How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Arogya Sanjeevani Vs Reassure 2.0 Gold

Insurance Plans Comparison

Digit Arogya Sanjeevani vs Niva Bupa Reassure 2.0 Gold

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Arogya Sanjeevani

Cover hospitalisation with a 5% co-pay on every admissible claim, cap room rent at 2% of the sum insured up to ₹5,000 a day, and add a 5% cumulative bonus each claim-free year up to 50%.

What Makes It Special:

Arogya Sanjeevani is a Niva Bupa standard health plan with a sum insured of ₹1 lakh to ₹5 lakh, AYUSH and modern treatment cover, and a 15-day free-look period. It excludes maternity and carries a 5% co-payment on each claim. It provides in-patient hospitalisation cover on an individual or family...

Best For:

Buyers who want AYUSH and modern treatment cover
Buyers who do not need maternity or OPD cover
Families who want a floater with parents and children under one policy
Buyers who want basic in-patient cover at an affordable premium
First-time health insurance buyers

VS

Reassure 2.0 Gold

Carry forward unused cover up to 10X and get your Base Sum Insured reinstated unlimited times after your first paid claim.

What Makes It Special:

ReAssure 2.0 Gold is a health insurance variant from Niva Bupa that combines Booster+ 10X carry-forward of unused cover, ReAssureX unlimited reinstatement and no room rent limit. It also offers eligible hospitalisation cover for stays of 2 hours or more, annual health check-ups from Day 1 and unlimited e-consultations with...

Best For:

Customers who want to explore optional co-payment, deductible or room-type choices to manage costs.
Buyers who value the carry-forward of unused Base Sum Insured.
People who want the flexibility to choose any room without a standard room rent cap.
Families looking for a floater policy with unlimited reinstatement of cover.
Buyers who want Booster+ 10X without the Lock the Clock feature.

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Quick Decision Guide

Digit Arogya Sanjeevani

Call 1860-500-8888 to confirm room rent limits and the current network before buying.
Confirm the waiting periods and any cataract sublimit on your policy schedule before buying.
The sum insured is capped at ₹5 lakh, so check whether it covers your expected treatment costs.
A 5% co-payment applies to each claim, so factor that into your out-of-pocket costs.
Maternity is excluded, so choose another plan if you need it.

Niva Bupa Reassure 2.0 Gold

Lock the Clock is not included in Gold, and the premium may change at renewal according to the applicable pricing terms.
Consumables and specified non-payable items require the optional Safeguard or Safeguard+ benefit.
Maternity expenses and routine OPD expenses are not covered under the base plan.
Listed conditions and procedures have a 24-month waiting period.
The standard pre-existing disease waiting period is 36 months, with optional reductions to 1 or 2 years at additional premium.
Annual health check-ups are available from Day 1, and unlimited e-consultations with network partners are included.
Eligible hospitalisation of 2 hours or more is covered.
Booster+ 10X carries forward unused Base Sum Insured into subsequent policy years.
ReAssureX provides unlimited reinstatements after the first paid claim, with each claim under the benefit covered up to the Base Sum Insured.
No standard room rent cap, with ICU expenses covered up to the Sum Insured.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Arogya Sanjeevani

Health Insurance Plan

Brochure

Policy Wording

VS

Reassure 2.0 Gold

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Arogya Sanjeevani Normal: Covered up to 2% of the sum insured, with a maximum limit of ₹5,000 per day. ICU: Covered up to 5% of the sum insured, with a maximum limit of ₹10,000 per day.	Reassure 2.0 Gold No room rent limit under the standard Gold variant. Optional Room Type Modification may allow a single private room or shared room at a lower premium. Choosing a room above the selected room category may lead to proportionate deductions.

Advanced Treatments
Arogya Sanjeevani Uterine Artery Embolization and HIFU (High intensity focused ultrasound) Balloon Sinuplasty Deep Brain stimulation Oral chemotherapy Immunotherapy - Monoclonal Antibody to be given as injection Intra vitreal injections Robotic surgeries Stereotactic radio surgeries Bronchical Thermoplasty Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) IONM - (Intra Operative Neuro Monitoring) Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 50% of sum insured.	Reassure 2.0 Gold Information Unavailable

Advanced Treatments

Arogya Sanjeevani

Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy - Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchical Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 50% of sum insured.

Reassure 2.0 Gold

Information Unavailable

ICU Charges
Arogya Sanjeevani Covered as part of in-patient hospitalisation, up to the sum insured. Confirm any room or ICU limit on the policy schedule, or with 1860-500-8888.	Reassure 2.0 Gold Covered up to the Sum Insured, with no separate ICU cap stated. If Room Type Modification is selected, ICU expenses are covered up to the Base Sum Insured.

Co-payment
Arogya Sanjeevani 5% co-payment is applicable to all claims, meaning the policyholder must bear 5% of the admissible claim amount.	Reassure 2.0 Gold No mandatory co-payment applies under the base plan. Optional voluntary co-payment options are 20%, 30%, 40% or 50%. The optional Tiered Network benefit offers a 15% premium discount and applies a 20% co-payment when treatment is taken at a non-tiered network hospital.

