How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Reassure 2.0 Gold Vs Goactive

Insurance Plans Comparison

Niva Bupa Reassure 2.0 Gold vs Niva Bupa GoActive

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Reassure 2.0 Gold

Carry forward unused cover up to 10X and get your Base Sum Insured reinstated unlimited times after your first paid claim.

What Makes It Special:

ReAssure 2.0 Gold is a health insurance variant from Niva Bupa that combines Booster+ 10X carry-forward of unused cover, ReAssureX unlimited reinstatement and no room rent limit. It also offers eligible hospitalisation cover for stays of 2 hours or more, annual health check-ups from Day 1 and unlimited e-consultations with...

Best For:

Customers who want to explore optional co-payment, deductible or room-type choices to manage costs.
Buyers who value the carry-forward of unused Base Sum Insured.
People who want the flexibility to choose any room without a standard room rent cap.
Families looking for a floater policy with unlimited reinstatement of cover.
Buyers who want Booster+ 10X without the Lock the Clock feature.

VS

GoActive

Cover doctor visits and hospital stays together, refill the base sum insured, and get 90 days of pre-hospitalisation cover plus 180 days after discharge.

What Makes It Special:

GoActive combines in-patient cover with OPD consultations, a personal health coach and an annual health check-up. It has a refill benefit, an optional sum insured escalator, and a renewal discount for buyers who start young.

Best For:

Buyers who do not need maternity cover
Buyers who want the sum insured to grow over time through I-Protect
Buyers who want a health coach and an annual check-up
Families who visit doctors often and want OPD reimbursement
Younger, active buyers who want the 10% early-age discount and a renewal discount for healthy habits

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Quick Decision Guide

Niva Bupa Reassure 2.0 Gold

Lock the Clock is not included in Gold, and the premium may change at renewal according to the applicable pricing terms.
Consumables and specified non-payable items require the optional Safeguard or Safeguard+ benefit.
Maternity expenses and routine OPD expenses are not covered under the base plan.
Listed conditions and procedures have a 24-month waiting period.
The standard pre-existing disease waiting period is 36 months, with optional reductions to 1 or 2 years at additional premium.
Annual health check-ups are available from Day 1, and unlimited e-consultations with network partners are included.
Eligible hospitalisation of 2 hours or more is covered.
Booster+ 10X carries forward unused Base Sum Insured into subsequent policy years.
ReAssureX provides unlimited reinstatements after the first paid claim, with each claim under the benefit covered up to the Base Sum Insured.
No standard room rent cap, with ICU expenses covered up to the Sum Insured.

Niva Bupa GoActive

Zone 2 adds a 20% co-payment in four cities, so choose Zone 1 unless you know you will not be treated there.
The 1% room rent cap applies to the lower sum insured options, so pick ₹5 lakh or above if you want room choice.
The 36-month PED waiting period is long, so buy early if anyone has an existing condition.
Maternity is excluded, so choose another plan if you plan to start a family.
Check the OPD limit for your sum insured and number of adults, since the limit is shared across the family.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Reassure 2.0 Gold

Health Insurance Plan

Brochure

Policy Wording

VS

GoActive

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Reassure 2.0 Gold No room rent limit under the standard Gold variant. Optional Room Type Modification may allow a single private room or shared room at a lower premium. Choosing a room above the selected room category may lead to proportionate deductions.	GoActive Normal: For Sum Insured below ₹5 Lakhs: 1% of Base Sum Insured per day For Sum Insured ₹5 Lakhs and above: No room rent restriction (except Suite Room and above) ICU: For Sum Insured below ₹5 Lakhs: 2% of Base Sum Insured per day For Sum Insured ₹5 Lakhs and above: Covered up to Sum Insured

ICU Charges
Reassure 2.0 Gold Covered up to the Sum Insured, with no separate ICU cap stated. If Room Type Modification is selected, ICU expenses are covered up to the Base Sum Insured.	GoActive Up to 2% of base sum insured per day for the ₹1 lakh to ₹4 lakh options. Covered up to the sum insured for ₹5 lakh and above. Confirm the split on the policy schedule.

Advanced Treatments
Reassure 2.0 Gold Information Unavailable	GoActive Covered up to Sum Insured

Co-payment
Reassure 2.0 Gold No mandatory co-payment applies under the base plan. Optional voluntary co-payment options are 20%, 30%, 40% or 50%. The optional Tiered Network benefit offers a 15% premium discount and applies a 20% co-payment when treatment is taken at a non-tiered network hospital.	GoActive No mandatory age-based co-payment mentioned

Disease-wise sublimits
Reassure 2.0 Gold No general disease-wise sublimits are stated in the reviewed policy wording. Specific benefit limits apply, including air ambulance cover up to ₹2,50,000 per hospitalisation and the monofocal cataract lens restriction for Sum Insured up to ₹10 lakh.	GoActive No general disease sublimit in the prospectus. Robotic surgery has a ₹1 lakh sub-limit, and OPD, diagnostics and some optional covers have their own limits.

