How does OneAssure help me compare health insurance policies and choose the best plan?

OneAssure allows you to compare multiple health insurance policies side by side, analyzing coverage, premiums, hospital networks, and benefits to choose the most suitable plan for your needs.

What is the difference between cashless and reimbursement claims in health insurance policies?

Cashless claims let you get treatment at network hospitals without paying upfront, while reimbursement claims require you to pay first and get refunded later.

Does OneAssure provide expert guidance while selecting health insurance with maternity or newborn coverage?

Yes, OneAssure’s insurance experts guide you in selecting plans with maternity benefits, newborn cover, and short waiting periods for family planning needs.

How do co-payment clauses impact health insurance premiums and claim settlements?

Co-payment means you share a part of the claim cost. Opting for co-pay lowers your premium but increases your out-of-pocket expenses.

Which health insurance plan offers the best coverage for critical illnesses and pre-existing diseases?

Plans with comprehensive coverage, minimal waiting periods, and optional critical illness riders are ideal. OneAssure helps identify policies that best meet these requirements.

Can I compare waiting periods and sub-limits for hospitalisation expenses on OneAssure?

Yes, OneAssure’s comparison tool highlights waiting periods, sub-limits, and exclusions so you can choose a policy that maximizes benefits and minimizes restrictions.

What are room rent limits in health insurance, and how do they affect claims?

Room rent limits cap the daily room cost covered by your insurer. Choosing a plan without strict limits ensures higher claim payouts.

Does OneAssure assist with health insurance claims and renewals after I purchase a policy?

Absolutely. OneAssure provides end-to-end support for claims, renewals, and queries, ensuring a hassle-free experience throughout your policy tenure.

How can I check if a health insurance plan covers daycare procedures and modern treatments?

OneAssure’s policy comparison clearly lists daycare and advanced treatment coverage, helping you pick a plan aligned with your healthcare needs.

What documents are needed to buy and claim a health insurance policy online via OneAssure?

To buy a policy, you need ID proof, address proof, and medical details. For claims, hospital bills, prescriptions, and discharge summaries are required.

Oneassure

Health Insurance

Compare Health Insurance Plans

Activ Health Platinum Essential Vs Prohealth Preferred

Insurance Plans Comparison

Aditya Birla Activ Health Platinum Essential vs ManipalCigna ProHealth Preferred

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare coverage, benefits, and premiums to find the perfect plan for your needs.

Make an informed decision with our detailed side-by-side comparison of top health insurance policies. Compare...

Activ Health Platinum Essential

What Makes It Special:

Activ Health Platinum is designed for those who want comprehensive coverage without restrictions. It offers extensive coverage for modern treatments and innovative features.

Best For:

Not available

VS

ProHealth Preferred

What Makes It Special:

ProHealth focuses on providing essential health coverage at an affordable premium. It's designed for budget-conscious individuals who want reliable coverage.

Best For:

Not available

Insurance Plans Comparison

Get Personalized Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

Name

Phone Number

Email

Your Enquiry

Name

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Email

Your Enquiry

Quick Decision Guide

Aditya Birla Activ Health Platinum Essential

Not available

ManipalCigna ProHealth Preferred

Not available

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ Health Platinum Essential

Health Insurance Plan

Brochure

VS

ProHealth Preferred

Health Insurance Plan

Policy Wording

Room Rent
Activ Health Platinum Essential Normal: Single private room ICU: As per policy terms and conditions	ProHealth Preferred Normal: Any Room Category (excluding Suite and higher category) ICU: Covered up to Sum Insured

Advanced Treatments
Activ Health Platinum Essential Modern treatments covered as per policy terms	ProHealth Preferred Robotic Surgery Cyber Knife Treatment Worldwide Emergency Treatment Organ Transplant Related Hospitalization

Co-payment
Activ Health Platinum Essential Mandatory co-payment applies on all claims Optional waiver of co-payment available as an add-on cover	ProHealth Preferred No mandatory co-pay below age 65 20% mandatory co-pay for insured persons aged 65 years and above Additional zone-based co-pay may apply for treatment outside selected zone

Waiting Period
Activ Health Platinum Essential Initial Waiting Period: 30 days from policy inception, except accidents Pre-existing Conditions: As per policy terms and conditions Chronic Conditions (Diabetes, BP, Asthma, High Cholesterol): No waiting period — covered from Day 1	ProHealth Preferred Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 24 months