Disease-wise sublimits
Arogya Sanjeevani A cataract sublimit may apply. The standard product in other insurers’ versions caps cataract at 25% of the sum insured or ₹40,000, whichever is lower. Confirm Niva Bupa’s sublimits on the policy schedule, or with 1860-500-8888.	Reassure 2.0 Gold No general disease-wise sublimits are stated in the reviewed policy wording. Specific benefit limits apply, including air ambulance cover up to ₹2,50,000 per hospitalisation and the monofocal cataract lens restriction for Sum Insured up to ₹10 lakh.

Cashless Healthcare Providers
Arogya Sanjeevani Access to over 16,400 cashless network hospitals across India.	Reassure 2.0 Gold Cashless treatment is available at Niva Bupa network hospitals. The reviewed single-sheeter cites approximately 10,000+ network hospitals. Cashless Everywhere is also offered at non-network hospitals, subject to the insurer's process. The brochure mentions a 30-minute cashless pre-authorisation commitment.

Restoration Benefit
Arogya Sanjeevani Kindly refer to the policy wording.	Reassure 2.0 Gold ReAssureX, also referred to as ReAssure Forever, is triggered by the first paid claim in the life of the policy. It provides unlimited reinstatements, with each claim under the benefit covered up to the Base Sum Insured. It remains available for life if the policy is renewed without a break. Lock the Clock is not included in the Gold variant.

Daycare Treatment
Arogya Sanjeevani Covers medical procedures requiring hospitalization for less than 24 hours, such as cataract surgery, chemotherapy, and dialysis, when conducted in a recognized hospital.	Reassure 2.0 Gold Covered up to the Sum Insured. Hospitalisation of 2 hours or more qualifies, subject to policy terms. AYUSH treatment requires a minimum admission of 24 hours.

Cumulative Bonus
Arogya Sanjeevani Kindly refer to the policy wording.	Reassure 2.0 Gold Booster+ 10X carries forward unused Base Sum Insured into the next policy year, up to 10 times the Base Sum Insured. The accumulated amount may be reduced proportionately if the Base Sum Insured is reduced.

AYUSH Treatment
Arogya Sanjeevani Covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH) inpatient treatments up to the sum insured, provided the treatment is taken at an AYUSH-recognized hospital.	Reassure 2.0 Gold Eligible in-patient AYUSH treatment is covered up to the Sum Insured for admissions of at least 24 hours in an AYUSH hospital. Yoga and Naturopathy claims require prior approval.

Consumable Cover
Arogya Sanjeevani Kindly refer to the policy wording. Confirm with Niva Bupa on 1860-500-8888.	Reassure 2.0 Gold Consumables and non-payable items are not covered under the base plan. Optional Safeguard covers specified List I items, while Safeguard+ covers specified items under Lists I to IV.

Initial Waiting Period
Arogya Sanjeevani 30 days from inception, except for accidents	Reassure 2.0 Gold 30 days. Accidents are covered from Day 1, subject to policy terms.

Specific Waiting Period
Arogya Sanjeevani Kindly refer to the policy wording.	Reassure 2.0 Gold 24 months for listed conditions and procedures. The waiting period does not apply to accidents. Cancer is covered after the initial 30-day waiting period, subject to policy terms.

PED Waiting Period
Arogya Sanjeevani Up to 48 months under the IRDAI standard. Confirm on the policy schedule, or with 1860-500-8888.	Reassure 2.0 Gold 36 months of continuous coverage for pre-existing diseases. Optional PED Waiting Time Modification can reduce this to 1 or 2 years at additional premium.

Modern Treatment
Arogya Sanjeevani Covered up to 50% of the sum insured, including robotic surgery and oral chemotherapy (BankBazaar). Confirm the limit on the policy schedule.	Reassure 2.0 Gold Covered up to the Sum Insured for 12 listed procedures, including robotic surgery, oral chemotherapy, stem cell therapy, deep brain stimulation and intravitreal injections. For Sum Insured up to ₹10 lakh, cataract cover is limited to a monofocal lens, subject to policy terms.

Annual Health Checkup
Arogya Sanjeevani Kindly refer to the policy wording. Confirm with Niva Bupa on 1860-500-8888.	Reassure 2.0 Gold Available from Day 1, once every policy year. The benefit is ₹500 per ₹1 lakh of Base Sum Insured, capped at ₹5,000 per insured individual or ₹10,000 per floater policy. Cashless only, booked through the Niva Bupa app, subject to policy terms.

Pre-Hospitalisation
Arogya Sanjeevani Up to 30 days before admission under the IRDAI standard product. Confirm on the policy schedule, or with 1860-500-8888.	Reassure 2.0 Gold Eligible pre-hospitalisation expenses are covered for up to 60 days, up to the Sum Insured.

Post-Hospitalisation
Arogya Sanjeevani Up to 60 days after discharge under the IRDAI standard product. Confirm on the policy schedule, or with 1860-500-8888.	Reassure 2.0 Gold Eligible post-hospitalisation expenses are covered for up to 180 days, up to the Sum Insured.

Outpatient Department Cover (OPD Expense)
Arogya Sanjeevani Not covered (not listed in the standard product’s benefits)	Reassure 2.0 Gold Routine OPD expenses are not covered under the base plan. Unlimited e-consultations with network partners are included.

Deductible Option
Arogya Sanjeevani kindly refer to the policy wording.	Reassure 2.0 Gold The prospectus lists an optional annual aggregate deductible of ₹10,000, ₹20,000, ₹30,000, ₹50,000 or ₹1,00,000 for the Bronze/Silver/Gold group. The Gold single-sheeter does not list this benefit, so availability for the Gold variant and sales channel requires confirmation.