Cashless Healthcare Providers
Reassure 2.0 Gold Cashless treatment is available at Niva Bupa network hospitals. The reviewed single-sheeter cites approximately 10,000+ network hospitals. Cashless Everywhere is also offered at non-network hospitals, subject to the insurer's process. The brochure mentions a 30-minute cashless pre-authorisation commitment.	GoActive 4,200+ Network Hospitals

Restoration Benefit
Reassure 2.0 Gold ReAssureX, also referred to as ReAssure Forever, is triggered by the first paid claim in the life of the policy. It provides unlimited reinstatements, with each claim under the benefit covered up to the Base Sum Insured. It remains available for life if the policy is renewed without a break. Lock the Clock is not included in the Gold variant.	GoActive Refill benefit: up to 100% of base sum insured in a policy year, for a different illness from one already claimed. It is available on a floater basis and does not carry forward. Maximum liability per claim after refill is the base sum insured plus any I-Protect amount.

Cumulative Bonus
Reassure 2.0 Gold Booster+ 10X carries forward unused Base Sum Insured into the next policy year, up to 10 times the Base Sum Insured. The accumulated amount may be reduced proportionately if the Base Sum Insured is reduced.	GoActive Not offered. The optional I-Protect adds 10% of base sum insured every renewal year.

Daycare Treatment
Reassure 2.0 Gold Covered up to the Sum Insured. Hospitalisation of 2 hours or more qualifies, subject to policy terms. AYUSH treatment requires a minimum admission of 24 hours.	GoActive Covered up to Sum Insured

Consumable Cover
Reassure 2.0 Gold Consumables and non-payable items are not covered under the base plan. Optional Safeguard covers specified List I items, while Safeguard+ covers specified items under Lists I to IV.	GoActive Medicines, drugs, consumables, IV fluids, blood, injection charges and OT charges are covered within in-patient care. Items in Annexure A (for example baby food, belts, gloves, diapers and Vasofix) are not payable.

AYUSH Treatment
Reassure 2.0 Gold Eligible in-patient AYUSH treatment is covered up to the Sum Insured for admissions of at least 24 hours in an AYUSH hospital. Yoga and Naturopathy claims require prior approval.	GoActive Covered up to Sum Insured

Initial Waiting Period
Reassure 2.0 Gold 30 days. Accidents are covered from Day 1, subject to policy terms.	GoActive 30 days from policy start. Waived after 12 months of continuous coverage. Accidents are covered from day 1.

Specific Waiting Period
Reassure 2.0 Gold 24 months for listed conditions and procedures. The waiting period does not apply to accidents. Cancer is covered after the initial 30-day waiting period, subject to policy terms.	GoActive 24 months for listed conditions and procedures. Cancer is covered after 30 days.

PED Waiting Period
Reassure 2.0 Gold 36 months of continuous coverage for pre-existing diseases. Optional PED Waiting Time Modification can reduce this to 1 or 2 years at additional premium.	GoActive 36 months

Modern Treatment
Reassure 2.0 Gold Covered up to the Sum Insured for 12 listed procedures, including robotic surgery, oral chemotherapy, stem cell therapy, deep brain stimulation and intravitreal injections. For Sum Insured up to ₹10 lakh, cataract cover is limited to a monofocal lens, subject to policy terms.	GoActive Covered up to the sum insured, covering uterine artery embolisation, HIFU, deep brain stimulation, oral chemotherapy, immunotherapy, intravitreal injections, robotic surgery, stereotactic radiosurgery, and other listed treatments. Robotic surgeries have a ₹1 lakh sub-limit, except robotic prostatectomy for cancer, robotic cardiac surgery, robotic partial nephrectomy, and robotic surgery for malignancies.

Modern Treatment

Reassure 2.0 Gold

Covered up to the Sum Insured for 12 listed procedures, including robotic surgery, oral chemotherapy, stem cell therapy, deep brain stimulation and intravitreal injections. For Sum Insured up to ₹10 lakh, cataract cover is limited to a monofocal lens, subject to policy terms.

GoActive

Covered up to the sum insured, covering uterine artery embolisation, HIFU, deep brain stimulation, oral chemotherapy, immunotherapy, intravitreal injections, robotic surgery, stereotactic radiosurgery, and other listed treatments. Robotic surgeries have a ₹1 lakh sub-limit, except robotic prostatectomy for cancer, robotic cardiac surgery, robotic partial nephrectomy, and robotic surgery for malignancies.

Annual Health Checkup
Reassure 2.0 Gold Available from Day 1, once every policy year. The benefit is ₹500 per ₹1 lakh of Base Sum Insured, capped at ₹5,000 per insured individual or ₹10,000 per floater policy. Cashless only, booked through the Niva Bupa app, subject to policy terms.	GoActive Covered for insured persons aged 18 and over, booked through the Niva Bupa app or website. Not available on the ₹1 lakh and ₹2 lakh options. Unused check-ups do not carry forward.

