Insurance Plans Comparison
Care Today vs Star Star Women Care Policy
Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...
Read moreWhat Makes It Special:
Care Joy Today is a comprehensive maternity and health insurance plan designed to support women through pregnancy and beyond. It covers delivery and related hospitalisation costs, pre- and post-natal care, and newborn expenses up to 90 days. With features like day-care treatments, ambulance cover, and cashless hospitalisation across 8,000+ hospitals,...
Best For:
Long-term peace of mind with 3-year policy term
Cashless treatment across 8,000+ hospitals
Comprehensive family protection during pregnancy
Maternity and Newborn health coverage
VS
What Makes It Special:
Star Women Care Policy focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.
Best For:
Wellness-linked, preventive care insurance
Automatic sum insured restoration
Premium maternity and newborn care
Comprehensive women’s family health protection
Insurance Plans Comparison
Get Personalized Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Quick Decision Guide
You want cashless access to 8,000+ hospitals across India
You prefer short waiting period for maternity benefits (9 months)
You want maternity and newborn cover under one plan
You’re planning for pregnancy or expanding your family soon.
You prefer no medical check-up before purchase
You enjoy earning wellness points and premium discounts
You need surrogacy and oocyte donor coverage
You want automatic sum insured restoration after a claim
You value OPD consultations and yearly health check-ups
Insurance Plans Comparison
Detailed Features Comparison
Compare the key features of different health insurance plans
Today Health Insurance Plan VS VS |
![]() Star Women Care Policy Health Insurance Plan |
| Room Rent |
|---|
Today Single Private AC room covered |
VS VS |
Star Women Care Policy Up to 1% of SI (₹5L); Single AC up to ₹25L; any room above ₹50L |
| ICU Charges |
|---|
Today No restriction on ICU room rent |
VS VS |
Star Women Care Policy No restriction on ICU room rent |
| Disease-wise sublimits |
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Today Not Specifically mentioned |
VS VS |
Star Women Care Policy No |
| Co-payment |
|---|
Today 20% for above 61 years unless waived by extra premium |
VS VS |
Star Women Care Policy Yes (subject to co-payment of 10% for insured person whose age at the time of entry is 61 years and above) |
| Restoration Benefit |
|---|
Today Not Available |
VS VS |
Star Women Care Policy 100% once after full/partial utilization in a year |
| Cashless Healthcare Providers |
|---|
Today 8000+ Healthcare Providers |
VS VS |
Star Women Care Policy 13000+ Healthcare Providers |
| Cumulative Bonus |
|---|
Today Not Available in the base plan but you can add a rider to avail |
VS VS |
Star Women Care Policy 20% each year, up to 100% |
| Daycare Treatment |
|---|
Today Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
VS VS |
Star Women Care Policy Covers medical expenses for treatments not requiring 24-hour hospitalization, up to your annual sum insured |
| Consumable Cover |
|---|
Today Included within hospitalisation expenses. |
VS VS |
Star Women Care Policy Yes |
| AYUSH Treatment |
|---|
Today Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
VS VS |
Star Women Care Policy Covers AYUSH treatment expenses up to your annual sum insured during the policy period |
| Initial Waiting Period |
|---|
Today 30 days |
VS VS |
Star Women Care Policy 30 days. |
| Specific Waiting Period |
|---|
Today 2 years |
VS VS |
Star Women Care Policy 2 years |
| PED Waiting Period |
|---|
Today 3 years |
VS VS |
Star Women Care Policy 3 years |
| Modern Treatment |
|---|
Today Covered |
VS VS |
Star Women Care Policy Hospital expenses for listed advanced treatments are covered up to your full sum insured during the policy period |
| Annual Health Checkup |
|---|
Today Not Stated |
VS VS |
Star Women Care Policy Health check-up is available once every policy year, from day 1 of the policy |
| Pre-Hospitalisation |
|---|
Today You get cover for medical tests and doctor visits up to 30 days before hospitalisation, if your main claim is approved |
VS VS |
Star Women Care Policy You get cover for medical tests and doctor visits up to 60 days before hospitalisation, if your main claim is approved |
| Post-Hospitalisation |
|---|
Today You get cover for medical bills up to 60 days after discharge, including physiotherapy if your doctor prescribes it |
VS VS |
Star Women Care Policy You get cover for medical bills up to 90 days after discharge, including physiotherapy if your doctor prescribes it |
| Outpatient Department Cover (OPD Expense) |
|---|
Today OPD expense is not included. |
VS VS |
Star Women Care Policy OPD is available |
| Deductible Option |
|---|
Today Not Available |
VS VS |
Star Women Care Policy Not Available |
| Coverage Options |
|---|
Today 8000+ Healthcare Providers |
VS VS |
Star Women Care Policy Available coverage options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L,₹1 Cr |
| Claim Settlement Ratio |
|---|
Today Available coverage options: |
VS VS |
Star Women Care Policy 99.21% |
| Maternity Cover |
|---|
Today Available including pre-natal and post-natal expenses, up to ₹35,000 or ₹50,000 based on sum insured; maternity cover available up to age 45. |
VS VS |
Star Women Care Policy Available |
Insurance Plans Comparison
Still Confused? Get Expert Advice
Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.
Why Choose Our Expert Consultation?
What Our Experts Help You With
Personalised Recommendations
Every suggestion is backed by expert analysis of your life stage, goals, and budget
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From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free
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Explore Insurance Category
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
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Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
Insurance Plans Comparison
Frequently Asked Questions (FAQs)
Having questions? We've got answers. Explore our FAQs to find the information you need.
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