Coverage Options
Arogya Sanjeevani Individual or family floater, within the ₹1 lakh to ₹5 lakh sum insured range	Reassure 2.0 Gold Base Sum Insured options listed in the reviewed single-sheeter are ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh, ₹20 lakh, ₹25 lakh, ₹50 lakh and ₹1 crore. Individual cover for up to 6 members or family floater options are listed, with 1-year, 2-year and 3-year policy terms. Confirm the ₹7.5 lakh option against the insurer's latest schedule before publication.

Claim Settlement Ratio
Arogya Sanjeevani Claim Settlement Ratio (CSR) of 93.3% as a three-year IRDAI weighted average, and 95.6% in recent quarterly company disclosures (Q1 FY 2026-27).	Reassure 2.0 Gold 96.8% of claims settled by number in FY 2025-26 for the combined ReAssure product line. The insurer's disclosure groups ReAssure, ReAssure 2.0 and ReAssure 3.0 UINs together, so this is not a Gold-specific ratio. Niva Bupa's company-level figure was 94.4% for FY 2025-26.

Maternity Cover
Arogya Sanjeevani Not covered. Maternity expenses are excluded.	Reassure 2.0 Gold Maternity expenses are excluded under the standard policy terms. Ectopic pregnancy is treated separately in the exclusion wording.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Arogya Sanjeevani

Health Insurance Plan

Brochure

Policy Wording

VS

Reassure 2.0 Gold

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Arogya Sanjeevani Normal: Covered up to 2% of the sum insured, with a maximum limit of ₹5,000 per day. ICU: Covered up to 5% of the sum insured, with a maximum limit of ₹10,000 per day.
VS VS
Reassure 2.0 Gold No room rent limit under the standard Gold variant. Optional Room Type Modification may allow a single private room or shared room at a lower premium. Choosing a room above the selected room category may lead to proportionate deductions.

Advanced Treatments
Arogya Sanjeevani Uterine Artery Embolization and HIFU (High intensity focused ultrasound) Balloon Sinuplasty Deep Brain stimulation Oral chemotherapy Immunotherapy - Monoclonal Antibody to be given as injection Intra vitreal injections Robotic surgeries Stereotactic radio surgeries Bronchical Thermoplasty Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) IONM - (Intra Operative Neuro Monitoring) Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to 50% of sum insured.
VS VS
Reassure 2.0 Gold Information Unavailable

ICU Charges
Arogya Sanjeevani Covered as part of in-patient hospitalisation, up to the sum insured. Confirm any room or ICU limit on the policy schedule, or with 1860-500-8888.
VS VS
Reassure 2.0 Gold Covered up to the Sum Insured, with no separate ICU cap stated. If Room Type Modification is selected, ICU expenses are covered up to the Base Sum Insured.

Co-payment
Arogya Sanjeevani 5% co-payment is applicable to all claims, meaning the policyholder must bear 5% of the admissible claim amount.
VS VS
Reassure 2.0 Gold No mandatory co-payment applies under the base plan. Optional voluntary co-payment options are 20%, 30%, 40% or 50%. The optional Tiered Network benefit offers a 15% premium discount and applies a 20% co-payment when treatment is taken at a non-tiered network hospital.

Disease-wise sublimits
Arogya Sanjeevani A cataract sublimit may apply. The standard product in other insurers’ versions caps cataract at 25% of the sum insured or ₹40,000, whichever is lower. Confirm Niva Bupa’s sublimits on the policy schedule, or with 1860-500-8888.
VS VS
Reassure 2.0 Gold No general disease-wise sublimits are stated in the reviewed policy wording. Specific benefit limits apply, including air ambulance cover up to ₹2,50,000 per hospitalisation and the monofocal cataract lens restriction for Sum Insured up to ₹10 lakh.

Cashless Healthcare Providers
Arogya Sanjeevani Access to over 16,400 cashless network hospitals across India.
VS VS
Reassure 2.0 Gold Cashless treatment is available at Niva Bupa network hospitals. The reviewed single-sheeter cites approximately 10,000+ network hospitals. Cashless Everywhere is also offered at non-network hospitals, subject to the insurer's process. The brochure mentions a 30-minute cashless pre-authorisation commitment.

Restoration Benefit
Arogya Sanjeevani Kindly refer to the policy wording.
VS VS
Reassure 2.0 Gold ReAssureX, also referred to as ReAssure Forever, is triggered by the first paid claim in the life of the policy. It provides unlimited reinstatements, with each claim under the benefit covered up to the Base Sum Insured. It remains available for life if the policy is renewed without a break. Lock the Clock is not included in the Gold variant.

Daycare Treatment
Arogya Sanjeevani Covers medical procedures requiring hospitalization for less than 24 hours, such as cataract surgery, chemotherapy, and dialysis, when conducted in a recognized hospital.
VS VS
Reassure 2.0 Gold Covered up to the Sum Insured. Hospitalisation of 2 hours or more qualifies, subject to policy terms. AYUSH treatment requires a minimum admission of 24 hours.

Cumulative Bonus
Arogya Sanjeevani Kindly refer to the policy wording.
VS VS
Reassure 2.0 Gold Booster+ 10X carries forward unused Base Sum Insured into the next policy year, up to 10 times the Base Sum Insured. The accumulated amount may be reduced proportionately if the Base Sum Insured is reduced.