Pre-Hospitalisation
Reassure 2.0 Gold Eligible pre-hospitalisation expenses are covered for up to 60 days, up to the Sum Insured.	GoActive Up to 90 days before admission, within the sum insured

Post-Hospitalisation
Reassure 2.0 Gold Eligible post-hospitalisation expenses are covered for up to 180 days, up to the Sum Insured.	GoActive Up to 180 days after discharge, within the sum insured

Outpatient Department Cover (OPD Expense)
Reassure 2.0 Gold Routine OPD expenses are not covered under the base plan. Unlimited e-consultations with network partners are included.	GoActive Covered. Number of consultations per policy year depends on the sum insured and the number of adults. Reimbursement is up to ₹600 per consultation in Zone 1 and ₹500 in Zone 2. The limit is shared by all members.

Deductible Option
Reassure 2.0 Gold The prospectus lists an optional annual aggregate deductible of ₹10,000, ₹20,000, ₹30,000, ₹50,000 or ₹1,00,000 for the Bronze/Silver/Gold group. The Gold single-sheeter does not list this benefit, so availability for the Gold variant and sales channel requires confirmation.	GoActive Optional annual aggregate deductible of ₹25,000, ₹50,000, ₹1 lakh, ₹2 lakh, ₹3 lakh, ₹5 lakh or ₹10 lakh. It does not apply to health check-ups, second opinions, OPD, behavioural assistance or personal accident.

Coverage Options
Reassure 2.0 Gold Base Sum Insured options listed in the reviewed single-sheeter are ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh, ₹20 lakh, ₹25 lakh, ₹50 lakh and ₹1 crore. Individual cover for up to 6 members or family floater options are listed, with 1-year, 2-year and 3-year policy terms. Confirm the ₹7.5 lakh option against the insurer's latest schedule before publication.	GoActive Information Unavailable

Claim Settlement Ratio
Reassure 2.0 Gold 96.8% of claims settled by number in FY 2025-26 for the combined ReAssure product line. The insurer's disclosure groups ReAssure, ReAssure 2.0 and ReAssure 3.0 UINs together, so this is not a Gold-specific ratio. Niva Bupa's company-level figure was 94.4% for FY 2025-26.	GoActive Claim Settlement Ratio (CSR) of 93.3% as a three-year IRDAI weighted average, and 95.6% in recent quarterly company disclosures (Q1 FY 2026-27).

Maternity Cover
Reassure 2.0 Gold Maternity expenses are excluded under the standard policy terms. Ectopic pregnancy is treated separately in the exclusion wording.	GoActive Not offered. Maternity and related childbirth expenses are excluded.

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Reassure 2.0 Gold

Health Insurance Plan

Brochure

Policy Wording

VS

GoActive

Health Insurance Plan

Brochure

Policy Wording

Room Rent
Reassure 2.0 Gold No room rent limit under the standard Gold variant. Optional Room Type Modification may allow a single private room or shared room at a lower premium. Choosing a room above the selected room category may lead to proportionate deductions.
VS VS
GoActive Normal: For Sum Insured below ₹5 Lakhs: 1% of Base Sum Insured per day For Sum Insured ₹5 Lakhs and above: No room rent restriction (except Suite Room and above) ICU: For Sum Insured below ₹5 Lakhs: 2% of Base Sum Insured per day For Sum Insured ₹5 Lakhs and above: Covered up to Sum Insured

ICU Charges
Reassure 2.0 Gold Covered up to the Sum Insured, with no separate ICU cap stated. If Room Type Modification is selected, ICU expenses are covered up to the Base Sum Insured.
VS VS
GoActive Up to 2% of base sum insured per day for the ₹1 lakh to ₹4 lakh options. Covered up to the sum insured for ₹5 lakh and above. Confirm the split on the policy schedule.

Advanced Treatments
Reassure 2.0 Gold Information Unavailable
VS VS
GoActive Covered up to Sum Insured

Co-payment
Reassure 2.0 Gold No mandatory co-payment applies under the base plan. Optional voluntary co-payment options are 20%, 30%, 40% or 50%. The optional Tiered Network benefit offers a 15% premium discount and applies a 20% co-payment when treatment is taken at a non-tiered network hospital.
VS VS
GoActive No mandatory age-based co-payment mentioned

Disease-wise sublimits
Reassure 2.0 Gold No general disease-wise sublimits are stated in the reviewed policy wording. Specific benefit limits apply, including air ambulance cover up to ₹2,50,000 per hospitalisation and the monofocal cataract lens restriction for Sum Insured up to ₹10 lakh.
VS VS
GoActive No general disease sublimit in the prospectus. Robotic surgery has a ₹1 lakh sub-limit, and OPD, diagnostics and some optional covers have their own limits.

Cashless Healthcare Providers
Reassure 2.0 Gold Cashless treatment is available at Niva Bupa network hospitals. The reviewed single-sheeter cites approximately 10,000+ network hospitals. Cashless Everywhere is also offered at non-network hospitals, subject to the insurer's process. The brochure mentions a 30-minute cashless pre-authorisation commitment.
VS VS
GoActive 4,200+ Network Hospitals

Restoration Benefit
Reassure 2.0 Gold ReAssureX, also referred to as ReAssure Forever, is triggered by the first paid claim in the life of the policy. It provides unlimited reinstatements, with each claim under the benefit covered up to the Base Sum Insured. It remains available for life if the policy is renewed without a break. Lock the Clock is not included in the Gold variant.
VS VS
GoActive Refill benefit: up to 100% of base sum insured in a policy year, for a different illness from one already claimed. It is available on a floater basis and does not carry forward. Maximum liability per claim after refill is the base sum insured plus any I-Protect amount.