Cashless Healthcare Providers
Activ Health Platinum Essential Access to 10,000+ network hospitals across India for cashless treatment	ProHealth Preferred Available through ManipalCigna network hospitals

Daycare Treatment
Activ Health Platinum Essential 586 day-care procedures covered	ProHealth Preferred Covered

AYUSH Treatment
Activ Health Platinum Essential Not mentioned in the brochure — verify from policy wordings before filling	ProHealth Preferred Covered

Insurance Plans Comparison

Detailed Features Comparison

Compare the key features of different health insurance plans

Activ Health Platinum Essential

Health Insurance Plan

Brochure

VS

ProHealth Preferred

Health Insurance Plan

Policy Wording

Room Rent
Activ Health Platinum Essential Normal: Single private room ICU: As per policy terms and conditions
VS VS
ProHealth Preferred Normal: Any Room Category (excluding Suite and higher category) ICU: Covered up to Sum Insured

Advanced Treatments
Activ Health Platinum Essential Modern treatments covered as per policy terms
VS VS
ProHealth Preferred Robotic Surgery Cyber Knife Treatment Worldwide Emergency Treatment Organ Transplant Related Hospitalization

Co-payment
Activ Health Platinum Essential Mandatory co-payment applies on all claims Optional waiver of co-payment available as an add-on cover
VS VS
ProHealth Preferred No mandatory co-pay below age 65 20% mandatory co-pay for insured persons aged 65 years and above Additional zone-based co-pay may apply for treatment outside selected zone

Waiting Period
Activ Health Platinum Essential Initial Waiting Period: 30 days from policy inception, except accidents Pre-existing Conditions: As per policy terms and conditions Chronic Conditions (Diabetes, BP, Asthma, High Cholesterol): No waiting period — covered from Day 1
VS VS
ProHealth Preferred Initial Waiting Period: 30 days Pre-existing Disease Waiting Period: 24 months

Cashless Healthcare Providers
Activ Health Platinum Essential Access to 10,000+ network hospitals across India for cashless treatment
VS VS
ProHealth Preferred Available through ManipalCigna network hospitals

Daycare Treatment
Activ Health Platinum Essential 586 day-care procedures covered
VS VS
ProHealth Preferred Covered

AYUSH Treatment
Activ Health Platinum Essential Not mentioned in the brochure — verify from policy wordings before filling
VS VS
ProHealth Preferred Covered

Insurance Plans Comparison

Still Confused? Get Expert Advice

Our insurance experts are here to help you make the right choice. Get personalized recommendations based on your specific needs and budget.

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Email

Your Enquiry

Name

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Email

Your Enquiry

Why Choose Our Expert Consultation?

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

End-to-End Support

From choosing the right policy to managing claims, every step is handled for you

Zero Spam. Zero Hassle

Pure advice, no unwanted calls, no unnecessary push

Free Expert Consultation

Talk to experienced advisors at no cost, and make confident decisions

24/7 Claim Assistance

Get a dedicated expert managing your claim end-to-end, from hospital admission to approval, including dispute resolution and support

What Our Experts Help You With

Personalised Recommendations

Every suggestion is backed by expert analysis of your life stage, goals, and budget

Expert-Led Policy Review

We decode the fine print—identifying risks, sub-limits, and gaps you may have missed. No surprises later

Smart, Tech-Enabled Experience

From digital onboarding to real-time claim tracking, our platform makes insurance easy, accessible, and stress-free

Insurance Plans Comparison

Explore Insurance Category

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Senior Citizen Health Plan

Secure against age-related medical costs
Tailored for seniors healthcare needs

Family Health Plan

One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs

Maternity Health Plan

Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs

Insurance Plans Comparison

Frequently Asked Questions (FAQs)

Having questions? We've got answers. Explore our FAQs to find the information you need.

1-5 of 10 FAQs

Explore Our Most Popular Plans

ICICI Lombard Elevate

Tata AIG Medicare Premier

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Niva Bupa Reassure 2.0

Tata AIG Medicare Select Plan

Niva Bupa Aspire Titanium Plus

Bajaj Allianz My Healthcare Plan

Star Health Women

Bajaj Allianz Health Ensure

Niva Bupa Health Companion

Care Health Ultimate

ICICI Lombard Elevate

Tata AIG Medicare Premier

HDFC ERGO My Optima Secure

Care Health Supreme

Niva Bupa Reassure 2.0

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Oneassure

Health Insurance

Compare Health Insurance Plans

Activ Health Platinum Essential Vs Prohealth Preferred