AYUSH Treatment
Arogya Sanjeevani Covers Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH) inpatient treatments up to the sum insured, provided the treatment is taken at an AYUSH-recognized hospital.
VS VS
Reassure 2.0 Gold Eligible in-patient AYUSH treatment is covered up to the Sum Insured for admissions of at least 24 hours in an AYUSH hospital. Yoga and Naturopathy claims require prior approval.

Consumable Cover
Arogya Sanjeevani Kindly refer to the policy wording. Confirm with Niva Bupa on 1860-500-8888.
VS VS
Reassure 2.0 Gold Consumables and non-payable items are not covered under the base plan. Optional Safeguard covers specified List I items, while Safeguard+ covers specified items under Lists I to IV.

Initial Waiting Period
Arogya Sanjeevani 30 days from inception, except for accidents
VS VS
Reassure 2.0 Gold 30 days. Accidents are covered from Day 1, subject to policy terms.

Specific Waiting Period
Arogya Sanjeevani Kindly refer to the policy wording.
VS VS
Reassure 2.0 Gold 24 months for listed conditions and procedures. The waiting period does not apply to accidents. Cancer is covered after the initial 30-day waiting period, subject to policy terms.

PED Waiting Period
Arogya Sanjeevani Up to 48 months under the IRDAI standard. Confirm on the policy schedule, or with 1860-500-8888.
VS VS
Reassure 2.0 Gold 36 months of continuous coverage for pre-existing diseases. Optional PED Waiting Time Modification can reduce this to 1 or 2 years at additional premium.

Modern Treatment
Arogya Sanjeevani Covered up to 50% of the sum insured, including robotic surgery and oral chemotherapy (BankBazaar). Confirm the limit on the policy schedule.
VS VS
Reassure 2.0 Gold Covered up to the Sum Insured for 12 listed procedures, including robotic surgery, oral chemotherapy, stem cell therapy, deep brain stimulation and intravitreal injections. For Sum Insured up to ₹10 lakh, cataract cover is limited to a monofocal lens, subject to policy terms.

Annual Health Checkup
Arogya Sanjeevani Kindly refer to the policy wording. Confirm with Niva Bupa on 1860-500-8888.
VS VS
Reassure 2.0 Gold Available from Day 1, once every policy year. The benefit is ₹500 per ₹1 lakh of Base Sum Insured, capped at ₹5,000 per insured individual or ₹10,000 per floater policy. Cashless only, booked through the Niva Bupa app, subject to policy terms.

Pre-Hospitalisation
Arogya Sanjeevani Up to 30 days before admission under the IRDAI standard product. Confirm on the policy schedule, or with 1860-500-8888.
VS VS
Reassure 2.0 Gold Eligible pre-hospitalisation expenses are covered for up to 60 days, up to the Sum Insured.

Post-Hospitalisation
Arogya Sanjeevani Up to 60 days after discharge under the IRDAI standard product. Confirm on the policy schedule, or with 1860-500-8888.
VS VS
Reassure 2.0 Gold Eligible post-hospitalisation expenses are covered for up to 180 days, up to the Sum Insured.

Outpatient Department Cover (OPD Expense)
Arogya Sanjeevani Not covered (not listed in the standard product’s benefits)
VS VS
Reassure 2.0 Gold Routine OPD expenses are not covered under the base plan. Unlimited e-consultations with network partners are included.

Deductible Option
Arogya Sanjeevani kindly refer to the policy wording.
VS VS
Reassure 2.0 Gold The prospectus lists an optional annual aggregate deductible of ₹10,000, ₹20,000, ₹30,000, ₹50,000 or ₹1,00,000 for the Bronze/Silver/Gold group. The Gold single-sheeter does not list this benefit, so availability for the Gold variant and sales channel requires confirmation.

Coverage Options
Arogya Sanjeevani Individual or family floater, within the ₹1 lakh to ₹5 lakh sum insured range
VS VS
Reassure 2.0 Gold Base Sum Insured options listed in the reviewed single-sheeter are ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh, ₹20 lakh, ₹25 lakh, ₹50 lakh and ₹1 crore. Individual cover for up to 6 members or family floater options are listed, with 1-year, 2-year and 3-year policy terms. Confirm the ₹7.5 lakh option against the insurer's latest schedule before publication.

Claim Settlement Ratio
Arogya Sanjeevani Claim Settlement Ratio (CSR) of 93.3% as a three-year IRDAI weighted average, and 95.6% in recent quarterly company disclosures (Q1 FY 2026-27).
VS VS
Reassure 2.0 Gold 96.8% of claims settled by number in FY 2025-26 for the combined ReAssure product line. The insurer's disclosure groups ReAssure, ReAssure 2.0 and ReAssure 3.0 UINs together, so this is not a Gold-specific ratio. Niva Bupa's company-level figure was 94.4% for FY 2025-26.