Cumulative Bonus
Reassure 2.0 Gold Booster+ 10X carries forward unused Base Sum Insured into the next policy year, up to 10 times the Base Sum Insured. The accumulated amount may be reduced proportionately if the Base Sum Insured is reduced.
VS VS
GoActive Not offered. The optional I-Protect adds 10% of base sum insured every renewal year.

Daycare Treatment
Reassure 2.0 Gold Covered up to the Sum Insured. Hospitalisation of 2 hours or more qualifies, subject to policy terms. AYUSH treatment requires a minimum admission of 24 hours.
VS VS
GoActive Covered up to Sum Insured

Consumable Cover
Reassure 2.0 Gold Consumables and non-payable items are not covered under the base plan. Optional Safeguard covers specified List I items, while Safeguard+ covers specified items under Lists I to IV.
VS VS
GoActive Medicines, drugs, consumables, IV fluids, blood, injection charges and OT charges are covered within in-patient care. Items in Annexure A (for example baby food, belts, gloves, diapers and Vasofix) are not payable.

AYUSH Treatment
Reassure 2.0 Gold Eligible in-patient AYUSH treatment is covered up to the Sum Insured for admissions of at least 24 hours in an AYUSH hospital. Yoga and Naturopathy claims require prior approval.
VS VS
GoActive Covered up to Sum Insured

Initial Waiting Period
Reassure 2.0 Gold 30 days. Accidents are covered from Day 1, subject to policy terms.
VS VS
GoActive 30 days from policy start. Waived after 12 months of continuous coverage. Accidents are covered from day 1.

Specific Waiting Period
Reassure 2.0 Gold 24 months for listed conditions and procedures. The waiting period does not apply to accidents. Cancer is covered after the initial 30-day waiting period, subject to policy terms.
VS VS
GoActive 24 months for listed conditions and procedures. Cancer is covered after 30 days.

PED Waiting Period
Reassure 2.0 Gold 36 months of continuous coverage for pre-existing diseases. Optional PED Waiting Time Modification can reduce this to 1 or 2 years at additional premium.
VS VS
GoActive 36 months

Modern Treatment
Reassure 2.0 Gold Covered up to the Sum Insured for 12 listed procedures, including robotic surgery, oral chemotherapy, stem cell therapy, deep brain stimulation and intravitreal injections. For Sum Insured up to ₹10 lakh, cataract cover is limited to a monofocal lens, subject to policy terms.
VS VS
GoActive Covered up to the sum insured, covering uterine artery embolisation, HIFU, deep brain stimulation, oral chemotherapy, immunotherapy, intravitreal injections, robotic surgery, stereotactic radiosurgery, and other listed treatments. Robotic surgeries have a ₹1 lakh sub-limit, except robotic prostatectomy for cancer, robotic cardiac surgery, robotic partial nephrectomy, and robotic surgery for malignancies.

Annual Health Checkup
Reassure 2.0 Gold Available from Day 1, once every policy year. The benefit is ₹500 per ₹1 lakh of Base Sum Insured, capped at ₹5,000 per insured individual or ₹10,000 per floater policy. Cashless only, booked through the Niva Bupa app, subject to policy terms.
VS VS
GoActive Covered for insured persons aged 18 and over, booked through the Niva Bupa app or website. Not available on the ₹1 lakh and ₹2 lakh options. Unused check-ups do not carry forward.

Pre-Hospitalisation
Reassure 2.0 Gold Eligible pre-hospitalisation expenses are covered for up to 60 days, up to the Sum Insured.
VS VS
GoActive Up to 90 days before admission, within the sum insured

Post-Hospitalisation
Reassure 2.0 Gold Eligible post-hospitalisation expenses are covered for up to 180 days, up to the Sum Insured.
VS VS
GoActive Up to 180 days after discharge, within the sum insured

Outpatient Department Cover (OPD Expense)
Reassure 2.0 Gold Routine OPD expenses are not covered under the base plan. Unlimited e-consultations with network partners are included.
VS VS
GoActive Covered. Number of consultations per policy year depends on the sum insured and the number of adults. Reimbursement is up to ₹600 per consultation in Zone 1 and ₹500 in Zone 2. The limit is shared by all members.

Deductible Option
Reassure 2.0 Gold The prospectus lists an optional annual aggregate deductible of ₹10,000, ₹20,000, ₹30,000, ₹50,000 or ₹1,00,000 for the Bronze/Silver/Gold group. The Gold single-sheeter does not list this benefit, so availability for the Gold variant and sales channel requires confirmation.
VS VS
GoActive Optional annual aggregate deductible of ₹25,000, ₹50,000, ₹1 lakh, ₹2 lakh, ₹3 lakh, ₹5 lakh or ₹10 lakh. It does not apply to health check-ups, second opinions, OPD, behavioural assistance or personal accident.

