
ICICI Lombard Health Insurance Plans
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97.16%
Claim Settlement Ratio
10,600+
Network Hospitals
7.4
Overall Rating
ICICI Lombard
Our Verdict About ICICI Lombard Health Insurance
ICICI Lombard is a strong contender for those seeking modern health-insurance with advanced features and digital convenience.
What We Like
Covers modern and critical illnesses comprehensively.
High brand trust and quick online servicing.
10600+ hospital network and strong digital claim support.
Wide plan range with global cover and home treatment.
“Anywhere Cashless” feature for treatment at any hospital.
Areas of Improvement
Limited flexibility in low-cost plans.
Regional service consistency varies.
Some policy variants have waiting periods and sub-limits.
High premiums for comprehensive plans.
Mixed reviews on claim processing and transparency.
Final Verdict
ICICI Lombard Health Insurance is one of the most reliable choices that offers a strong medical support. The hospital network of ICICI Lombard is extensive, and the claim procedures are quite fast. Along with that, the flexibility of plans also contributes to the good feeling that the insurer is at...
ICICI Lombard Health Insurance is one of the most reliable choices that offers a strong medical support. The hospital network of ICICI Lombard is extensive, and the claim procedures are quite fast. Along with that,...
ICICI Lombard Health Insurance Plans
ICICI Lombard Health Insurance Plans
Key Features
Top Product Highlights
Compare the features of the top health insurance products to find the perfect plan for your needs.
Compare the features of the top health insurance products to find the perfect plan for your needs.
Product Name | Room Rent | Coverage Options | Restoration Benefit |
|---|---|---|---|
Activate Booster Plan B | Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category | Available coverage options: ₹10L, 15L, 20L, 25L, 45L, 50L, 85L, 90L, 95L, 1Cr, 3Cr | Not available |
Activate Booster Plan A | Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category | Available coverage options: ₹10L, 15L, 20L, 25L, 45L, 50L, 85L, 90L, 95L, 1Cr, 3Cr | Not available |
Elevate | Single private AC room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category | Available sum insured options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹1 Cr, ₹3 Cr and unlimited sum insured | Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
Activate Booster Plan B | Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category | Available coverage options: ₹10L, 15L, 20L, 25L, 45L, 50L, 85L, 90L, 95L, 1Cr, 3Cr | Not available |
Activate Booster Plan A | Single Private Room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category | Available coverage options: ₹10L, 15L, 20L, 25L, 45L, 50L, 85L, 90L, 95L, 1Cr, 3Cr | Not available |
Elevate | Single private AC room is included as part of base cover. However, you can opt for Room Modifier Add-on to upgrade or downgrade the room category | Available sum insured options: ₹5L, ₹7.5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹1 Cr, ₹3 Cr and unlimited sum insured | Yes, your sum insured restores to 100% each time you make a claim in a policy year, for both related and unrelated illnesses |
ICICI Lombard
Customer Testimonials
Real experiences from our valued customers who have chosen our insurance coverage.
Have been associated with Ruchir and his team… They have provided me excellent guidance in choosing the right plans for myself and my family…
…always been available to assist with any insurance/claim queries.
Nakul N
I want to sincerely thank Sunad for being there for me throughout the entire claim process. He helped me through so many ups and downs, always patient and ready to support when things got tough. I honestly don’t know how I would have managed without his guidance and encouragement. Sunad made a difficult situation feel a lot less stressful, and I’m truly grateful for his kindness and steadfast help.
Prashant Pandey
Had a great experience with them during a difficult time. After my mother’s accident, we had to pay the hospital bill upfront, as cashless wasn’t available. They guided us through the reimbursement process, helped file the claim, and consistently followed up with the insurer until it was settled. Their support with the post-hospitalization claim was equally prompt and thorough.
Jatin Gala
Why Choose ICICI Lombard Health Insurance?
Documents Required
ICICI Lombard
Claim Settlement Process
Quick and hassle-free claim settlement with dedicated support to ensure timely approvals and smooth hospital experiences
ICICI Lombard
Renewal Process
Easily renew your policy online or offline to enjoy uninterrupted health coverage
ICICI Lombard Network Hospitals
10,600+
Network hospitals across the country for cashless treatment
700+
Cities covered nationwide for easy access to quality healthcare
700+
States and union territories ensuring comprehensive coverage
ICICI Lombard
Features Comparison
Senior Citizen Health Plan
Secure against age-related medical costs
Tailored for seniors healthcare needs
Most Popular
Family Health Plan
One policy covers the entire family
High sum insured with cashless care
Multiple coverage options based on your family needs
Maternity Health Plan
Covers delivery, newborn care, and maternity expenses
Reduces financial stress of childbirth costs
ICICI Lombard
Need help finding the right health plan?
Our experts offer personalised recommendations tailored to your age, family size, and health profile, ensuring you select the ideal coverage
FAQs
Frequently Asked Questions
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.
Got questions about health insurance? You’re not alone. Here are some of the most commonly asked questions to help you understand plans, coverage, claims, and benefits better.










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