Maternity Cover
Arogya Sanjeevani Not covered. Maternity expenses are excluded.
VS VS
Reassure 2.0 Gold Maternity expenses are excluded under the standard policy terms. Ectopic pregnancy is treated separately in the exclusion wording.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Explore Our Most Popular Plans

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Tata AIG Medicare Select Plan

Niva Bupa Aspire Titanium Plus

Bajaj Allianz My Healthcare Plan

Star Health Women

Bajaj Allianz Health Ensure

Niva Bupa Health Companion

Care Health Ultimate

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Compare With Other Health Insurance Plans

Arogya Sanjeevani vs Supreme Senior Premium

Arogya Sanjeevani vs Energy Silver Without Copay

Arogya Sanjeevani vs Ultimate

Arogya Sanjeevani vs EquiCover

Arogya Sanjeevani vs Optima Secure Global Plus

Arogya Sanjeevani vs Optima Secure

Arogya Sanjeevani vs Super Mediclaim

Arogya Sanjeevani vs Critical Illness Platinum Plan

Arogya Sanjeevani vs Health Recharge

Arogya Sanjeevani vs Golden Shield

Arogya Sanjeevani vs Optima Secure Plus

Arogya Sanjeevani vs Cancer Cover Activ Cancer Secure Plan

Arogya Sanjeevani vs LifeTime Health Global

Arogya Sanjeevani vs Women Care

Arogya Sanjeevani vs Aspire Diamond+

Arogya Sanjeevani vs Activate Booster Plan A

Arogya Sanjeevani vs myHealth Medisure Super Top-up

Arogya Sanjeevani vs Health Super Saver Standard

Arogya Sanjeevani vs Active Care Premier

Arogya Sanjeevani vs ProHealth Accumulate

Arogya Sanjeevani vs Health Booster SuperTopup Individual Adult 1 Year N

Arogya Sanjeevani vs Supreme Shine

Arogya Sanjeevani vs Health Shield 360 Retail

Arogya Sanjeevani vs Health Cardiac Care Silver & Gold Plan

Arogya Sanjeevani vs myHealth Suraksha Gold

Arogya Sanjeevani vs Max Protect Premium

Arogya Sanjeevani vs Elder Care

Arogya Sanjeevani vs Young Star Gold

Arogya Sanjeevani vs Assure

Arogya Sanjeevani vs Active Fit Plus

Arogya Sanjeevani vs Cancer Care Platinum

Arogya Sanjeevani vs Health Connect Elite

Arogya Sanjeevani vs OneHealth Premium

Arogya Sanjeevani vs ProHealth Prime Protect

Arogya Sanjeevani vs Optima Lite

Arogya Sanjeevani vs Medicare Plus

Arogya Sanjeevani vs Activ Health Platinum Essential

Arogya Sanjeevani vs GoActive

Arogya Sanjeevani vs Criti Shield Family Shield

Arogya Sanjeevani vs Medicare Senior

Arogya Sanjeevani vs Enhance Super Top-up Two

Arogya Sanjeevani vs Reassure 3.0

Arogya Sanjeevani vs Medicare Protect

Arogya Sanjeevani vs Health AdvantEdge Plus

Arogya Sanjeevani vs Activ One SAVR

Arogya Sanjeevani vs Active Assure Diamond

Arogya Sanjeevani vs Activ One VIP

Arogya Sanjeevani vs Health Pulse Classic

Arogya Sanjeevani vs Advantage

Arogya Sanjeevani vs Mediclaim Insurance Policy

Arogya Sanjeevani vs iHealth

Arogya Sanjeevani vs Special Care Gold

Arogya Sanjeevani vs Energy Gold Without Copay

Arogya Sanjeevani vs Activ One Max

Arogya Sanjeevani vs Smart Super Health

Arogya Sanjeevani vs Classic

Arogya Sanjeevani vs Activ One Vytl

Arogya Sanjeevani vs Supreme

Arogya Sanjeevani vs Freedom

Arogya Sanjeevani vs Sarvah Pratham

Arogya Sanjeevani vs Joy Today

Arogya Sanjeevani vs Medi Classic

Arogya Sanjeevani vs Activate Booster Plan B

Arogya Sanjeevani vs Aspire Gold+

Arogya Sanjeevani vs Health Gain

Arogya Sanjeevani vs Aspire Platinum+

Arogya Sanjeevani vs Plus Complete

Arogya Sanjeevani vs Health Companion Family First Plan

Arogya Sanjeevani vs Reassure 2.0 Platinum+

Arogya Sanjeevani vs Reassure 3.0 Elite

Arogya Sanjeevani vs Enhance Super Top-up One

Arogya Sanjeevani vs Joy Tomorrow

Arogya Sanjeevani vs Reassure 3.0 Select

Arogya Sanjeevani vs Activ One VIP+

Arogya Sanjeevani vs Red Carpet Senior Citizens

Arogya Sanjeevani vs Super Surplus Gold

Arogya Sanjeevani vs Health SuperCharge

Arogya Sanjeevani vs Health Elite Plus

Arogya Sanjeevani vs Medicare Premier

Arogya Sanjeevani vs Family Health Optima

Arogya Sanjeevani vs Health Companion Variant 2022

Arogya Sanjeevani vs Health Companion Variant 3

Arogya Sanjeevani vs Plus Youth

Arogya Sanjeevani vs ProHealth Prime Advantage

Arogya Sanjeevani vs Critical Illness Silver Plan

Arogya Sanjeevani vs Health Premia Gold

Arogya Sanjeevani vs Health Premia Platinum

Arogya Sanjeevani vs Comprehensive

Arogya Sanjeevani vs HeartBeat Enhanced

Arogya Sanjeevani vs Reassure

Arogya Sanjeevani vs Complete Health Insurance Health Shield Plus Plan

Arogya Sanjeevani vs myHealth Suraksha Platinum

Arogya Sanjeevani vs Health Recharge Super Top Up Plan

Arogya Sanjeevani vs Supreme Value for Money

Arogya Sanjeevani vs Supreme Enhance Two

Arogya Sanjeevani vs Supreme Senior Super

Arogya Sanjeevani vs Supreme Enhance

Arogya Sanjeevani vs Reassure 2.0 Gold

Arogya Sanjeevani vs Active Fit Preferred

Arogya Sanjeevani vs LifeTime Health

Arogya Sanjeevani vs Medicare

Arogya Sanjeevani vs ProHealth Prime Active

Arogya Sanjeevani vs ProHealth Prime Senior Elite

Arogya Sanjeevani vs Advanced Top Up

Arogya Sanjeevani vs Multiplier Health

Arogya Sanjeevani vs Ultimate (Direct)

Arogya Sanjeevani vs Young Star

Arogya Sanjeevani vs Star Women Care Policy

Arogya Sanjeevani vs Health Assurance

Arogya Sanjeevani vs Family Plus

Arogya Sanjeevani vs Sarvah Param

Arogya Sanjeevani vs Optima Insurance

Arogya Sanjeevani vs Smart Super Health Assure

Arogya Sanjeevani vs Criti Shield Plus

Arogya Sanjeevani vs Health Care Supreme Ultimo

Arogya Sanjeevani vs Super Star

Arogya Sanjeevani vs Reassure 3.0 Black

Arogya Sanjeevani vs Health Guard Platinum

Arogya Sanjeevani vs Health Guard Gold

Arogya Sanjeevani vs Elevate (Direct)

Arogya Sanjeevani vs Senior First Platinum

Arogya Sanjeevani vs Extra Care Plus Super Top-up

Arogya Sanjeevani vs Health Care Supreme Smart

Arogya Sanjeevani vs Medi Classic Gold

Arogya Sanjeevani vs Smart Health Pro

Arogya Sanjeevani vs Optima Super Secure

Arogya Sanjeevani vs Optima Secure Global

Arogya Sanjeevani vs Special Care

Arogya Sanjeevani vs Medicare LITE

Arogya Sanjeevani vs NextGen

Arogya Sanjeevani vs Health Shield 360

Arogya Sanjeevani vs SecureHealth

Arogya Sanjeevani vs Energy Silver With Copay

Arogya Sanjeevani vs Supreme (Direct)