Coverage Options
Reassure 2.0 Gold Base Sum Insured options listed in the reviewed single-sheeter are ₹5 lakh, ₹7.5 lakh, ₹10 lakh, ₹15 lakh, ₹20 lakh, ₹25 lakh, ₹50 lakh and ₹1 crore. Individual cover for up to 6 members or family floater options are listed, with 1-year, 2-year and 3-year policy terms. Confirm the ₹7.5 lakh option against the insurer's latest schedule before publication.
VS VS
GoActive Information Unavailable

Claim Settlement Ratio
Reassure 2.0 Gold 96.8% of claims settled by number in FY 2025-26 for the combined ReAssure product line. The insurer's disclosure groups ReAssure, ReAssure 2.0 and ReAssure 3.0 UINs together, so this is not a Gold-specific ratio. Niva Bupa's company-level figure was 94.4% for FY 2025-26.
VS VS
GoActive Claim Settlement Ratio (CSR) of 93.3% as a three-year IRDAI weighted average, and 95.6% in recent quarterly company disclosures (Q1 FY 2026-27).

Maternity Cover
Reassure 2.0 Gold Maternity expenses are excluded under the standard policy terms. Ectopic pregnancy is treated separately in the exclusion wording.
VS VS
GoActive Not offered. Maternity and related childbirth expenses are excluded.

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

Phone Number

Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Explore Our Most Popular Plans

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Tata AIG Medicare Select Plan

