus

Senior First Platinum vs Health Recharge Super Top Up Plan

Oneassure

Health Insurance

Compare Health Insurance Plans

Prohealth Prime Active Vs Senior First Platinum

Policy Pal

Chat with PolicyPal

Get a free policy review

No pressure. No product push. Just honest advice.