Arogya Sanjeevani vs Plus

Arogya Sanjeevani vs Medicare Select

Arogya Sanjeevani vs Complete Health Insurance Health Protect Plus Plan

Arogya Sanjeevani vs myHealth Koti Suraksha

Arogya Sanjeevani vs Senior

Arogya Sanjeevani vs myHealth Suraksha Silver

Arogya Sanjeevani vs Health Booster

Arogya Sanjeevani vs Complete Health Insurance Health Shield

Arogya Sanjeevani vs Cardiac Care Platinum

Arogya Sanjeevani vs Royal Sundaram Lifeline Elite

Arogya Sanjeevani vs HeartBeat Platinum

Arogya Sanjeevani vs Supreme Enhance One

Arogya Sanjeevani vs HeartBeat Gold

Arogya Sanjeevani vs Health Companion Variant 2

Arogya Sanjeevani vs Health Companion Variant 1

Arogya Sanjeevani vs Aspire Titanium+

Arogya Sanjeevani vs iHealth Plus

Arogya Sanjeevani vs Reassure 3.0 Classic

Arogya Sanjeevani vs Senior Health Advantage

Arogya Sanjeevani vs Health Wallet

Arogya Sanjeevani vs Elevate

Arogya Sanjeevani vs Heart

Arogya Sanjeevani vs Reassure 2.0 Titanium+

Arogya Sanjeevani vs Diabetes Safe Plan A

Arogya Sanjeevani vs Reassure 2.0 Bronze+

Arogya Sanjeevani vs Young Star Silver

Arogya Sanjeevani vs Enhance Super Top-up

Arogya Sanjeevani vs Joy

Arogya Sanjeevani vs Health Elite

Arogya Sanjeevani vs Supreme Senior Health AdvantEdge

Arogya Sanjeevani vs Health AdvantEdge

Arogya Sanjeevani vs Supreme Super Saver

Arogya Sanjeevani vs Health Insurance Platinum

Arogya Sanjeevani vs Supreme Senior Premium

Arogya Sanjeevani vs Energy Silver Without Copay

Arogya Sanjeevani vs Ultimate

Arogya Sanjeevani vs EquiCover

Arogya Sanjeevani vs Optima Secure Global Plus

Reassure 2.0 Gold vs Supreme Senior Premium

Reassure 2.0 Gold vs Energy Silver Without Copay

Reassure 2.0 Gold vs Ultimate

Reassure 2.0 Gold vs EquiCover

Reassure 2.0 Gold vs Optima Secure Global Plus

Reassure 2.0 Gold vs Optima Secure

Reassure 2.0 Gold vs Super Mediclaim

Reassure 2.0 Gold vs Critical Illness Platinum Plan

Reassure 2.0 Gold vs Health Recharge

Reassure 2.0 Gold vs Golden Shield

Reassure 2.0 Gold vs Optima Secure Plus

Reassure 2.0 Gold vs Cancer Cover Activ Cancer Secure Plan

Reassure 2.0 Gold vs LifeTime Health Global

Reassure 2.0 Gold vs Women Care

Reassure 2.0 Gold vs Aspire Diamond+

Reassure 2.0 Gold vs Activate Booster Plan A

Reassure 2.0 Gold vs myHealth Medisure Super Top-up

Reassure 2.0 Gold vs Health Super Saver Standard

Reassure 2.0 Gold vs Active Care Premier

Reassure 2.0 Gold vs ProHealth Accumulate

Reassure 2.0 Gold vs Health Booster SuperTopup Individual Adult 1 Year N

Reassure 2.0 Gold vs Supreme Shine

Reassure 2.0 Gold vs Health Shield 360 Retail

Reassure 2.0 Gold vs Health Cardiac Care Silver & Gold Plan

Reassure 2.0 Gold vs myHealth Suraksha Gold

Reassure 2.0 Gold vs Max Protect Premium

Reassure 2.0 Gold vs Elder Care

Reassure 2.0 Gold vs Young Star Gold

Reassure 2.0 Gold vs Assure

Reassure 2.0 Gold vs Active Fit Plus

Reassure 2.0 Gold vs Cancer Care Platinum

Reassure 2.0 Gold vs Health Connect Elite

Reassure 2.0 Gold vs Arogya Sanjeevani