Niva Bupa Aspire Titanium Plus

Bajaj Allianz My Healthcare Plan

Star Health Women

Bajaj Allianz Health Ensure

Niva Bupa Health Companion

Care Health Ultimate

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

Compare With Other Health Insurance Plans

Reassure 2.0 Gold vs Supreme Senior Premium

Reassure 2.0 Gold vs Energy Silver Without Copay

Reassure 2.0 Gold vs Ultimate

Reassure 2.0 Gold vs EquiCover

Reassure 2.0 Gold vs Optima Secure Global Plus

Reassure 2.0 Gold vs Optima Secure

Reassure 2.0 Gold vs Super Mediclaim

Reassure 2.0 Gold vs Critical Illness Platinum Plan

Reassure 2.0 Gold vs Health Recharge

Reassure 2.0 Gold vs Golden Shield

Reassure 2.0 Gold vs Optima Secure Plus

Reassure 2.0 Gold vs Cancer Cover Activ Cancer Secure Plan

Reassure 2.0 Gold vs LifeTime Health Global

Reassure 2.0 Gold vs Women Care

Reassure 2.0 Gold vs Aspire Diamond+

Reassure 2.0 Gold vs Activate Booster Plan A

Reassure 2.0 Gold vs myHealth Medisure Super Top-up

Reassure 2.0 Gold vs Health Super Saver Standard

Reassure 2.0 Gold vs Active Care Premier

Reassure 2.0 Gold vs ProHealth Accumulate

Reassure 2.0 Gold vs Health Booster SuperTopup Individual Adult 1 Year N

Reassure 2.0 Gold vs Supreme Shine

Reassure 2.0 Gold vs Health Shield 360 Retail

Reassure 2.0 Gold vs Health Cardiac Care Silver & Gold Plan

Reassure 2.0 Gold vs myHealth Suraksha Gold

Reassure 2.0 Gold vs Max Protect Premium

Reassure 2.0 Gold vs Elder Care

Reassure 2.0 Gold vs Young Star Gold

Reassure 2.0 Gold vs Assure

Reassure 2.0 Gold vs Active Fit Plus

Reassure 2.0 Gold vs Cancer Care Platinum

Reassure 2.0 Gold vs Health Connect Elite

Reassure 2.0 Gold vs Arogya Sanjeevani

Reassure 2.0 Gold vs OneHealth Premium

Reassure 2.0 Gold vs ProHealth Prime Protect

Reassure 2.0 Gold vs Optima Lite

Reassure 2.0 Gold vs Medicare Plus

Reassure 2.0 Gold vs Activ Health Platinum Essential

Reassure 2.0 Gold vs GoActive

Reassure 2.0 Gold vs Criti Shield Family Shield

Reassure 2.0 Gold vs Medicare Senior

Reassure 2.0 Gold vs Enhance Super Top-up Two

Reassure 2.0 Gold vs Reassure 3.0

Reassure 2.0 Gold vs Medicare Protect

Reassure 2.0 Gold vs Health AdvantEdge Plus

Reassure 2.0 Gold vs Activ One SAVR

Reassure 2.0 Gold vs Active Assure Diamond

Reassure 2.0 Gold vs Activ One VIP

Reassure 2.0 Gold vs Health Pulse Classic

Reassure 2.0 Gold vs Advantage

Reassure 2.0 Gold vs Mediclaim Insurance Policy

Reassure 2.0 Gold vs iHealth

Reassure 2.0 Gold vs Special Care Gold

Reassure 2.0 Gold vs Energy Gold Without Copay

Reassure 2.0 Gold vs Activ One Max

Reassure 2.0 Gold vs Smart Super Health

Reassure 2.0 Gold vs Classic

Reassure 2.0 Gold vs Activ One Vytl

Reassure 2.0 Gold vs Supreme

Reassure 2.0 Gold vs Freedom

Reassure 2.0 Gold vs Sarvah Pratham

Reassure 2.0 Gold vs Joy Today

Reassure 2.0 Gold vs Medi Classic

Reassure 2.0 Gold vs Activate Booster Plan B

Reassure 2.0 Gold vs Aspire Gold+

Reassure 2.0 Gold vs Health Gain

Reassure 2.0 Gold vs Aspire Platinum+

Reassure 2.0 Gold vs Plus Complete

Reassure 2.0 Gold vs Health Companion Family First Plan

Reassure 2.0 Gold vs Reassure 2.0 Platinum+

Reassure 2.0 Gold vs Reassure 3.0 Elite

Reassure 2.0 Gold vs Enhance Super Top-up One

Reassure 2.0 Gold vs Joy Tomorrow

Reassure 2.0 Gold vs Reassure 3.0 Select

Reassure 2.0 Gold vs Activ One VIP+

Reassure 2.0 Gold vs Red Carpet Senior Citizens

Reassure 2.0 Gold vs Super Surplus Gold

Reassure 2.0 Gold vs Health SuperCharge

Reassure 2.0 Gold vs Health Elite Plus

Reassure 2.0 Gold vs Medicare Premier

Reassure 2.0 Gold vs Family Health Optima

Reassure 2.0 Gold vs Health Companion Variant 2022

Reassure 2.0 Gold vs Health Companion Variant 3

Reassure 2.0 Gold vs Plus Youth

Reassure 2.0 Gold vs ProHealth Prime Advantage

Reassure 2.0 Gold vs Critical Illness Silver Plan

Reassure 2.0 Gold vs Health Premia Gold

Reassure 2.0 Gold vs Health Premia Platinum

Reassure 2.0 Gold vs Comprehensive

Reassure 2.0 Gold vs HeartBeat Enhanced

Reassure 2.0 Gold vs Reassure

Reassure 2.0 Gold vs Complete Health Insurance Health Shield Plus Plan

Reassure 2.0 Gold vs myHealth Suraksha Platinum

Reassure 2.0 Gold vs Health Recharge Super Top Up Plan

Reassure 2.0 Gold vs Supreme Value for Money

Reassure 2.0 Gold vs Supreme Enhance Two

Reassure 2.0 Gold vs Supreme Senior Super

Reassure 2.0 Gold vs Supreme Enhance

Reassure 2.0 Gold vs Active Fit Preferred

Reassure 2.0 Gold vs LifeTime Health

Reassure 2.0 Gold vs Medicare

Reassure 2.0 Gold vs ProHealth Prime Active

Reassure 2.0 Gold vs ProHealth Prime Senior Elite

Reassure 2.0 Gold vs Advanced Top Up

Reassure 2.0 Gold vs Multiplier Health

Reassure 2.0 Gold vs Ultimate (Direct)

Reassure 2.0 Gold vs Young Star

Reassure 2.0 Gold vs Star Women Care Policy

Reassure 2.0 Gold vs Health Assurance

Reassure 2.0 Gold vs Family Plus

Reassure 2.0 Gold vs Sarvah Param

Reassure 2.0 Gold vs Optima Insurance

Reassure 2.0 Gold vs Smart Super Health Assure

Reassure 2.0 Gold vs Criti Shield Plus

Reassure 2.0 Gold vs Health Care Supreme Ultimo

Reassure 2.0 Gold vs Super Star

Reassure 2.0 Gold vs Reassure 3.0 Black

Reassure 2.0 Gold vs Health Guard Platinum

Reassure 2.0 Gold vs Health Guard Gold

Reassure 2.0 Gold vs Elevate (Direct)

Reassure 2.0 Gold vs Senior First Platinum

Reassure 2.0 Gold vs Extra Care Plus Super Top-up

Reassure 2.0 Gold vs Health Care Supreme Smart

Reassure 2.0 Gold vs Medi Classic Gold

Reassure 2.0 Gold vs Smart Health Pro

Reassure 2.0 Gold vs Optima Super Secure

Reassure 2.0 Gold vs Optima Secure Global

Reassure 2.0 Gold vs Special Care

Reassure 2.0 Gold vs Medicare LITE

Reassure 2.0 Gold vs NextGen

Reassure 2.0 Gold vs Health Shield 360

Reassure 2.0 Gold vs SecureHealth

Reassure 2.0 Gold vs Energy Silver With Copay

Reassure 2.0 Gold vs Supreme (Direct)