Reassure 2.0 Gold vs OneHealth Premium

Reassure 2.0 Gold vs ProHealth Prime Protect

Reassure 2.0 Gold vs Optima Lite

Reassure 2.0 Gold vs Medicare Plus

Reassure 2.0 Gold vs Activ Health Platinum Essential

Reassure 2.0 Gold vs GoActive

Reassure 2.0 Gold vs Criti Shield Family Shield

Reassure 2.0 Gold vs Medicare Senior

Reassure 2.0 Gold vs Enhance Super Top-up Two

Reassure 2.0 Gold vs Reassure 3.0

Reassure 2.0 Gold vs Medicare Protect

Reassure 2.0 Gold vs Health AdvantEdge Plus

Reassure 2.0 Gold vs Activ One SAVR

Reassure 2.0 Gold vs Active Assure Diamond

Reassure 2.0 Gold vs Activ One VIP

Reassure 2.0 Gold vs Health Pulse Classic

Reassure 2.0 Gold vs Advantage

Reassure 2.0 Gold vs Mediclaim Insurance Policy

Reassure 2.0 Gold vs iHealth

Reassure 2.0 Gold vs Special Care Gold

Reassure 2.0 Gold vs Energy Gold Without Copay

Reassure 2.0 Gold vs Activ One Max

Reassure 2.0 Gold vs Smart Super Health

Reassure 2.0 Gold vs Classic

Reassure 2.0 Gold vs Activ One Vytl

Reassure 2.0 Gold vs Supreme

Reassure 2.0 Gold vs Freedom

Reassure 2.0 Gold vs Sarvah Pratham

Reassure 2.0 Gold vs Joy Today

Reassure 2.0 Gold vs Medi Classic

Reassure 2.0 Gold vs Activate Booster Plan B

Reassure 2.0 Gold vs Aspire Gold+

Reassure 2.0 Gold vs Health Gain

Reassure 2.0 Gold vs Aspire Platinum+

Reassure 2.0 Gold vs Plus Complete

Reassure 2.0 Gold vs Health Companion Family First Plan

Reassure 2.0 Gold vs Reassure 2.0 Platinum+

Reassure 2.0 Gold vs Reassure 3.0 Elite

Reassure 2.0 Gold vs Enhance Super Top-up One

Reassure 2.0 Gold vs Joy Tomorrow

Reassure 2.0 Gold vs Reassure 3.0 Select

Reassure 2.0 Gold vs Activ One VIP+

Reassure 2.0 Gold vs Red Carpet Senior Citizens

Reassure 2.0 Gold vs Super Surplus Gold

Reassure 2.0 Gold vs Health SuperCharge

Reassure 2.0 Gold vs Health Elite Plus

Reassure 2.0 Gold vs Medicare Premier

Reassure 2.0 Gold vs Family Health Optima

Reassure 2.0 Gold vs Health Companion Variant 2022

Reassure 2.0 Gold vs Health Companion Variant 3

Reassure 2.0 Gold vs Plus Youth

Reassure 2.0 Gold vs ProHealth Prime Advantage

Reassure 2.0 Gold vs Critical Illness Silver Plan

Reassure 2.0 Gold vs Health Premia Gold

Reassure 2.0 Gold vs Health Premia Platinum

Reassure 2.0 Gold vs Comprehensive

Reassure 2.0 Gold vs HeartBeat Enhanced

Reassure 2.0 Gold vs Reassure

Reassure 2.0 Gold vs Complete Health Insurance Health Shield Plus Plan

Reassure 2.0 Gold vs myHealth Suraksha Platinum

Reassure 2.0 Gold vs Health Recharge Super Top Up Plan

Reassure 2.0 Gold vs Supreme Value for Money

Reassure 2.0 Gold vs Supreme Enhance Two

Reassure 2.0 Gold vs Supreme Senior Super

Reassure 2.0 Gold vs Supreme Enhance

Reassure 2.0 Gold vs Active Fit Preferred

Reassure 2.0 Gold vs LifeTime Health

Reassure 2.0 Gold vs Medicare

Reassure 2.0 Gold vs ProHealth Prime Active

Reassure 2.0 Gold vs ProHealth Prime Senior Elite

Reassure 2.0 Gold vs Advanced Top Up

Reassure 2.0 Gold vs Multiplier Health

Reassure 2.0 Gold vs Ultimate (Direct)

Reassure 2.0 Gold vs Young Star

Reassure 2.0 Gold vs Star Women Care Policy

Reassure 2.0 Gold vs Health Assurance

Reassure 2.0 Gold vs Family Plus

Reassure 2.0 Gold vs Sarvah Param

Reassure 2.0 Gold vs Optima Insurance

Reassure 2.0 Gold vs Smart Super Health Assure

Reassure 2.0 Gold vs Criti Shield Plus

Reassure 2.0 Gold vs Health Care Supreme Ultimo

Reassure 2.0 Gold vs Super Star

Reassure 2.0 Gold vs Reassure 3.0 Black

Reassure 2.0 Gold vs Health Guard Platinum

Reassure 2.0 Gold vs Health Guard Gold

Reassure 2.0 Gold vs Elevate (Direct)

Reassure 2.0 Gold vs Senior First Platinum

Reassure 2.0 Gold vs Extra Care Plus Super Top-up

Reassure 2.0 Gold vs Health Care Supreme Smart

Reassure 2.0 Gold vs Medi Classic Gold

Reassure 2.0 Gold vs Smart Health Pro

Reassure 2.0 Gold vs Optima Super Secure

Reassure 2.0 Gold vs Optima Secure Global

Reassure 2.0 Gold vs Special Care

Reassure 2.0 Gold vs Medicare LITE

Reassure 2.0 Gold vs NextGen

Reassure 2.0 Gold vs Health Shield 360

Reassure 2.0 Gold vs SecureHealth

Reassure 2.0 Gold vs Energy Silver With Copay

Reassure 2.0 Gold vs Supreme (Direct)

Reassure 2.0 Gold vs Plus

Reassure 2.0 Gold vs Medicare Select

Reassure 2.0 Gold vs Complete Health Insurance Health Protect Plus Plan

Reassure 2.0 Gold vs myHealth Koti Suraksha

Reassure 2.0 Gold vs Senior

Reassure 2.0 Gold vs myHealth Suraksha Silver

Reassure 2.0 Gold vs Health Booster

Reassure 2.0 Gold vs Complete Health Insurance Health Shield

Reassure 2.0 Gold vs Cardiac Care Platinum

Reassure 2.0 Gold vs Royal Sundaram Lifeline Elite

Reassure 2.0 Gold vs HeartBeat Platinum

Reassure 2.0 Gold vs Supreme Enhance One

Reassure 2.0 Gold vs HeartBeat Gold

Reassure 2.0 Gold vs Health Companion Variant 2

Reassure 2.0 Gold vs Health Companion Variant 1

Reassure 2.0 Gold vs Aspire Titanium+

Reassure 2.0 Gold vs iHealth Plus

Reassure 2.0 Gold vs Reassure 3.0 Classic

Reassure 2.0 Gold vs Senior Health Advantage

Reassure 2.0 Gold vs Health Wallet

Reassure 2.0 Gold vs Elevate

Reassure 2.0 Gold vs Heart

Reassure 2.0 Gold vs Reassure 2.0 Titanium+

Reassure 2.0 Gold vs Diabetes Safe Plan A

Reassure 2.0 Gold vs Reassure 2.0 Bronze+

Reassure 2.0 Gold vs Young Star Silver

Reassure 2.0 Gold vs Enhance Super Top-up

Reassure 2.0 Gold vs Joy

Reassure 2.0 Gold vs Health Elite

Reassure 2.0 Gold vs Supreme Senior Health AdvantEdge

Reassure 2.0 Gold vs Health AdvantEdge

Reassure 2.0 Gold vs Supreme Super Saver

Reassure 2.0 Gold vs Health Insurance Platinum

Reassure 2.0 Gold vs Supreme Senior Premium

Reassure 2.0 Gold vs Energy Silver Without Copay

Reassure 2.0 Gold vs Ultimate

Reassure 2.0 Gold vs EquiCover

Reassure 2.0 Gold vs Optima Secure Global Plus

Related Blogs

Joseph Vijay Announces ₹25 Lakh Health Insurance in Tamil Nadu: What Residents Need to Know

October 26, 2026 | Jaison F Joy

Diwali Emergencies and Health Insurance: Are You Covered for Unexpected Hospital Bills?

October 26, 2026 | Jaison F Joy

What Is IRDAI? What Does IRDAI Do for Insurance in India?

October 7, 2026 | Jaison F Joy

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Joseph Vijay Announces ₹25 Lakh Health Insurance in Tamil Nadu: What Residents Need to Know

October 26, 2026 | Jaison F Joy

Diwali Emergencies and Health Insurance: Are You Covered for Unexpected Hospital Bills?

October 26, 2026 | Jaison F Joy

What Is IRDAI? What Does IRDAI Do for Insurance in India?

October 7, 2026 | Jaison F Joy

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Oneassure

Health Insurance

Compare Health Insurance Plans

Arogya Sanjeevani Vs Reassure 2.0 Gold