Reassure 2.0 Gold vs Plus

Reassure 2.0 Gold vs Medicare Select

Reassure 2.0 Gold vs Complete Health Insurance Health Protect Plus Plan

Reassure 2.0 Gold vs myHealth Koti Suraksha

Reassure 2.0 Gold vs Senior

Reassure 2.0 Gold vs myHealth Suraksha Silver

Reassure 2.0 Gold vs Health Booster

Reassure 2.0 Gold vs Complete Health Insurance Health Shield

Reassure 2.0 Gold vs Cardiac Care Platinum

Reassure 2.0 Gold vs Royal Sundaram Lifeline Elite

Reassure 2.0 Gold vs HeartBeat Platinum

Reassure 2.0 Gold vs Supreme Enhance One

Reassure 2.0 Gold vs HeartBeat Gold

Reassure 2.0 Gold vs Health Companion Variant 2

Reassure 2.0 Gold vs Health Companion Variant 1

Reassure 2.0 Gold vs Aspire Titanium+

Reassure 2.0 Gold vs iHealth Plus

Reassure 2.0 Gold vs Reassure 3.0 Classic

Reassure 2.0 Gold vs Senior Health Advantage

Reassure 2.0 Gold vs Health Wallet

Reassure 2.0 Gold vs Elevate

Reassure 2.0 Gold vs Heart

Reassure 2.0 Gold vs Reassure 2.0 Titanium+

Reassure 2.0 Gold vs Diabetes Safe Plan A

Reassure 2.0 Gold vs Reassure 2.0 Bronze+

Reassure 2.0 Gold vs Young Star Silver

Reassure 2.0 Gold vs Enhance Super Top-up

Reassure 2.0 Gold vs Joy

Reassure 2.0 Gold vs Health Elite

Reassure 2.0 Gold vs Supreme Senior Health AdvantEdge

Reassure 2.0 Gold vs Health AdvantEdge

Reassure 2.0 Gold vs Supreme Super Saver

Reassure 2.0 Gold vs Health Insurance Platinum

Reassure 2.0 Gold vs Supreme Senior Premium

Reassure 2.0 Gold vs Energy Silver Without Copay

Reassure 2.0 Gold vs Ultimate

Reassure 2.0 Gold vs EquiCover

Reassure 2.0 Gold vs Optima Secure Global Plus

GoActive vs Supreme Senior Premium

GoActive vs Energy Silver Without Copay

GoActive vs Ultimate

GoActive vs EquiCover

GoActive vs Optima Secure Global Plus

GoActive vs Optima Secure

GoActive vs Super Mediclaim

GoActive vs Critical Illness Platinum Plan

GoActive vs Health Recharge

GoActive vs Golden Shield

GoActive vs Optima Secure Plus

GoActive vs Cancer Cover Activ Cancer Secure Plan

GoActive vs LifeTime Health Global

GoActive vs Women Care

GoActive vs Aspire Diamond+

GoActive vs Activate Booster Plan A

GoActive vs myHealth Medisure Super Top-up

GoActive vs Health Super Saver Standard

GoActive vs Active Care Premier

GoActive vs ProHealth Accumulate

GoActive vs Health Booster SuperTopup Individual Adult 1 Year N

GoActive vs Supreme Shine

GoActive vs Health Shield 360 Retail

GoActive vs Health Cardiac Care Silver & Gold Plan

GoActive vs myHealth Suraksha Gold

GoActive vs Max Protect Premium

GoActive vs Elder Care

GoActive vs Young Star Gold

GoActive vs Assure

GoActive vs Active Fit Plus

GoActive vs Cancer Care Platinum

GoActive vs Health Connect Elite

GoActive vs Arogya Sanjeevani

GoActive vs OneHealth Premium

GoActive vs ProHealth Prime Protect

GoActive vs Optima Lite

GoActive vs Medicare Plus

GoActive vs Activ Health Platinum Essential

GoActive vs Criti Shield Family Shield

GoActive vs Medicare Senior

GoActive vs Enhance Super Top-up Two

GoActive vs Reassure 3.0

GoActive vs Medicare Protect

GoActive vs Health AdvantEdge Plus

GoActive vs Activ One SAVR

GoActive vs Active Assure Diamond

GoActive vs Activ One VIP

GoActive vs Health Pulse Classic

GoActive vs Advantage

GoActive vs Mediclaim Insurance Policy

GoActive vs iHealth

GoActive vs Special Care Gold

GoActive vs Energy Gold Without Copay

GoActive vs Activ One Max

GoActive vs Smart Super Health

GoActive vs Classic

GoActive vs Activ One Vytl

GoActive vs Supreme

GoActive vs Freedom

GoActive vs Sarvah Pratham

GoActive vs Joy Today

GoActive vs Medi Classic

GoActive vs Activate Booster Plan B

GoActive vs Aspire Gold+

GoActive vs Health Gain

GoActive vs Aspire Platinum+

GoActive vs Plus Complete

GoActive vs Health Companion Family First Plan

GoActive vs Reassure 2.0 Platinum+

GoActive vs Reassure 3.0 Elite

GoActive vs Enhance Super Top-up One

GoActive vs Joy Tomorrow

GoActive vs Reassure 3.0 Select

GoActive vs Activ One VIP+

GoActive vs Red Carpet Senior Citizens

GoActive vs Super Surplus Gold

GoActive vs Health SuperCharge

GoActive vs Health Elite Plus

GoActive vs Medicare Premier

GoActive vs Family Health Optima

GoActive vs Health Companion Variant 2022

GoActive vs Health Companion Variant 3

GoActive vs Plus Youth

GoActive vs ProHealth Prime Advantage

GoActive vs Critical Illness Silver Plan

GoActive vs Health Premia Gold

GoActive vs Health Premia Platinum

GoActive vs Comprehensive

GoActive vs HeartBeat Enhanced

GoActive vs Reassure

GoActive vs Complete Health Insurance Health Shield Plus Plan

GoActive vs myHealth Suraksha Platinum

GoActive vs Health Recharge Super Top Up Plan

GoActive vs Supreme Value for Money

GoActive vs Supreme Enhance Two

GoActive vs Supreme Senior Super

GoActive vs Supreme Enhance

GoActive vs Reassure 2.0 Gold

GoActive vs Active Fit Preferred

GoActive vs LifeTime Health

GoActive vs Medicare

GoActive vs ProHealth Prime Active

GoActive vs ProHealth Prime Senior Elite

GoActive vs Advanced Top Up

GoActive vs Multiplier Health

GoActive vs Ultimate (Direct)

GoActive vs Young Star

GoActive vs Star Women Care Policy

GoActive vs Health Assurance

GoActive vs Family Plus

GoActive vs Sarvah Param

GoActive vs Optima Insurance

GoActive vs Smart Super Health Assure

GoActive vs Criti Shield Plus

GoActive vs Health Care Supreme Ultimo

GoActive vs Super Star

GoActive vs Reassure 3.0 Black

GoActive vs Health Guard Platinum

GoActive vs Health Guard Gold

GoActive vs Elevate (Direct)

GoActive vs Senior First Platinum

GoActive vs Extra Care Plus Super Top-up

GoActive vs Health Care Supreme Smart

GoActive vs Medi Classic Gold

GoActive vs Smart Health Pro

GoActive vs Optima Super Secure

GoActive vs Optima Secure Global

GoActive vs Special Care

GoActive vs Medicare LITE

GoActive vs NextGen

GoActive vs Health Shield 360

GoActive vs SecureHealth

GoActive vs Energy Silver With Copay

GoActive vs Supreme (Direct)

GoActive vs Plus

GoActive vs Medicare Select

GoActive vs Complete Health Insurance Health Protect Plus Plan

GoActive vs myHealth Koti Suraksha

GoActive vs Senior

GoActive vs myHealth Suraksha Silver

GoActive vs Health Booster

GoActive vs Complete Health Insurance Health Shield

GoActive vs Cardiac Care Platinum

GoActive vs Royal Sundaram Lifeline Elite

GoActive vs HeartBeat Platinum

GoActive vs Supreme Enhance One

GoActive vs HeartBeat Gold

GoActive vs Health Companion Variant 2

GoActive vs Health Companion Variant 1

GoActive vs Aspire Titanium+

GoActive vs iHealth Plus

GoActive vs Reassure 3.0 Classic

GoActive vs Senior Health Advantage

GoActive vs Health Wallet

GoActive vs Elevate

GoActive vs Heart

GoActive vs Reassure 2.0 Titanium+

GoActive vs Diabetes Safe Plan A

GoActive vs Reassure 2.0 Bronze+

GoActive vs Young Star Silver

GoActive vs Enhance Super Top-up

GoActive vs Joy

GoActive vs Health Elite

GoActive vs Supreme Senior Health AdvantEdge

GoActive vs Health AdvantEdge

GoActive vs Supreme Super Saver

GoActive vs Health Insurance Platinum

GoActive vs Supreme Senior Premium

GoActive vs Energy Silver Without Copay

GoActive vs Ultimate

GoActive vs EquiCover

GoActive vs Optima Secure Global Plus

Related Blogs

Joseph Vijay Announces ₹25 Lakh Health Insurance in Tamil Nadu: What Residents Need to Know

October 26, 2026 | Jaison F Joy

Diwali Emergencies and Health Insurance: Are You Covered for Unexpected Hospital Bills?

October 26, 2026 | Jaison F Joy

What Is IRDAI? What Does IRDAI Do for Insurance in India?

October 7, 2026 | Jaison F Joy

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Joseph Vijay Announces ₹25 Lakh Health Insurance in Tamil Nadu: What Residents Need to Know

October 26, 2026 | Jaison F Joy

Diwali Emergencies and Health Insurance: Are You Covered for Unexpected Hospital Bills?

October 26, 2026 | Jaison F Joy

What Is IRDAI? What Does IRDAI Do for Insurance in India?

October 7, 2026 | Jaison F Joy

Making Health Insurance Affordable: Is EMI Really the Best Way?

February 4, 2026 | OneAssure Team

Insurance in 2026: Great for Your Wallet, But What’s Still Missing?

February 1, 2026 | OneAssure Team

How India’s Budget 2026 Could Shape the Future of Insurance - A Young Earner’s Guide.

February 1, 2026 | OneAssure Team

Tips To Choose The Best Health Insurance Plan

November 17, 2025 | Mahak Chauhan

Oneassure

Health Insurance

Compare Health Insurance Plans

Reassure 2.0 Gold Vs Goactive